Best Special Rates and Terms in Newburgh, New York, NY

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Below are special Certificate of Deposit special rates and terms from banks in Newburgh, New York. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

Newburgh, NY - December 14, 2025

Bank	APY	MIN	PERIOD
Sawyer Savings Bank Highland Branch	4.75%	$500	11 months	Learn More Reviews
Rate History: 5.00% → 4.75%
Sawyer Savings Bank Highland Branch	4.60%	$500	8 months	Learn More Reviews
Sawyer Savings Bank Highland Branch	4.40%	$500	15 months	Learn More Reviews
Empire State Bank Empire State Bank Branch	3.80%	$1,000	11 months	Learn More Reviews (1)
Rate History: 4.55% → 4.30% → 4.25% → 4.00% → 3.80%
Wells Fargo Bank, National Association New Paltz Branch	3.75%	$5,000	7 months	Learn More Reviews (7)
Rate History: 4.25% → 4.00% → 3.75% → 3.64% → 3.75%
TD Bank, National Association Route 211 Branch	3.70%	$250	3 months	Learn More Reviews (1)
Rate History: 4.00% → 3.70%
Bank of America, National Association Bank Of America, National Association Branch	3.51%	$10,000	7 months	Learn More Reviews (7)
Rate History: 4.05% → 3.80% → 4.00% → 3.75% → 3.51%
TrustCo Bank Monroe Branch	3.50%	$500	6 months	Learn More Reviews (1)
Rate History: 3.95% → 3.85% → 3.60% → 3.55% → 3.50%
KeyBank National Association Middletown Branch	3.50%	$10,000	9 months	Learn More Reviews (2)
Rate History: 5.00% → 4.75% → 4.00% → 3.50%
Citizens Bank, National Association Middletown East Branch	3.50%	$25,000	10 months	Learn More Reviews (1)
Rate History: 5.00% → 5.25% → 5.00% → 4.00% → 3.50%
Wells Fargo Bank, National Association New Paltz Branch	3.50%	$5,000	11 months	Learn More Reviews (7)
Rate History: 3.50% → 3.75% → 3.50% → 3.75% → 3.50%
TD Bank, National Association Route 211 Branch	3.45%	$10,001	6 months	Learn More Reviews (1)
Rate History: 4.00% → 3.00% → 2.75% → 3.51% → 3.45%
CIT Bank, a division of First-Citizens Bank and Trust	3.25%	$1,000	13 months	Learn More Reviews (33)
Rate History: 3.50% → 3.35% → 3.25%
Bank of America, National Association Bank Of America, National Association Branch	3.20%	$10,000	10 months	Learn More Reviews (7)
Rate History: 4.00% → 3.70% → 3.45% → 3.20%
TD Bank, National Association Route 211 Branch	3.10%	$10,000	9 months	Learn More Reviews (1)
Rate History: 3.75% → 3.25% → 3.10%
TD Bank, National Association Route 211 Branch	3.00%	$10,000	12 months	Learn More Reviews (1)
Rate History: 4.50% → 4.00% → 3.75% → 3.51% → 3.00%
Empire State Bank Empire State Bank Branch	3.00%	$1,000	15 months	Learn More Reviews (1)
Rate History: 4.50% → 4.45% → 4.25% → 4.00% → 3.00%
KeyBank National Association Middletown Branch	3.00%	$10,000	23 months	Learn More Reviews (2)
Rate History: 3.75% → 3.00%
Bank of America, National Association Bank Of America, National Association Branch	2.25%	$10,000	13 months	Learn More Reviews (7)
Rate History: 3.25% → 3.00% → 2.75% → 2.50% → 2.25%
Bank of America, National Association Bank Of America, National Association Branch	2.00%	$10,000	25 months	Learn More Reviews (7)
The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. Rate History: 3.20% → 3.00% → 2.00%
TrustCo Bank Monroe Branch	1.45%	$500	12 months	Learn More Reviews (1)
Rate History: 3.90% → 3.85% → 3.75% → 1.50% → 1.45%
JPMorgan Chase Bank, National Association Warwick Fairgrounds Banking Center B Branch	0.75%	$100,000	6 months	Learn More Reviews (18)
Rate History: 3.00% → 2.00% → 1.50% → 1.01% → 0.75%
Sawyer Savings Bank Highland Branch	0.50%	$500	12 months	Learn More Reviews
TrustCo Bank Monroe Branch	0.45%	$500	18 months	Learn More Reviews (1)
Rate History: 4.25% → 1.50% → 0.92% → 0.87% → 0.45%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Newburgh, NY - December 14, 2025

Branch	Street	City	State
Sawyer Savings Bank Highland Branch	3515 Route 9w	Highland	NY
Sawyer Savings Bank Highland Branch	3515 Route 9w	Highland	NY
Sawyer Savings Bank Highland Branch	3515 Route 9w	Highland	NY
Empire State Bank Empire State Bank Branch	68 North Plank Road	Newburgh	NY
Wells Fargo Bank, National Association New Paltz Branch	29 Main Street	New Paltz	NY
TD Bank, National Association Route 211 Branch	468 Route 211	Middletown	NY
Bank of America, National Association Bank Of America, National Association Branch	Main And Canal Streets	Ellenville	NY
TrustCo Bank Monroe Branch	791 Rt 17m	Monroe	NY
KeyBank National Association Middletown Branch	545 Route 211 East	Middletown	NY
Citizens Middletown East Branch	253 Route 211 East	Middletown	NY
Wells Fargo Bank, National Association New Paltz Branch	29 Main Street	New Paltz	NY
TD Bank, National Association Route 211 Branch	468 Route 211	Middletown	NY
Bank of America, National Association Bank Of America, National Association Branch	Main And Canal Streets	Ellenville	NY
TD Bank, National Association Route 211 Branch	468 Route 211	Middletown	NY
TD Bank, National Association Route 211 Branch	468 Route 211	Middletown	NY
Empire State Bank Empire State Bank Branch	68 North Plank Road	Newburgh	NY
KeyBank National Association Middletown Branch	545 Route 211 East	Middletown	NY
Bank of America, National Association Bank Of America, National Association Branch	Main And Canal Streets	Ellenville	NY
Bank of America, National Association Bank Of America, National Association Branch	Main And Canal Streets	Ellenville	NY
TrustCo Bank Monroe Branch	791 Rt 17m	Monroe	NY
JPMorgan Chase Bank, National Association Warwick Fairgrounds Banking Center B Branch	146 New York Route 94 South	Warwick	NY
Sawyer Savings Bank Highland Branch	3515 Route 9w	Highland	NY
TrustCo Bank Monroe Branch	791 Rt 17m	Monroe	NY