Best Special Rates and Terms in Charlotte, North Carolina, NC

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Below are special Certificate of Deposit special rates and terms from banks in Charlotte, North Carolina. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

Charlotte, NC - August 2, 2025

Bank	APY	MIN	PERIOD
Bank OZK Gastonia Branch	5.50%	$1,000	13 months	Learn More Reviews (11)
Bank OZK Gastonia Branch	5.00%	$1,000	7 months	Learn More Reviews (11)
Regions Bank Ayrsley Branch	4.25%	$2,501	6 months	Learn More Reviews
Rate History: 0.03% → 4.75% → 4.50% → 4.25%
Woodforest National Bank 0831 Belmont Wal-Mart Branch	4.00%	$500	8 months	Learn More Reviews (2)
Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 4.00%
Regions Bank Ayrsley Branch	4.00%	$501	16 months	Learn More Reviews
Rate History: 4.00% → 3.50% → 4.25% → 3.50% → 4.00%
Finworth, a division of InsBank Gastonia Branch	3.95%	$50,000	22 months	Learn More Reviews (1)
Rate History: 4.15% → 4.00% → 3.80% → 4.00% → 3.95%
Fifth Third Bank, National Association Maiden Branch	3.80%	$5,000	6 months	Learn More Reviews (5)
Rate History: 5.10% → 5.20% → 4.50% → 4.00% → 3.80%
Bank of America, National Association Gastonia, Main Branch	3.80%	$10,000	7 months	Learn More Reviews (7)
Rate History: 4.75% → 5.00% → 4.35% → 4.05% → 3.80%
Wells Fargo Bank, National Association New Hope Road Branch	3.75%	$5,000	7 months	Learn More Reviews (7)
Rate History: 4.75% → 4.25% → 4.00% → 3.75%
Truist Bank East Branch	3.75%	$1,000	12 months	Learn More Reviews (6)
Rate History: 3.00% → 3.50% → 4.00% → 3.55% → 3.75%
Woodforest National Bank 0831 Belmont Wal-Mart Branch	3.50%	$500	13 months	Learn More Reviews (2)
Rate History: 4.00% → 3.75% → 3.50% → 2.50% → 3.50%
CIT Bank, a division of First-Citizens Bank and Trust	3.50%	$1,000	13 months	Learn More Reviews (33)
Wells Fargo Bank, National Association New Hope Road Branch	3.50%	$5,000	18 months	Learn More Reviews (7)
Fifth Third Bank, National Association Maiden Branch	3.49%	$5,000	12 months	Learn More Reviews (5)
Rate History: 4.70% → 4.00% → 4.30% → 3.30% → 3.49%
Bank of America, National Association Gastonia, Main Branch	3.45%	$10,000	10 months	Learn More Reviews (7)
Rate History: 4.00% → 3.70% → 3.45%
Fifth Third Bank, National Association Maiden Branch	3.00%	$5,000	24 months	Learn More Reviews (5)
Rate History: 5.00% → 4.00% → 3.50% → 2.00% → 3.00%
Bank of America, National Association Gastonia, Main Branch	2.75%	$10,000	13 months	Learn More Reviews (7)
Rate History: 4.30% → 4.90% → 3.25% → 3.00% → 2.75%
PNC Bank, National Association Gastonia Branch	2.60%	$1,000	61 months	Learn More Reviews (1)
PNC Bank, National Association Gastonia Branch	2.40%	$1,000	37 months	Learn More Reviews (1)
Fifth Third Bank, National Association Maiden Branch	2.25%	$5,000	60 months	Learn More Reviews (5)
Rate History: 0.01% → 2.25%
PNC Bank, National Association Gastonia Branch	2.20%	$1,000	25 months	Learn More Reviews (1)
PNC Bank, National Association Gastonia Branch	2.00%	$1,000	13 months	Learn More Reviews (1)
Bank of America, National Association Gastonia, Main Branch	2.00%	$10,000	25 months	Learn More Reviews (7)
Rate History: 3.20% → 3.00% → 2.00%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Charlotte, NC - August 2, 2025

Branch	Street	City	State
Bank OZK Gastonia Branch	529 S. New Hope Road	Gastonia	NC
Bank OZK Gastonia Branch	529 S. New Hope Road	Gastonia	NC
Regions Bank Ayrsley Branch	2131 Ayrsley Town Boulevard, Suite 100	Charlotte	NC
Woodforest National Bank 0831 Belmont Wal-Mart Branch	701 Hawley Avenue	Belmont	NC
Regions Bank Ayrsley Branch	2131 Ayrsley Town Boulevard, Suite 100	Charlotte	NC
Finworth, a division of InsBank Gastonia Branch	529 S. New Hope Road	Gastonia	NC
Fifth Third Bank, National Association Maiden Branch	5692 Nc Hwy 150	Maiden	NC
Bank of America, National Association Gastonia, Main Branch	355 South New Hope Road	Gastonia	NC
Wells Fargo Bank, National Association New Hope Road Branch	750 South New Hope Road	Gastonia	NC
Truist Bank East Branch	120 South New Hope Road	Gastonia	NC
Woodforest National Bank 0831 Belmont Wal-Mart Branch	701 Hawley Avenue	Belmont	NC
Wells Fargo Bank, National Association New Hope Road Branch	750 South New Hope Road	Gastonia	NC
Fifth Third Bank, National Association Maiden Branch	5692 Nc Hwy 150	Maiden	NC
Bank of America, National Association Gastonia, Main Branch	355 South New Hope Road	Gastonia	NC
Fifth Third Bank, National Association Maiden Branch	5692 Nc Hwy 150	Maiden	NC
Bank of America, National Association Gastonia, Main Branch	355 South New Hope Road	Gastonia	NC
PNC Bank, National Association Gastonia Branch	500 South New Hope Road	Gastonia	NC
PNC Bank, National Association Gastonia Branch	500 South New Hope Road	Gastonia	NC
Fifth Third Bank, National Association Maiden Branch	5692 Nc Hwy 150	Maiden	NC
PNC Bank, National Association Gastonia Branch	500 South New Hope Road	Gastonia	NC
PNC Bank, National Association Gastonia Branch	500 South New Hope Road	Gastonia	NC
Bank of America, National Association Gastonia, Main Branch	355 South New Hope Road	Gastonia	NC