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Image Courtesy: pixabay.com
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Below are special Certificate of Deposit special rates and terms from banks in Columbia, Missouri. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.
Columbia, MO - November 8, 2026
As of November 8, 2026, the highest special CD rate from a bank in Columbia, MO is 4.25% APY from UMB Bank, National Association (minimum deposit $5,000). The best rate with a $1,000 minimum or less is 4.00% APY from Regions Bank (minimum deposit $501). The table below ranks every special CD listed for this area. Rates change frequently, so check back for the latest numbers.
| Bank | APY | MIN | PERIOD | |
|---|---|---|---|---|
|
UMB Bank, National Association Columbia Branch |
4.25% | $5,000 | 15 months |
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|
|
Rate History: 3.75% → 4.10% → 3.75% → 4.10% → 4.25% |
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|
UMB Bank, National Association Columbia Branch |
4.20% | $5,000 | 9 months |
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|
|
Rate History: 3.90% → 4.05% → 3.90% → 4.05% → 4.20% |
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|
Bernadette Branch
|
4.00%
3.75% 3.75% |
$501
$500 |
9 months |
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|
|
Rate History: 4.35% → 4.00% → 3.70% → 3.50% → 4.00% |
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|
UMB Bank, National Association Columbia Branch |
3.85% | $5,000 | 3 months |
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|
|
Rate History: 4.10% → 4.02% → 3.70% → 3.90% → 3.85% |
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|
Bank of America, National Association Columbia West Branch |
3.80%
3.51% 3.51% |
$100,000
$10,000 |
7 months |
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|
|
Rate History: 3.75% → 3.51% → 3.25% → 3.80% → 3.80% |
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|
U.S. Bank National Association Columbia Forum Boulevard Branch |
3.25% | $1,000 | 7 months |
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|
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Rate History: 4.00% → 3.50% → 2.85% → 3.50% → 3.25% |
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|
Bernadette Branch
|
3.25% | $501 | 13 months |
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|
|
Rate History: 3.50% → 3.25% |
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|
CIT Bank, a division of First-Citizens Bank and Trust |
3.25% | $1,000 | 13 months |
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|
|
Rate History: 3.50% → 3.35% → 3.25% |
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|
Bernadette Branch
|
3.00% | $500 | 13 months |
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|
|
Rate History: 3.50% → 4.25% → 3.50% → 4.00% → 3.00% |
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|
U.S. Bank National Association Columbia Forum Boulevard Branch |
3.00% | $1,000 | 13 months |
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|
|
Rate History: 3.20% → 3.67% → 2.75% → 1.71% → 3.00% |
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|
Bank of America, National Association Columbia West Branch |
2.95% | $10,000 | 10 months |
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|
|
Rate History: 3.70% → 3.45% → 3.20% → 2.95% → 2.95% |
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|
Bernadette Branch
|
2.75% | $500 | 19 months |
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|
|
Rate History: 3.75% → 2.75% |
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|
U.S. Bank National Association Columbia Forum Boulevard Branch |
2.50% | $1,000 | 25 months |
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|
|
Rate History: 3.75% → 3.10% → 2.85% → 3.00% → 2.50% |
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|
Bank of America, National Association Columbia West Branch |
2.00% | $10,000 | 13 months |
Learn More
|
|
Rate History: 2.75% → 2.50% → 2.25% → 2.00% → 2.00% |
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|
Bank of America, National Association Columbia West Branch |
1.75% | $10,000 | 25 months |
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|
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The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. |
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Last Update on November 7, 2026
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