Best Special Rates and Terms in Winter Haven, Florida, FL

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Below are special Certificate of Deposit special rates and terms from banks in Winter Haven, Florida. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

Winter Haven, FL - December 14, 2025

Bank	APY	MIN	PERIOD
Fifth Third Bank, National Association Fifth Third Bank Branch	4.00%	$5,000	3 months	Learn More Reviews (5)
Rate History: 5.20% → 4.50% → 4.00% → 3.80% → 4.00%
Regions Bank South Lakeland Branch	3.80% 3.55% 3.55%	$501 $500	5 months	Learn More Reviews
Rate History: 5.00% → 4.75% → 0.01% → 3.80%
Wells Fargo Bank, National Association Bartow Branch	3.75%	$5,000	7 months	Learn More Reviews (7)
Rate History: 4.25% → 4.00% → 3.75% → 3.64% → 3.75%
TD Bank, National Association South Lakeland Branch	3.70%	$250	3 months	Learn More Reviews (1)
Rate History: 4.00% → 3.70%
Regions Bank South Lakeland Branch	3.70% 3.45% 3.45%	$501 $500	8 months	Learn More Reviews
Rate History: 4.25% → 4.50% → 4.35% → 4.00% → 3.70%
Fifth Third Bank, National Association Fifth Third Bank Branch	3.60%	$5,000	7 months	Learn More Reviews (5)
Rate History: 4.80% → 5.00% → 4.50% → 4.20% → 3.50%
TrustCo Bank Winterhaven Branch	3.50%	$500	6 months	Learn More Reviews (1)
Rate History: 3.95% → 3.85% → 3.60% → 3.55% → 3.50%
Wells Fargo Bank, National Association Bartow Branch	3.50%	$5,000	11 months	Learn More Reviews (7)
Rate History: 3.50% → 3.75% → 3.50% → 3.75% → 3.50%
TD Bank, National Association South Lakeland Branch	3.45%	$10,001	6 months	Learn More Reviews (1)
Rate History: 4.00% → 3.00% → 2.75% → 3.51% → 3.45%
Regions Bank South Lakeland Branch	3.25%	$501	13 months	Learn More Reviews
Rate History: 3.50% → 3.25%
CIT Bank, a division of First-Citizens Bank and Trust	3.25%	$1,000	13 months	Learn More Reviews (33)
Rate History: 3.50% → 3.35% → 3.25%
Fifth Third Bank, National Association Fifth Third Bank Branch	3.25%	$5,000	13 months	Learn More Reviews (5)
Rate History: 4.00% → 4.30% → 3.30% → 3.49% → 3.25%
TD Bank, National Association South Lakeland Branch	3.10%	$10,000	9 months	Learn More Reviews (1)
Rate History: 3.75% → 3.25% → 3.10%
TD Bank, National Association South Lakeland Branch	3.00%	$10,000	12 months	Learn More Reviews (1)
Rate History: 4.50% → 4.00% → 3.75% → 3.51% → 3.00%
Regions Bank South Lakeland Branch	3.00%	$500	13 months	Learn More Reviews
Rate History: 3.50% → 4.25% → 3.50% → 4.00% → 3.00%
Fifth Third Bank, National Association Fifth Third Bank Branch	3.00%	$5,000	24 months	Learn More Reviews (5)
Rate History: 5.00% → 4.00% → 3.50% → 2.00% → 3.00%
Regions Bank South Lakeland Branch	2.75%	$500	19 months	Learn More Reviews
Rate History: 3.75% → 2.75%
PNC Bank, National Association Championsgate Branch	2.60%	$1,000	61 months	Learn More Reviews (1)
PNC Bank, National Association Championsgate Branch	2.40%	$1,000	37 months	Learn More Reviews (1)
PNC Bank, National Association Championsgate Branch	2.20%	$1,000	25 months	Learn More Reviews (1)
PNC Bank, National Association Championsgate Branch	2.00%	$1,000	13 months	Learn More Reviews (1)
TrustCo Bank Winterhaven Branch	1.45%	$500	12 months	Learn More Reviews (1)
Rate History: 3.90% → 3.85% → 3.75% → 1.50% → 1.45%
JPMorgan Chase Bank, National Association Lakeland South Banking Center Branch	0.75%	$100,000	6 months	Learn More Reviews (18)
Rate History: 3.00% → 2.00% → 1.50% → 1.01% → 0.75%
TrustCo Bank Winterhaven Branch	0.45%	$500	18 months	Learn More Reviews (1)
Rate History: 4.25% → 1.50% → 0.92% → 0.87% → 0.45%
Truist Bank Fort Meade Branch	0.00%	$1,000	15 months	Learn More Reviews (6)
Rate History: 3.75% → 3.35% → 3.00% → 2.75% → 2.70%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Winter Haven, FL - December 14, 2025

Branch	Street	City	State
Fifth Third Bank, National Association Fifth Third Bank Branch	1011 East County Road 540a	Lakeland	FL
Regions Bank South Lakeland Branch	4535 S. Florida Avenue	Lakeland	FL
Wells Fargo Bank, National Association Bartow Branch	205 South Broadway	Bartow	FL
TD Bank, National Association South Lakeland Branch	4400 South Florida Avenue	Lakeland	FL
Regions Bank South Lakeland Branch	4535 S. Florida Avenue	Lakeland	FL
Fifth Third Bank, National Association Fifth Third Bank Branch	1011 East County Road 540a	Lakeland	FL
Regions Bank South Lakeland Branch	4535 S. Florida Avenue	Lakeland	FL
TrustCo Bank Winterhaven Branch	7460 Cypress Gardens Boulevard	Winter Haven	FL
Wells Fargo Bank, National Association Bartow Branch	205 South Broadway	Bartow	FL
TD Bank, National Association South Lakeland Branch	4400 South Florida Avenue	Lakeland	FL
Regions Bank South Lakeland Branch	4535 S. Florida Avenue	Lakeland	FL
Regions Bank South Lakeland Branch	4535 S. Florida Avenue	Lakeland	FL
Fifth Third Bank, National Association Fifth Third Bank Branch	1011 East County Road 540a	Lakeland	FL
TD Bank, National Association South Lakeland Branch	4400 South Florida Avenue	Lakeland	FL
TD Bank, National Association South Lakeland Branch	4400 South Florida Avenue	Lakeland	FL
Regions Bank South Lakeland Branch	4535 S. Florida Avenue	Lakeland	FL
Fifth Third Bank, National Association Fifth Third Bank Branch	1011 East County Road 540a	Lakeland	FL
Regions Bank South Lakeland Branch	4535 S. Florida Avenue	Lakeland	FL
PNC Bank, National Association Championsgate Branch	8321 Champions Gate Boulevard	Champions Gate	FL
PNC Bank, National Association Championsgate Branch	8321 Champions Gate Boulevard	Champions Gate	FL
PNC Bank, National Association Championsgate Branch	8321 Champions Gate Boulevard	Champions Gate	FL
PNC Bank, National Association Championsgate Branch	8321 Champions Gate Boulevard	Champions Gate	FL
TrustCo Bank Winterhaven Branch	7460 Cypress Gardens Boulevard	Winter Haven	FL
JPMorgan Chase Bank, National Association Lakeland South Banking Center Branch	4820 South Florida Avenue	Lakeland	FL
TrustCo Bank Winterhaven Branch	7460 Cypress Gardens Boulevard	Winter Haven	FL
Truist Bank Fort Meade Branch	8 North Charleston Avenue	Fort Meade	FL