Best Special Rates and Terms in Novi, Michigan, MI

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Below are special Certificate of Deposit special rates and terms from banks in Novi, Michigan. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

Novi, MI - November 7, 2026

What is the best special CD rate in Novi, MI?

As of November 7, 2026, the highest special CD rate from a bank in Novi, MI is 3.87% APY from Independent Bank (minimum deposit $1,000). The table below ranks every special CD listed for this area. Rates change frequently, so check back for the latest numbers.

Bank	APY	MIN	PERIOD
Independent Bank Livonia Branch	3.87%	$1,000	3 months	Learn More Reviews
Rate History: 3.97% → 3.87% → 3.92% → 3.97% → 3.87%
Bank of America, National Association Brighton-Challis Branch	3.80% 3.51% 3.51%	$100,000 $10,000	7 months	Learn More Reviews (7)
Rate History: 3.75% → 3.51% → 3.25% → 3.80% → 3.80%
Independent Bank Livonia Branch	3.76%	$1,000	11 months	Learn More Reviews
Rate History: 3.92% → 3.87% → 3.92% → 3.87% → 3.76%
Citizens Bank, National Association Hamburg/Kroger Branch	3.75%	$25,000	8 months	Learn More Reviews (1)
Rate History: 4.15% → 3.65% → 4.00% → 3.75%
Wells Fargo Bank, National Association Birmingham Trust Office Branch	3.74%	$2,500	7 months	Learn More Reviews (7)
Rate History: 3.64% → 3.75% → 3.50% → 3.24% → 3.74%
CIBC Bank USA Privatebank Michigan Branch	3.70%	$1,001	13 months	Learn More Reviews (6)
Wells Fargo Bank, National Association Birmingham Trust Office Branch	3.64%	$2,500	15 months	Learn More Reviews (7)
Rate History: 3.74% → 3.64%
Independent Bank Livonia Branch	3.61%	$1,000	36 months	Learn More Reviews
Rate History: 3.71% → 3.76% → 3.66% → 3.56% → 3.61%
Wells Fargo Bank, National Association Birmingham Trust Office Branch	3.59%	$2,500	11 months	Learn More Reviews (7)
Rate History: 3.75% → 3.50% → 3.25% → 2.99% → 3.59%
KeyBank National Association Brighton Town Square Branch	3.50%	$50,000	12 months	Learn More Reviews (2)
PNC Bank, National Association Jackson Zeeb Branch	3.50%	$1,000	13 months	Learn More Reviews (1)
CIT Bank, a division of First-Citizens Bank and Trust	3.25%	$1,000	13 months	Learn More Reviews (33)
Rate History: 3.50% → 3.35% → 3.25%
KeyBank National Association Brighton Town Square Branch	3.00%	$10,000	23 months	Learn More Reviews (2)
Rate History: 3.75% → 3.00% → 2.75% → 2.50% → 3.00%
Bank of America, National Association Brighton-Challis Branch	2.95%	$10,000	10 months	Learn More Reviews (7)
Rate History: 3.70% → 3.45% → 3.20% → 2.95% → 2.95%
PNC Bank, National Association Jackson Zeeb Branch	2.60%	$1,000	61 months	Learn More Reviews (1)
PNC Bank, National Association Jackson Zeeb Branch	2.40%	$1,000	37 months	Learn More Reviews (1)
JPMorgan Chase Bank, National Association Zeeb Road Banking Branch	2.25%	$100,000	6 months	Learn More Reviews (18)
Rate History: 1.50% → 1.01% → 0.75% → 0.50% → 2.25%
PNC Bank, National Association Jackson Zeeb Branch	2.20%	$1,000	25 months	Learn More Reviews (1)
PNC Bank, National Association Jackson Zeeb Branch	2.10%	$1,000	19 months	Learn More Reviews (1)
Bank of America, National Association Brighton-Challis Branch	2.00%	$10,000	13 months	Learn More Reviews (7)
Rate History: 2.75% → 2.50% → 2.25% → 2.00% → 2.00%
PNC Bank, National Association Jackson Zeeb Branch	1.90%	$1,000	9 months	Learn More Reviews (1)
Rate History: 0.05% → 1.90%
Bank of America, National Association Brighton-Challis Branch	1.75%	$10,000	25 months	Learn More Reviews (7)
The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. Rate History: 3.20% → 3.00% → 2.00% → 1.75% → 1.75%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Novi, MI - November 7, 2026

Branch	Street	City	State
Independent Bank Livonia Branch	37601 Five Mile Road	Livonia	MI
Bank of America, National Association Brighton-Challis Branch	8516 West Grand River Avenue	Brighton	MI
Independent Bank Livonia Branch	37601 Five Mile Road	Livonia	MI
Citizens Hamburg/Kroger Branch	9700 Chilson Commons Circle	Pinckney	MI
Wells Fargo Bank, National Association Birmingham Trust Office Branch	34100 Woodward Avenue	Birmingham	MI
CIBC Bank USA Privatebank Michigan Branch	38505 Woodward Avenue, Suite 1300	Bloomfield Hills	MI
Wells Fargo Bank, National Association Birmingham Trust Office Branch	34100 Woodward Avenue	Birmingham	MI
Independent Bank Livonia Branch	37601 Five Mile Road	Livonia	MI
Wells Fargo Bank, National Association Birmingham Trust Office Branch	34100 Woodward Avenue	Birmingham	MI
Bank of America, National Association Brighton-Challis Branch	8516 West Grand River Avenue	Brighton	MI
KeyBank National Association Brighton Town Square Branch	8199 Challis Road	Brighton	MI
PNC Bank, National Association Jackson Zeeb Branch	5490 Jackson Road	Ann Arbor	MI
KeyBank National Association Brighton Town Square Branch	8199 Challis Road	Brighton	MI
Bank of America, National Association Brighton-Challis Branch	8516 West Grand River Avenue	Brighton	MI
PNC Bank, National Association Jackson Zeeb Branch	5490 Jackson Road	Ann Arbor	MI
PNC Bank, National Association Jackson Zeeb Branch	5490 Jackson Road	Ann Arbor	MI
JPMorgan Chase Bank, National Association Zeeb Road Banking Branch	95 South Zeeb Road	Ann Arbor	MI
PNC Bank, National Association Jackson Zeeb Branch	5490 Jackson Road	Ann Arbor	MI
PNC Bank, National Association Jackson Zeeb Branch	5490 Jackson Road	Ann Arbor	MI
Bank of America, National Association Brighton-Challis Branch	8516 West Grand River Avenue	Brighton	MI
PNC Bank, National Association Jackson Zeeb Branch	5490 Jackson Road	Ann Arbor	MI
Bank of America, National Association Brighton-Challis Branch	8516 West Grand River Avenue	Brighton	MI