Best Special Rates and Terms in Lowell, Massachusetts, MA

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Below are special Certificate of Deposit special rates and terms from banks in Lowell, Massachusetts. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

Lowell, MA - December 15, 2025

Bank	APY	MIN	PERIOD
MutualOne Bank Lincoln Street Branch	5.40%	$500	7 months	Learn More Reviews (11)
Rate History: 4.50% → 4.75% → 5.65% → 5.40%
Institution for Savings in Newburyport and Its Vicinity Middleton Office Branch	5.25%	$10,000	11 months	Learn More Reviews (1)
Rate History: 1.00% → 4.25% → 5.25%
MutualOne Bank Lincoln Street Branch	5.25%	$500	18 months	Learn More Reviews (11)
Rate History: 5.00% → 5.30% → 5.40% → 5.25%
Winchester Co-operative Bank Winchester Co-Operative Bank Branch	4.50%	$500	6 months	Learn More Reviews
Rate History: 5.00% → 4.65% → 4.20% → 4.50%
Needham Bank Wellesley Branch	4.50%	$1,000	9 months	Learn More Reviews (2)
Rate History: 1.00% → 4.50%
Everett Co-operative Bank Everett Co-Operative Bank Branch	4.50%	$501	12 months	Learn More Reviews
Rate History: 1.00% → 2.25% → 4.50%
Salem Five Cents Savings Bank Sudbury Branch	4.50%	$10,000	12 months	Learn More Reviews (2)
Rate History: 3.00% → 5.00% → 5.55% → 5.00% → 4.50%
Needham Bank Wellesley Branch	4.25%	$1,000	3 months	Learn More Reviews (2)
Rate History: 1.00% → 4.60% → 4.25% → 4.00% → 4.25%
Haverhill Bank Haverhill High Office Branch	4.25%	$500	4 months	Learn More Reviews
Rate History: 5.25% → 5.00% → 4.75% → 4.50% → 4.25%
Leader Bank, National Association Burlington Branch	4.25%	$1,000	6 months	Learn More Reviews
Rate History: 5.25% → 5.00% → 4.75% → 4.50% → 4.25%
Everett Co-operative Bank Everett Co-Operative Bank Branch	4.25%	$501	18 months	Learn More Reviews
Rate History: 1.00% → 5.00% → 4.25%
Salem Five Cents Savings Bank Sudbury Branch	4.25%	$10,000	18 months	Learn More Reviews (2)
Rate History: 4.50% → 4.75% → 4.25%
Salem Five Cents Savings Bank Sudbury Branch	4.15%	$10,000	9 months	Learn More Reviews (2)
Rate History: 4.50% → 4.25% → 4.00% → 3.75% → 4.15%
The Savings Bank Methuen Branch	4.00%	$1,000	4 months	Learn More Reviews
Rate History: 4.59% → 4.44% → 4.33% → 4.23% → 4.00%
Citibank, National Association Wellesley Center Branch	4.00%	$0	6 months	Learn More Reviews (11)
Rate History: 2.25% → 3.80% → 1.50% → 3.50% → 4.00%
Santander Bank, N.A. Townsend Branch	4.00%	$500	6 months	Learn More Reviews (6)
Rate History: 5.15% → 5.00% → 4.75% → 4.50% → 4.00%
Needham Bank Wellesley Branch	4.00%	$1,000	7 months	Learn More Reviews (2)
Rate History: 1.00% → 4.00%
Reading Co-operative Bank Burlington Office Branch	4.00%	$500	8 months	Learn More Reviews
Rate History: 1.00% → 4.90% → 4.00%
Leader Bank, National Association Burlington Branch	4.00%	$1,000	9 months	Learn More Reviews
Rate History: 5.00% → 4.75% → 4.50% → 4.25% → 4.00%
Everett Co-operative Bank Everett Co-Operative Bank Branch	4.00%	$501	36 months	Learn More Reviews
Rate History: 1.00% → 4.25% → 4.00%
Wells Fargo Bank, National Association Boston Abbot Downing Trust Office Branch	3.75%	$5,000	7 months	Learn More Reviews (7)
Rate History: 4.25% → 4.00% → 3.75% → 3.64% → 3.75%
Middlesex Federal Savings, F.A. Middlesex Federal Savings, F.A. - Teele Square Branch	3.75%	$500	8 months	Learn More Reviews
Rate History: 0.30% → 4.25% → 4.50% → 4.00% → 3.75%
Institution for Savings in Newburyport and Its Vicinity Middleton Office Branch	3.75%	$500	23 months	Learn More Reviews (1)
Rate History: 1.00% → 3.75%
TD Bank, National Association Hudson Branch	3.70%	$250	3 months	Learn More Reviews (1)
Rate History: 4.00% → 3.70%
Leader Bank, National Association Burlington Branch	3.65%	$1,000	15 months	Learn More Reviews
Rate History: 1.00% → 4.75% → 3.85% → 3.65%
Citizens Bank, National Association Groton Branch	3.50%	$25,000	10 months	Learn More Reviews (1)
Rate History: 5.00% → 5.25% → 5.00% → 4.00% → 3.50%
Wells Fargo Bank, National Association Boston Abbot Downing Trust Office Branch	3.50%	$5,000	11 months	Learn More Reviews (7)
Rate History: 3.50% → 3.75% → 3.50% → 3.75% → 3.50%
Haverhill Bank Haverhill High Office Branch	3.50%	$500	13 months	Learn More Reviews
Rate History: 3.63% → 4.25% → 4.00% → 3.75% → 3.50%
TD Bank, National Association Hudson Branch	3.45%	$10,001	6 months	Learn More Reviews (1)
Rate History: 4.00% → 3.00% → 2.75% → 3.51% → 3.45%
Fidelity Co-operative Bank Shirley Branch	3.35%	$1,000	7 months	Learn More Reviews (1)
Rate History: 4.20% → 4.10% → 3.95% → 3.40% → 3.35%
Eagle Bank Lexington Center Branch	3.25%	$25,000	10 months	Learn More Reviews
Rate History: 0.25% → 4.00% → 3.75% → 3.49% → 3.25%
CIT Bank, a division of First-Citizens Bank and Trust	3.25%	$1,000	13 months	Learn More Reviews (33)
Rate History: 3.50% → 3.35% → 3.25%
Citibank, National Association Wellesley Center Branch	3.20%	$0	9 months	Learn More Reviews (11)
Rate History: 3.00% → 4.25% → 2.50% → 3.25% → 3.20%
TD Bank, National Association Hudson Branch	3.10%	$10,000	9 months	Learn More Reviews (1)
Rate History: 3.75% → 3.25% → 3.10%
Rockland Trust Company Wellesley Hills Branch	3.00%	$1,000	12 months	Learn More Reviews (3)
Rate History: 5.00% → 4.50% → 5.00% → 4.50% → 3.00%
TD Bank, National Association Hudson Branch	3.00%	$10,000	12 months	Learn More Reviews (1)
Rate History: 4.50% → 4.00% → 3.75% → 3.51% → 3.00%
StonehamBank, A Co-operative Bank Billerica Branch	3.00%	$1,000	15 months	Learn More Reviews
Rate History: 3.75% → 0.35% → 3.75% → 3.25% → 3.00%
Fidelity Co-operative Bank Shirley Branch	2.90%	$1,000	11 months	Learn More Reviews (1)
Rate History: 4.25% → 4.05% → 3.95% → 3.90% → 2.90%
Rockland Trust Company Wellesley Hills Branch	2.75%	$1,000	7 months	Learn More Reviews (3)
Rate History: 3.75% → 3.50% → 3.25% → 3.00% → 2.75%
Citibank, National Association Wellesley Center Branch	2.71%	$0	8 months	Learn More Reviews (11)
Rate History: 0.05% → 3.70% → 3.55% → 3.10% → 2.71%
Fidelity Co-operative Bank Shirley Branch	2.70%	$1,000	19 months	Learn More Reviews (1)
Rate History: 4.30% → 4.00% → 3.75% → 3.80% → 2.70%
Fidelity Co-operative Bank Shirley Branch	2.60%	$1,000	25 months	Learn More Reviews (1)
Rate History: 4.35% → 4.00% → 3.50% → 3.55% → 2.60%
Citibank, National Association Wellesley Center Branch	2.25%	$0	3 months	Learn More Reviews (11)
Rate History: 3.00% → 2.25%
Salem Five Cents Savings Bank Sudbury Branch	2.25%	$10,000	48 months	Learn More Reviews (2)
Citibank, National Association Wellesley Center Branch	2.00%	$0	5 months	Learn More Reviews (11)
Rate History: 3.50% → 3.25% → 1.75% → 2.90% → 2.00%
Salem Five Cents Savings Bank Sudbury Branch	2.00%	$10,000	30 months	Learn More Reviews (2)
Hingham Institution for Savings Boston Branch	1.70%	$1,000	13 months	Learn More Reviews
Rate History: 1.85% → 1.70%
Hingham Institution for Savings Boston Branch	1.00%	$1,000	5 months	Learn More Reviews
The Cooperative Bank Charlestown Branch	1.00%	$1,000	13 months	Learn More Reviews
Rate History: 1.00% → 4.25% → 1.00%
JPMorgan Chase Bank, National Association Boston Branch	0.75%	$100,000	6 months	Learn More Reviews (18)
Rate History: 3.00% → 2.00% → 1.50% → 1.01% → 0.75%
Washington Savings Bank Washington Savings Bank Branch	0.55%	$500	26 months	Learn More Reviews
Rate History: 1.00% → 0.50% → 0.55%
Hingham Institution for Savings Boston Branch	0.50%	$1,000	2 months	Learn More Reviews
Rate History: 1.00% → 0.50%
Leader Bank, National Association Burlington Branch	0.40%	$1,000	8 months	Learn More Reviews
Rate History: 1.00% → 5.40% → 5.30% → 5.25% → 0.40%
StonehamBank, A Co-operative Bank Billerica Branch	0.35%	$1,000	7 months	Learn More Reviews
Rate History: 4.25% → 0.35% → 4.15% → 4.00% → 0.35%
Eagle Bank Lexington Center Branch	0.25%	$10,000	5 months	Learn More Reviews
Rate History: 5.13% → 5.01% → 4.81% → 4.51% → 0.25%
Leader Bank, National Association Burlington Branch	0.25%	$1,000	10 months	Learn More Reviews
Rate History: 1.00% → 5.25% → 5.10% → 0.25%
Reading Co-operative Bank Burlington Office Branch	0.15%	$500	15 months	Learn More Reviews
Rate History: 1.00% → 0.15%
The Cooperative Bank Charlestown Branch	0.00%	$1,000	7 months	Learn More Reviews
Rate History: 1.00% → 2.00%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Lowell, MA - December 15, 2025

Branch	Street	City	State
MutualOne Bank Lincoln Street Branch	One Lincoln Street	Framingham	MA
Institution for Savings in Newburyport and Its Vicinity Middleton Office Branch	161 South Main Street	Middleton	MA
MutualOne Bank Lincoln Street Branch	One Lincoln Street	Framingham	MA
Winchester Co-operative Bank Winchester Co-Operative Bank Branch	19 Church Street	Winchester	MA
Needham Bank Wellesley Branch	458 Washington Street	Wellesley	MA
Everett Co-operative Bank Everett Co-Operative Bank Branch	419 Broadway	Everett	MA
Salem Five Cents Savings Bank Sudbury Branch	19 Concord Road	Sudbury	MA
Needham Bank Wellesley Branch	458 Washington Street	Wellesley	MA
Haverhill Bank Haverhill High Office Branch	137 Monument Ave.	Haverhill	MA
Leader Bank, National Association Burlington Branch	50 Mall Rd	Burlington	MA
Everett Co-operative Bank Everett Co-Operative Bank Branch	419 Broadway	Everett	MA
Salem Five Cents Savings Bank Sudbury Branch	19 Concord Road	Sudbury	MA
Salem Five Cents Savings Bank Sudbury Branch	19 Concord Road	Sudbury	MA
The Savings Bank Methuen Branch	17 Burnham Road	Methuen	MA
Citibank, National Association Wellesley Center Branch	84 Central Street	Wellesley	MA
Santander Bank, N.A. Townsend Branch	18 Main Street	Townsend	MA
Needham Bank Wellesley Branch	458 Washington Street	Wellesley	MA
Reading Co-operative Bank Burlington Office Branch	10 Wall Street	Burlington	MA
Leader Bank, National Association Burlington Branch	50 Mall Rd	Burlington	MA
Everett Co-operative Bank Everett Co-Operative Bank Branch	419 Broadway	Everett	MA
Wells Fargo Bank, National Association Boston Abbot Downing Trust Office Branch	200 Berkeley Street	Boston	MA
Middlesex Federal Savings, F.A. Middlesex Federal Savings, F.A. - Teele Square Branch	1196 Broadway	Somerville	MA
Institution for Savings in Newburyport and Its Vicinity Middleton Office Branch	161 South Main Street	Middleton	MA
TD Bank, National Association Hudson Branch	177 Broad Street	Hudson	MA
Leader Bank, National Association Burlington Branch	50 Mall Rd	Burlington	MA
Citizens Groton Branch	163 Main Street	Groton	MA
Wells Fargo Bank, National Association Boston Abbot Downing Trust Office Branch	200 Berkeley Street	Boston	MA
Haverhill Bank Haverhill High Office Branch	137 Monument Ave.	Haverhill	MA
TD Bank, National Association Hudson Branch	177 Broad Street	Hudson	MA
Fidelity Co-operative Bank Shirley Branch	21 Main Street	Shirley	MA
Eagle Bank Lexington Center Branch	1768 Massachusetts Avenue	Lexington	MA
Citibank, National Association Wellesley Center Branch	84 Central Street	Wellesley	MA
TD Bank, National Association Hudson Branch	177 Broad Street	Hudson	MA
Rockland Trust Company Wellesley Hills Branch	330b Washington Street	Wellesley Hills	MA
TD Bank, National Association Hudson Branch	177 Broad Street	Hudson	MA
StonehamBank, A Co-operative Bank Billerica Branch	493 Boston Road	Billerica	MA
Fidelity Co-operative Bank Shirley Branch	21 Main Street	Shirley	MA
Rockland Trust Company Wellesley Hills Branch	330b Washington Street	Wellesley Hills	MA
Citibank, National Association Wellesley Center Branch	84 Central Street	Wellesley	MA
Fidelity Co-operative Bank Shirley Branch	21 Main Street	Shirley	MA
Fidelity Co-operative Bank Shirley Branch	21 Main Street	Shirley	MA
Citibank, National Association Wellesley Center Branch	84 Central Street	Wellesley	MA
Salem Five Cents Savings Bank Sudbury Branch	19 Concord Road	Sudbury	MA
Citibank, National Association Wellesley Center Branch	84 Central Street	Wellesley	MA
Salem Five Cents Savings Bank Sudbury Branch	19 Concord Road	Sudbury	MA
Hingham Institution for Savings Boston Branch	540 Tremont Street	Boston	MA
Hingham Institution for Savings Boston Branch	540 Tremont Street	Boston	MA
The Cooperative Bank Charlestown Branch	201 Main Street	Charlestown	MA
JPMorgan Chase Bank, National Association Boston Branch	50 Rowes Wharf, Floor 4	Boston	MA
Washington Savings Bank Washington Savings Bank Branch	30 Middlesex Street	Lowell	MA
Hingham Institution for Savings Boston Branch	540 Tremont Street	Boston	MA
Leader Bank, National Association Burlington Branch	50 Mall Rd	Burlington	MA
StonehamBank, A Co-operative Bank Billerica Branch	493 Boston Road	Billerica	MA
Eagle Bank Lexington Center Branch	1768 Massachusetts Avenue	Lexington	MA
Leader Bank, National Association Burlington Branch	50 Mall Rd	Burlington	MA
Reading Co-operative Bank Burlington Office Branch	10 Wall Street	Burlington	MA
The Cooperative Bank Charlestown Branch	201 Main Street	Charlestown	MA