Best Special Rates and Terms in Middletown, New York, NY

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Below are special Certificate of Deposit special rates and terms from banks in Middletown, New York. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

Middletown, NY - November 7, 2026

What is the best special CD rate in Middletown, NY?

As of November 7, 2026, the highest special CD rate from a bank in Middletown, NY is 4.40% APY from TrustCo Bank (minimum deposit $500). The table below ranks every special CD listed for this area. Rates change frequently, so check back for the latest numbers.

Bank	APY	MIN	PERIOD
TrustCo Bank Monroe Branch	4.40%	$500	6 months	Learn More Reviews (1)
Rate History: 3.50% → 3.45% → 3.40% → 4.15% → 4.40%
TrustCo Bank Monroe Branch	4.00%	$500	12 months	Learn More Reviews (1)
Rate History: 3.60% → 3.65% → 1.25% → 3.50% → 4.00%
Bank of America, National Association Port Jervis Branch	3.80% 3.51% 3.51%	$100,000 $10,000	7 months	Learn More Reviews (7)
Rate History: 3.75% → 3.51% → 3.25% → 3.80% → 3.80%
Citizens Bank, National Association Port Jervis Branch	3.75%	$25,000	8 months	Learn More Reviews (1)
Rate History: 4.15% → 3.65% → 4.00% → 3.75%
TD Bank, National Association Port Jervis Branch	3.25%	$10,000	12 months	Learn More Reviews (1)
Rate History: 4.00% → 3.75% → 3.51% → 3.00% → 3.25%
CIT Bank, a division of First-Citizens Bank and Trust	3.25%	$1,000	13 months	Learn More Reviews (33)
Rate History: 3.50% → 3.35% → 3.25%
Bank of America, National Association Port Jervis Branch	2.95%	$10,000	10 months	Learn More Reviews (7)
Rate History: 3.70% → 3.45% → 3.20% → 2.95% → 2.95%
JPMorgan Chase Bank, National Association Port Jervis Branch	2.25%	$100,000	6 months	Learn More Reviews (18)
Rate History: 1.50% → 1.01% → 0.75% → 0.50% → 2.25%
TD Bank, National Association Port Jervis Branch	2.00%	$10,001	6 months	Learn More Reviews (1)
Rate History: 2.75% → 3.51% → 3.45% → 3.51% → 2.00%
Bank of America, National Association Port Jervis Branch	2.00%	$10,000	13 months	Learn More Reviews (7)
Rate History: 2.75% → 2.50% → 2.25% → 2.00% → 2.00%
Bank of America, National Association Port Jervis Branch	1.75%	$10,000	25 months	Learn More Reviews (7)
The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. Rate History: 3.20% → 3.00% → 2.00% → 1.75% → 1.75%
TrustCo Bank Monroe Branch	1.25%	$500	18 months	Learn More Reviews (1)
Rate History: 0.40% → 0.20% → 0.40% → 3.50% → 1.25%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Middletown, NY - November 7, 2026

Branch	Street	City	State
TrustCo Bank Monroe Branch	791 Rt 17m	Monroe	NY
TrustCo Bank Monroe Branch	791 Rt 17m	Monroe	NY
Bank of America, National Association Port Jervis Branch	13-17 Hammond Street	Port Jervis	NY
Citizens Port Jervis Branch	5 South Broome Street	Port Jervis	NY
Bank of America, National Association Port Jervis Branch	13-17 Hammond Street	Port Jervis	NY
TD Bank, National Association Port Jervis Branch	205 E Main Street	Port Jervis	NY
Bank of America, National Association Port Jervis Branch	13-17 Hammond Street	Port Jervis	NY
JPMorgan Chase Bank, National Association Port Jervis Branch	14 Sussex Street	Port Jervis	NY
TD Bank, National Association Port Jervis Branch	205 E Main Street	Port Jervis	NY
Bank of America, National Association Port Jervis Branch	13-17 Hammond Street	Port Jervis	NY
Bank of America, National Association Port Jervis Branch	13-17 Hammond Street	Port Jervis	NY
TrustCo Bank Monroe Branch	791 Rt 17m	Monroe	NY