Image Courtesy: pixabay.com
Image Courtesy: pixabay.com
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Below are special Certificate of Deposit special rates and terms from banks in Madison, New Jersey. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.
Madison, NJ - October 30, 2025
| Bank | APY | MIN | PERIOD | |
|---|---|---|---|---|
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Perth Amboy Branch
|
5.00% | $1,000 | 13 months |
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Rate History: 5.25% → 5.10% → 4.90% → 5.25% → 5.00% |
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Perth Amboy Branch
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4.95% | $1,000 | 7 months |
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Rate History: 4.85% → 5.05% → 5.15% → 5.30% → 4.95% |
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Perth Amboy Branch
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4.90% | $1,000 | 4 months |
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Rate History: 4.90% → 4.80% → 5.00% → 5.35% → 4.90% |
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Perth Amboy Branch
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4.30% | $1,000 | 19 months |
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Rate History: 4.00% → 4.75% → 4.60% → 4.45% → 4.30% |
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Perth Amboy Branch
|
4.15% | $1,000 | 25 months |
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Rate History: 4.00% → 4.30% → 4.40% → 4.30% → 4.15% |
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Valley National Bank Branch
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4.00% | $500 | 3 months |
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Rate History: 4.50% → 4.00% → 4.00% |
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Milltown Branch
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4.00% | $0 | 5 months |
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Rate History: 1.00% → 5.00% → 4.75% → 4.50% → 4.00% |
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Milltown Branch
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4.00% | $500 | 7 months |
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Rate History: 4.50% → 4.00% |
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Citibank, National Association Private Bank Branch - Short Hill |
3.75% | $0 | 4 months |
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Town Hall Branch
|
3.75% | $500 | 7 months |
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Early withdrawal penalty is 180 days interest. |
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Bank of America, National Association Whitehouse Branch |
3.75% | $10,000 | 7 months |
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Rate History: 4.35% → 4.05% → 3.80% → 4.00% → 3.75% |
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Chatham Branch
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3.75% | $1,000 | 12 months |
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Rate History: 4.50% → 4.00% → 3.75% → 3.95% → 3.75% |
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Whitehouse Branch
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3.70% | $250 | 3 months |
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Rate History: 4.00% → 3.70% |
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Wells Fargo Bank, National Association Whitehouse Remote Mb Branch |
3.64% | $5,000 | 7 months |
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Rate History: 4.75% → 4.25% → 4.00% → 3.75% → 3.64% |
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Chatham Branch
|
3.55% | $1,000 | 36 months |
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Rate History: 3.00% → 3.55% |
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Citibank, National Association Private Bank Branch - Short Hill |
3.50% | $0 | 6 months |
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Rate History: 3.00% → 2.25% → 3.80% → 1.50% → 3.50% |
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Wells Fargo Bank, National Association Whitehouse Remote Mb Branch |
3.50% | $5,000 | 11 months |
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Rate History: 3.50% → 3.75% → 3.50% → 3.75% → 3.50% |
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Edison Branch
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3.50% | $5,000 | 12 months |
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First Hope Bank, A National Banking Association Andover Branch |
3.49% | $2,500 | 13 months |
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Rate History: 1.00% → 3.49% |
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Whitehouse Branch
|
3.45% | $10,001 | 6 months |
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Rate History: 4.00% → 3.00% → 2.75% → 3.51% → 3.45% |
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Bank of America, National Association Whitehouse Branch |
3.45% | $10,000 | 10 months |
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Rate History: 4.00% → 3.70% → 3.45% |
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CIT Bank, a division of First-Citizens Bank and Trust |
3.35% | $1,000 | 13 months |
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Rate History: 3.50% → 3.35% |
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Milltown Branch
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3.25% | $0 | 8 months |
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Rate History: 1.25% → 4.50% → 4.25% → 3.75% → 3.25% |
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Citibank, National Association Private Bank Branch - Short Hill |
3.25% | $0 | 9 months |
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Rate History: 4.10% → 3.00% → 4.25% → 2.50% → 3.25% |
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Town Hall Branch
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3.25% | $500 | 17 months |
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Early withdrawal penalty is 180 days interest. |
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Chatham Branch
|
3.25% | $1,000 | 24 months |
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Rate History: 3.50% → 3.25% |
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Citibank, National Association Private Bank Branch - Short Hill |
3.10% | $0 | 8 months |
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Rate History: 4.35% → 0.05% → 3.70% → 3.55% → 3.10% |
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Whitehouse Branch
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3.10% | $10,000 | 9 months |
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Rate History: 3.75% → 3.25% → 3.10% |
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Citibank, National Association Private Bank Branch - Short Hill |
3.00% | $0 | 3 months |
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Whitehouse Branch
|
3.00% | $10,000 | 12 months |
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Rate History: 4.50% → 4.00% → 3.75% → 3.51% → 3.00% |
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First Hope Bank, A National Banking Association Andover Branch |
3.00% | $2,500 | 23 months |
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Rate History: 1.00% → 3.00% |
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Citibank, National Association Private Bank Branch - Short Hill |
2.90% | $0 | 5 months |
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Rate History: 3.00% → 3.50% → 3.25% → 1.75% → 2.90% |
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Town Hall Branch
|
2.75% | $500 | 23 months |
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Early withdrawal penalty is 180 days interest. |
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PNC Bank, National Association Whitehouse Branch |
2.60% | $1,000 | 61 months |
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Bank of America, National Association Whitehouse Branch |
2.50% | $10,000 | 13 months |
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Rate History: 4.90% → 3.25% → 3.00% → 2.75% → 2.50% |
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PNC Bank, National Association Whitehouse Branch |
2.40% | $1,000 | 37 months |
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PNC Bank, National Association Whitehouse Branch |
2.20% | $1,000 | 25 months |
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PNC Bank, National Association Whitehouse Branch |
2.00% | $1,000 | 13 months |
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Bank of America, National Association Whitehouse Branch |
2.00% | $10,000 | 25 months |
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The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. |
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