Best Special Rates and Terms in Spanish Fork, Utah, UT

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Below are special Certificate of Deposit special rates and terms from banks in Spanish Fork, Utah. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

Spanish Fork, UT - November 4, 2026

What is the best special CD rate in Spanish Fork, UT?

As of November 4, 2026, the highest special CD rate from a bank in Spanish Fork, UT is 3.74% APY from Wells Fargo Bank, National Association (minimum deposit $2,500). The best rate with a $1,000 minimum or less is 3.25% APY from U.S. Bank National Association (minimum deposit $1,000). The table below ranks every special CD listed for this area. Rates change frequently, so check back for the latest numbers.

Bank	APY	MIN	PERIOD
Wells Fargo Bank, National Association Meadows Branch	3.74%	$2,500	7 months	Learn More Reviews (7)
Rate History: 3.64% → 3.75% → 3.50% → 3.24% → 3.74%
Wells Fargo Bank, National Association Meadows Branch	3.64%	$2,500	15 months	Learn More Reviews (7)
Rate History: 3.74% → 3.64%
Wells Fargo Bank, National Association Meadows Branch	3.59%	$2,500	11 months	Learn More Reviews (7)
Rate History: 3.75% → 3.50% → 3.25% → 2.99% → 3.59%
KeyBank National Association Orem Branch	3.50%	$50,000	12 months	Learn More Reviews (2)
U.S. Bank National Association Saratoga Springs Smith's Branch	3.25%	$1,000	7 months	Learn More Reviews (2)
Rate History: 4.00% → 3.50% → 2.85% → 3.50% → 3.25%
CIT Bank, a division of First-Citizens Bank and Trust	3.25%	$1,000	13 months	Learn More Reviews (33)
Rate History: 3.50% → 3.35% → 3.25%
U.S. Bank National Association Saratoga Springs Smith's Branch	3.00%	$1,000	13 months	Learn More Reviews (2)
Rate History: 3.20% → 3.67% → 2.75% → 1.71% → 3.00%
KeyBank National Association Orem Branch	3.00%	$10,000	23 months	Learn More Reviews (2)
Rate History: 3.75% → 3.00% → 2.75% → 2.50% → 3.00%
U.S. Bank National Association Saratoga Springs Smith's Branch	2.50%	$1,000	25 months	Learn More Reviews (2)
Rate History: 3.75% → 3.10% → 2.85% → 3.00% → 2.50%
JPMorgan Chase Bank, National Association Saratoga Springs Branch	2.25%	$100,000	6 months	Learn More Reviews (18)
Rate History: 1.50% → 1.01% → 0.75% → 0.50% → 2.25%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Spanish Fork, UT - November 4, 2026

Branch	Street	City	State
Wells Fargo Bank, National Association Meadows Branch	797 West State Road	American Fork	UT
Wells Fargo Bank, National Association Meadows Branch	797 West State Road	American Fork	UT
Wells Fargo Bank, National Association Meadows Branch	797 West State Road	American Fork	UT
KeyBank National Association Orem Branch	185 South State Street	Orem	UT
U.S. Bank National Association Saratoga Springs Smith's Branch	1320 Redwood Road	Saratoga Springs	UT
U.S. Bank National Association Saratoga Springs Smith's Branch	1320 Redwood Road	Saratoga Springs	UT
KeyBank National Association Orem Branch	185 South State Street	Orem	UT
U.S. Bank National Association Saratoga Springs Smith's Branch	1320 Redwood Road	Saratoga Springs	UT
JPMorgan Chase Bank, National Association Saratoga Springs Branch	1412 N W Commerce Dr	Saratoga Springs	UT