Best Special Rates and Terms in Richmond, Indiana, IN

You are viewing rates from banks across

Below are special Certificate of Deposit special rates and terms from banks in Richmond, Indiana. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

Richmond, IN - November 4, 2026

What is the best special CD rate in Richmond, IN?

As of November 4, 2026, the highest special CD rate from a bank in Richmond, IN is 4.50% APY from FCN Bank, National Association (minimum deposit $1,000). The table below ranks every special CD listed for this area. Rates change frequently, so check back for the latest numbers.

Bank	APY	MIN	PERIOD
FCN Bank, National Association Connersville Branch	4.50%	$1,000	12 months	Learn More Reviews
Merchants Bank of Indiana Lynn Branch	4.08%	$1,001	12 months	Learn More Reviews (5)
Flex index CD. Based on Prime minus 2.75%. Subject to change anytime. Rate History: 4.86% → 4.34% → 4.08% → 3.82% → 4.08%
Fifth Third Bank, National Association Connersville Banking Center Branch	3.75%	$5,000	3 months	Learn More Reviews (5)
Rate History: 3.80% → 4.00% → 3.40% → 3.80% → 3.75%
Fifth Third Bank, National Association Connersville Banking Center Branch	3.50%	$5,000	7 months	Learn More Reviews (5)
Rate History: 4.50% → 4.20% → 3.50% → 3.20% → 3.50%
U.S. Bank National Association Cambridge City Branch	3.25%	$1,000	7 months	Learn More Reviews (2)
Rate History: 4.00% → 3.50% → 2.85% → 3.50% → 3.25%
CIT Bank, a division of First-Citizens Bank and Trust	3.25%	$1,000	13 months	Learn More Reviews (33)
Rate History: 3.50% → 3.35% → 3.25%
U.S. Bank National Association Cambridge City Branch	3.00%	$1,000	13 months	Learn More Reviews (2)
Rate History: 3.20% → 3.67% → 2.75% → 1.71% → 3.00%
Fifth Third Bank, National Association Connersville Banking Center Branch	2.75%	$5,000	24 months	Learn More Reviews (5)
Rate History: 2.00% → 3.00% → 2.00% → 2.50% → 2.75%
U.S. Bank National Association Cambridge City Branch	2.50%	$1,000	25 months	Learn More Reviews (2)
Rate History: 3.75% → 3.10% → 2.85% → 3.00% → 2.50%
JPMorgan Chase Bank, National Association West Side Branch	2.25%	$100,000	6 months	Learn More Reviews (18)
Rate History: 1.50% → 1.01% → 0.75% → 0.50% → 2.25%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Richmond, IN - November 4, 2026

Branch	Street	City	State
FCN Bank, National Association Connersville Branch	105 W. Third Street	Connersville	IN
Merchants Bank of Indiana Lynn Branch	7375 South Us Highway 27	Lynn	IN
Fifth Third Bank, National Association Connersville Banking Center Branch	120 W 5th Street	Connersville	IN
Fifth Third Bank, National Association Connersville Banking Center Branch	120 W 5th Street	Connersville	IN
U.S. Bank National Association Cambridge City Branch	100 West Main Street	Cambridge City	IN
U.S. Bank National Association Cambridge City Branch	100 West Main Street	Cambridge City	IN
Fifth Third Bank, National Association Connersville Banking Center Branch	120 W 5th Street	Connersville	IN
U.S. Bank National Association Cambridge City Branch	100 West Main Street	Cambridge City	IN
JPMorgan Chase Bank, National Association West Side Branch	2 Northwest 18th Street	Richmond	IN