Best Special Rates and Terms in Gastonia, North Carolina, NC

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Below are special Certificate of Deposit special rates and terms from banks in Gastonia, North Carolina. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

Gastonia, NC - October 31, 2025

Bank	APY	MIN	PERIOD
Bank OZK Shelby-South Branch	4.20%	$1,000	7 months	Learn More Reviews (11)
Rate History: 5.00% → 4.20%
Fifth Third Bank, National Association Shelby Branch	4.00%	$5,000	3 months	Learn More Reviews (5)
Rate History: 5.20% → 4.50% → 4.00% → 3.80% → 4.00%
Woodforest National Bank 0134 Shelby Wal-Mart Branch	4.00%	$500	8 months	Learn More Reviews (2)
Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 4.00%
Finworth, a division of InsBank Shelby-South Branch	3.90%	$50,000	22 months	Learn More Reviews (1)
Rate History: 4.00% → 3.80% → 4.00% → 3.95% → 3.90%
Regions Bank Ayrsley Branch	3.80% 3.55% 3.55%	$501 $500	5 months	Learn More Reviews
Rate History: 5.00% → 4.75% → 0.01% → 3.80%
Bank OZK Shelby-South Branch	3.80%	$1,000	13 months	Learn More Reviews (11)
Rate History: 5.50% → 3.80%
Bank of America, National Association Lincolnton Main Branch	3.75%	$10,000	7 months	Learn More Reviews (7)
Rate History: 4.35% → 4.05% → 3.80% → 4.00% → 3.75%
Regions Bank Ayrsley Branch	3.70% 3.45% 3.45%	$501 $500	8 months	Learn More Reviews
Rate History: 4.25% → 4.50% → 4.35% → 4.00% → 3.70%
First-Citizens Bank & Trust Company Shelby Branch	3.65%	$5,000	5 months	Learn More Reviews (3)
Rate History: 4.25% → 4.00% → 3.75% → 3.65%
Wells Fargo Bank, National Association Shelby Main Branch	3.64%	$5,000	7 months	Learn More Reviews (7)
Rate History: 4.75% → 4.25% → 4.00% → 3.75% → 3.64%
Fifth Third Bank, National Association Shelby Branch	3.60%	$5,000	7 months	Learn More Reviews (5)
Rate History: 4.80% → 5.00% → 4.50% → 4.20% → 3.50%
Wells Fargo Bank, National Association Shelby Main Branch	3.50%	$5,000	11 months	Learn More Reviews (7)
Rate History: 3.50% → 3.75% → 3.50% → 3.75% → 3.50%
Woodforest National Bank 0134 Shelby Wal-Mart Branch	3.50%	$500	13 months	Learn More Reviews (2)
Rate History: 4.00% → 3.75% → 3.50% → 2.50% → 3.50%
Bank of America, National Association Lincolnton Main Branch	3.45%	$10,000	10 months	Learn More Reviews (7)
Rate History: 4.00% → 3.70% → 3.45%
CIT Bank, a division of First-Citizens Bank and Trust	3.35%	$1,000	13 months	Learn More Reviews (33)
Rate History: 3.50% → 3.35%
Regions Bank Ayrsley Branch	3.25%	$501	13 months	Learn More Reviews
Rate History: 3.50% → 3.25%
Fifth Third Bank, National Association Shelby Branch	3.25%	$5,000	13 months	Learn More Reviews (5)
Rate History: 4.00% → 4.30% → 3.30% → 3.49% → 3.25%
Regions Bank Ayrsley Branch	3.00%	$500	13 months	Learn More Reviews
Rate History: 3.50% → 4.25% → 3.50% → 4.00% → 3.00%
Fifth Third Bank, National Association Shelby Branch	3.00%	$5,000	24 months	Learn More Reviews (5)
Rate History: 5.00% → 4.00% → 3.50% → 2.00% → 3.00%
Truist Bank Shelby Main Branch	2.75%	$1,000	15 months	Learn More Reviews (6)
Rate History: 3.55% → 3.75% → 3.35% → 3.00% → 2.75%
Regions Bank Ayrsley Branch	2.75%	$500	19 months	Learn More Reviews
Rate History: 3.75% → 2.75%
PNC Bank, National Association Cleveland Federal Branch	2.60%	$1,000	61 months	Learn More Reviews (1)
Bank of America, National Association Lincolnton Main Branch	2.50%	$10,000	13 months	Learn More Reviews (7)
Rate History: 4.90% → 3.25% → 3.00% → 2.75% → 2.50%
PNC Bank, National Association Cleveland Federal Branch	2.40%	$1,000	37 months	Learn More Reviews (1)
PNC Bank, National Association Cleveland Federal Branch	2.20%	$1,000	25 months	Learn More Reviews (1)
PNC Bank, National Association Cleveland Federal Branch	2.00%	$1,000	13 months	Learn More Reviews (1)
Bank of America, National Association Lincolnton Main Branch	2.00%	$10,000	25 months	Learn More Reviews (7)
The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. Rate History: 3.20% → 3.00% → 2.00%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Gastonia, NC - October 31, 2025

Branch	Street	City	State
Bank OZK Shelby-South Branch	526 South Lafayette Street	Shelby	NC
Fifth Third Bank, National Association Shelby Branch	316 South Lafayette Street	Shelby	NC
Woodforest National Bank 0134 Shelby Wal-Mart Branch	705 East Dixon Blvd.	Shelby	NC
Finworth, a division of InsBank Shelby-South Branch	526 South Lafayette Street	Shelby	NC
Regions Bank Ayrsley Branch	2131 Ayrsley Town Boulevard, Suite 100	Charlotte	NC
Bank OZK Shelby-South Branch	526 South Lafayette Street	Shelby	NC
Bank of America, National Association Lincolnton Main Branch	213 S. Aspen Street	Lincolnton	NC
Regions Bank Ayrsley Branch	2131 Ayrsley Town Boulevard, Suite 100	Charlotte	NC
First-Citizens Bank & Trust Company Shelby Branch	800 South Lafayette Street	Shelby	NC
Wells Fargo Bank, National Association Shelby Main Branch	231 South Washington Street	Shelby	NC
Fifth Third Bank, National Association Shelby Branch	316 South Lafayette Street	Shelby	NC
Regions Bank Ayrsley Branch	2131 Ayrsley Town Boulevard, Suite 100	Charlotte	NC
Wells Fargo Bank, National Association Shelby Main Branch	231 South Washington Street	Shelby	NC
Woodforest National Bank 0134 Shelby Wal-Mart Branch	705 East Dixon Blvd.	Shelby	NC
Regions Bank Ayrsley Branch	2131 Ayrsley Town Boulevard, Suite 100	Charlotte	NC
Bank of America, National Association Lincolnton Main Branch	213 S. Aspen Street	Lincolnton	NC
Regions Bank Ayrsley Branch	2131 Ayrsley Town Boulevard, Suite 100	Charlotte	NC
Fifth Third Bank, National Association Shelby Branch	316 South Lafayette Street	Shelby	NC
Regions Bank Ayrsley Branch	2131 Ayrsley Town Boulevard, Suite 100	Charlotte	NC
Fifth Third Bank, National Association Shelby Branch	316 South Lafayette Street	Shelby	NC
Truist Bank Shelby Main Branch	400 South Lafayette Street	Shelby	NC
Regions Bank Ayrsley Branch	2131 Ayrsley Town Boulevard, Suite 100	Charlotte	NC
PNC Bank, National Association Cleveland Federal Branch	131 North Lafayette Street	Shelby	NC
Bank of America, National Association Lincolnton Main Branch	213 S. Aspen Street	Lincolnton	NC
PNC Bank, National Association Cleveland Federal Branch	131 North Lafayette Street	Shelby	NC
PNC Bank, National Association Cleveland Federal Branch	131 North Lafayette Street	Shelby	NC
PNC Bank, National Association Cleveland Federal Branch	131 North Lafayette Street	Shelby	NC
Bank of America, National Association Lincolnton Main Branch	213 S. Aspen Street	Lincolnton	NC