Best Special Rates and Terms in Palatine, Illinois, IL

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Below are special Certificate of Deposit special rates and terms from banks in Palatine, Illinois. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

Palatine, IL - November 12, 2026

What is the best special CD rate in Palatine, IL?

As of November 12, 2026, the highest special CD rate from a bank in Palatine, IL is 4.75% APY from Lakeside Bank (minimum deposit $2,500). The best rate with a $1,000 minimum or less is 4.40% APY from North Shore Bank (minimum deposit $1,000). The table below ranks every special CD listed for this area. Rates change frequently, so check back for the latest numbers.

Bank	APY	MIN	PERIOD
Lakeside Bank Lakeview/Lincoln Park Branch	4.75%	$2,500	17 months	Learn More Reviews (2)
Lakeside Bank Lakeview/Lincoln Park Branch	4.50%	$2,500	12 months	Learn More Reviews (2)
North Shore Bank Illinois State Bank/Branch	4.40%	$1,000	13 months	Learn More Reviews
Rate History: 3.75% → 3.85% → 4.10% → 4.25% → 4.40%
Busey Bank Gartner Road Naperville Branch	4.15%	$1,000	11 months	Learn More Reviews (1)
Rate History: 5.10% → 4.75% → 4.40% → 4.25% → 4.15%
North Shore Bank Illinois State Bank/Branch	4.10%	$1,000	7 months	Learn More Reviews
Rate History: 4.00% → 4.10%
Busey Bank Gartner Road Naperville Branch	4.00%	$1,000	7 months	Learn More Reviews (1)
Rate History: 4.00% → 4.30% → 4.75% → 4.25% → 4.00%
Woodforest National Bank Crystal Lake Wal-Mart Branch	4.00%	$500	8 months	Learn More Reviews (2)
Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 4.00%
The Federal Savings Bank Lake Forest Branch	3.95%	$5,000	36 months	Learn More Reviews
Rate History: 4.50% → 5.00% → 3.50% → 3.95%
The Federal Savings Bank Lake Forest Branch	3.90%	$5,000	12 months	Learn More Reviews
Rate History: 5.05% → 5.80% → 5.65% → 3.90%
The Federal Savings Bank Lake Forest Branch	3.85%	$5,000	18 months	Learn More Reviews
Rate History: 4.55% → 5.70% → 5.55% → 3.85%
The Federal Savings Bank Lake Forest Branch	3.80%	$5,000	24 months	Learn More Reviews
Rate History: 5.25% → 3.80%
Byline Bank Schaumburg Office Branch	3.75%	$5,000	13 months	Learn More Reviews
Rate History: 1.00% → 5.15% → 5.00% → 3.75%
Heartland Bank and Trust Company Heartland Bank And Trust Company Branch	3.75%	$5,000	15 months	Learn More Reviews
Rate History: 4.75% → 4.50% → 4.25% → 4.00% → 3.75%
Wells Fargo Bank, National Association Schaumburg Branch	3.74%	$2,500	7 months	Learn More Reviews (7)
Rate History: 3.64% → 3.75% → 3.50% → 3.24% → 3.74%
CIBC Bank USA Saint Charles Branch	3.70%	$1,001	13 months	Learn More Reviews (6)
Wells Fargo Bank, National Association Schaumburg Branch	3.64%	$2,500	15 months	Learn More Reviews (7)
Rate History: 3.74% → 3.64%
Wells Fargo Bank, National Association Schaumburg Branch	3.59%	$2,500	11 months	Learn More Reviews (7)
Rate History: 3.75% → 3.50% → 3.25% → 2.99% → 3.59%
Woodforest National Bank Crystal Lake Wal-Mart Branch	3.50%	$500	13 months	Learn More Reviews (2)
Rate History: 4.00% → 3.75% → 3.50% → 2.50% → 3.50%
U.S. Bank National Association St. Charles Meijer Branch	3.25%	$1,000	7 months	Learn More Reviews (2)
Rate History: 4.00% → 3.50% → 2.85% → 3.50% → 3.25%
The Huntington National Bank Mchenry Branch	3.25%	$1,000	9 months	Learn More Reviews (1)
Rate History: 3.56% → 3.05% → 3.05% → 4.00% → 3.25%
CIT Bank, a division of First-Citizens Bank and Trust	3.25%	$1,000	13 months	Learn More Reviews (33)
Rate History: 3.50% → 3.35% → 3.25%
Lakeside Bank Lakeview/Lincoln Park Branch	3.00%	$10,000	3 months	Learn More Reviews (2)
Rate History: 3.65% → 3.50% → 3.35% → 3.15% → 3.00%
Citibank, National Association St Charles Branch	3.00%	$0	5 months	Learn More Reviews (11)
Rate History: 2.90% → 2.00% → 4.00% → 3.50% → 3.00%
U.S. Bank National Association St. Charles Meijer Branch	3.00%	$1,000	13 months	Learn More Reviews (2)
Rate History: 3.20% → 3.67% → 2.75% → 1.71% → 3.00%
Citibank, National Association St Charles Branch	2.75%	$0	6 months	Learn More Reviews (11)
Rate History: 3.50% → 4.00% → 2.00% → 2.50% → 2.75%
The Huntington National Bank Mchenry Branch	2.50%	$1,000	5 months	Learn More Reviews (1)
Rate History: 4.34% → 4.08% → 3.82% → 4.00% → 2.50%
U.S. Bank National Association St. Charles Meijer Branch	2.50%	$1,000	25 months	Learn More Reviews (2)
Rate History: 3.75% → 3.10% → 2.85% → 3.00% → 2.50%
Citibank, National Association St Charles Branch	2.00%	$0	4 months	Learn More Reviews (11)
Rate History: 3.75% → 2.25% → 3.00% → 2.00%
Citibank, National Association St Charles Branch	0.05%	$0	3 months	Learn More Reviews (11)
Rate History: 3.00% → 2.25% → 2.25% → 2.00% → 0.05%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Palatine, IL - November 12, 2026

Branch	Street	City	State
Lakeside Bank Lakeview/Lincoln Park Branch	2800 N Ashland Ave	Chicago	IL
Lakeside Bank Lakeview/Lincoln Park Branch	2800 N Ashland Ave	Chicago	IL
North Shore Bank Illinois State Bank/Branch	1301 Pyott Road	Lake In The Hills	IL
Busey Bank Gartner Road Naperville Branch	24 West Gartner Street, Suite 104	Naperville	IL
North Shore Bank Illinois State Bank/Branch	1301 Pyott Road	Lake In The Hills	IL
Busey Bank Gartner Road Naperville Branch	24 West Gartner Street, Suite 104	Naperville	IL
Woodforest National Bank Crystal Lake Wal-Mart Branch	1205 Il Route 31 South	Crystal Lake	IL
The Federal Savings Bank Lake Forest Branch	664 N. Western Avenue	Lake Forest	IL
The Federal Savings Bank Lake Forest Branch	664 N. Western Avenue	Lake Forest	IL
The Federal Savings Bank Lake Forest Branch	664 N. Western Avenue	Lake Forest	IL
The Federal Savings Bank Lake Forest Branch	664 N. Western Avenue	Lake Forest	IL
Byline Bank Schaumburg Office Branch	10 N Martingal Rd Suite 100	Schaumburg	IL
Heartland Bank and Trust Company Heartland Bank And Trust Company Branch	2402 West Main St.	Saint Charles	IL
Wells Fargo Bank, National Association Schaumburg Branch	210 South Roselle Road	Schaumburg	IL
CIBC Bank USA Saint Charles Branch	24 South Second Stereet	Saint Charles	IL
Wells Fargo Bank, National Association Schaumburg Branch	210 South Roselle Road	Schaumburg	IL
Wells Fargo Bank, National Association Schaumburg Branch	210 South Roselle Road	Schaumburg	IL
Woodforest National Bank Crystal Lake Wal-Mart Branch	1205 Il Route 31 South	Crystal Lake	IL
U.S. Bank National Association St. Charles Meijer Branch	855 South Randall Road	Saint Charles	IL
The Huntington National Bank Mchenry Branch	5555 West Bull Valley	Mchenry	IL
Lakeside Bank Lakeview/Lincoln Park Branch	2800 N Ashland Ave	Chicago	IL
Citibank, National Association St Charles Branch	1925 Lincoln Highway	St. Charles	IL
U.S. Bank National Association St. Charles Meijer Branch	855 South Randall Road	Saint Charles	IL
Citibank, National Association St Charles Branch	1925 Lincoln Highway	St. Charles	IL
The Huntington National Bank Mchenry Branch	5555 West Bull Valley	Mchenry	IL
U.S. Bank National Association St. Charles Meijer Branch	855 South Randall Road	Saint Charles	IL
Citibank, National Association St Charles Branch	1925 Lincoln Highway	St. Charles	IL
Citibank, National Association St Charles Branch	1925 Lincoln Highway	St. Charles	IL