Below are special Certificate of Deposit special rates and terms from banks in Gastonia, North Carolina. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.
Gastonia, NC - November 5, 2026
What is the best special CD rate in Gastonia, NC?
As of November 5, 2026, the highest special CD rate from a bank in Gastonia, NC is 4.55% APY from Finworth, a division of InsBank (minimum deposit $50,000). The best rate with a $1,000 minimum or less is 4.20% APY from Bank OZK (minimum deposit $1,000). The table below ranks every special CD listed for this area. Rates change frequently, so check back for the latest numbers.
Rate History: 3.50% → 3.20% → 4.35% → 4.45% → 4.55%
Rate History: 5.00% → 4.20%
Rate History: 3.65% → 3.55% → 3.45% → 2.50% → 4.00%
Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 4.00%
Rate History: 4.35% → 4.00% → 3.70% → 3.50% → 4.00%
Rate History: 3.75% → 3.51% → 3.25% → 3.80% → 3.80%
Rate History: 5.50% → 3.80%
Rate History: 3.80% → 4.00% → 3.40% → 3.80% → 3.75%
Rate History: 3.64% → 3.75% → 3.50% → 3.24% → 3.74%
Rate History: 3.74% → 3.64%
Rate History: 3.75% → 3.50% → 3.25% → 2.99% → 3.59%
Rate History: 4.50% → 4.20% → 3.50% → 3.20% → 3.50%
Rate History: 4.00% → 3.75% → 3.50% → 2.50% → 3.50%
Rate History: 3.50% → 3.25%
Rate History: 3.50% → 3.35% → 3.25%
Rate History: 3.50% → 4.25% → 3.50% → 4.00% → 3.00%
Rate History: 3.70% → 3.45% → 3.20% → 2.95% → 2.95%
Rate History: 3.75% → 2.75%
Rate History: 2.00% → 3.00% → 2.00% → 2.50% → 2.75%
Rate History: 2.75% → 2.50% → 2.25% → 2.00% → 2.00%
Rate History: 0.05% → 1.90%
The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. Rate History: 3.20% → 3.00% → 2.00% → 1.75% → 1.75%
All rates listed are Annual Percentage Yield (APY).
The Min listed is the minimum deposit account balance required to obtain the rate listed.
Branch
Street
City
State
Finworth, a division of InsBank
526 South Lafayette Street
Shelby
NC
Bank OZK
526 South Lafayette Street
Shelby
NC
First-Citizens Bank & Trust Company
800 South Lafayette Street
Shelby
NC
Woodforest National Bank
705 East Dixon Blvd.
Shelby
NC
Regions Bank
2131 Ayrsley Town Boulevard, Suite 100
Charlotte
NC
Bank of America, National Association
213 S. Aspen Street
Lincolnton
NC
Bank OZK
526 South Lafayette Street
Shelby
NC
Fifth Third Bank, National Association
316 South Lafayette Street
Shelby
NC
Regions Bank
2131 Ayrsley Town Boulevard, Suite 100
Charlotte
NC
First-Citizens Bank & Trust Company
800 South Lafayette Street
Shelby
NC
Wells Fargo Bank, National Association
231 South Washington Street
Shelby
NC
Wells Fargo Bank, National Association
231 South Washington Street
Shelby
NC
Wells Fargo Bank, National Association
231 South Washington Street
Shelby
NC
Bank of America, National Association
213 S. Aspen Street
Lincolnton
NC
Fifth Third Bank, National Association
316 South Lafayette Street
Shelby
NC
Woodforest National Bank
705 East Dixon Blvd.
Shelby
NC
PNC Bank, National Association
131 North Lafayette Street
Shelby
NC
Regions Bank
2131 Ayrsley Town Boulevard, Suite 100
Charlotte
NC
Regions Bank
2131 Ayrsley Town Boulevard, Suite 100
Charlotte
NC
Bank of America, National Association
213 S. Aspen Street
Lincolnton
NC
Regions Bank
2131 Ayrsley Town Boulevard, Suite 100
Charlotte
NC
Fifth Third Bank, National Association
316 South Lafayette Street
Shelby
NC
PNC Bank, National Association
131 North Lafayette Street
Shelby
NC
PNC Bank, National Association
131 North Lafayette Street
Shelby
NC
PNC Bank, National Association
131 North Lafayette Street
Shelby
NC
PNC Bank, National Association
131 North Lafayette Street
Shelby
NC
Bank of America, National Association
213 S. Aspen Street
Lincolnton
NC
PNC Bank, National Association
131 North Lafayette Street
Shelby
NC
Bank of America, National Association
213 S. Aspen Street
Lincolnton
NC
