Best Special Rates and Terms in Kernersville, North Carolina, NC

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Below are special Certificate of Deposit special rates and terms from banks in Kernersville, North Carolina. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

Kernersville, NC - November 4, 2026

What is the best special CD rate in Kernersville, NC?

As of November 4, 2026, the highest special CD rate from a bank in Kernersville, NC is 4.55% APY from Finworth, a division of InsBank (minimum deposit $50,000). The best rate with a $1,000 minimum or less is 4.20% APY from Bank OZK (minimum deposit $1,000). The table below ranks every special CD listed for this area. Rates change frequently, so check back for the latest numbers.

Bank	APY	MIN	PERIOD
Finworth, a division of InsBank Lexington Branch	4.55%	$50,000	22 months	Learn More Reviews (1)
Rate History: 3.50% → 3.20% → 4.35% → 4.45% → 4.55%
Bank OZK Lexington Branch	4.20%	$1,000	7 months	Learn More Reviews (11)
Rate History: 5.00% → 4.20%
First-Citizens Bank & Trust Company Archdale Branch	4.00%	$5,000	5 months	Learn More Reviews (3)
Rate History: 3.65% → 3.55% → 3.45% → 2.50% → 4.00%
Woodforest National Bank 0822 Lexington Wal-Mart Branch	4.00%	$500	8 months	Learn More Reviews (2)
Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 4.00%
Bank of America, National Association Southgate Branch	3.80% 3.51% 3.51%	$100,000 $10,000	7 months	Learn More Reviews (7)
Rate History: 3.75% → 3.51% → 3.25% → 3.80% → 3.80%
Bank OZK Lexington Branch	3.80%	$1,000	13 months	Learn More Reviews (11)
Rate History: 5.50% → 3.80%
First-Citizens Bank & Trust Company Archdale Branch	3.75%	$5,000	11 months	Learn More Reviews (3)
Woodforest National Bank 0822 Lexington Wal-Mart Branch	3.50%	$500	13 months	Learn More Reviews (2)
Rate History: 4.00% → 3.75% → 3.50% → 2.50% → 3.50%
PNC Bank, National Association 3301 S Main St Branch	3.50%	$1,000	13 months	Learn More Reviews (1)
CIT Bank, a division of First-Citizens Bank and Trust	3.25%	$1,000	13 months	Learn More Reviews (33)
Rate History: 3.50% → 3.35% → 3.25%
Bank of America, National Association Southgate Branch	2.95%	$10,000	10 months	Learn More Reviews (7)
Rate History: 3.70% → 3.45% → 3.20% → 2.95% → 2.95%
PNC Bank, National Association 3301 S Main St Branch	2.60%	$1,000	61 months	Learn More Reviews (1)
PNC Bank, National Association 3301 S Main St Branch	2.40%	$1,000	37 months	Learn More Reviews (1)
PNC Bank, National Association 3301 S Main St Branch	2.20%	$1,000	25 months	Learn More Reviews (1)
PNC Bank, National Association 3301 S Main St Branch	2.10%	$1,000	19 months	Learn More Reviews (1)
Bank of America, National Association Southgate Branch	2.00%	$10,000	13 months	Learn More Reviews (7)
Rate History: 2.75% → 2.50% → 2.25% → 2.00% → 2.00%
PNC Bank, National Association 3301 S Main St Branch	1.90%	$1,000	9 months	Learn More Reviews (1)
Rate History: 0.05% → 1.90%
Bank of America, National Association Southgate Branch	1.75%	$10,000	25 months	Learn More Reviews (7)
The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. Rate History: 3.20% → 3.00% → 2.00% → 1.75% → 1.75%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Kernersville, NC - November 4, 2026

Branch	Street	City	State
Finworth, a division of InsBank Lexington Branch	119 West Center Street	Lexington	NC
Bank OZK Lexington Branch	119 West Center Street	Lexington	NC
First-Citizens Bank & Trust Company Archdale Branch	11613 North Main Street	Archdale	NC
Woodforest National Bank 0822 Lexington Wal-Mart Branch	160 Lowes Blvd.	Lexington	NC
Bank of America, National Association Southgate Branch	1103 Randolph Street	Thomasville	NC
Bank OZK Lexington Branch	119 West Center Street	Lexington	NC
First-Citizens Bank & Trust Company Archdale Branch	11613 North Main Street	Archdale	NC
Bank of America, National Association Southgate Branch	1103 Randolph Street	Thomasville	NC
Woodforest National Bank 0822 Lexington Wal-Mart Branch	160 Lowes Blvd.	Lexington	NC
PNC Bank, National Association 3301 S Main St Branch	11246 N. Main Street	Archdale	NC
Bank of America, National Association Southgate Branch	1103 Randolph Street	Thomasville	NC
PNC Bank, National Association 3301 S Main St Branch	11246 N. Main Street	Archdale	NC
PNC Bank, National Association 3301 S Main St Branch	11246 N. Main Street	Archdale	NC
PNC Bank, National Association 3301 S Main St Branch	11246 N. Main Street	Archdale	NC
PNC Bank, National Association 3301 S Main St Branch	11246 N. Main Street	Archdale	NC
Bank of America, National Association Southgate Branch	1103 Randolph Street	Thomasville	NC
PNC Bank, National Association 3301 S Main St Branch	11246 N. Main Street	Archdale	NC
Bank of America, National Association Southgate Branch	1103 Randolph Street	Thomasville	NC