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Image Courtesy: www.pixabay.com
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Below are special Certificate of Deposit special rates and terms from banks in Lakeland, Florida. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.
Lakeland, FL - October 30, 2025
| Bank | APY | MIN | PERIOD | |
|---|---|---|---|---|
|
Zephyrhills Branch
|
4.20% | $1,000 | 7 months |
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Rate History: 5.00% → 4.20% |
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Fifth Third Bank, National Association Fishhawk Branch |
4.00% | $5,000 | 3 months |
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Rate History: 5.20% → 4.50% → 4.00% → 3.80% → 4.00% |
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|
Winterhaven Branch
|
3.95% | $500 | 6 months |
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Rate History: 4.10% → 4.05% → 3.85% → 4.00% → 3.95% |
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|
Finworth, a division of InsBank Zephyrhills Branch |
3.90% | $50,000 | 22 months |
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Rate History: 4.00% → 3.80% → 4.00% → 3.95% → 3.90% |
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|
Fishhawk Branch
|
3.80%
3.55% 3.55% |
$501
$500 |
5 months |
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|
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Rate History: 5.00% → 4.75% → 0.01% → 3.80% |
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Zephyrhills Branch
|
3.80% | $1,000 | 13 months |
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|
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Rate History: 5.50% → 3.80% |
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Bank of America, National Association Fishhawk Branch |
3.75% | $10,000 | 7 months |
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|
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Rate History: 4.35% → 4.05% → 3.80% → 4.00% → 3.75% |
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South Lakeland Branch
|
3.70% | $250 | 3 months |
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|
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Rate History: 4.00% → 3.70% |
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|
Fishhawk Branch
|
3.70%
3.45% 3.45% |
$501
$500 |
8 months |
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|
|
Rate History: 4.25% → 4.50% → 4.35% → 4.00% → 3.70% |
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|
Wells Fargo Bank, National Association Fishhawk Ranch Branch |
3.64% | $5,000 | 7 months |
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|
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Rate History: 4.75% → 4.25% → 4.00% → 3.75% → 3.64% |
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|
Fifth Third Bank, National Association Fishhawk Branch |
3.60% | $5,000 | 7 months |
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|
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Rate History: 4.80% → 5.00% → 4.50% → 4.20% → 3.50% |
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|
Wells Fargo Bank, National Association Fishhawk Ranch Branch |
3.50% | $5,000 | 11 months |
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|
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Rate History: 3.50% → 3.75% → 3.50% → 3.75% → 3.50% |
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South Lakeland Branch
|
3.45% | $10,001 | 6 months |
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|
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Rate History: 4.00% → 3.00% → 2.75% → 3.51% → 3.45% |
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Bank of America, National Association Fishhawk Branch |
3.45% | $10,000 | 10 months |
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|
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Rate History: 4.00% → 3.70% → 3.45% |
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CIT Bank, a division of First-Citizens Bank and Trust |
3.35% | $1,000 | 13 months |
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Rate History: 3.50% → 3.35% |
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Fishhawk Branch
|
3.25% | $501 | 13 months |
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Rate History: 3.50% → 3.25% |
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Fifth Third Bank, National Association Fishhawk Branch |
3.25% | $5,000 | 13 months |
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|
|
Rate History: 4.00% → 4.30% → 3.30% → 3.49% → 3.25% |
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South Lakeland Branch
|
3.10% | $10,000 | 9 months |
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Rate History: 3.75% → 3.25% → 3.10% |
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South Lakeland Branch
|
3.00% | $10,000 | 12 months |
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Rate History: 4.50% → 4.00% → 3.75% → 3.51% → 3.00% |
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|
Fishhawk Branch
|
3.00% | $500 | 13 months |
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|
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Rate History: 3.50% → 4.25% → 3.50% → 4.00% → 3.00% |
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Fifth Third Bank, National Association Fishhawk Branch |
3.00% | $5,000 | 24 months |
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|
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Rate History: 5.00% → 4.00% → 3.50% → 2.00% → 3.00% |
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Brandon Branch
|
2.75% | $1,000 | 13 months |
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Rate History: 4.00% → 3.85% → 3.25% → 3.00% → 2.75% |
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Fort Meade Branch
|
2.75% | $1,000 | 15 months |
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Rate History: 3.55% → 3.75% → 3.35% → 3.00% → 2.75% |
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Fishhawk Branch
|
2.75% | $500 | 19 months |
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Rate History: 3.75% → 2.75% |
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PNC Bank, National Association Bloomingdale Financial Center Branch |
2.60% | $1,000 | 61 months |
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|
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Bank of America, National Association Fishhawk Branch |
2.50% | $10,000 | 13 months |
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|
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Rate History: 4.90% → 3.25% → 3.00% → 2.75% → 2.50% |
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PNC Bank, National Association Bloomingdale Financial Center Branch |
2.40% | $1,000 | 37 months |
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Brandon Branch
|
2.25% | $1,000 | 59 months |
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Rate History: 3.60% → 3.00% → 2.85% → 2.50% → 2.25% |
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PNC Bank, National Association Bloomingdale Financial Center Branch |
2.20% | $1,000 | 25 months |
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Brandon Branch
|
2.10% | $1,000 | 45 months |
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Rate History: 3.60% → 3.00% → 2.75% → 2.35% → 2.10% |
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PNC Bank, National Association Bloomingdale Financial Center Branch |
2.00% | $1,000 | 13 months |
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|
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Brandon Branch
|
2.00% | $1,000 | 25 months |
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|
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Rate History: 3.60% → 3.00% → 2.75% → 2.25% → 2.00% |
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|
Bank of America, National Association Fishhawk Branch |
2.00% | $10,000 | 25 months |
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|
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The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. |
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Winterhaven Branch
|
1.45% | $500 | 12 months |
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Rate History: 3.90% → 3.85% → 3.75% → 1.50% → 1.45% |
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JPMorgan Chase Bank, National Association Lithia Pinecrest & Bloomingdale Bank Branch |
0.75% | $100,000 | 6 months |
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|
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Rate History: 3.00% → 2.00% → 1.50% → 1.01% → 0.75% |
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Winterhaven Branch
|
0.45% | $500 | 18 months |
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|
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Rate History: 4.25% → 1.50% → 0.92% → 0.87% → 0.45% |
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