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Below are special Certificate of Deposit special rates and terms from banks in Harlingen, Texas. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.
Harlingen, TX - November 4, 2026
As of November 4, 2026, the highest special CD rate from a bank in Harlingen, TX is 4.00% APY from Woodforest National Bank (minimum deposit $500). The table below ranks every special CD listed for this area. Rates change frequently, so check back for the latest numbers.
| Bank | APY | MIN | PERIOD | |
|---|---|---|---|---|
|
San Benito Wal-Mart Branch
|
4.00% | $500 | 8 months |
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|
|
Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 4.00% |
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|
Bank of America, National Association Boca Chica Branch |
3.80%
3.51% 3.51% |
$100,000
$10,000 |
7 months |
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|
|
Rate History: 3.75% → 3.51% → 3.25% → 3.80% → 3.80% |
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|
Wells Fargo Bank, National Association Brownsville Downtown Branch |
3.74% | $2,500 | 7 months |
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|
|
Rate History: 3.64% → 3.75% → 3.50% → 3.24% → 3.74% |
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|
Wells Fargo Bank, National Association Brownsville Downtown Branch |
3.64% | $2,500 | 15 months |
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|
|
Rate History: 3.74% → 3.64% |
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|
Wells Fargo Bank, National Association Brownsville Downtown Branch |
3.59% | $2,500 | 11 months |
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|
|
Rate History: 3.75% → 3.50% → 3.25% → 2.99% → 3.59% |
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|
San Benito Wal-Mart Branch
|
3.50% | $500 | 13 months |
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|
|
Rate History: 4.00% → 3.75% → 3.50% → 2.50% → 3.50% |
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|
Brownsville Branch
|
3.35% | $1,000 | 3 months |
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|
|
Rate History: 3.00% → 3.05% → 3.20% → 3.30% → 3.35% |
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|
CIT Bank, a division of First-Citizens Bank and Trust |
3.25% | $1,000 | 13 months |
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|
|
Rate History: 3.50% → 3.35% → 3.25% |
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|
Bank of America, National Association Boca Chica Branch |
2.95% | $10,000 | 10 months |
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|
|
Rate History: 3.70% → 3.45% → 3.20% → 2.95% → 2.95% |
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|
JPMorgan Chase Bank, National Association Boca Chica Branch |
2.25% | $100,000 | 6 months |
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|
|
Rate History: 1.50% → 1.01% → 0.75% → 0.50% → 2.25% |
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|
Bank of America, National Association Boca Chica Branch |
2.00% | $10,000 | 13 months |
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|
|
Rate History: 2.75% → 2.50% → 2.25% → 2.00% → 2.00% |
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|
Bank of America, National Association Boca Chica Branch |
1.75% | $10,000 | 25 months |
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|
|
The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. |
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|
Brownsville Branch
|
1.40% | $1,000 | 2 months |
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|
|
Rate History: 1.60% → 1.30% → 1.40% |
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Brownsville Branch
|
1.30% | $1,000 | 1 months |
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|
|
Rate History: 1.50% → 1.20% → 1.30% |
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Last Update on November 3, 2026
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