Best Special Rates and Terms in East Lansing, Michigan, MI

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Below are special Certificate of Deposit special rates and terms from banks in East Lansing, Michigan. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

East Lansing, MI - November 7, 2026

What is the best special CD rate in East Lansing, MI?

As of November 7, 2026, the highest special CD rate from a bank in East Lansing, MI is 5.00% APY from Horizon Bank of Michigan City, Indiana (minimum deposit $10,000). The best rate with a $1,000 minimum or less is 3.87% APY from Independent Bank (minimum deposit $1,000). The table below ranks every special CD listed for this area. Rates change frequently, so check back for the latest numbers.

Bank	APY	MIN	PERIOD
Horizon Bank of Michigan City, Indiana 1600 Abbott Road Branch	5.00%	$10,000	5 months	Learn More Reviews
Rate History: 1.00% → 5.00%
Independent Bank Charlotte Branch	3.87%	$1,000	3 months	Learn More Reviews
Rate History: 3.97% → 3.87% → 3.92% → 3.97% → 3.87%
Bank of America, National Association Delta Branch	3.80% 3.51% 3.51%	$100,000 $10,000	7 months	Learn More Reviews (7)
Rate History: 3.75% → 3.51% → 3.25% → 3.80% → 3.80%
Independent Bank Charlotte Branch	3.76%	$1,000	11 months	Learn More Reviews
Rate History: 3.92% → 3.87% → 3.92% → 3.87% → 3.76%
Citizens Bank, National Association Okemos Branch	3.75%	$25,000	8 months	Learn More Reviews (1)
Rate History: 4.15% → 3.65% → 4.00% → 3.75%
Independent Bank Charlotte Branch	3.61%	$1,000	36 months	Learn More Reviews
Rate History: 3.71% → 3.76% → 3.66% → 3.56% → 3.61%
PNC Bank, National Association Charlotte-Lansing Street Du Branch	3.50%	$1,000	13 months	Learn More Reviews (1)
CIT Bank, a division of First-Citizens Bank and Trust	3.25%	$1,000	13 months	Learn More Reviews (33)
Rate History: 3.50% → 3.35% → 3.25%
Bank of America, National Association Delta Branch	2.95%	$10,000	10 months	Learn More Reviews (7)
Rate History: 3.70% → 3.45% → 3.20% → 2.95% → 2.95%
PNC Bank, National Association Charlotte-Lansing Street Du Branch	2.60%	$1,000	61 months	Learn More Reviews (1)
PNC Bank, National Association Charlotte-Lansing Street Du Branch	2.40%	$1,000	37 months	Learn More Reviews (1)
JPMorgan Chase Bank, National Association West Saginaw Branch	2.25%	$100,000	6 months	Learn More Reviews (18)
Rate History: 1.50% → 1.01% → 0.75% → 0.50% → 2.25%
PNC Bank, National Association Charlotte-Lansing Street Du Branch	2.20%	$1,000	25 months	Learn More Reviews (1)
PNC Bank, National Association Charlotte-Lansing Street Du Branch	2.10%	$1,000	19 months	Learn More Reviews (1)
Bank of America, National Association Delta Branch	2.00%	$10,000	13 months	Learn More Reviews (7)
Rate History: 2.75% → 2.50% → 2.25% → 2.00% → 2.00%
PNC Bank, National Association Charlotte-Lansing Street Du Branch	1.90%	$1,000	9 months	Learn More Reviews (1)
Rate History: 0.05% → 1.90%
Bank of America, National Association Delta Branch	1.75%	$10,000	25 months	Learn More Reviews (7)
The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. Rate History: 3.20% → 3.00% → 2.00% → 1.75% → 1.75%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around East Lansing, MI - November 7, 2026

Branch	Street	City	State
Horizon Bank of Michigan City, Indiana 1600 Abbott Road Branch	1600 Abbott Road	East Lansing	MI
Independent Bank Charlotte Branch	129 Lansing St	Charlotte	MI
Bank of America, National Association Delta Branch	5507 West Saginaw Street	Lansing	MI
Independent Bank Charlotte Branch	129 Lansing St	Charlotte	MI
Citizens Okemos Branch	1575 W. Grand River Avenue	Okemos	MI
Independent Bank Charlotte Branch	129 Lansing St	Charlotte	MI
Bank of America, National Association Delta Branch	5507 West Saginaw Street	Lansing	MI
PNC Bank, National Association Charlotte-Lansing Street Du Branch	226 Lansing Street	Charlotte	MI
Bank of America, National Association Delta Branch	5507 West Saginaw Street	Lansing	MI
PNC Bank, National Association Charlotte-Lansing Street Du Branch	226 Lansing Street	Charlotte	MI
PNC Bank, National Association Charlotte-Lansing Street Du Branch	226 Lansing Street	Charlotte	MI
JPMorgan Chase Bank, National Association West Saginaw Branch	4530 West Saginaw Street	Lansing	MI
PNC Bank, National Association Charlotte-Lansing Street Du Branch	226 Lansing Street	Charlotte	MI
PNC Bank, National Association Charlotte-Lansing Street Du Branch	226 Lansing Street	Charlotte	MI
Bank of America, National Association Delta Branch	5507 West Saginaw Street	Lansing	MI
PNC Bank, National Association Charlotte-Lansing Street Du Branch	226 Lansing Street	Charlotte	MI
Bank of America, National Association Delta Branch	5507 West Saginaw Street	Lansing	MI