Best Special Rates and Terms in Owensboro, Kentucky, KY

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Below are special Certificate of Deposit special rates and terms from banks in Owensboro, Kentucky. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

Owensboro, KY - November 6, 2026

What is the best special CD rate in Owensboro, KY?

As of November 6, 2026, the highest special CD rate from a bank in Owensboro, KY is 4.00% APY from Woodforest National Bank (minimum deposit $500). The table below ranks every special CD listed for this area. Rates change frequently, so check back for the latest numbers.

Bank	APY	MIN	PERIOD
Woodforest National Bank 8090 Owensboro Kentucky Walmart Bran Branch	4.00%	$500	8 months	Learn More Reviews (2)
Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 4.00%
Fifth Third Bank, National Association Owensboro South Branch	3.75%	$5,000	3 months	Learn More Reviews (5)
Rate History: 3.80% → 4.00% → 3.40% → 3.80% → 3.75%
Fifth Third Bank, National Association Owensboro South Branch	3.50%	$5,000	7 months	Learn More Reviews (5)
Rate History: 4.50% → 4.20% → 3.50% → 3.20% → 3.50%
Woodforest National Bank 8090 Owensboro Kentucky Walmart Bran Branch	3.50%	$500	13 months	Learn More Reviews (2)
Rate History: 4.00% → 3.75% → 3.50% → 2.50% → 3.50%
PNC Bank, National Association Parrish Avenue Branch	3.50%	$1,000	13 months	Learn More Reviews (1)
CIT Bank, a division of First-Citizens Bank and Trust	3.25%	$1,000	13 months	Learn More Reviews (33)
Rate History: 3.50% → 3.35% → 3.25%
Fifth Third Bank, National Association Owensboro South Branch	2.75%	$5,000	24 months	Learn More Reviews (5)
Rate History: 2.00% → 3.00% → 2.00% → 2.50% → 2.75%
PNC Bank, National Association Parrish Avenue Branch	2.60%	$1,000	61 months	Learn More Reviews (1)
PNC Bank, National Association Parrish Avenue Branch	2.40%	$1,000	37 months	Learn More Reviews (1)
JPMorgan Chase Bank, National Association Carter Road Branch	2.25%	$100,000	6 months	Learn More Reviews (18)
Rate History: 1.50% → 1.01% → 0.75% → 0.50% → 2.25%
PNC Bank, National Association Parrish Avenue Branch	2.20%	$1,000	25 months	Learn More Reviews (1)
PNC Bank, National Association Parrish Avenue Branch	2.10%	$1,000	19 months	Learn More Reviews (1)
PNC Bank, National Association Parrish Avenue Branch	1.90%	$1,000	9 months	Learn More Reviews (1)
Rate History: 0.05% → 1.90%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Owensboro, KY - November 6, 2026

Branch	Street	City	State
Woodforest National Bank 8090 Owensboro Kentucky Walmart Bran Branch	3151 Ky 54	Owensboro	KY
Fifth Third Bank, National Association Owensboro South Branch	3205 Frederica Street	Owensboro	KY
Fifth Third Bank, National Association Owensboro South Branch	3205 Frederica Street	Owensboro	KY
Woodforest National Bank 8090 Owensboro Kentucky Walmart Bran Branch	3151 Ky 54	Owensboro	KY
PNC Bank, National Association Parrish Avenue Branch	2715 W. Parrish Avenue	Owensboro	KY
Fifth Third Bank, National Association Owensboro South Branch	3205 Frederica Street	Owensboro	KY
PNC Bank, National Association Parrish Avenue Branch	2715 W. Parrish Avenue	Owensboro	KY
PNC Bank, National Association Parrish Avenue Branch	2715 W. Parrish Avenue	Owensboro	KY
JPMorgan Chase Bank, National Association Carter Road Branch	1350 Carter Road	Owensboro	KY
PNC Bank, National Association Parrish Avenue Branch	2715 W. Parrish Avenue	Owensboro	KY
PNC Bank, National Association Parrish Avenue Branch	2715 W. Parrish Avenue	Owensboro	KY
PNC Bank, National Association Parrish Avenue Branch	2715 W. Parrish Avenue	Owensboro	KY