Best Credit Union 5 Year CD Rates in Temple Terrace, Florida, FL

You are viewing rates from credit unions across Temple Terrace

Below are 5 year CD Rates from credit unions that are located in Temple Terrace, Florida. Five Year Certificates of Deposit (CD) are generally the longest term CD that most credit unions will offer. They tend to offer the highest rates but require the longest commitment. Five year CDs are especially popular in a declining interest rate environment as depositors can lock money in at the highest rate possible for the longest period of time. They are also popular with depositors who are willing to lock up money for five years in return for extra yield.

Temple Terrace, FL - May 25, 2024

5 Year CD National Average : 0.91% ^?

Credit Unions	APY	MIN	MILES ^?
Advancial Restrictions	5.40% 5.29% 5.19%	$50,000 $25,000 $1,000	-	Learn More Add Review
Rate History: 5.37% → 5.40%
Dexsta Restrictions	5.38%	$1,000	-	Learn More Add Review
Tennessee Valley Restrictions	5.09%	$1,000	-	Learn More Add Review
Blucurrent Restrictions	5.00%	$1,000	-	Learn More Add Review
Rate History: 3.05% → 5.00%
Lone Star Restrictions	4.80%	$500	-	Learn More Add Review
American 1 Restrictions	4.75%	$500	-	Learn More Add Review
La Capitol Restrictions	4.70% 4.50%	$100,000 $500	-	Learn More
tickedoff \| Sep 20, 2017 This credit union is a joke. They need to pull a credit report just to open a cd. Read More Reviews (1)
All In Restrictions	4.65% 3.76%	$100,000 $1,000	-	Learn More
Rate History: 4.23% → 4.13% → 5.17% → 4.96% → 4.65%
douglasmcrainey@gmail.com \| Feb 6, 2023 Everyone was very friendly and helpful. Read More Reviews (1)
Self-help Restrictions	4.65%	$500	-	Learn More
northcape5 \| Sep 27, 2016 why have you not updated your rates Read More Reviews (1)
Inner Lakes Restrictions	4.65%	$1,000	-	Learn More Add Review
Merck Sharp & Dohme Restrictions	4.60% 4.45%	$25,000 $1,000	-	Learn More Add Review
Frontwave Restrictions	4.50%	$1,000	-	Learn More Add Review
Schoolsfirst Restrictions	4.50% 4.45% 4.40% 4.35%	$100,000 $50,000 $20,000 $500	-	Learn More Add Review
Rate History: 4.45% → 4.60% → 4.75% → 4.50%
Pima Restrictions	4.50%	$250	-	Learn More Add Review
St. Paul Restrictions	4.50%	$1,000	-	Learn More Add Review
Rate History: 3.25% → 4.50%
Covantage Restrictions	4.50%	$1,000	-	Learn More Add Review
Virginia Credit Union, Inc., Restrictions	4.48% 4.27% 4.06% 4.05%	$100,000 $50,000 $5,000 $500	-	Learn More
LA \| Aug 14, 2023 Staff customer service very poor. Long wait times due to limited staffing. Read More Reviews (2)
Tower Restrictions	4.40% 3.40% 2.75%	$500 $20,000 $5,000	-	Learn More Add Review
Rate History: 3.80% → 4.05% → 4.10% → 4.00% → 4.40%
Financial Resources Restrictions	4.39%	$500	-	Learn More Add Review
State Department Restrictions	4.37% 4.16%	$100,000 $500	-	Learn More Add Review
Lafayette Restrictions	4.37% 4.32%	$100,000 $500	-	Learn More Add Review
Rate History: 4.42% → 4.37%
Michigan State University Restrictions	4.35% 3.85%	$100,000 $500	-	Learn More Add Review
Community First Credit Union Of Flo Restrictions	4.35% 4.25% 4.20% 4.09%	$250,000 $100,000 $45,000 $500	-	Learn More Add Review
Department of Commerce Restrictions	4.34%	$500	-	Learn More
Rate History: 4.50% → 4.34%
member \| Dec 14, 2022 Agree with Jaben to stay away from docfcu. They don't appreciate loyal members and easily turn down any requests after a delayed response. I have closed my accounts and moved my funds to better institutio... Read More Reviews (2)
Credit Union Of Texas Restrictions	4.30% 4.20% 4.10% 4.00%	$250,000 $200,000 $100,000 $1,000	-	Learn More Add Review
Utah First Restrictions	4.30%	$2,000	-	Learn More Add Review
Rate History: 4.00% → 4.25% → 4.00% → 4.25% → 4.30%
Direct Restrictions	4.30% 4.25%	$100,000 $250	-	Learn More Add Review
Community First Restrictions	4.30%	$1,000	-	Learn More
pmm \| Feb 12, 2022 Community First CU does NOT offer online Principal Payments on loans. CFCU online services are 20 years behind the industry. Online Principal payments are offered at Credit unions. Avoid Community First Cr... Read More Reviews (1)
Landmark Restrictions	4.30%	$500	-	Learn More Add Review
Northrop Grumman Restrictions	4.26% 4.10%	$40,000 $2,500	-	Learn More Add Review
Rate History: 4.43% → 4.12% → 4.17% → 4.23% → 4.26%
Agriculture Restrictions	4.25%	$250	-	Learn More Add Review
Inova Restrictions	4.25%	$200	-	Learn More Add Review
Rate History: 2.75% → 4.00% → 4.25% → 4.50% → 4.25%
Nextmark Restrictions	4.25%	$100,000	-	Learn More Add Review
Rate History: 3.76% → 4.25%
Eecu Restrictions	4.25% 4.15%	$50,000 $1,000	-	Learn More Add Review
Rate History: 4.27% → 4.25%
Langley Restrictions	4.25%	$500	-	Learn More Add Review
Rate History: 4.25% → 1.50% → 4.25%
Stanford Restrictions	4.23%	$1,000	-	Learn More Add Review
America First Restrictions	4.20%	$500	-	Learn More
Rate History: 4.00% → 4.10% → 4.20%
jkihl \| Feb 27, 2020 Always enjoy competitive CD rates, easy convenient loan processing, and staff is always Ben friendly a knowledgeable Read More Reviews (4)
United States Senate Restrictions	4.18% 4.13% 4.08%	$200,000 $100,000 $1,000	-	Learn More Add Review
Rate History: 4.34% → 4.97% → 4.18%
Grow Financial Restrictions	4.18% 4.07%	$100,000 $500	-	Learn More
Why did I get a loan with them? \| Nov 30, 2020 I will never do business with grow again. Very dissatisfied as a client. Read More Reviews (1)
Afena Restrictions	4.18% 4.07% 3.92%	$100,000 $10,000 $250	-	Learn More Add Review
Wright-patt Credit Union, Inc. Restrictions	4.18% 4.07%	$100,000 $500	-	Learn More Add Review
Commonwealth One Restrictions	4.18% 4.13% 4.08%	$100,000 $50,000 $1,000	-	Learn More Add Review
Rate History: 3.92% → 3.61% → 3.92% → 4.18%
Brightstar Restrictions	4.15%	$500	-	Learn More
Rodriguez \| Jun 22, 2023 BrightStar is great with members. The CD rate for 13 months is 4.75%! Read More Reviews (1)
Star Of Texas Restrictions	4.15% 4.00%	$100,000 $1,000	-	Learn More
Max Bartlett \| Sep 8, 2022 Great place to bank. Love credit unions and the staff here. Best rates in Austin at Star of Texas! Read More Reviews (1)
Fortera Restrictions	4.15%	$1,000	-	Learn More
Tracey Mayberry \| Feb 29, 2020 After being part of this credit union for many years have am closing my accounts. I deposited a very large check from an estate account they told me they needed to put a hold. No problem. The time is u... Read More Reviews (1)
Eastman Restrictions	4.15% 4.09%	$100,000 $1,000	-	Learn More Add Review
Desert Financial	4.13% 4.07%	$100,000 $1,000	-	Learn More Add Review
Firefighters First Restrictions	4.13% 4.07% 4.02%	$100,000 $50,000 $1,000	-	Learn More Add Review
First United Restrictions	4.10% 4.00%	$50,000 $500	-	Learn More Add Review
Suma Yonkers Restrictions	4.08%	$1,000	-	Learn More Add Review
Self-help Restrictions	4.08%	$500	-	Learn More
Rate History: 4.65% → 4.86% → 4.29% → 4.08%
Asheville Saver \| Dec 30, 2018 Best financial institution in NC. Highest rates on savings and is involved with helping their customers and the communities they operate in. Read More Reviews (1)
Library Of Congress Restrictions	4.06%	$500	-	Learn More Add Review
Rate History: 4.32% → 4.06%
Mtc Restrictions	4.06% 3.86%	$10,000 $250	-	Learn More Add Review
Ingersoll-rand Restrictions	4.06%	$1,000	-	Learn More Add Review
Dc Restrictions	4.06%	$500	-	Learn More Add Review
University Of Wisconsin Restrictions	4.05% 4.00% 3.95%	$250,000 $10,000 $500	-	Learn More Add Review
Suncoast Restrictions	4.05% 3.80%	$100,000 $500	-	Learn More
Rate History: 4.05% → 3.95% → 4.05%
Joyce0416 \| Jan 12, 2022 I did a signature loan to pay off two credit cards in December 2021 of $10,000 @ 10.75 % Then 30 days later in January 2022 Suncoast offers its members to pay off your credit cards @ 5.9 % That did not s... Read More Reviews (1)
Alliant Restrictions	4.05% 4.00%	$75,000 $1,000	-	Learn More
Gaius Gracchus \| Mar 22, 2024 Their CD rates are reasonable and their Visa rewards is very good at 2.5% on all purchases up to 10K/month. Their customer service is polite and helpful. However, their IT department must need some serio... Read More Reviews (5)
Trumark Financial Restrictions	4.05% 4.00%	$75,000 $500	-	Learn More Add Review
Rate History: 4.00% → 4.05%
Genisys Restrictions	4.02% 3.97%	$100,000 $500	-	Learn More Add Review
Rate History: 3.77% → 3.80% → 4.02%
Nasa Restrictions	4.00%	$1,000	-	Learn More Add Review
Rate History: 4.25% → 4.05% → 4.30% → 4.10% → 4.00%
Velocity Community Restrictions	4.00%	$5,000	-	Learn More Add Review
Rate History: 4.50% → 3.00% → 4.00%
Logix Restrictions	4.00% 3.50%	$100,000 $1,000	-	Learn More Add Review
Rate History: 4.50% → 4.00%
Wescom Central Restrictions	4.00%	$500	-	Learn More Add Review
Rate History: 4.50% → 4.40% → 4.50% → 4.40% → 4.00%
Bellco Restrictions	4.00%	$500	-	Learn More
Hogwash \| Oct 11, 2019 Long, long wait to see a banker. No one at the front desk. Very Poor service Read More Reviews (3)
Colorado Restrictions	4.00% 3.90%	$100,000 $500	-	Learn More Add Review
American Heritage Restrictions	4.00%	$1,000	-	Learn More
Jobe0822@gmail.com \| Dec 22, 2020 Where is the 4.00/% rate? It doesn’t seem to exist? Read More Reviews (2)
Air Academy Restrictions	4.00%	$500	-	Learn More Add Review
Trax Restrictions	4.00% 3.80%	$100,000 $500	-	Learn More Add Review
Rate History: 3.75% → 4.00%
Credit Union Of Colorado, A Restrictions	4.00% 3.90% 3.80% 3.70%	$100,000 $25,000 $10,000 $500	-	Learn More Add Review
Rate History: 4.00% → 4.30% → 4.00%
Communitywide Restrictions	4.00%	$1,000	-	Learn More Add Review
Rate History: 4.20% → 4.00%
Signature Restrictions	4.00%	$500	-	Learn More Add Review
Rate History: 4.00% → 5.55% → 4.15% → 4.00%
G.p.o. Restrictions	4.00%	$1,000	-	Learn More Add Review
Rate History: 3.60% → 4.00%
Police & Fire Restrictions	4.00%	$1,000	-	Learn More
Rate History: 3.75% → 4.00%
John \| Oct 9, 2023 Member for 50 years and have aeen it grow and develop with changing times and technology quickly and smoothly. Has helped me and my family, tremendously, through any and all crisis... don't know how Id ha ... Read More Reviews (1)
Security Service Restrictions	4.00% 3.95% 3.90%	$50,000 $25,000 $500	-	Learn More
long time disgruntled \| Nov 5, 2023 I am a 30 year customer at this institution. Recently applied for a CD funded by money already in the system different account. 10 days later has still not been processed. Multiple calls no solution, at t... Read More Reviews (1)
Neches Restrictions	4.00% 3.85%	$100,000 $1,000	-	Learn More Add Review
Rate History: 4.25% → 4.00%
Credit Human Restrictions	4.00%	$500	-	Learn More
Anavile23 \| Jul 10, 2019 Does credit human use ChexSystems Read More Reviews (1)
Delta Community Restrictions	4.00%	$1,000	-	Learn More Add Review
Rate History: 4.35% → 4.00%
Northwest Restrictions	4.00%	$1,000	-	Learn More Add Review
Texas People Restrictions	3.98% 3.38%	$50,000 $1,000	-	Learn More Add Review
Andrews Federal Credit Union Restrictions	3.95% 3.90%	$10,000 $1,000	-	Learn More Add Review
Visions Restrictions	3.95%	$500	-	Learn More Add Review
Rate History: 4.05% → 3.95%
Minnequa Works	3.91% 3.85%	$50,000 $2,500	-	Learn More Add Review
Rate History: 4.32% → 3.66% → 3.70% → 3.91%
Credit Union Of Denver Restrictions	3.90%	$1,000	-	Learn More Add Review
Rate History: 4.05% → 3.90%
The Golden 1 Restrictions	3.90% 3.80%	$100,000 $500	-	Learn More Add Review
Citadel Restrictions	3.90% 3.85%	$75,000 $500	-	Learn More Add Review
Interior Federal Credit Union	3.87%	$500	-	Learn More Add Review
Rate History: 3.97% → 4.07% → 3.87%
Gardiner Restrictions	3.87%	$500	-	Learn More Add Review
Rate History: 3.66% → 3.87%
A+ Restrictions	3.87%	$1,000	-	Learn More
Ali123 \| Dec 19, 2019 Ali123 Read More Reviews (1)
Chevron Restrictions	3.85% 3.80% 3.75%	$250,000 $100,000 $500	-	Learn More Add Review
Rate History: 3.95% → 3.85%
Navy Federal Credit Union Restrictions	3.85% 3.80%	$100,000 $1,000	-	Learn More
Rate History: 4.05% → 0.50% → 3.85%
Amanda Frank \| Feb 25, 2023 HORRIBLE SERVICE. My son's campus checking account was hacked and over $9000 was stolen. Fraud department was impossible to reach and we waited on phone several days for over 2 hours at a time. They too... Read More Reviews (19)
Spirit Financial Restrictions	3.85%	$500	-	Learn More Add Review
Spectrum	3.85% 3.80% 3.75%	$250,000 $100,000 $500	-	Learn More Add Review
Rate History: 3.95% → 3.85%
Air Force Restrictions	3.85% 3.80%	$100,000 $1,000	-	Learn More Add Review
Rate History: 3.75% → 3.90% → 3.85%
Riverview Restrictions	3.82% 3.56% 3.45%	$50,000 $10,000 $500	-	Learn More Add Review
Campus Usa Restrictions	3.82% 3.56%	$25,000 $2,000	-	Learn More Add Review
Investex Restrictions	3.82% 3.56%	$50,000 $1,000	-	Learn More Add Review
Rate History: 3.66% → 4.07% → 3.82%
Tinker Restrictions	3.81% 3.71% 3.60% 3.50% 3.34%	$99,000 $50,000 $25,000 $10,000 $1,000	-	Learn More Add Review
Associated Credit Union Restrictions	3.80%	$200	-	Learn More Add Review
Rate History: 4.25% → 4.00% → 3.80%
Citizens Equity First Restrictions	3.80% 3.75%	$100,000 $1,000	-	Learn More Add Review
Rate History: 3.55% → 3.80%
Coastal Restrictions	3.80%	$250	-	Learn More Add Review
Pentagon Restrictions	3.80%	$1,000	-	Learn More
Rob \| Dec 25, 2023 I joined in PENFED in Spring Of 2023 after 15 yrs of belonging to one of the banking giants. I found my accounts dwindling fast unexplained decreases. I decided to close the account but had to return a mer... Read More Reviews (15)
First Community Restrictions	3.80% 3.70%	$100,000 $500	-	Learn More Add Review
Rate History: 3.75% → 3.55% → 3.95% → 3.80%
Idaho Central Restrictions	3.75%	$500	-	Learn More Add Review
Rate History: 4.75% → 3.75%
Denver Community Cu D.b.a. Zing Cu Restrictions	3.75% 3.50%	$100,000 $100	-	Learn More Add Review
Lake Michigan Restrictions	3.75%	$500	-	Learn More Add Review
Latino Community Restrictions	3.75% 3.50%	$100,000 $500	-	Learn More Add Review
Rate History: 5.00% → 3.45% → 4.00% → 3.75%
Skyla Restrictions	3.75%	$500	-	Learn More Add Review
Rate History: 4.25% → 4.50% → 4.25% → 3.75%
Garden Savings Restrictions	3.75%	$500	-	Learn More Add Review
Rate History: 3.61% → 4.18% → 4.07% → 3.75%
Workers Restrictions	3.75%	$500	-	Learn More Add Review
Rate History: 5.25% → 4.00% → 3.75% → 4.00% → 3.75%
Discovery Restrictions	3.75%	$100	-	Learn More Add Review
Rate History: 4.00% → 3.75%
City Restrictions	3.75%	$1,000	-	Learn More Add Review
Rate History: 4.40% → 3.85% → 3.75%
Cbc Restrictions	3.75%	$500	-	Learn More Add Review
Rate History: 5.00% → 4.75% → 4.25% → 3.75%
Digital Restrictions	3.72% 3.46%	$25,000 $500	-	Learn More
Rate History: 2.79% → 3.30% → 3.72%
Julie \| May 4, 2016 Refi, no cash out, no second Read More Reviews (2)
Gecu Restrictions	3.72%	$1,000	-	Learn More
Csj \| Jun 14, 2019 This bank gives you the runaround to find simple rates such as Roth rate and traditional ira but when it comes to cd rates it is very easily attainable. And the 1st information when you select rates but to... Read More Reviews (1)
Eglin Restrictions	3.71%	$2,500	-	Learn More Add Review
Pelican State Restrictions	3.71%	$500	-	Learn More
Rate History: 3.82% → 4.70% → 4.49% → 3.82% → 3.71%
BabyBoomerPA \| Dec 15, 2022 I have been a member for over 30 years and Pelican has consistently offered deposit rates that are higher than bank and credit union averages. All my kids and grandkids park their savings with Pelican and... Read More Reviews (1)
Georgia's Own Restrictions	3.70%	$500	-	Learn More Add Review
Partners Restrictions	3.70% 3.65% 3.60% 3.55%	$500 $100,000 $50,000 $1,000	-	Learn More Add Review
Redstone Restrictions	3.68% 3.41%	$100,000 $1,000	-	Learn More
Rate History: 3.42% → 3.68%
AlabamaPaul \| Jun 1, 2019 Yes... Read More Reviews (3)
Technology Restrictions	3.65%	$1,000	-	Learn More Add Review
Credit Union Of Georgia Restrictions	3.65% 3.60%	$100,000 $500	-	Learn More Add Review
Rate History: 4.05% → 3.75% → 3.65%
Austin Telco Restrictions	3.65% 3.55% 3.44%	$225,000 $95,000 $1,000	-	Learn More
Rate History: 3.85% → 3.75% → 3.65%
unsatisfied customer \| Jan 21, 2021 Horrible untrustworthy people and a grifter mentality, stay away! Closed my account and reported them to https://www.ncua.gov/. Read More Reviews (1)
Gecu	3.65%	$1,000	-	Learn More Add Review
Publix Employees Restrictions	3.65% 3.55%	$100,000 $1,000	-	Learn More Add Review
General Electric Restrictions	3.65%	$0	-	Learn More Add Review
Randolph-brooks Restrictions	3.61%	$1,000	-	Learn More Add Review
Rate History: 3.60% → 3.61%
On Tap Restrictions	3.60% 3.50%	$100,000 $500	-	Learn More Add Review
Wheat State Restrictions	3.60%	$500	-	Learn More Add Review
Las Colinas Restrictions	3.60% 3.55% 3.50%	$50,000 $25,000 $1,000	-	Learn More Add Review
Xcel Restrictions	3.56%	$500	-	Learn More Add Review
Radiant	3.56%	$10,000	-	Learn More Add Review
Space Coast Restrictions	3.55%	$500	-	Learn More
philip gladchuk \| Sep 30, 2016 what the rate on 5 years cd if your a elite member Read More Reviews (1)
Radifi Restrictions	3.55% 3.50% 3.45% 3.40% 3.35%	$100,000 $50,000 $25,000 $2,500 $500	-	Learn More Add Review
Community South Restrictions	3.55%	$500	-	Learn More Add Review
Rate History: 1.31% → 3.55%
Allegacy Restrictions	3.55%	$500	-	Learn More Add Review
Launch Credit Union	3.51%	$1,000	-	Learn More Add Review
Rate History: 3.10% → 3.60% → 2.25% → 3.51%
Connexus Restrictions	3.51%	$5,000	-	Learn More
Rate History: 3.91% → 4.01% → 3.91% → 3.51%
Josh Hinson \| Feb 3, 2023 So I financed a camper through this group. The plumbing water sewer black and gray tank fell to the ground 30 days after purchase. It was being “ fixed “ for almost 5 months the dealer assured me I wou... Read More Reviews (7)
Southwest Heritage Restrictions	3.51%	$1,000	-	Learn More Add Review
Quorum Restrictions	3.50%	$1,000	-	Learn More
Rate History: 4.50% → 60.00% → 3.50%
Sharon \| Sep 20, 2023 Have been a member for 15 years and love everything about them: have a HighQ account, and QClassic checking and had a mortgage with them, too. Read More Reviews (2)
Sikorsky Financial Restrictions	3.50%	$500	-	Learn More Add Review
Vystar Restrictions	3.50% 3.40%	$50,000 $500	-	Learn More
Rate History: 3.75% → 3.50%
Sharon \| Aug 8, 2023 The mobile banking issues happened during a planned conversion to a new platform. VyStar said all funds are secure. The bank is using local banking tech firm Nymbus to launch the new platform electing it a... Read More Reviews (2)
Tyndall Restrictions	3.50%	$1,000	-	Learn More
yarbroughangie.80@gmail.com \| Jan 18, 2022 Need to see form for wiring money from another state to Panama City Florida USA Read More Reviews (5)
Gulf Winds Restrictions	3.50%	$500	-	Learn More Add Review
Town & Country Restrictions	3.50%	$500	-	Learn More
Rate History: 3.56% → 3.50%
Ldk \| Sep 11, 2020 Rate is now 2.01% Read More Reviews (1)
Capital Communications Restrictions	3.50%	$500	-	Learn More Add Review
Teachers Restrictions	3.50%	$1,000	-	Learn More Add Review
Greenwood Restrictions	3.50%	$1,000	-	Learn More
OrionMan \| Nov 19, 2022 Ratio of loans vs deposits appears Greenwood is overlevereged when compared to similar credit unions in the USA. Read More Reviews (1)
State Employees' Restrictions	3.50%	$250	-	Learn More Add Review
Velocity Restrictions	3.50%	$1,000	-	Learn More Add Review
Rate History: 3.96% → 3.50%
University Restrictions	3.50%	$1,000	-	Learn More
SK.ATX \| Jan 1, 2022 Great Customer Service. Good Interest Rates and a Great Local Bank. - SK Read More Reviews (1)
Broadview Restrictions	3.50%	$500	-	Learn More Add Review
Ukrainian National Restrictions	3.50%	$1,000	-	Learn More Add Review
Security First Restrictions	3.46% 3.30% 3.10% 2.94% 2.07%	$100,000 $50,000 $25,000 $1,000 $500	-	Learn More Add Review
Rate History: 3.61% → 3.46%
Redwood Restrictions	3.45%	$1,000	-	Learn More Add Review
Safe Restrictions	3.45% 3.40%	$25,000 $500	-	Learn More Add Review
121 Financial Restrictions	3.45%	$500	-	Learn More
Former member \| Oct 17, 2018 This was a great credit union when it was Florida Telco. They have lost all their former great customer service. Trying care about their members anymore.... It's just like a bank Read More Reviews (1)
Usf Federal Credit Union Restrictions	3.45%	$500	-	Learn More Add Review
Rate History: 3.80% → 3.45%
Ridgedale Restrictions	3.45%	$500	-	Learn More Add Review
Rate History: 2.58% → 3.45%
Truliant Restrictions	3.45% 3.40% 3.35% 3.29%	$100,000 $25,000 $5,000 $250	-	Learn More Add Review
Rate History: 3.20% → 3.18% → 3.34% → 3.45%
Palmetto Citizens Restrictions	3.44% 3.39% 3.34%	$250,000 $100,000 $500	-	Learn More Add Review
Ent Restrictions	3.43%	$500	-	Learn More Add Review
Rate History: 3.38% → 3.43% → 3.57% → 3.43%
Shell Restrictions	3.40% 3.25%	$50,000 $500	-	Learn More
Rate History: 3.65% → 3.40%
Jamaal D. Robinson \| Aug 17, 2016 Hello, I am the CEO of a small credit union here in Dallas, and we are currently looking for another credit union to deposit a CD into. We are not receiving much of a benefit from our current instituti... Read More Reviews (1)
Transportation Restrictions	3.40%	$1,000	-	Learn More
9238210 Lost \| Jan 19, 2023 They have a lot of potential to be great. But, they need to learn their systems and how to best serve their Members. Don't do it. Just don't. You've been warned. Read More Reviews (1)
US Alliance Restrictions	3.40%	$500	-	Learn More Add Review
Credit Union Of Southern California Restrictions	3.40%	$1,000	-	Learn More Add Review
Rate History: 3.25% → 3.40%
Achieva Credit Union Restrictions	3.40%	$500	-	Learn More Add Review
Rate History: 3.30% → 3.50% → 3.30% → 3.40%
Financial Partners Restrictions	3.40% 3.25%	$100,000 $1,000	-	Learn More Add Review
Access Restrictions	3.40%	$1,000	-	Learn More Add Review
Rate History: 3.40% → 3.30% → 3.40%
Texas Trust Restrictions	3.40%	$500	-	Learn More Add Review
Unify Financial Restrictions	3.40% 3.25% 3.10%	$100,000 $40,000 $1,000	-	Learn More
dapatton@pacbell.net \| May 12, 2016 19 what, years or months Read More Reviews (1)
Hiway	3.39% 3.25% 3.15%	$25,000 $10,000 $500	-	Learn More Add Review
Bayer Heritage Restrictions	3.36% 3.30%	$100,000 $100	-	Learn More Add Review
Educational Restrictions	3.35% 3.30%	$100,000 $1,000	-	Learn More Add Review
Mass Bay Restrictions	3.35%	$500	-	Learn More
Patricia \| Sep 15, 2021 The rates posted here is not the same. Check the credit union's web site for actual rates Read More Reviews (1)
Fort Liberty Restrictions	3.35% 3.25%	$25,000 $500	-	Learn More Add Review
Magnifi Financial Restrictions	3.35% 3.25% 3.20% 3.15% 3.10%	$150,000 $100,000 $50,000 $25,000 $500	-	Learn More Add Review
First Flight Restrictions	3.30% 3.20%	$10,000 $500	-	Learn More Add Review
American Airlines Restrictions	3.30%	$25	-	Learn More
jose \| Jun 12, 2017 five star......great location...fast service Read More Reviews (1)
Gte Restrictions	3.30% 3.04%	$100,000 $500	-	Learn More
Rate History: 3.30% → 3.31% → 3.30%
Run Away As Fast As You Can \| Aug 15, 2019 I applied for a jumbo CD account over two weeks ago. They asked me for more documentation than my mortgage company did and then they did a hard credit pull. They advertise fast and simple they are simply n... Read More Reviews (1)
Global Restrictions	3.30% 3.15% 3.00%	$250,000 $100,000 $10,000	-	Learn More Add Review
California Restrictions	3.25%	$1,000	-	Learn More Add Review
Credit Union West Restrictions	3.25%	$500	-	Learn More Add Review
Community Credit Union Of Florida Restrictions	3.25%	$1,000	-	Learn More Add Review
Rate History: 3.60% → 3.25%
Midflorida Restrictions	3.25%	$1,000	-	Learn More
Rate History: 2.50% → 2.75% → 3.25%
Carson76 \| Feb 4, 2020 This is false advertising. The actual apy is 2.5º\º Read More Reviews (1)
Nuvision Restrictions	3.25% 3.20% 3.15% 3.10%	$100,000 $50,000 $25,000 $1,000	-	Learn More Add Review
Insight Restrictions	3.25% 3.20%	$1,000,000 $1,000	-	Learn More Add Review
Hudson Valley	3.25%	$500	-	Learn More Add Review
Jovia Financial Restrictions	3.25%	$100	-	Learn More
H \| Apr 25, 2021 It has some of the most inept, cold workers. They do not return calls. You have trouble using payments or transactions by phone as they charge you. For months during COVID no hand sanitizer was present ... Read More Reviews (2)
Trustone Financial	3.25%	$500	-	Learn More Add Review
Bank Fund Staff Restrictions	3.21%	$1,000	-	Learn More
Rate History: 3.25% → 3.21%
CE \| Dec 7, 2020 Worst Bank EVER!!!!, 1. They have more account intrusions than a windows OS and when you ask how it happened, they inform you have to file a police report in order to receive that information that doesn't ... Read More Reviews (1)
Corning Restrictions	3.20% 3.00%	$100,000 $1,000	-	Learn More Add Review
Mccoy Restrictions	3.20% 3.09% 2.99% 2.89%	$100,000 $50,000 $5,000 $1,000	-	Learn More Add Review
Westerra Restrictions	3.15% 2.90%	$100,000 $500	-	Learn More Add Review
Florida Restrictions	3.15%	$1,000	-	Learn More Add Review
Empower Restrictions	3.15%	$500	-	Learn More Add Review
Farmers Insurance Group Restrictions	3.15%	$100,000	-	Learn More Add Review
First Technology Restrictions	3.10%	$500	-	Learn More Add Review
Rate History: 3.55% → 3.10%
Premier Members Restrictions	3.10% 3.00%	$100,000 $500	-	Learn More
Nancy Flynn \| Jun 19, 2022 Does PMFCU share with Bellco, Law Enforcement in Aurora. Read More Reviews (1)
Sooper Restrictions	3.10% 3.00%	$50,000 $500	-	Learn More Add Review
Sun East Restrictions	3.10% 3.00%	$99,000 $500	-	Learn More
David Gibson \| Aug 10, 2021 There does not seem to be anywhere that I can locate info as to what my membership rights are in relation to decision making for the Credit Union. This seems to be a problem for any institution that is sup... Read More Reviews (2)
Suffolk Restrictions	3.10%	$500	-	Learn More Add Review
Rate History: 3.35% → 3.10%
Pen Air	3.05%	$500	-	Learn More Add Review
Rate History: 2.85% → 3.05%
U.s. Eagle Restrictions	3.05%	$1,000	-	Learn More Add Review
Greater Springfield Restrictions	3.04%	$1,000	-	Learn More Add Review
Rate History: 2.73% → 3.04%
Patelco Restrictions	3.00%	$250	-	Learn More
ceblack9490@comcast.net \| Feb 6, 2023 max. amt. per account thats insured under your ncua? limit on how many accts? Read More Reviews (2)
Mutual Savings Restrictions	3.00%	$100	-	Learn More Add Review
Premier America Restrictions	3.00%	$1,000	-	Learn More Add Review
Rate History: 1.70% → 1.55% → 3.00%
Partner Colorado Restrictions	3.00%	$500	-	Learn More Add Review
Blue Restrictions	3.00%	$1,000	-	Learn More Add Review
Rate History: 1.19% → 3.00%
Metro Restrictions	3.00%	$0	-	Learn More Add Review
Polish & Slavic Restrictions	3.00% 2.50%	$50,000 $500	-	Learn More Add Review
Indiana University Restrictions	3.00%	$500	-	Learn More Add Review
Elements Financial Restrictions	3.00%	$1,000	-	Learn More Add Review
Liberty Restrictions	3.00%	$1,000	-	Learn More Add Review
Communityamerica Restrictions	3.00%	$500	-	Learn More Add Review
Safeamerica Restrictions	3.00%	$1,000	-	Learn More Add Review
Trustone Financial Restrictions	3.00%	$500	-	Learn More
Ann and Korky \| Aug 7, 2020 We have been members for over 40 years. Now that we are retired, we spend a lot of time in Turkey. We use our credit card from Trustone, but often the merchant will not accept it. They try to run it thr... Read More Reviews (2)
Town And Country Restrictions	3.00%	$500	-	Learn More Add Review
Dakota Plains Restrictions	3.00%	$100	-	Learn More Add Review
Mid-hudson Valley Restrictions	3.00%	$500	-	Learn More
Phillips \| May 25, 2022 Your CD are lower than HUDSON Valley Credit Union .At one time you where good. 5-25-22 Read More Reviews (1)
Bethpage Restrictions	3.00%	$50	-	Learn More
Rate History: 4.00% → 3.00%
MY OPINION \| Sep 4, 2019 BETHPAGE CREDIT UNION IS THE BEST.. Read More Reviews (1)
Community First Restrictions	3.00%	$1,000	-	Learn More Add Review
Members Choice Restrictions	3.00%	$500	-	Learn More Add Review
Rate History: 2.50% → 3.00%
Gesa Restrictions	3.00% 2.80% 2.60%	$100,000 $50,000 $500	-	Learn More
Jerry from Hillsboro, Oregon \| Dec 4, 2022 Your credit union needs to compete with other credit unions, like Liberty Federal, which has a 6 year rate at 4.30%. Read More Reviews (2)
Farmers Insurance Group Restrictions	3.00%	$1,000	-	Learn More Add Review
Listerhill Restrictions	2.97%	$500	-	Learn More Add Review
Rate History: 2.98% → 2.95% → 2.97%
Canvas Restrictions	2.95%	$1,000	-	Learn More Add Review
Rate History: 3.45% → 0.50% → 3.45% → 2.90% → 2.95%
Pennsylvania State Employees Restrictions	2.95%	$500	-	Learn More Add Review
Superior Choice Restrictions	2.89% 2.78%	$100,000 $500	-	Learn More
Rate History: 3.14% → 2.89% → 3.14% → 2.89%
prashant109 \| Dec 7, 2023 100% a Rogue Bank. Wish I could give them a negative star. Banks like superior choice CU are the example why Americans are behind on building better credit portfolio. They for some strange reasons ar... Read More Reviews (1)
United Restrictions	2.85%	$500	-	Learn More Add Review
Pen Air Restrictions	2.85%	$500	-	Learn More
Mark Long \| Apr 13, 2021 Please don't use Pen Air Federal Credit Union for a variety of reasons. The security system isn't set up with fraud in mind. The IRS deposited money into my child's account that wasn't intended for the mem... Read More Reviews (1)
Align Restrictions	2.85%	$500	-	Learn More Add Review
Rate History: 2.85% → 3.85% → 2.85%
Everwise Restrictions	2.84%	$500	-	Learn More Add Review
Rev Restrictions	2.80%	$250	-	Learn More Add Review
Rate History: 2.80% → 2.30% → 2.80%
Summit Restrictions	2.80%	$500	-	Learn More Add Review
Rate History: 1.40% → 2.80%
Expedition Restrictions	2.78%	$500	-	Learn More Add Review
Loco Restrictions	2.75%	$500	-	Learn More Add Review
United Nations Restrictions	2.75%	$500	-	Learn More Add Review
Wings Financial Restrictions	2.73% 2.68% 2.63% 2.58%	$250,000 $100,000 $10,000 $500	-	Learn More Add Review
Rate History: 2.73% → 2.53% → 2.73%
Valley Restrictions	2.70%	$500	-	Learn More Add Review
Americu Restrictions	2.69%	$500	-	Learn More Add Review
OHIO CATHOLIC FCU Restrictions	2.65%	$500	-	Learn More Add Review
Rate History: 2.75% → 2.65%
Park Community Credit Union, Inc. Restrictions	2.65% 2.60%	$50,000 $500	-	Learn More Add Review
Addition Financial	2.63%	$1,000	-	Learn More Add Review
Rate History: 3.50% → 3.40% → 3.30% → 3.25% → 2.63%
Connex Restrictions	2.60%	$500	-	Learn More Add Review
Royal Restrictions	2.60%	$0	-	Learn More Add Review
True Sky	2.58%	$500	-	Learn More Add Review
Boeing Employees Restrictions	2.58% 2.53%	$50,000 $500	-	Learn More Add Review
Provident Restrictions	2.56%	$1,000	-	Learn More Add Review
Texas Dow Employees Restrictions	2.55% 2.40%	$100,000 $1,000	-	Learn More
tonaroof \| Jan 24, 2020 This rate is not accurate as it is 2.25% Read More Reviews (1)
Inroads Restrictions	2.53% 1.76%	$50,000 $25,000	-	Learn More Add Review
Three Rivers Restrictions	2.50%	$1,000	-	Learn More Add Review
Heritage Restrictions	2.50%	$500	-	Learn More Add Review
Service Restrictions	2.50%	$500	-	Learn More Add Review
Rate History: 3.35% → 2.50%
Affinity Plus Restrictions	2.50%	$500	-	Learn More
harleyron74 \| Mar 5, 2020 Very easy to open A CD or M&M account. They use Transunion to verify credit so just thaw your freeze for A day or 2 and your good to go. I was helped by Holly and Natalie and had no issues at the Cambridg... Read More Reviews (1)
Affinity Restrictions	2.50%	$500	-	Learn More Add Review
Service	2.50%	$500	-	Learn More Add Review
Washington State Employees Restrictions	2.50%	$250	-	Learn More Add Review
Travis Restrictions	2.45% 2.10%	$500 $50,000	-	Learn More Add Review
Rate History: 2.45% → 2.10% → 2.45%
The Summit Restrictions	2.32%	$500	-	Learn More
Rate History: 2.75% → 2.96% → 2.71% → 2.47% → 2.32%
ashes201@verizon.net \| Apr 12, 2019 Your website states 11 months IRA CD at 3% but when I called in morning, I was told that it expired on 4/10. please update your website. Read More Reviews (1)
Town And Country	2.28% 2.02%	$10,000 $1,000	-	Learn More Add Review
Complex Community Restrictions	2.27%	$0	-	Learn More Add Review
New England Restrictions	2.27%	$500	-	Learn More Add Review
Kinecta Restrictions	2.25% 2.00%	$100,000 $100	-	Learn More
BTM1st \| Apr 19, 2021 Anyone is better than dealing with these guys! It's amazing how they work. And I've had loans off and on for 30 years. Their website and support are horrible. Their ability to track and appropriatel... Read More Reviews (2)
Southwest 66 Restrictions	2.25%	$1,000	-	Learn More Add Review
Dfcu Financial Restrictions	2.20% 2.00% 1.75%	$100,000 $25,000 $1,000	-	Learn More
Melvin Markwardt \| Oct 7, 2023 Have a problem that ICan not find an answer to in DFCU Financial. Trying to change info from USMail to Internet. They ask for my account number and the only thing I can find is onPurshing note. It is, H25... Read More Reviews (1)
Chartway Restrictions	2.15%	$500	-	Learn More Add Review
San Diego County Restrictions	2.10% 2.05% 2.00%	$90,000 $10,000 $2,000	-	Learn More Add Review
Rate History: 3.90% → 2.10%
Elevations Restrictions	2.10% 2.00%	$100,000 $500	-	Learn More Add Review
Mission Restrictions	2.05% 2.00% 1.95%	$100,000 $10,000 $2,000	-	Learn More Add Review
East Idaho Restrictions	2.02%	$500	-	Learn More Add Review
Saint Lawrence Restrictions	2.02% 1.92% 1.82%	$25,000 $200,000 $0	-	Learn More Add Review
Securityplus Restrictions	2.01%	$1,000	-	Learn More Add Review
We Florida Financial Restrictions	2.01%	$500	-	Learn More
DT \| Apr 13, 2020 OMG! The worst. If you want to take your money out it is very difficult. Even though the IRS doesn't require anyone to tell why they are taking money out unless it is more than $10k these people will n... Read More Reviews (1)
Baxter Restrictions	2.00%	$500	-	Learn More Add Review
Rate History: 2.30% → 2.20% → 2.00%
Blupeak Restrictions	2.00%	$1,000	-	Learn More Add Review
Rate History: 2.45% → 2.00%
Fairwinds Restrictions	2.00%	$1,000	-	Learn More Add Review
Department Of Public Safety Restrictions	2.00% 1.95% 1.90% 1.85%	$80,000 $25,000 $10,000 $500	-	Learn More Add Review
Members 1st Restrictions	1.95% 1.85% 1.70% 1.60% 1.55% 1.50%	$1,000,000 $100,000 $75,000 $50,000 $10,000 $500	-	Learn More Add Review
Great Lakes Restrictions	1.95% 1.65%	$100,000 $1,000	-	Learn More Add Review
State Employees Cu Of Maryland, Inc Restrictions	1.80%	$500	-	Learn More Add Review
Lincoln County Restrictions	1.80%	$1,000	-	Learn More Add Review
Gsa Restrictions	1.76%	$10,000	-	Learn More Add Review
Education 1st Restrictions	1.76%	$500	-	Learn More Add Review
Hanscom Restrictions	1.75%	$1,000	-	Learn More Add Review
Riverways Restrictions	1.75%	$250	-	Learn More Add Review
Jersey Central Restrictions	1.71%	$500	-	Learn More Add Review
Columbia Community Restrictions	1.70% 1.55%	$100,000 $0	-	Learn More Add Review
Via Credit Union Restrictions	1.66%	$10,000	-	Learn More
Ksmith@yahoo.com \| Feb 26, 2017 Overall very unprofessional, not compassionate, could use a few lessons in calculations. Very cocky attitudes. Read More Reviews (1)
Wildfire Restrictions	1.65%	$100,000	-	Learn More Add Review
Zeal Restrictions	1.65%	$100,000	-	Learn More Add Review
Alabama Rural Electric Restrictions	1.61%	$10,000	-	Learn More Add Review
Coca-cola Restrictions	1.61%	$500	-	Learn More Add Review
Alabama One Restrictions	1.61%	$10,000	-	Learn More Add Review
Boston Firefighters Restrictions	1.61%	$1,000	-	Learn More Add Review
Bossier Restrictions	1.61%	$10,000	-	Learn More Add Review
Louisiana Restrictions	1.61%	$10,000	-	Learn More
Clarenza22 \| Aug 11, 2021 Marie Read More Reviews (1)
West Michigan Restrictions	1.61%	$100,000	-	Learn More Add Review
Country Heritage	1.61%	$10,000	-	Learn More Add Review
Port Arthur Community Restrictions	1.60%	$10,000	-	Learn More Add Review
Sandia Laboratory Restrictions	1.56%	$100,000	-	Learn More Add Review
White Sands Restrictions	1.56%	$100,000	-	Learn More Add Review
Texans Restrictions	1.56%	$10,000	-	Learn More Add Review
Dch Restrictions	1.55%	$10,000	-	Learn More Add Review
Carter Restrictions	1.55%	$10,000	-	Learn More Add Review
Tucson Restrictions	1.55%	$10,000	-	Learn More Add Review
City Of Boston Restrictions	1.55%	$50,000	-	Learn More Add Review
Maine State Restrictions	1.55%	$10,000	-	Learn More
Ldk \| Sep 11, 2020 Rate is now 2.5% Read More Reviews (1)
Zeal Restrictions	1.55%	$10,000	-	Learn More Add Review
Great Basin Restrictions	1.55%	$100,000	-	Learn More Add Review
Spco Restrictions	1.55%	$50,000	-	Learn More Add Review
Kelly Community Restrictions	1.51%	$10,000	-	Learn More Add Review
Jefferson Financial Restrictions	1.51%	$100,000	-	Learn More
Hoa cao \| May 7, 2017 CD rate Read More Reviews (1)
Lewis Clark Restrictions	1.51%	$10,000	-	Learn More Add Review
Alabama Teachers Restrictions	1.51%	$10,000	-	Learn More Add Review
Long Reach Restrictions	1.51%	$500	-	Learn More Add Review
Alps Restrictions	1.51%	$10,000	-	Learn More Add Review
Matanuska Valley Restrictions	1.51%	$10,000	-	Learn More Add Review
Union Square Restrictions	1.51%	$1,000	-	Learn More Add Review
Eagle One Restrictions	1.51%	$10,000	-	Learn More Add Review
Encompass Restrictions	1.51%	$10,000	-	Learn More Add Review
Energy Plus Restrictions	1.51%	$10,000	-	Learn More Add Review
Riverside Community Restrictions	1.51%	$10,000	-	Learn More Add Review
Members Choice Restrictions	1.51%	$10,000	-	Learn More Add Review
Somerset Restrictions	1.51%	$10,000	-	Learn More Add Review
Act 1st Restrictions	1.51%	$100,000	-	Learn More Add Review
Wepco Restrictions	1.51%	$10,000	-	Learn More Add Review
K V Restrictions	1.51%	$10,000	-	Learn More Add Review
Jolt	1.51%	$10,000	-	Learn More Add Review
Our Restrictions	1.51%	$10,000	-	Learn More Add Review
Kellogg Midwest Restrictions	1.51%	$10,000	-	Learn More Add Review
First Heritage Restrictions	1.51%	$10,000	-	Learn More Add Review
Ohio Valley Community Restrictions	1.51%	$10,000	-	Learn More Add Review
Caprock Restrictions	1.51%	$100,000	-	Learn More Add Review
El Paso Area Teachers Restrictions	1.51%	$100,000	-	Learn More Add Review
Romney	1.51%	$10,000	-	Learn More Add Review
First Education Restrictions	1.51%	$10,000	-	Learn More Add Review
Northwoods Restrictions	1.51%	$100,000	-	Learn More Add Review
Cdc Restrictions	1.50%	$10,000	-	Learn More Add Review
Blue Eagle Restrictions	1.50%	$10,000	-	Learn More Add Review
Envista Restrictions	1.50%	$500	-	Learn More Add Review
Healthcare Associates Restrictions	1.50%	$100,000	-	Learn More Add Review
Coosa Pines Restrictions	1.50%	$10,000	-	Learn More Add Review
Wymar Restrictions	1.50%	$75,000	-	Learn More Add Review
Financial Health Restrictions	1.50%	$10,000	-	Learn More Add Review
Mid-kansas Restrictions	1.50%	$10,000	-	Learn More Add Review
Keesler Restrictions	1.50%	$1,000	-	Learn More Add Review
Freedom Restrictions	1.50%	$10,000	-	Learn More Add Review
Southcoast Restrictions	1.50%	$10,000	-	Learn More
Kbelken \| Sep 19, 2020 Absolutely terrible customer service. Please don’t get any type of loan through them. It’s not worth the frustration. Read More Reviews (2)
Safe Harbor Restrictions	1.50%	$100,000	-	Learn More Add Review
Team One Restrictions	1.50%	$10,000	-	Learn More Add Review
Community West Restrictions	1.50%	$10,000	-	Learn More Add Review
Rivertown Community Restrictions	1.50%	$10,000	-	Learn More Add Review
Elga Restrictions	1.50%	$100,000	-	Learn More Add Review
Health Advantage Restrictions	1.50%	$10,000	-	Learn More Add Review
Dort Financial	1.50%	$100,000	-	Learn More Add Review
Christian Financial Restrictions	1.50%	$10,000	-	Learn More Add Review
Members Cooperative Restrictions	1.50%	$100,000	-	Learn More Add Review
North Shore Restrictions	1.50%	$10,000	-	Learn More Add Review
Northern Communities Restrictions	1.50%	$10,000	-	Learn More Add Review
Ferguson Restrictions	1.50%	$10,000	-	Learn More Add Review
Aspire Community Restrictions	1.50%	$10,000	-	Learn More Add Review
Members Choice Financial Restrictions	1.50%	$100,000	-	Learn More Add Review
Lanco Restrictions	1.50%	$10,000	-	Learn More Add Review
Texas Tech Restrictions	1.50%	$10,000	-	Learn More Add Review
Neighborhood Restrictions	1.50%	$2,500	-	Learn More Add Review
San Patricio County Teachers Restrictions	1.50%	$10,000	-	Learn More Add Review
Northern Star Credit Union, Inc. Restrictions	1.50%	$10,000	-	Learn More Add Review
Midwest Community Restrictions	1.46%	$100,000	-	Learn More Add Review
Filer Restrictions	1.46%	$100,000	-	Learn More Add Review
White Sands Restrictions	1.46%	$10,000	-	Learn More Add Review
Clark County Restrictions	1.46%	$10,000	-	Learn More Add Review
Quest Restrictions	1.46%	$100,000	-	Learn More Add Review
Houston Texas Fire Fighters Restrictions	1.46%	$100,000	-	Learn More Add Review
City Of Boston Restrictions	1.45%	$500	-	Learn More Add Review
First Imperial Restrictions	1.45%	$100,000	-	Learn More Add Review
East County Schools Restrictions	1.45%	$10,000	-	Learn More Add Review
First U.s. Community Restrictions	1.45%	$100,000	-	Learn More Add Review
Aaa Restrictions	1.45%	$10,000	-	Learn More Add Review
Kansas State University Restrictions	1.45%	$500	-	Learn More Add Review
Barksdale Restrictions	1.45%	$10,000	-	Learn More
John joiner \| Jan 8, 2020 Do y’all use the Chex system Read More Reviews (2)
Navigator Cu Restrictions	1.45%	$100,000	-	Learn More Add Review
Cleveland Police Restrictions	1.45%	$10,000	-	Learn More
Alfonso white \| Sep 26, 2023 Does Cleveland police credit union use chexsystems Read More Reviews (1)
Clackamas Community Restrictions	1.45%	$10,000	-	Learn More Add Review
Chemcel Restrictions	1.45%	$100,000	-	Learn More Add Review
Firstlight Restrictions	1.45%	$100,000	-	Learn More Add Review
Texell Restrictions	1.45%	$10,000	-	Learn More Add Review
Spco Restrictions	1.45%	$1,000	-	Learn More Add Review
Bronco Restrictions	1.45%	$10,000	-	Learn More Add Review
Trona Valley Community Restrictions	1.45%	$10,000	-	Learn More Add Review
Clearpath Restrictions	1.41%	$100,000	-	Learn More Add Review
Sacramento Restrictions	1.41%	$100,000	-	Learn More Add Review
Jacksonville Firemen's Restrictions	1.41%	$10,000	-	Learn More Add Review
Jefferson Financial Restrictions	1.41%	$10,000	-	Learn More
Hoa cao \| May 7, 2017 CD rate Read More Reviews (1)
Wichita Falls Teachers Restrictions	1.41%	$1,000	-	Learn More Add Review
4front Restrictions	1.41%	$100,000	-	Learn More Add Review
Spirit Of Alaska Restrictions	1.41%	$10,000	-	Learn More Add Review
Credit Union 1 Restrictions	1.41%	$100,000	-	Learn More Add Review
Act 1st Restrictions	1.41%	$10,000	-	Learn More Add Review
Cumberland County Restrictions	1.41%	$100,000	-	Learn More
Relentless Capital \| Oct 29, 2020 For simple individual transactions, I have nothing but good experiences with Cumberland Credit Union Read More Reviews (2)
Changing Seasons	1.41%	$10,000	-	Learn More Add Review
Brewer Restrictions	1.41%	$10,000	-	Learn More Add Review
Circle Restrictions	1.41%	$10,000	-	Learn More Add Review
Health Care Family Restrictions	1.41%	$100,000	-	Learn More
Ric \| May 31, 2017 Does not honor rates posted here. Read More Reviews (1)
Assemblies Of God Restrictions	1.41%	$10,000	-	Learn More Add Review
Hometown Restrictions	1.41%	$10,000	-	Learn More Add Review
Rio Grande Restrictions	1.41%	$100,000	-	Learn More
disappointed \| Jun 18, 2020 came to Lomas location office to cash a check. Was wearing my sun glasses. Was told by the cashier to take off my glasses so that he did not think I was attempting to rob the credit union. Cancelled my ac... Read More Reviews (1)
Old West Restrictions	1.41%	$10,000	-	Learn More Add Review
Sru Restrictions	1.41%	$10,000	-	Learn More Add Review
Fort Worth Community Restrictions	1.41%	$100,000	-	Learn More Add Review
El Paso Area Teachers Restrictions	1.41%	$10,000	-	Learn More Add Review
Genco Restrictions	1.41%	$10,000	-	Learn More Add Review
Dugood Restrictions	1.41%	$1,000	-	Learn More Add Review
Mct Restrictions	1.41%	$10,000	-	Learn More Add Review
Partners Financial Restrictions	1.41%	$10,000	-	Learn More Add Review
Northwoods Restrictions	1.41%	$10,000	-	Learn More Add Review
Tomah Area Restrictions	1.41%	$100	-	Learn More Add Review
First Imperial Restrictions	1.40%	$10,000	-	Learn More Add Review
California Coast Restrictions	1.40%	$100,000	-	Learn More Add Review
Healthcare Associates Restrictions	1.40%	$10,000	-	Learn More Add Review
Aurora Schools Restrictions	1.40%	$100,000	-	Learn More Add Review
Credit Union Of Atlanta Restrictions	1.40%	$10,000	-	Learn More Add Review
Kirtland Restrictions	1.40%	$100,000	-	Learn More Add Review
Membersfirst Restrictions	1.40%	$10,000	-	Learn More Add Review
Community Resource Restrictions	1.40%	$100	-	Learn More Add Review
Texas Telcom Restrictions	1.40%	$10,000	-	Learn More Add Review
Sm Restrictions	1.40%	$10,000	-	Learn More Add Review
Wichita Restrictions	1.40%	$10,000	-	Learn More Add Review
Commonwealth Restrictions	1.40%	$10,000	-	Learn More Add Review
Cove Restrictions	1.40%	$10,000	-	Learn More
Andrew Larison \| Feb 26, 2022 We will be closing our accounts with Cove Federal Credit Union and will bank elsewhere. What the employees at the 577 Dudley Rd location don’t seem to understand is that banks are a dime a dozen, my gir... Read More Reviews (1)
Ashland Restrictions	1.40%	$100,000	-	Learn More Add Review
Onpath Restrictions	1.40%	$10,000	-	Learn More
Kenneth Lott \| May 12, 2021 I've been an ASI/Onpath customer for 35 years this company has grown tremendously as they would say it gets better with age that is so true about this credit union, a branch worker at 5508 Citrus Blvd. Har... Read More Reviews (1)

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

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BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Credit Union Certificates of Deposit 2024

Credit union certificates of deposit (“CDs”, also commonly called “time deposits” at credit unions) are contract-based and time-based savings vehicles that are offered by credit unions. In return for agreeing to keep your money tied up with the credit union for a given time period, you earn a fixed rate or return that cannot change over the course of that period. Should you need your money before the expiration of the contractual period, the penalties for early withdrawal can be severe. Not all credit unions even offer early withdrawal from CDs; many that do offer it maintain the right to deny it in their fine print. It therefore is important to fully understand the terms of any time-based deposit that you enter with a credit union. Read this article for further detail on early withdrawal penalties.

Many Americans enjoy performing their banking transactions with credit unions, citing better rates, non-profit status (owned by its depositors), more helpful employees, and a commitment to the community that is above the level offered by local banks. You will find a map with all credit unions that are close to you here. It is important to note that some credit unions have limited fields of membership, although others are more open ended. Under any circumstance, you must meet the membership requirements in order to become a member and open a CD or time deposit.

Those who are willing to tie up their money for one year will often get a slight premium over the best available savings rates. People who work with credit unions may find that they offer better rates on CDs or time deposits than local banks and online banks. You however should check the local bank rates where you live here and the online rates here.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

NCUA Insurance

Most, but not all, credit unions listed on BestCashCow are insured by the National Credit Union Administration (NCUA). You should confirm that the credit union that you are working with is NCUA-insured by visiting that institution’s BestCashCow page (NCUA coverage is detailed on the overview tab). The NCUA insures each named individual's deposits to $250,000 for all accounts at the credit union within ownership class. The rules are very similar, but not identical, to those for FDIC insurance. You should always stay within NCUA insurance limits.

BestCashCow strongly recommends that you deposit money only in NCUA insured credit unions and that you stay within insured limits. If you are considering depositing over $250,000 at a single NCUA-insured credit union across products (share certificates, time deposits, etc.) or across types of ownership (individual, joint, etc.) you should use the NCUA’s Share Insurance Toolkit in order to be sure that you are not exceeding coverage limits.

FREQUENTLY ASKED QUESTIONS ABOUT CREDIT UNIONS

Is my money any less safe at a credit union?

As long as your credit union is NCUA insured and you stay within the NCUA limits, As long as your credit union is NCUA insured and you stay within the NCUA limits, your money is no less safe than it would be in an FDIC-insured bank.

Is there any difference between a time deposit offered by a credit union and a CD account offered by a bank?

The difference is mainly one of terminology. But, you should always completely understand the terms of a time deposit or CD before you enter it, paying careful attention to the early withdrawal penalties. A reasonable early withdrawal penalty for a 1-year CD or time deposit is 3 months, and a reasonable early withdrawal penalty for a longer term CD is 6 months.

Does the small amount of interest gained on a time deposit make sense given the fact that I am losing access to my capital (liquidity)?

This is a decision that depends on your own specific circumstances, your needs for cash, and other investments that you may wish to pursue over the period of your time deposit or CD. The premium in a one-year CD is very small, with the premium of longer-term CDs being a little wider. A small difference in compounding interest can make a large difference over long period of time. You may wish to familiarize yourself with our Savings Booster Calculator in order to understand the importance of compounding interest at higher rates on your money over time.

SAVINGS & CD CALCULATOR

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Credit Union CD Rates – 5-Year – Temple Terrace, Florida

PRODUCT INFORMATION

Credit Union Certificates of Deposit 2024

NCUA Insurance

FREQUENTLY ASKED QUESTIONS ABOUT CREDIT UNIONS

Is my money any less safe at a credit union?

Is there any difference between a time deposit offered by a credit union and a CD account offered by a bank?

Does the small amount of interest gained on a time deposit make sense given the fact that I am losing access to my capital (liquidity)?

SAVINGS & CD CALCULATOR

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