Best Special Rates and Terms in Franklin, Kentucky, KY

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Below are special Certificate of Deposit special rates and terms from banks in Franklin, Kentucky. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

Franklin, KY - November 5, 2026

What is the best special CD rate in Franklin, KY?

As of November 5, 2026, the highest special CD rate from a bank in Franklin, KY is 4.00% APY from Woodforest National Bank (minimum deposit $500). The table below ranks every special CD listed for this area. Rates change frequently, so check back for the latest numbers.

Bank	APY	MIN	PERIOD
Woodforest National Bank Russellville Branch	4.00%	$500	8 months	Learn More Reviews (2)
Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 4.00%
Regions Bank Franklin Ky W Branch	4.00% 3.75% 3.75%	$501 $500	9 months	Learn More Reviews
Rate History: 4.35% → 4.00% → 3.70% → 3.50% → 4.00%
Woodforest National Bank Russellville Branch	3.50%	$500	13 months	Learn More Reviews (2)
Rate History: 4.00% → 3.75% → 3.50% → 2.50% → 3.50%
PNC Bank, National Association Russellville Road Branch	3.50%	$1,000	13 months	Learn More Reviews (1)
U.S. Bank National Association Russellville Branch	3.25%	$1,000	7 months	Learn More Reviews (2)
Rate History: 4.00% → 3.50% → 2.85% → 3.50% → 3.25%
Regions Bank Franklin Ky W Branch	3.25%	$501	13 months	Learn More Reviews
Rate History: 3.50% → 3.25%
CIT Bank, a division of First-Citizens Bank and Trust	3.25%	$1,000	13 months	Learn More Reviews (33)
Rate History: 3.50% → 3.35% → 3.25%
Regions Bank Franklin Ky W Branch	3.00%	$500	13 months	Learn More Reviews
Rate History: 3.50% → 4.25% → 3.50% → 4.00% → 3.00%
U.S. Bank National Association Russellville Branch	3.00%	$1,000	13 months	Learn More Reviews (2)
Rate History: 3.20% → 3.67% → 2.75% → 1.71% → 3.00%
Regions Bank Franklin Ky W Branch	2.75%	$500	19 months	Learn More Reviews
Rate History: 3.75% → 2.75%
PNC Bank, National Association Russellville Road Branch	2.60%	$1,000	61 months	Learn More Reviews (1)
U.S. Bank National Association Russellville Branch	2.50%	$1,000	25 months	Learn More Reviews (2)
Rate History: 3.75% → 3.10% → 2.85% → 3.00% → 2.50%
PNC Bank, National Association Russellville Road Branch	2.40%	$1,000	37 months	Learn More Reviews (1)
JPMorgan Chase Bank, National Association Bowling Green Branch	2.25%	$100,000	6 months	Learn More Reviews (18)
Rate History: 1.50% → 1.01% → 0.75% → 0.50% → 2.25%
PNC Bank, National Association Russellville Road Branch	2.20%	$1,000	25 months	Learn More Reviews (1)
PNC Bank, National Association Russellville Road Branch	2.10%	$1,000	19 months	Learn More Reviews (1)
PNC Bank, National Association Russellville Road Branch	1.90%	$1,000	9 months	Learn More Reviews (1)
Rate History: 0.05% → 1.90%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Franklin, KY - November 5, 2026

Branch	Street	City	State
Woodforest National Bank Russellville Branch	120 Sam Walton Drive	Russellville	KY
Regions Bank Franklin Ky W Branch	117 W. Cedar Street	Franklin	KY
Regions Bank Franklin Ky W Branch	117 W. Cedar Street	Franklin	KY
Woodforest National Bank Russellville Branch	120 Sam Walton Drive	Russellville	KY
PNC Bank, National Association Russellville Road Branch	2215 Russellville Road	Bowling Green	KY
U.S. Bank National Association Russellville Branch	135 West Fourth Street	Russellville	KY
Regions Bank Franklin Ky W Branch	117 W. Cedar Street	Franklin	KY
Regions Bank Franklin Ky W Branch	117 W. Cedar Street	Franklin	KY
U.S. Bank National Association Russellville Branch	135 West Fourth Street	Russellville	KY
Regions Bank Franklin Ky W Branch	117 W. Cedar Street	Franklin	KY
PNC Bank, National Association Russellville Road Branch	2215 Russellville Road	Bowling Green	KY
U.S. Bank National Association Russellville Branch	135 West Fourth Street	Russellville	KY
PNC Bank, National Association Russellville Road Branch	2215 Russellville Road	Bowling Green	KY
JPMorgan Chase Bank, National Association Bowling Green Branch	924 Broadway Avenue	Bowling Green	KY
PNC Bank, National Association Russellville Road Branch	2215 Russellville Road	Bowling Green	KY
PNC Bank, National Association Russellville Road Branch	2215 Russellville Road	Bowling Green	KY
PNC Bank, National Association Russellville Road Branch	2215 Russellville Road	Bowling Green	KY