Best Special Rates and Terms in Oshkosh, Wisconsin, WI

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Below are special Certificate of Deposit special rates and terms from banks in Oshkosh, Wisconsin. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

Oshkosh, WI - November 13, 2026

What is the best special CD rate in Oshkosh, WI?

As of November 13, 2026, the highest special CD rate from a bank in Oshkosh, WI is 4.97% APY from Johnson Bank (minimum deposit $5,000). The best rate with a $1,000 minimum or less is 4.40% APY from North Shore Bank (minimum deposit $1,000). The table below ranks every special CD listed for this area. Rates change frequently, so check back for the latest numbers.

Bank	APY	MIN	PERIOD
Johnson Bank Appleton Branch 78000	4.97% 3.22% 3.22%	$5,000 $100,000	9 months	Learn More Reviews
Rate History: 4.00% → 4.98% → 4.93% → 4.97%
North Shore Bank North Shore Bank, Fsb Branch	4.40%	$1,000	13 months	Learn More Reviews
Rate History: 3.75% → 3.85% → 4.10% → 4.25% → 4.40%
North Shore Bank North Shore Bank, Fsb Branch	4.10%	$1,000	7 months	Learn More Reviews
Rate History: 4.00% → 4.10%
Bank First, N.A. Bank First National Branch	4.10%	$5,000	23 months	Learn More Reviews
Rate History: 3.70% → 3.55% → 3.50% → 3.60% → 4.10%
Bank First, N.A. Bank First National Branch	3.85%	$5,000	13 months	Learn More Reviews
Rate History: 4.00% → 3.75% → 3.50% → 3.65% → 3.85%
Johnson Bank Appleton Branch 78000	3.85%	$10,000	33 months	Learn More Reviews
Rate History: 3.20% → 3.05% → 2.94% → 3.59% → 3.85%
Johnson Bank Appleton Branch 78000	3.82%	$5,000	13 months	Learn More Reviews
Rate History: 3.50% → 3.35% → 3.10% → 3.49% → 3.82%
Bank First, N.A. Bank First National Branch	3.75%	$5,000	7 months	Learn More Reviews
Rate History: 4.28% → 4.18% → 4.00% → 3.80% → 3.75%
Wells Fargo Bank, National Association Neenah Branch	3.74%	$2,500	7 months	Learn More Reviews (7)
Rate History: 3.64% → 3.75% → 3.50% → 3.24% → 3.74%
Wells Fargo Bank, National Association Neenah Branch	3.64%	$2,500	15 months	Learn More Reviews (7)
Rate History: 3.74% → 3.64%
Wells Fargo Bank, National Association Neenah Branch	3.59%	$2,500	11 months	Learn More Reviews (7)
Rate History: 3.75% → 3.50% → 3.25% → 2.99% → 3.59%
Johnson Bank Appleton Branch 78000	3.40%	$5,000	18 months	Learn More Reviews
Rate History: 3.31% → 3.16% → 3.00% → 3.55% → 3.40%
U.S. Bank National Association Fond Du Lac Ripon Branch	3.25%	$1,000	7 months	Learn More Reviews (2)
Rate History: 4.00% → 3.50% → 2.85% → 3.50% → 3.25%
The Huntington National Bank The Huntington National Bank Branch	3.25%	$1,000	9 months	Learn More Reviews (1)
Rate History: 3.56% → 3.05% → 3.05% → 4.00% → 3.25%
CIT Bank, a division of First-Citizens Bank and Trust	3.25%	$1,000	13 months	Learn More Reviews (33)
Rate History: 3.50% → 3.35% → 3.25%
U.S. Bank National Association Fond Du Lac Ripon Branch	3.00%	$1,000	13 months	Learn More Reviews (2)
Rate History: 3.20% → 3.67% → 2.75% → 1.71% → 3.00%
BMO Bank National Association Ripon Branch	2.75%	$1,000	59 months	Learn More Reviews (9)
Rate History: 2.85% → 2.50% → 2.25% → 2.00% → 2.75%
BMO Bank National Association Ripon Branch	2.65%	$1,000	45 months	Learn More Reviews (9)
Rate History: 2.75% → 2.35% → 2.10% → 2.00% → 2.65%
BMO Bank National Association Ripon Branch	2.60%	$1,000	35 months	Learn More Reviews (9)
Rate History: 3.00% → 2.75% → 2.25% → 2.00% → 2.60%
BMO Bank National Association Ripon Branch	2.55%	$1,000	25 months	Learn More Reviews (9)
Rate History: 3.00% → 2.75% → 2.25% → 2.00% → 2.55%
The Huntington National Bank The Huntington National Bank Branch	2.50%	$1,000	5 months	Learn More Reviews (1)
Rate History: 4.34% → 4.08% → 3.82% → 4.00% → 2.50%
BMO Bank National Association Ripon Branch	2.50%	$1,000	13 months	Learn More Reviews (9)
Rate History: 3.25% → 3.00% → 2.75% → 2.60% → 2.50%
U.S. Bank National Association Fond Du Lac Ripon Branch	2.50%	$1,000	25 months	Learn More Reviews (2)
Rate History: 3.75% → 3.10% → 2.85% → 3.00% → 2.50%
JPMorgan Chase Bank, National Association Larsen Branch	2.25%	$100,000	6 months	Learn More Reviews (18)
Rate History: 1.50% → 1.01% → 0.75% → 0.50% → 2.25%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Oshkosh, WI - November 13, 2026

Branch	Street	City	State
Johnson Bank Appleton Branch 78000	222 West College Avenue	Appleton	WI
North Shore Bank North Shore Bank, Fsb Branch	1200 W. Northland Ave.	Appleton	WI
North Shore Bank North Shore Bank, Fsb Branch	1200 W. Northland Ave.	Appleton	WI
Bank First, N.A. Bank First National Branch	101 City Center	Oshkosh	WI
Bank First, N.A. Bank First National Branch	101 City Center	Oshkosh	WI
Johnson Bank Appleton Branch 78000	222 West College Avenue	Appleton	WI
Johnson Bank Appleton Branch 78000	222 West College Avenue	Appleton	WI
Bank First, N.A. Bank First National Branch	101 City Center	Oshkosh	WI
Wells Fargo Bank, National Association Neenah Branch	931 South Green Bay Road	Neenah	WI
Wells Fargo Bank, National Association Neenah Branch	931 South Green Bay Road	Neenah	WI
Wells Fargo Bank, National Association Neenah Branch	931 South Green Bay Road	Neenah	WI
Johnson Bank Appleton Branch 78000	222 West College Avenue	Appleton	WI
U.S. Bank National Association Fond Du Lac Ripon Branch	738 West Fond Du Lac	Ripon	WI
The Huntington National Bank The Huntington National Bank Branch	124 East Main Street	Omro	WI
Johnson Bank Appleton Branch 78000	222 West College Avenue	Appleton	WI
U.S. Bank National Association Fond Du Lac Ripon Branch	738 West Fond Du Lac	Ripon	WI
BMO Bank National Association Ripon Branch	333 Blackburn Street	Ripon	WI
BMO Bank National Association Ripon Branch	333 Blackburn Street	Ripon	WI
BMO Bank National Association Ripon Branch	333 Blackburn Street	Ripon	WI
BMO Bank National Association Ripon Branch	333 Blackburn Street	Ripon	WI
The Huntington National Bank The Huntington National Bank Branch	124 East Main Street	Omro	WI
BMO Bank National Association Ripon Branch	333 Blackburn Street	Ripon	WI
U.S. Bank National Association Fond Du Lac Ripon Branch	738 West Fond Du Lac	Ripon	WI
JPMorgan Chase Bank, National Association Larsen Branch	8299 County Road T	Larsen	WI