Best Special Rates and Terms in Niagara Falls, New York, NY

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Below are special Certificate of Deposit special rates and terms from banks in Niagara Falls, New York. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

Niagara Falls, NY - August 1, 2025

Bank	APY	MIN	PERIOD
Citizens Bank, National Association Portage Road/Tops Branch	4.15%	$25,000	5 months	Learn More Reviews (1)
Northwest Bank Power City Branch	4.00%	$500	6 months	Learn More Reviews
Rate History: 4.80% → 4.50% → 4.20% → 4.10% → 4.00%
KeyBank National Association Dent-Niagara Branch	4.00%	$10,000	7 months	Learn More Reviews (2)
Rate History: 5.00% → 4.75% → 4.00%
Woodforest National Bank Ny Niagara Falls Branch	4.00%	$500	8 months	Learn More Reviews (2)
Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 4.00%
Bank of America, National Association Bank Of America, National Association Branch	3.80%	$10,000	7 months	Learn More Reviews (7)
Rate History: 4.75% → 5.00% → 4.35% → 4.05% → 3.80%
Northwest Bank Power City Branch	3.75%	$500	10 months	Learn More Reviews
Rate History: 4.55% → 4.15% → 4.05% → 3.94% → 3.75%
KeyBank National Association Dent-Niagara Branch	3.75%	$10,000	25 months	Learn More Reviews (2)
Citizens Bank, National Association Portage Road/Tops Branch	3.50%	$25,000	10 months	Learn More Reviews (1)
Rate History: 5.00% → 5.25% → 5.00% → 4.00% → 3.50%
Northwest Bank Power City Branch	3.50%	$500	12 months	Learn More Reviews
Rate History: 4.55% → 4.50% → 4.40% → 3.75% → 3.50%
Woodforest National Bank Ny Niagara Falls Branch	3.50%	$500	13 months	Learn More Reviews (2)
Rate History: 4.00% → 3.75% → 3.50% → 2.50% → 3.50%
CIT Bank, a division of First-Citizens Bank and Trust	3.50%	$1,000	13 months	Learn More Reviews (33)
Bank of America, National Association Bank Of America, National Association Branch	3.45%	$10,000	10 months	Learn More Reviews (7)
Rate History: 4.00% → 3.70% → 3.45%
Lake Shore Savings Bank Kenmore Branch	3.44%	$500	22 months	Learn More Reviews
Lake Shore Savings Bank Kenmore Branch	3.11%	$500	55 months	Learn More Reviews
Bank of America, National Association Bank Of America, National Association Branch	2.75%	$10,000	13 months	Learn More Reviews (7)
Rate History: 4.30% → 4.90% → 3.25% → 3.00% → 2.75%
Bank of America, National Association Bank Of America, National Association Branch	2.00%	$10,000	25 months	Learn More Reviews (7)
Rate History: 3.20% → 3.00% → 2.00%
JPMorgan Chase Bank, National Association Buffalo-Mid Mkt Regional Hq Branch	1.50%	$100,000	6 months	Learn More Reviews (18)
Rate History: 5.00% → 3.00% → 2.00% → 1.50%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Niagara Falls, NY - August 1, 2025

Branch	Street	City	State
Citizens Portage Road/Tops Branch	1000 Portage Road	Niagara Falls	NY
Northwest Bank Power City Branch	805 Main Street	Niagara Falls	NY
KeyBank National Association Dent-Niagara Branch	800 Main Street	Niagara Falls	NY
Woodforest National Bank Ny Niagara Falls Branch	1540 Military Road	Niagara Falls	NY
Bank of America, National Association Bank Of America, National Association Branch	1900 Pine Avenue	Niagara Falls	NY
Northwest Bank Power City Branch	805 Main Street	Niagara Falls	NY
KeyBank National Association Dent-Niagara Branch	800 Main Street	Niagara Falls	NY
Citizens Portage Road/Tops Branch	1000 Portage Road	Niagara Falls	NY
Northwest Bank Power City Branch	805 Main Street	Niagara Falls	NY
Woodforest National Bank Ny Niagara Falls Branch	1540 Military Road	Niagara Falls	NY
Bank of America, National Association Bank Of America, National Association Branch	1900 Pine Avenue	Niagara Falls	NY
Lake Shore Savings Bank Kenmore Branch	3438 Delaware Ave.	Buffalo	NY
Lake Shore Savings Bank Kenmore Branch	3438 Delaware Ave.	Buffalo	NY
Bank of America, National Association Bank Of America, National Association Branch	1900 Pine Avenue	Niagara Falls	NY
Bank of America, National Association Bank Of America, National Association Branch	1900 Pine Avenue	Niagara Falls	NY
JPMorgan Chase Bank, National Association Buffalo-Mid Mkt Regional Hq Branch	350 Main Street, 23rd Floor	Buffalo	NY