Best Special Rates and Terms in Grand Rapids, Michigan, MI

You are viewing rates from banks across

Below are special Certificate of Deposit special rates and terms from banks in Grand Rapids, Michigan. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

Grand Rapids, MI - November 7, 2026

What is the best special CD rate in Grand Rapids, MI?

As of November 7, 2026, the highest special CD rate from a bank in Grand Rapids, MI is 4.25% APY from Northpointe Bank (minimum deposit $25,000). The best rate with a $1,000 minimum or less is 3.87% APY from Independent Bank (minimum deposit $1,000). The table below ranks every special CD listed for this area. Rates change frequently, so check back for the latest numbers.

Bank	APY	MIN	PERIOD
Northpointe Bank Northpointe Bank Branch	4.25%	$25,000	11 months	Learn More Reviews (4)
Rate History: 5.10% → 4.90% → 4.50% → 4.30% → 4.25%
Independent Bank Standale Branch	3.87%	$1,000	3 months	Learn More Reviews
Rate History: 3.97% → 3.87% → 3.92% → 3.97% → 3.87%
Bank of America, National Association Rivertown Corridor Branch	3.80% 3.51% 3.51%	$100,000 $10,000	7 months	Learn More Reviews (7)
Rate History: 3.75% → 3.51% → 3.25% → 3.80% → 3.80%
Independent Bank Standale Branch	3.76%	$1,000	11 months	Learn More Reviews
Rate History: 3.92% → 3.87% → 3.92% → 3.87% → 3.76%
Citizens Bank, National Association Grand Rapids Mi Lpo Branch	3.75%	$25,000	8 months	Learn More Reviews (1)
Rate History: 4.15% → 3.65% → 4.00% → 3.75%
Wells Fargo Bank, National Association Grand Rapids Pb Office Branch	3.74%	$2,500	7 months	Learn More Reviews (7)
Rate History: 3.64% → 3.75% → 3.50% → 3.24% → 3.74%
Wells Fargo Bank, National Association Grand Rapids Pb Office Branch	3.64%	$2,500	15 months	Learn More Reviews (7)
Rate History: 3.74% → 3.64%
Independent Bank Standale Branch	3.61%	$1,000	36 months	Learn More Reviews
Rate History: 3.71% → 3.76% → 3.66% → 3.56% → 3.61%
Wells Fargo Bank, National Association Grand Rapids Pb Office Branch	3.59%	$2,500	11 months	Learn More Reviews (7)
Rate History: 3.75% → 3.50% → 3.25% → 2.99% → 3.59%
PNC Bank, National Association Allendale Branch	3.50%	$1,000	13 months	Learn More Reviews (1)
CIT Bank, a division of First-Citizens Bank and Trust	3.25%	$1,000	13 months	Learn More Reviews (33)
Rate History: 3.50% → 3.35% → 3.25%
Bank of America, National Association Rivertown Corridor Branch	2.95%	$10,000	10 months	Learn More Reviews (7)
Rate History: 3.70% → 3.45% → 3.20% → 2.95% → 2.95%
PNC Bank, National Association Allendale Branch	2.60%	$1,000	61 months	Learn More Reviews (1)
PNC Bank, National Association Allendale Branch	2.40%	$1,000	37 months	Learn More Reviews (1)
JPMorgan Chase Bank, National Association Jenison Branch	2.25%	$100,000	6 months	Learn More Reviews (18)
Rate History: 1.50% → 1.01% → 0.75% → 0.50% → 2.25%
PNC Bank, National Association Allendale Branch	2.20%	$1,000	25 months	Learn More Reviews (1)
PNC Bank, National Association Allendale Branch	2.10%	$1,000	19 months	Learn More Reviews (1)
Bank of America, National Association Rivertown Corridor Branch	2.00%	$10,000	13 months	Learn More Reviews (7)
Rate History: 2.75% → 2.50% → 2.25% → 2.00% → 2.00%
PNC Bank, National Association Allendale Branch	1.90%	$1,000	9 months	Learn More Reviews (1)
Rate History: 0.05% → 1.90%
Bank of America, National Association Rivertown Corridor Branch	1.75%	$10,000	25 months	Learn More Reviews (7)
The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. Rate History: 3.20% → 3.00% → 2.00% → 1.75% → 1.75%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Grand Rapids, MI - November 7, 2026

Branch	Street	City	State
Northpointe Bank Northpointe Bank Branch	3333 Deposit Drive Ne	Grand Rapids	MI
Independent Bank Standale Branch	4525 Lake Michigan Dr	Walker	MI
Bank of America, National Association Rivertown Corridor Branch	4725 Wilson Avenue	Grandville	MI
Independent Bank Standale Branch	4525 Lake Michigan Dr	Walker	MI
Citizens Grand Rapids Mi Lpo Branch	4660 Kalamazoo Ave. Se	Kentwood	MI
Wells Fargo Bank, National Association Grand Rapids Pb Office Branch	146 Monroe Center Street N.W., 10th Floor	Grand Rapids	MI
Wells Fargo Bank, National Association Grand Rapids Pb Office Branch	146 Monroe Center Street N.W., 10th Floor	Grand Rapids	MI
Independent Bank Standale Branch	4525 Lake Michigan Dr	Walker	MI
Wells Fargo Bank, National Association Grand Rapids Pb Office Branch	146 Monroe Center Street N.W., 10th Floor	Grand Rapids	MI
Bank of America, National Association Rivertown Corridor Branch	4725 Wilson Avenue	Grandville	MI
PNC Bank, National Association Allendale Branch	5111 Lake Michigan Drive	Allendale	MI
Bank of America, National Association Rivertown Corridor Branch	4725 Wilson Avenue	Grandville	MI
PNC Bank, National Association Allendale Branch	5111 Lake Michigan Drive	Allendale	MI
PNC Bank, National Association Allendale Branch	5111 Lake Michigan Drive	Allendale	MI
JPMorgan Chase Bank, National Association Jenison Branch	615 Baldwin Street	Jenison	MI
PNC Bank, National Association Allendale Branch	5111 Lake Michigan Drive	Allendale	MI
PNC Bank, National Association Allendale Branch	5111 Lake Michigan Drive	Allendale	MI
Bank of America, National Association Rivertown Corridor Branch	4725 Wilson Avenue	Grandville	MI
PNC Bank, National Association Allendale Branch	5111 Lake Michigan Drive	Allendale	MI
Bank of America, National Association Rivertown Corridor Branch	4725 Wilson Avenue	Grandville	MI