Best Special Rates and Terms in El Paso, Texas, TX

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Below are special Certificate of Deposit special rates and terms from banks in El Paso, Texas. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

El Paso, TX - November 4, 2026

What is the best special CD rate in El Paso, TX?

As of November 4, 2026, the highest special CD rate from a bank in El Paso, TX is 4.45% APY from Sunflower Bank, National Association (minimum deposit $1,000). The table below ranks every special CD listed for this area. Rates change frequently, so check back for the latest numbers.

Bank	APY	MIN	PERIOD
Sunflower Bank, National Association Capital Bank, Ssb Branch	4.45%	$1,000	9 months	Learn More Reviews (1)
Bank of America, National Association Upper Valley Branch	3.80% 3.51% 3.51%	$100,000 $10,000	7 months	Learn More Reviews (7)
Rate History: 3.75% → 3.51% → 3.25% → 3.80% → 3.80%
Wells Fargo Bank, National Association Outlet Shoppes At El Paso Nd Branch	3.74%	$2,500	7 months	Learn More Reviews (7)
Rate History: 3.64% → 3.75% → 3.50% → 3.24% → 3.74%
Wells Fargo Bank, National Association Outlet Shoppes At El Paso Nd Branch	3.64%	$2,500	15 months	Learn More Reviews (7)
Rate History: 3.74% → 3.64%
Wells Fargo Bank, National Association Outlet Shoppes At El Paso Nd Branch	3.59%	$2,500	11 months	Learn More Reviews (7)
Rate History: 3.75% → 3.50% → 3.25% → 2.99% → 3.59%
CIT Bank, a division of First-Citizens Bank and Trust	3.25%	$1,000	13 months	Learn More Reviews (33)
Rate History: 3.50% → 3.35% → 3.25%
Bank of America, National Association Upper Valley Branch	2.95%	$10,000	10 months	Learn More Reviews (7)
Rate History: 3.70% → 3.45% → 3.20% → 2.95% → 2.95%
JPMorgan Chase Bank, National Association El Paso - West Branch	2.25%	$100,000	6 months	Learn More Reviews (18)
Rate History: 1.50% → 1.01% → 0.75% → 0.50% → 2.25%
Bank of America, National Association Upper Valley Branch	2.00%	$10,000	13 months	Learn More Reviews (7)
Rate History: 2.75% → 2.50% → 2.25% → 2.00% → 2.00%
Bank of America, National Association Upper Valley Branch	1.75%	$10,000	25 months	Learn More Reviews (7)
The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. Rate History: 3.20% → 3.00% → 2.00% → 1.75% → 1.75%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around El Paso, TX - November 4, 2026

Branch	Street	City	State
Sunflower Bank, National Association Capital Bank, Ssb Branch	201 E. Main Street, Third Floor	El Paso	TX
Bank of America, National Association Upper Valley Branch	7575 North Mesa Street	El Paso	TX
Wells Fargo Bank, National Association Outlet Shoppes At El Paso Nd Branch	7051 S Desert Blvd	Canutillo	TX
Wells Fargo Bank, National Association Outlet Shoppes At El Paso Nd Branch	7051 S Desert Blvd	Canutillo	TX
Wells Fargo Bank, National Association Outlet Shoppes At El Paso Nd Branch	7051 S Desert Blvd	Canutillo	TX
Bank of America, National Association Upper Valley Branch	7575 North Mesa Street	El Paso	TX
Bank of America, National Association Upper Valley Branch	7575 North Mesa Street	El Paso	TX
JPMorgan Chase Bank, National Association El Paso - West Branch	7598 North Mesa	El Paso	TX
Bank of America, National Association Upper Valley Branch	7575 North Mesa Street	El Paso	TX
Bank of America, National Association Upper Valley Branch	7575 North Mesa Street	El Paso	TX