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Below are special Certificate of Deposit special rates and terms from banks in Palmetto, Georgia. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.
Palmetto, GA - November 1, 2026
As of November 1, 2026, the highest special CD rate from a bank in Palmetto, GA is 4.45% APY from Finworth, a division of InsBank (minimum deposit $50,000). The best rate with a $1,000 minimum or less is 4.20% APY from Bank OZK (minimum deposit $1,000). The table below ranks every special CD listed for this area. Rates change frequently, so check back for the latest numbers.
| Bank | APY | MIN | PERIOD | |
|---|---|---|---|---|
|
Finworth, a division of InsBank Villa Rica Branch |
4.45% | $50,000 | 22 months |
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Rate History: 3.90% → 3.50% → 3.20% → 4.35% → 4.45% |
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Villa Rica Branch
|
4.20% | $1,000 | 7 months |
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Rate History: 5.00% → 4.20% |
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|
First-Citizens Bank & Trust Company Powder Springs Branch |
4.00% | $5,000 | 5 months |
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Rate History: 3.65% → 3.55% → 3.45% → 2.50% → 4.00% |
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Villa Rica Branch
|
4.00% | $2,500 | 7 months |
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Rate History: 4.65% → 4.50% → 4.45% → 4.20% → 4.00% |
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|
Ga Newnan Branch
|
4.00% | $500 | 8 months |
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|
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Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 4.00% |
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|
Villa Rica Branch
|
4.00%
3.75% 3.75% |
$501
$500 |
9 months |
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|
|
Rate History: 4.35% → 4.00% → 3.70% → 3.50% → 4.00% |
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|
Bank of America, National Association Bank Of America, National Association Branch |
3.80%
3.51% 3.51% |
$100,000
$10,000 |
7 months |
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|
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Rate History: 3.75% → 3.51% → 3.25% → 3.80% → 3.80% |
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Villa Rica Branch
|
3.80% | $1,000 | 13 months |
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|
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Rate History: 5.50% → 3.80% |
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First-Citizens Bank & Trust Company Powder Springs Branch |
3.75% | $5,000 | 11 months |
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|
|
Wells Fargo Bank, National Association Carrollton Branch |
3.74% | $2,500 | 7 months |
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Rate History: 3.64% → 3.75% → 3.50% → 3.24% → 3.74% |
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Wells Fargo Bank, National Association Carrollton Branch |
3.64% | $2,500 | 15 months |
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Rate History: 3.74% → 3.64% |
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Wells Fargo Bank, National Association Carrollton Branch |
3.59% | $2,500 | 11 months |
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|
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Rate History: 3.75% → 3.50% → 3.25% → 2.99% → 3.59% |
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|
Ga Newnan Branch
|
3.50% | $500 | 13 months |
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|
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Rate History: 4.00% → 3.75% → 3.50% → 2.50% → 3.50% |
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Villa Rica Branch
|
3.50% | $2,500 | 23 months |
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Rate History: 1.00% → 3.50% |
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Villa Rica Branch
|
3.25% | $2,500 | 11 months |
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|
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Rate History: 4.25% → 3.50% → 3.75% → 3.50% → 3.25% |
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Villa Rica Branch
|
3.25% | $501 | 13 months |
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Rate History: 3.50% → 3.25% |
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CIT Bank, a division of First-Citizens Bank and Trust |
3.25% | $1,000 | 13 months |
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|
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Rate History: 3.50% → 3.35% → 3.25% |
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Villa Rica Branch
|
3.00% | $500 | 13 months |
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|
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Rate History: 3.50% → 4.25% → 3.50% → 4.00% → 3.00% |
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Villa Rica Branch
|
3.00% | $2,500 | 19 months |
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|
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Rate History: 1.00% → 3.75% → 3.50% → 3.25% → 3.00% |
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Bank of America, National Association Bank Of America, National Association Branch |
2.95% | $10,000 | 10 months |
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|
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Rate History: 3.70% → 3.45% → 3.20% → 2.95% → 2.95% |
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Villa Rica Branch
|
2.75% | $500 | 19 months |
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Rate History: 3.75% → 2.75% |
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JPMorgan Chase Bank, National Association Cosby Station Branch |
2.25% | $100,000 | 6 months |
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Rate History: 1.50% → 1.01% → 0.75% → 0.50% → 2.25% |
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Bank of America, National Association Bank Of America, National Association Branch |
2.00% | $10,000 | 13 months |
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|
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Rate History: 2.75% → 2.50% → 2.25% → 2.00% → 2.00% |
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Bank of America, National Association Bank Of America, National Association Branch |
1.75% | $10,000 | 25 months |
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|
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The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. |
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Last Update on October 31, 2026
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