Best Special Rates and Terms in Waltham, Massachusetts, MA

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Below are special Certificate of Deposit special rates and terms from banks in Waltham, Massachusetts. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

Waltham, MA - October 30, 2025

Bank	APY	MIN	PERIOD
MutualOne Bank Lincoln Street Branch	5.40%	$500	7 months	Learn More Reviews (11)
Rate History: 4.50% → 4.75% → 5.65% → 5.40%
Institution for Savings in Newburyport and Its Vicinity Middleton Office Branch	5.25%	$10,000	11 months	Learn More Reviews (1)
Rate History: 1.00% → 4.25% → 5.25%
MutualOne Bank Lincoln Street Branch	5.25%	$500	18 months	Learn More Reviews (11)
Rate History: 5.00% → 5.30% → 5.40% → 5.25%
Clinton Savings Bank Bolton Branch	4.75%	$10	8 months	Learn More Reviews
Rate History: 1.00% → 5.10% → 5.00% → 4.75%
Bank of Easton Bank Of Easton Branch	4.75%	$2,500	11 months	Learn More Reviews
Rate History: 1.00% → 4.75% → 5.00% → 4.75%
Winchester Co-operative Bank Winchester Co-Operative Bank Branch	4.50%	$500	6 months	Learn More Reviews
Rate History: 5.00% → 4.65% → 4.20% → 4.50%
Needham Bank Ashland Branch	4.50%	$1,000	9 months	Learn More Reviews (2)
Rate History: 1.00% → 4.50%
Everett Co-operative Bank Everett Co-Operative Bank Branch	4.50%	$501	12 months	Learn More Reviews
Rate History: 1.00% → 2.25% → 4.50%
Salem Five Cents Savings Bank Sudbury Branch	4.50%	$10,000	12 months	Learn More Reviews (2)
Rate History: 3.00% → 5.00% → 5.55% → 5.00% → 4.50%
Needham Bank Ashland Branch	4.25%	$1,000	3 months	Learn More Reviews (2)
Rate History: 1.00% → 4.60% → 4.25% → 4.00% → 4.25%
Leader Bank, National Association Burlington Branch	4.25%	$1,000	6 months	Learn More Reviews
Rate History: 5.25% → 5.00% → 4.75% → 4.50% → 4.25%
Walpole Co-operative Bank Walpole Co-Operative Bank Branch	4.25%	$0	7 months	Learn More Reviews
Rate History: 4.90% → 4.80% → 4.75% → 4.50% → 4.25%
Clinton Savings Bank Bolton Branch	4.25%	$10	13 months	Learn More Reviews
Rate History: 1.00% → 3.75% → 4.25%
Everett Co-operative Bank Everett Co-Operative Bank Branch	4.25%	$501	18 months	Learn More Reviews
Rate History: 1.00% → 5.00% → 4.25%
Salem Five Cents Savings Bank Sudbury Branch	4.25%	$10,000	18 months	Learn More Reviews (2)
Rate History: 4.50% → 4.75% → 4.25%
Salem Five Cents Savings Bank Sudbury Branch	4.15%	$10,000	9 months	Learn More Reviews (2)
Rate History: 4.50% → 4.25% → 4.00% → 3.75% → 4.15%
South Shore Bank Stoughton Branch	4.07%	$1,000	11 months	Learn More Reviews
Rate History: 5.25% → 5.00% → 4.50% → 2.50% → 4.07%
The Savings Bank Methuen Branch	4.00%	$1,000	4 months	Learn More Reviews
Rate History: 4.59% → 4.44% → 4.33% → 4.23% → 4.00%
OneLocal Bank Norwood Co-Operative Bank Branch	4.00%	$2,500	5 months	Learn More Reviews
Rate History: 3.50% → 4.90% → 4.65% → 4.25% → 4.00%
Santander Bank, N.A. Ayer Branch	4.00%	$500	6 months	Learn More Reviews (6)
Rate History: 5.15% → 5.00% → 4.75% → 4.50% → 4.00%
Stoughton Co-operative Bank Park Street Branch	4.00%	$500	7 months	Learn More Reviews
Rate History: 1.00% → 4.00% → 4.25% → 4.00%
Needham Bank Ashland Branch	4.00%	$1,000	7 months	Learn More Reviews (2)
Rate History: 1.00% → 4.00%
Reading Co-operative Bank Burlington Office Branch	4.00%	$500	8 months	Learn More Reviews
Rate History: 1.00% → 4.90% → 4.00%
Middlesex Federal Savings, F.A. Middlesex Federal Savings, F.A. - Teele Square Branch	4.00%	$500	8 months	Learn More Reviews
Rate History: 0.30% → 4.25% → 4.50% → 4.00%
HarborOne Bank Mansfield Branch	4.00%	$1,000	13 months	Learn More Reviews (2)
Rate History: 5.00% → 4.65% → 4.40% → 4.30% → 4.00%
South Shore Bank Stoughton Branch	4.00%	$1,000	14 months	Learn More Reviews
Rate History: 4.63% → 4.25% → 4.00% → 2.50% → 4.00%
Everett Co-operative Bank Everett Co-Operative Bank Branch	4.00%	$501	36 months	Learn More Reviews
Rate History: 1.00% → 4.25% → 4.00%
UniBank for Savings Milford Branch	3.95%	$2,500	8 months	Learn More Reviews
Rate History: 4.30% → 4.15% → 4.10% → 4.00% → 3.95%
UniBank for Savings Milford Branch	3.80%	$500	14 months	Learn More Reviews
Rate History: 4.20% → 4.00% → 3.95% → 3.90% → 3.80%
Citibank, National Association Wellesley Center Branch	3.75%	$0	4 months	Learn More Reviews (11)
Marblehead Bank Cummings Center Branch	3.75%	$500	4 months	Learn More Reviews
Rate History: 4.25% → 4.00% → 4.25% → 4.00% → 3.75%
Bank of America, National Association Marlborough Branch	3.75%	$10,000	7 months	Learn More Reviews (7)
Rate History: 4.35% → 4.05% → 3.80% → 4.00% → 3.75%
Eagle Bank Lexington Center Branch	3.75%	$25,000	10 months	Learn More Reviews
Rate History: 5.35% → 5.13% → 0.25% → 4.00% → 3.75%
OneLocal Bank Norwood Co-Operative Bank Branch	3.75%	$1,000	11 months	Learn More Reviews
Rate History: 4.00% → 3.85% → 4.25% → 4.00% → 3.75%
Institution for Savings in Newburyport and Its Vicinity Middleton Office Branch	3.75%	$500	23 months	Learn More Reviews (1)
Rate History: 1.00% → 3.75%
HarborOne Bank Mansfield Branch	3.75%	$1,000	36 months	Learn More Reviews (2)
Rate History: 4.25% → 4.00% → 4.15% → 4.05% → 3.75%
TD Bank, National Association Hudson Branch	3.70%	$250	3 months	Learn More Reviews (1)
Rate History: 4.00% → 3.70%
Leader Bank, National Association Burlington Branch	3.65%	$1,000	15 months	Learn More Reviews
Rate History: 1.00% → 4.75% → 3.85% → 3.65%
Wells Fargo Bank, National Association Boston Abbot Downing Trust Office Branch	3.64%	$5,000	7 months	Learn More Reviews (7)
Rate History: 4.75% → 4.25% → 4.00% → 3.75% → 3.64%
OneLocal Bank Norwood Co-Operative Bank Branch	3.55%	$1,000	22 months	Learn More Reviews
Rate History: 5.00% → 3.50% → 4.00% → 3.75% → 3.55%
Citibank, National Association Wellesley Center Branch	3.50%	$0	6 months	Learn More Reviews (11)
Rate History: 3.00% → 2.25% → 3.80% → 1.50% → 3.50%
Citizens Bank, National Association Groton Branch	3.50%	$25,000	10 months	Learn More Reviews (1)
Rate History: 5.00% → 5.25% → 5.00% → 4.00% → 3.50%
Wells Fargo Bank, National Association Boston Abbot Downing Trust Office Branch	3.50%	$5,000	11 months	Learn More Reviews (7)
Rate History: 3.50% → 3.75% → 3.50% → 3.75% → 3.50%
TD Bank, National Association Hudson Branch	3.45%	$10,001	6 months	Learn More Reviews (1)
Rate History: 4.00% → 3.00% → 2.75% → 3.51% → 3.45%
Bank of America, National Association Marlborough Branch	3.45%	$10,000	10 months	Learn More Reviews (7)
Rate History: 4.00% → 3.70% → 3.45%
CIT Bank, a division of First-Citizens Bank and Trust	3.35%	$1,000	13 months	Learn More Reviews (33)
Rate History: 3.50% → 3.35%
Citibank, National Association Wellesley Center Branch	3.25%	$0	9 months	Learn More Reviews (11)
Rate History: 4.10% → 3.00% → 4.25% → 2.50% → 3.25%
Citibank, National Association Wellesley Center Branch	3.10%	$0	8 months	Learn More Reviews (11)
Rate History: 4.35% → 0.05% → 3.70% → 3.55% → 3.10%
TD Bank, National Association Hudson Branch	3.10%	$10,000	9 months	Learn More Reviews (1)
Rate History: 3.75% → 3.25% → 3.10%
Citibank, National Association Wellesley Center Branch	3.00%	$0	3 months	Learn More Reviews (11)
Marblehead Bank Cummings Center Branch	3.00%	$500	3 months	Learn More Reviews
Rate History: 1.00% → 3.51% → 3.00%
Rockland Trust Company Milford Branch	3.00%	$1,000	7 months	Learn More Reviews (3)
Rate History: 4.00% → 3.75% → 3.50% → 3.25% → 3.00%
TD Bank, National Association Hudson Branch	3.00%	$10,000	12 months	Learn More Reviews (1)
Rate History: 4.50% → 4.00% → 3.75% → 3.51% → 3.00%
StonehamBank, A Co-operative Bank Billerica Branch	3.00%	$1,000	15 months	Learn More Reviews
Rate History: 3.75% → 0.35% → 3.75% → 3.25% → 3.00%
Citibank, National Association Wellesley Center Branch	2.90%	$0	5 months	Learn More Reviews (11)
Rate History: 3.00% → 3.50% → 3.25% → 1.75% → 2.90%
Bank of America, National Association Marlborough Branch	2.50%	$10,000	13 months	Learn More Reviews (7)
Rate History: 4.90% → 3.25% → 3.00% → 2.75% → 2.50%
Salem Five Cents Savings Bank Sudbury Branch	2.25%	$10,000	48 months	Learn More Reviews (2)
Bank of America, National Association Marlborough Branch	2.00%	$10,000	25 months	Learn More Reviews (7)
The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. Rate History: 3.20% → 3.00% → 2.00%
Salem Five Cents Savings Bank Sudbury Branch	2.00%	$10,000	30 months	Learn More Reviews (2)
Hingham Institution for Savings Boston Branch	1.70%	$1,000	13 months	Learn More Reviews
Rate History: 1.85% → 1.70%
Hingham Institution for Savings Boston Branch	1.00%	$1,000	5 months	Learn More Reviews
The Cooperative Bank West Roxbury Branch	1.00%	$1,000	13 months	Learn More Reviews
Rate History: 1.00% → 4.25% → 1.00%
JPMorgan Chase Bank, National Association Boston Branch	0.75%	$100,000	6 months	Learn More Reviews (18)
Rate History: 3.00% → 2.00% → 1.50% → 1.01% → 0.75%
Washington Savings Bank Washington Savings Bank Branch	0.55%	$500	26 months	Learn More Reviews
Rate History: 1.00% → 0.50% → 0.55%
Hingham Institution for Savings Boston Branch	0.50%	$1,000	2 months	Learn More Reviews
Rate History: 1.00% → 0.50%
Leader Bank, National Association Burlington Branch	0.40%	$1,000	8 months	Learn More Reviews
Rate History: 1.00% → 5.40% → 5.30% → 5.25% → 0.40%
StonehamBank, A Co-operative Bank Billerica Branch	0.35%	$1,000	7 months	Learn More Reviews
Rate History: 4.25% → 0.35% → 4.15% → 4.00% → 0.35%
Eagle Bank Lexington Center Branch	0.25%	$10,000	5 months	Learn More Reviews
Rate History: 5.13% → 5.01% → 4.81% → 4.51% → 0.25%
Leader Bank, National Association Burlington Branch	0.25%	$1,000	10 months	Learn More Reviews
Rate History: 1.00% → 5.25% → 5.10% → 0.25%
Marblehead Bank Cummings Center Branch	0.20%	$500	15 months	Learn More Reviews
Rate History: 1.00% → 3.00% → 0.20%
Reading Co-operative Bank Burlington Office Branch	0.15%	$500	15 months	Learn More Reviews
Rate History: 1.00% → 0.15%
The Cooperative Bank West Roxbury Branch	0.00%	$1,000	7 months	Learn More Reviews
Rate History: 1.00% → 2.00%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Waltham, MA - October 30, 2025

Branch	Street	City	State
MutualOne Bank Lincoln Street Branch	One Lincoln Street	Framingham	MA
Institution for Savings in Newburyport and Its Vicinity Middleton Office Branch	161 South Main Street	Middleton	MA
MutualOne Bank Lincoln Street Branch	One Lincoln Street	Framingham	MA
Clinton Savings Bank Bolton Branch	562 Main Street	Bolton	MA
Bank of Easton Bank Of Easton Branch	275 Washington Street	North Easton	MA
Winchester Co-operative Bank Winchester Co-Operative Bank Branch	19 Church Street	Winchester	MA
Needham Bank Ashland Branch	41 Front Street	Ashland	MA
Everett Co-operative Bank Everett Co-Operative Bank Branch	419 Broadway	Everett	MA
Salem Five Cents Savings Bank Sudbury Branch	19 Concord Road	Sudbury	MA
Needham Bank Ashland Branch	41 Front Street	Ashland	MA
Leader Bank, National Association Burlington Branch	50 Mall Rd	Burlington	MA
Walpole Co-operative Bank Walpole Co-Operative Bank Branch	982 Main Street	Walpole	MA
Clinton Savings Bank Bolton Branch	562 Main Street	Bolton	MA
Everett Co-operative Bank Everett Co-Operative Bank Branch	419 Broadway	Everett	MA
Salem Five Cents Savings Bank Sudbury Branch	19 Concord Road	Sudbury	MA
Salem Five Cents Savings Bank Sudbury Branch	19 Concord Road	Sudbury	MA
South Shore Bank Stoughton Branch	1538 Turnpike Street	Stoughton	MA
The Savings Bank Methuen Branch	17 Burnham Road	Methuen	MA
OneLocal Bank Norwood Co-Operative Bank Branch	11 Central Street	Norwood	MA
Santander Bank, N.A. Ayer Branch	1 Park Street	Ayer	MA
Stoughton Co-operative Bank Park Street Branch	20 Park Street	Stoughton	MA
Needham Bank Ashland Branch	41 Front Street	Ashland	MA
Reading Co-operative Bank Burlington Office Branch	10 Wall Street	Burlington	MA
Middlesex Federal Savings, F.A. Middlesex Federal Savings, F.A. - Teele Square Branch	1196 Broadway	Somerville	MA
HarborOne Bank Mansfield Branch	131 Copeland Drive	Mansfield	MA
South Shore Bank Stoughton Branch	1538 Turnpike Street	Stoughton	MA
Everett Co-operative Bank Everett Co-Operative Bank Branch	419 Broadway	Everett	MA
UniBank for Savings Milford Branch	91 Prospect Street	Milford	MA
UniBank for Savings Milford Branch	91 Prospect Street	Milford	MA
Citibank, National Association Wellesley Center Branch	84 Central Street	Wellesley	MA
Marblehead Bank Cummings Center Branch	100 Cummings Center Suite 101-F	Beverly	MA
Bank of America, National Association Marlborough Branch	190 Boston Post Road	Marlborough	MA
Eagle Bank Lexington Center Branch	1768 Massachusetts Avenue	Lexington	MA
OneLocal Bank Norwood Co-Operative Bank Branch	11 Central Street	Norwood	MA
Institution for Savings in Newburyport and Its Vicinity Middleton Office Branch	161 South Main Street	Middleton	MA
HarborOne Bank Mansfield Branch	131 Copeland Drive	Mansfield	MA
TD Bank, National Association Hudson Branch	177 Broad Street	Hudson	MA
Leader Bank, National Association Burlington Branch	50 Mall Rd	Burlington	MA
Wells Fargo Bank, National Association Boston Abbot Downing Trust Office Branch	200 Berkeley Street	Boston	MA
OneLocal Bank Norwood Co-Operative Bank Branch	11 Central Street	Norwood	MA
Citibank, National Association Wellesley Center Branch	84 Central Street	Wellesley	MA
Citizens Groton Branch	163 Main Street	Groton	MA
Wells Fargo Bank, National Association Boston Abbot Downing Trust Office Branch	200 Berkeley Street	Boston	MA
TD Bank, National Association Hudson Branch	177 Broad Street	Hudson	MA
Bank of America, National Association Marlborough Branch	190 Boston Post Road	Marlborough	MA
Citibank, National Association Wellesley Center Branch	84 Central Street	Wellesley	MA
Citibank, National Association Wellesley Center Branch	84 Central Street	Wellesley	MA
TD Bank, National Association Hudson Branch	177 Broad Street	Hudson	MA
Citibank, National Association Wellesley Center Branch	84 Central Street	Wellesley	MA
Marblehead Bank Cummings Center Branch	100 Cummings Center Suite 101-F	Beverly	MA
Rockland Trust Company Milford Branch	221 Main Street	Milford	MA
TD Bank, National Association Hudson Branch	177 Broad Street	Hudson	MA
StonehamBank, A Co-operative Bank Billerica Branch	493 Boston Road	Billerica	MA
Citibank, National Association Wellesley Center Branch	84 Central Street	Wellesley	MA
Bank of America, National Association Marlborough Branch	190 Boston Post Road	Marlborough	MA
Salem Five Cents Savings Bank Sudbury Branch	19 Concord Road	Sudbury	MA
Bank of America, National Association Marlborough Branch	190 Boston Post Road	Marlborough	MA
Salem Five Cents Savings Bank Sudbury Branch	19 Concord Road	Sudbury	MA
Hingham Institution for Savings Boston Branch	540 Tremont Street	Boston	MA
Hingham Institution for Savings Boston Branch	540 Tremont Street	Boston	MA
The Cooperative Bank West Roxbury Branch	36 Springs Street	West Roxbury	MA
JPMorgan Chase Bank, National Association Boston Branch	50 Rowes Wharf, Floor 4	Boston	MA
Washington Savings Bank Washington Savings Bank Branch	30 Middlesex Street	Lowell	MA
Hingham Institution for Savings Boston Branch	540 Tremont Street	Boston	MA
Leader Bank, National Association Burlington Branch	50 Mall Rd	Burlington	MA
StonehamBank, A Co-operative Bank Billerica Branch	493 Boston Road	Billerica	MA
Eagle Bank Lexington Center Branch	1768 Massachusetts Avenue	Lexington	MA
Leader Bank, National Association Burlington Branch	50 Mall Rd	Burlington	MA
Marblehead Bank Cummings Center Branch	100 Cummings Center Suite 101-F	Beverly	MA
Reading Co-operative Bank Burlington Office Branch	10 Wall Street	Burlington	MA
The Cooperative Bank West Roxbury Branch	36 Springs Street	West Roxbury	MA