Best Special Rates and Terms in Ann Arbor, Michigan, MI

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Below are special Certificate of Deposit special rates and terms from banks in Ann Arbor, Michigan. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

Ann Arbor, MI - November 7, 2026

What is the best special CD rate in Ann Arbor, MI?

As of November 7, 2026, the highest special CD rate from a bank in Ann Arbor, MI is 3.80% APY from Bank of America, National Association (minimum deposit $100,000). The best rate with a $1,000 minimum or less is 3.50% APY from PNC Bank, National Association (minimum deposit $1,000). The table below ranks every special CD listed for this area. Rates change frequently, so check back for the latest numbers.

Bank	APY	MIN	PERIOD
Bank of America, National Association Howell Branch	3.80% 3.51% 3.51%	$100,000 $10,000	7 months	Learn More Reviews (7)
Rate History: 3.75% → 3.51% → 3.25% → 3.80% → 3.80%
Citizens Bank, National Association Hamburg/Kroger Branch	3.75%	$25,000	8 months	Learn More Reviews (1)
Rate History: 4.15% → 3.65% → 4.00% → 3.75%
KeyBank National Association Sylvan Township Branch	3.50%	$50,000	12 months	Learn More Reviews (2)
PNC Bank, National Association Pinckney Branch	3.50%	$1,000	13 months	Learn More Reviews (1)
CIT Bank, a division of First-Citizens Bank and Trust	3.25%	$1,000	13 months	Learn More Reviews (33)
Rate History: 3.50% → 3.35% → 3.25%
KeyBank National Association Sylvan Township Branch	3.00%	$10,000	23 months	Learn More Reviews (2)
Rate History: 3.75% → 3.00% → 2.75% → 2.50% → 3.00%
Bank of America, National Association Howell Branch	2.95%	$10,000	10 months	Learn More Reviews (7)
Rate History: 3.70% → 3.45% → 3.20% → 2.95% → 2.95%
PNC Bank, National Association Pinckney Branch	2.60%	$1,000	61 months	Learn More Reviews (1)
PNC Bank, National Association Pinckney Branch	2.40%	$1,000	37 months	Learn More Reviews (1)
JPMorgan Chase Bank, National Association Howell Grand River Branch	2.25%	$100,000	6 months	Learn More Reviews (18)
Rate History: 1.50% → 1.01% → 0.75% → 0.50% → 2.25%
PNC Bank, National Association Pinckney Branch	2.20%	$1,000	25 months	Learn More Reviews (1)
PNC Bank, National Association Pinckney Branch	2.10%	$1,000	19 months	Learn More Reviews (1)
Bank of America, National Association Howell Branch	2.00%	$10,000	13 months	Learn More Reviews (7)
Rate History: 2.75% → 2.50% → 2.25% → 2.00% → 2.00%
PNC Bank, National Association Pinckney Branch	1.90%	$1,000	9 months	Learn More Reviews (1)
Rate History: 0.05% → 1.90%
Bank of America, National Association Howell Branch	1.75%	$10,000	25 months	Learn More Reviews (7)
The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. Rate History: 3.20% → 3.00% → 2.00% → 1.75% → 1.75%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Ann Arbor, MI - November 7, 2026

Branch	Street	City	State
Bank of America, National Association Howell Branch	3400 E. Grand River Road	Howell	MI
Citizens Hamburg/Kroger Branch	9700 Chilson Commons Circle	Pinckney	MI
Bank of America, National Association Howell Branch	3400 E. Grand River Road	Howell	MI
KeyBank National Association Sylvan Township Branch	1478 Chelsea-Manchester Road	Chelsea	MI
PNC Bank, National Association Pinckney Branch	222 West Main Street	Pinckney	MI
KeyBank National Association Sylvan Township Branch	1478 Chelsea-Manchester Road	Chelsea	MI
Bank of America, National Association Howell Branch	3400 E. Grand River Road	Howell	MI
PNC Bank, National Association Pinckney Branch	222 West Main Street	Pinckney	MI
PNC Bank, National Association Pinckney Branch	222 West Main Street	Pinckney	MI
JPMorgan Chase Bank, National Association Howell Grand River Branch	2410 West Grand River Avenue	Howell	MI
PNC Bank, National Association Pinckney Branch	222 West Main Street	Pinckney	MI
PNC Bank, National Association Pinckney Branch	222 West Main Street	Pinckney	MI
Bank of America, National Association Howell Branch	3400 E. Grand River Road	Howell	MI
PNC Bank, National Association Pinckney Branch	222 West Main Street	Pinckney	MI
Bank of America, National Association Howell Branch	3400 E. Grand River Road	Howell	MI