Best Special Rates and Terms in Bainbridge Island, Washington, WA

You are viewing rates from banks across

Below are special Certificate of Deposit special rates and terms from banks in Bainbridge Island, Washington. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

Bainbridge Island, WA - November 7, 2026

What is the best special CD rate in Bainbridge Island, WA?

As of November 7, 2026, the highest special CD rate from a bank in Bainbridge Island, WA is 4.00% APY from First-Citizens Bank & Trust Company (minimum deposit $5,000). The best rate with a $1,000 minimum or less is 3.25% APY from U.S. Bank National Association (minimum deposit $1,000). The table below ranks every special CD listed for this area. Rates change frequently, so check back for the latest numbers.

Bank	APY	MIN	PERIOD
First-Citizens Bank & Trust Company Point Fosdick Branch	4.00%	$5,000	5 months	Learn More Reviews (3)
Rate History: 3.65% → 3.55% → 3.45% → 2.50% → 4.00%
First-Citizens Bank & Trust Company Point Fosdick Branch	3.75%	$5,000	11 months	Learn More Reviews (3)
Heritage Bank of Olympia Gig Harbor Branch	3.50%	$2,500	9 months	Learn More Reviews
Rate History: 4.75% → 0.30% → 4.50% → 2.90% → 3.50%
Heritage Bank of Olympia Gig Harbor Branch	3.30%	$2,500	3 months	Learn More Reviews
Rate History: 1.00% → 4.75% → 4.60% → 3.30%
U.S. Bank National Association Gig Harbor Safeway Branch	3.25%	$1,000	7 months	Learn More Reviews (2)
Rate History: 4.00% → 3.50% → 2.85% → 3.50% → 3.25%
CIT Bank, a division of First-Citizens Bank and Trust	3.25%	$1,000	13 months	Learn More Reviews (33)
Rate History: 3.50% → 3.35% → 3.25%
Banner Bank Kent Branch	3.05%	$2,500	7 months	Learn More Reviews (1)
Rate History: 4.08% → 3.82% → 3.56% → 3.30% → 3.05%
U.S. Bank National Association Gig Harbor Safeway Branch	3.00%	$1,000	13 months	Learn More Reviews (2)
Rate History: 3.20% → 3.67% → 2.75% → 1.71% → 3.00%
Banner Bank Kent Branch	2.79%	$2,500	13 months	Learn More Reviews (1)
Rate History: 3.05% → 3.56% → 3.30% → 3.05% → 2.79%
U.S. Bank National Association Gig Harbor Safeway Branch	2.50%	$1,000	25 months	Learn More Reviews (2)
Rate History: 3.75% → 3.10% → 2.85% → 3.00% → 2.50%
Heritage Bank of Olympia Gig Harbor Branch	2.45%	$2,500	18 months	Learn More Reviews
Rate History: 0.40% → 2.45%
Banner Bank Kent Branch	0.75%	$2,500	36 months	Learn More Reviews (1)
Rate History: 2.28% → 1.51% → 1.26% → 1.01% → 0.75%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Bainbridge Island, WA - November 7, 2026

Branch	Street	City	State
First-Citizens Bank & Trust Company Point Fosdick Branch	5101 Point Fosdick Drive	Gig Harbor	WA
First-Citizens Bank & Trust Company Point Fosdick Branch	5101 Point Fosdick Drive	Gig Harbor	WA
Heritage Bank of Olympia Gig Harbor Branch	5119 Olympic Drive Nw	Gig Harbor	WA
Heritage Bank of Olympia Gig Harbor Branch	5119 Olympic Drive Nw	Gig Harbor	WA
U.S. Bank National Association Gig Harbor Safeway Branch	4831 Point Fosdick Drive, Northwest	Gig Harbor	WA
Banner Bank Kent Branch	1140 W. Meeker Street	Kent	WA
U.S. Bank National Association Gig Harbor Safeway Branch	4831 Point Fosdick Drive, Northwest	Gig Harbor	WA
Banner Bank Kent Branch	1140 W. Meeker Street	Kent	WA
U.S. Bank National Association Gig Harbor Safeway Branch	4831 Point Fosdick Drive, Northwest	Gig Harbor	WA
Heritage Bank of Olympia Gig Harbor Branch	5119 Olympic Drive Nw	Gig Harbor	WA
Banner Bank Kent Branch	1140 W. Meeker Street	Kent	WA