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Below are special Certificate of Deposit special rates and terms from banks in Oswego, New York. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.
Oswego, NY - November 7, 2026
As of November 7, 2026, the highest special CD rate from a bank in Oswego, NY is 4.00% APY from Woodforest National Bank (minimum deposit $500). The table below ranks every special CD listed for this area. Rates change frequently, so check back for the latest numbers.
| Bank | APY | MIN | PERIOD | |
|---|---|---|---|---|
|
8110 Fulton Branch
|
4.00% | $500 | 8 months |
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|
|
Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 4.00% |
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|
Oswego Branch
|
3.50% | $50,000 | 12 months |
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|
|
8110 Fulton Branch
|
3.50% | $500 | 13 months |
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|
|
Rate History: 4.00% → 3.75% → 3.50% → 2.50% → 3.50% |
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|
CIT Bank, a division of First-Citizens Bank and Trust |
3.25% | $1,000 | 13 months |
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|
|
Rate History: 3.50% → 3.35% → 3.25% |
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|
Oswego Branch
|
3.00% | $10,000 | 23 months |
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|
|
Rate History: 3.75% → 3.00% → 2.75% → 2.50% → 3.00% |
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|
JPMorgan Chase Bank, National Association Oswego Branch |
2.25% | $100,000 | 6 months |
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|
|
Rate History: 1.50% → 1.01% → 0.75% → 0.50% → 2.25% |
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| Branch | Street | City | State |
|---|---|---|---|
|
Woodforest National Bank 8110 Fulton Branch |
1818 State Route 3 | Fulton | NY |
|
KeyBank National Association Oswego Branch |
138 State Route 104 East | Oswego | NY |
|
Woodforest National Bank 8110 Fulton Branch |
1818 State Route 3 | Fulton | NY |
|
KeyBank National Association Oswego Branch |
138 State Route 104 East | Oswego | NY |
|
JPMorgan Chase Bank, National Association Oswego Branch |
204 West First Street | Oswego | NY |
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Last Update on November 6, 2026
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