Best Special Rates and Terms in Washington, District Of Columbia, DC

You are viewing rates from banks across Washington, DC

Below are special Certificate of Deposit special rates and terms from banks in Washington, DC. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

Washington, DC - November 15, 2026

What is the best special CD rate in Washington, DC?

As of November 15, 2026, the highest special CD rate from a bank in Washington, DC is 4.10% APY from Presidential Bank, FSB (minimum deposit $1,000). The table below ranks every special CD listed for this area. Rates change frequently, so check back for the latest numbers.

Bank	APY	MIN	PERIOD
Presidential Bank, FSB 1660 K Street Branch	4.10%	$1,000	7 months	Learn More Reviews
Rate History: 1.00% → 4.00% → 4.10%
Bank of America, National Association Spring Valley Branch	3.80% 3.51% 3.51%	$100,000 $10,000	7 months	Learn More Reviews (7)
Rate History: 3.75% → 3.51% → 3.25% → 3.80% → 3.80%
United Bank Spring Valley Branch	3.75%	$500	5 months	Learn More Reviews (1)
Rate History: 5.00% → 4.75% → 4.25% → 4.00% → 3.75%
Wells Fargo Bank, National Association Macarthur & Arizona Branch	3.74%	$2,500	7 months	Learn More Reviews (7)
Rate History: 3.64% → 3.75% → 3.50% → 3.24% → 3.74%
Wells Fargo Bank, National Association Macarthur & Arizona Branch	3.64%	$2,500	15 months	Learn More Reviews (7)
Rate History: 3.74% → 3.64%
Wells Fargo Bank, National Association Macarthur & Arizona Branch	3.59%	$2,500	11 months	Learn More Reviews (7)
Rate History: 3.75% → 3.50% → 3.25% → 2.99% → 3.59%
Presidential Bank, FSB 1660 K Street Branch	3.50%	$1,000	9 months	Learn More Reviews
Rate History: 1.00% → 3.50%
United Bank Spring Valley Branch	3.50%	$500	11 months	Learn More Reviews (1)
Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 3.50%
PNC Bank, National Association Spring Valley Branch	3.50%	$1,000	13 months	Learn More Reviews (1)
TD Bank, National Association Tenleytown Branch	3.25%	$10,000	12 months	Learn More Reviews (1)
Rate History: 4.00% → 3.75% → 3.51% → 3.00% → 3.25%
CIT Bank, a division of First-Citizens Bank and Trust	3.25%	$1,000	13 months	Learn More Reviews (33)
Rate History: 3.50% → 3.35% → 3.25%
United Bank Spring Valley Branch	3.25%	$500	20 months	Learn More Reviews (1)
Rate History: 1.00% → 3.75% → 3.50% → 3.25%
Citibank, National Association Palisades Branch	3.00%	$0	5 months	Learn More Reviews (11)
Rate History: 2.90% → 2.00% → 4.00% → 3.50% → 3.00%
Bank of America, National Association Spring Valley Branch	2.95%	$10,000	10 months	Learn More Reviews (7)
Rate History: 3.70% → 3.45% → 3.20% → 2.95% → 2.95%
Citibank, National Association Palisades Branch	2.75%	$0	6 months	Learn More Reviews (11)
Rate History: 3.50% → 4.00% → 2.00% → 2.50% → 2.75%
PNC Bank, National Association Spring Valley Branch	2.60%	$1,000	61 months	Learn More Reviews (1)
PNC Bank, National Association Spring Valley Branch	2.40%	$1,000	37 months	Learn More Reviews (1)
JPMorgan Chase Bank, National Association Washington, D.C. Branch	2.25%	$100,000	6 months	Learn More Reviews (18)
Rate History: 1.50% → 1.01% → 0.75% → 0.50% → 2.25%
PNC Bank, National Association Spring Valley Branch	2.20%	$1,000	25 months	Learn More Reviews (1)
PNC Bank, National Association Spring Valley Branch	2.10%	$1,000	19 months	Learn More Reviews (1)
Citibank, National Association Palisades Branch	2.00%	$0	4 months	Learn More Reviews (11)
Rate History: 3.75% → 2.25% → 3.00% → 2.00%
TD Bank, National Association Tenleytown Branch	2.00%	$10,001	6 months	Learn More Reviews (1)
Rate History: 2.75% → 3.51% → 3.45% → 3.51% → 2.00%
Bank of America, National Association Spring Valley Branch	2.00%	$10,000	13 months	Learn More Reviews (7)
Rate History: 2.75% → 2.50% → 2.25% → 2.00% → 2.00%
PNC Bank, National Association Spring Valley Branch	1.90%	$1,000	9 months	Learn More Reviews (1)
Rate History: 0.05% → 1.90%
Bank of America, National Association Spring Valley Branch	1.75%	$10,000	25 months	Learn More Reviews (7)
The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. Rate History: 3.20% → 3.00% → 2.00% → 1.75% → 1.75%
Citibank, National Association Palisades Branch	0.05%	$0	3 months	Learn More Reviews (11)
Rate History: 3.00% → 2.25% → 2.25% → 2.00% → 0.05%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Washington, DC - November 15, 2026

Branch	Street	City	State
Presidential Bank, FSB 1660 K Street Branch	1660 K Street	Washington	DC
Bank of America, National Association Spring Valley Branch	4301 49th Street, N.W.	Washington	DC
United Bank Spring Valley Branch	4900 Massachusetts Avenue, N.W.	Washington	DC
Wells Fargo Bank, National Association Macarthur & Arizona Branch	5201 Macarthur Boulevard, N.W.	Washington	DC
Wells Fargo Bank, National Association Macarthur & Arizona Branch	5201 Macarthur Boulevard, N.W.	Washington	DC
Wells Fargo Bank, National Association Macarthur & Arizona Branch	5201 Macarthur Boulevard, N.W.	Washington	DC
Bank of America, National Association Spring Valley Branch	4301 49th Street, N.W.	Washington	DC
Presidential Bank, FSB 1660 K Street Branch	1660 K Street	Washington	DC
United Bank Spring Valley Branch	4900 Massachusetts Avenue, N.W.	Washington	DC
PNC Bank, National Association Spring Valley Branch	4835 Massachusetts Avenue, N.W.	Washington	DC
TD Bank, National Association Tenleytown Branch	4849 Wisconsin Avenue Nw	Washington	DC
United Bank Spring Valley Branch	4900 Massachusetts Avenue, N.W.	Washington	DC
Citibank, National Association Palisades Branch	5250 Macarthur Boulevard, N.W.	Washington	DC
Bank of America, National Association Spring Valley Branch	4301 49th Street, N.W.	Washington	DC
Citibank, National Association Palisades Branch	5250 Macarthur Boulevard, N.W.	Washington	DC
PNC Bank, National Association Spring Valley Branch	4835 Massachusetts Avenue, N.W.	Washington	DC
PNC Bank, National Association Spring Valley Branch	4835 Massachusetts Avenue, N.W.	Washington	DC
JPMorgan Chase Bank, National Association Washington, D.C. Branch	800 Connecticut Avenue	Washington	DC
PNC Bank, National Association Spring Valley Branch	4835 Massachusetts Avenue, N.W.	Washington	DC
PNC Bank, National Association Spring Valley Branch	4835 Massachusetts Avenue, N.W.	Washington	DC
Citibank, National Association Palisades Branch	5250 Macarthur Boulevard, N.W.	Washington	DC
TD Bank, National Association Tenleytown Branch	4849 Wisconsin Avenue Nw	Washington	DC
Bank of America, National Association Spring Valley Branch	4301 49th Street, N.W.	Washington	DC
PNC Bank, National Association Spring Valley Branch	4835 Massachusetts Avenue, N.W.	Washington	DC
Bank of America, National Association Spring Valley Branch	4301 49th Street, N.W.	Washington	DC
Citibank, National Association Palisades Branch	5250 Macarthur Boulevard, N.W.	Washington	DC