Tennessee

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Credit Union CD Rates Bartlett, Tennessee

You are viewing rates from credit unions across Bartlett

 

Below are the best one year CD Rates from credit unions in Bartlett, Tennessee. One year CDs are usually the most popular term and offer a decent yield without having to lock-up money for an extended period of time. One year CD Rates are generally comparable to or a little higher than their savings and money market counterparts.

Bartlett, TN - July 5, 2025

1 Year CD National Average : 0.55% ?

Credit Unions APY MIN MILES ?

| Feb 29, 2020

After being part of this credit union for many years have am closing my accounts. I deposited a very large check from an estate account they told me they needed to put a hold. No problem. The time is u... Read More

Rate History: 5.25% → 5.15% → 5.00% → 4.81% → 4.72%

Rate History: 3.70% → 4.30%

Rate History: 4.60% → 4.25% → 4.15%

| Jun 12, 2017

five star......great location...fast service Read More

Rate History: 4.85% → 4.75% → 4.35% → 4.15% → 4.05%

| Feb 25, 2023

HORRIBLE SERVICE. My son's campus checking account was hacked and over $9000 was stolen. Fraud department was impossible to reach and we waited on phone several days for over 2 hours at a time. They too... Read More

Rate History: 4.75% → 5.01% → 4.02%

| Jun 1, 2019

Yes... Read More

Rate History: 5.00% → 4.75% → 4.50% → 4.25% → 4.00%

| May 12, 2016

19 what, years or months Read More

0.85%

$10,000

-

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0.80%

$10,000

-

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0.79%

$10,000

-

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0.75%

$100,000

-

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0.75%

$10,000

-

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0.75%

$10,000

-

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0.75%

$10,000

-

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| Jul 25, 2021

How to transfer funds to someone else from your online banking Read More

0.70%

$100,000

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0.70%

$10,000

-

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0.70%

$10,000

-

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0.70%

$100,000

-

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0.65%

$10,000

-

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0.65%

$10,000

-

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0.65%

$10,000

-

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| May 7, 2021

Becoming a member of SSFCU and breaking free of the traditional profit off consumers through big wealth trenching is the traditional banks as we know today on every corner. The suits will continue to gain... Read More

0.60%

$2,500

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0.60%

$100,000

-

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0.60%

$10,000

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0.60%

$10,000

-

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0.60%

$10,000

-

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| May 7, 2021

Becoming a member of SSFCU and breaking free of the traditional profit off consumers through big wealth trenching is the traditional banks as we know today on every corner. The suits will continue to gain... Read More

0.55%

$10,000

-

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0.55%

$100,000

-

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0.55%

$100,000

-

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| Jun 7, 2023

They have my money and refuse to give it back, They have violated the law as they refuse to even turn it over to the state as abandoned property if nothing else. They refuse to even respond. Read More

0.50%

$10,000

-

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0.50%

$10,000

-

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| Jan 11, 2020

Can I deposit a check at the ATM at my branch of Leaders Credit Union Read More

0.50%

$10,000

-

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0.50%

$100,000

-

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0.50%

$10,000

-

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0.50%

$10,000

-

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0.50%

$10,000

-

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0.50%

$10,000

-

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0.50%

$10,000

-

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0.50%

$10,000

-

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0.50%

$10,000

-

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0.50%

$10,000

-

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0.50%

$10,000

-

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| Jul 25, 2021

How to transfer funds to someone else from your online banking Read More

0.45%

$100,000

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0.43%

$50,000

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0.40%

$10,000

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0.40%

$500

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0.40%

$10,000

-

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0.40%

$10,000

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0.38%

$10,000

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0.37%

$100,000

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0.35%

$10,000

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0.35%

$10,000

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0.35%

$10,000

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0.35%

$10,000

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0.30%

$10,000

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0.30%

$10,000

-

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0.30%

$10,000

-

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0.27%

$10,000

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0.23%

$100,000

-

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0.19%

$10,000

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0.15%

$10,000

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Edu


Restrictions

0.10%

$500

-

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0.10%

$10,000

-

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All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10007


Branch Street City State
CHATTANOOGA AREA SCHOOLS
Casfcu Casfcu Branch
1201 Bailey Ave Chattanooga TN
FORTERA
Main Office Branch Main Office Branch
2050 Lowes Dr Clarksville TN
LISTERHILL
Columbia Columbia Branch
1623 Hatcher Ln Columbia TN
FORTERA
Main Office Branch Main Office Branch
2050 Lowes Dr Clarksville TN
EASTMAN
Meadowview Meadowview Branch
2021 Meadowview Ln Kingsport TN
EASTMAN
Meadowview Meadowview Branch
2021 Meadowview Ln Kingsport TN
AMERICAN AIRLINES
Aafcu - Bna Aafcu - Bna Branch
AAFCU c/o Nashville Post Office Credit Union Nashville TN
NAVY FEDERAL CREDIT UNION
Millington Millington Branch
5600 Navy Rd Millington TN
REDSTONE
Fayetteville Branch Fayetteville Branch
110 Bluff Dr Fayetteville TN
NAVY FEDERAL CREDIT UNION
Millington Millington Branch
5600 Navy Rd Millington TN
TENNESSEE VALLEY
Chattanooga - Admin Chattanooga - Admin Branch
715 Market St Chattanooga TN
AMERICAN AIRLINES
Aafcu - Bna Aafcu - Bna Branch
AAFCU c/o Nashville Post Office Credit Union Nashville TN
REDSTONE
Fayetteville Branch Fayetteville Branch
110 Bluff Dr Fayetteville TN
ASCEND
Administrative Office Administrative Office Branch
520 Airpark Dr Tullahoma TN
ASCEND
Administrative Office Administrative Office Branch
520 Airpark Dr Tullahoma TN
UNIFY FINANCIAL
Collegedale Collegedale Branch
9525 Apison Pike Collegedale TN
UNIFY FINANCIAL
Collegedale Collegedale Branch
9525 Apison Pike Collegedale TN
UNIFY FINANCIAL
Collegedale Collegedale Branch
9525 Apison Pike Collegedale TN
HERITAGE SOUTH COMMUNITY CU
Shelbyville Shelbyville Branch
763 N Main St Shelbyville TN
NORTHEAST COMMUNITY
Main Office Main Office Branch
980 Jason Witten Way Elizabethton TN
RESOURCE
Resource Federal Credit Union Resource Federal Credit Union Branch
525 Old Hickory Blvd Jackson TN
ENBRIGHT
Electric Service Electric Service Branch
1214 Church St Ste 100 Nashville TN
UNITED SOUTHEAST
Corporate Office Corporate Office Branch
1545 Bluff City Hwy Bristol TN
KIMBERLY CLARK
Main Office Main Office Branch
1520 N 2nd St Memphis TN
HOPE
Madison Ave Madison Ave Branch
1451 Madison Ave Memphis TN
CLINCHFIELD
Main Branch Main Branch
1038 N Main Ave Erwin TN
TEN
Main Branch Main Branch
1400 8TH Ave S NASHVILLE TN
CONSUMER
Consumer Credit Union Consumer Credit Union Branch
3634 E Andrew Johnson Hwy Greeneville TN
L G & W
Lg & W Fcu Lg & W Fcu Branch
1616 Whitten Rd Memphis TN
RTN
Fayetteville Fayetteville Branch
1810 Wilson Pkwy Fayetteville TN
US COMMUNITY
Hermitage Ave Branch Hermitage Ave Branch
89 Hermitage Ave Nashville TN
ENBRIGHT
Electric Service Electric Service Branch
1214 Church St Ste 100 Nashville TN
PATRIOT EQUITY
Patriot Equity Credit Union Patriot Equity Credit Union Branch
1450 Union University Dr Jackson TN
SOUTHERN SECURITY
Poplar Ave- East Memphis Poplar Ave- East Memphis Branch
3183 Poplar Ave Memphis TN
LOWLAND
Morristown Morristown Branch
622 W 1st North St Morristown TN
U. T.
Ut Federal Credit Union - Main Ut Federal Credit Union - Main Branch
2100 White Ave Knoxville TN
SOUTHEAST FINANCIAL
Franklin Franklin Branch
220 S Royal Oaks Blvd Franklin TN
RTN
Fayetteville Fayetteville Branch
1810 Wilson Pkwy Fayetteville TN
FIRST CHOICE COMMUNITY
First Choice Community Credit Union First Choice Community Credit Union Branch
100 N 17th St Knoxville TN
SOUTHERN SECURITY
Poplar Ave- East Memphis Poplar Ave- East Memphis Branch
3183 Poplar Ave Memphis TN
LIFE
Life Credit Union Life Credit Union Branch
2010 Church St Ste 204 Nashville TN
FIRST SOUTH FINANCIAL
Raleigh Raleigh Branch
3731 Austin Peay Hwy Memphis TN
STALEY
Loudon Branch Loudon Branch
198 Blair Bend Dr Loudon TN
SELECT SEVEN
Main Main Branch
333 E Main St Johnson City TN
HORIZON
Horizon Credit Union Horizon Credit Union Branch
408 Clay St Kingsport TN
U. T.
Ut Federal Credit Union - Main Ut Federal Credit Union - Main Branch
2100 White Ave Knoxville TN
LEADERS CREDIT UNION
Oil Well Oil Well Branch
214 Oil Well Rd Jackson TN
ALTRA
Altra Federal Credit Union Altra Federal Credit Union Branch
1600 MADISON ST CLARKSVILLE TN
CORNERSTONE FINANCIAL
Main Office Main Office Branch
1701 21st Ave s Nashville TN
KOIN
Main Office Main Office Branch
127 9th Ave N Nashville TN
MIDDLE TENNESSEE
Main Main Branch
1255 E Spring St Cookeville TN
UPPER CUMBERLAND
627 Livingston Road 627 Livingston Road Branch
627 Livingston Rd Crossville TN
APPALACHIAN COMMUNITY
Appalachain Community Federal Cu Appalachain Community Federal Cu Branch
5034 Bobby Hicks Hwy Ste 2 Gray TN
FIRST SOUTH FINANCIAL
Raleigh Raleigh Branch
3731 Austin Peay Hwy Memphis TN
HEALTHNET
Chickering Lane Chickering Lane Branch
1591 Chickering Ln Cordova TN
EMPLOYEE RESOURCES
Pulaski Branch Pulaski Branch
1700 W College St Pulaski TN
VERITAS
Franklin Office Franklin Office Branch
1 Nissan Way Franklin TN
ALCOA TENN
Atfcu-main Office Atfcu-main Office Branch
124 N Hall Rd Alcoa TN
CLINCHFIELD
Main Branch Main Branch
1038 N Main Ave Erwin TN
Y-12
Y-12 Fcu Clinton Branch Y-12 Fcu Clinton Branch
450 N Charles G Seivers Blvd Clinton TN
F A A
Centennial Branch Centennial Branch
7974 Centennial Dr Memphis TN
SOUTHERN
Main Office Main Office Branch
508 National Ave Chattanooga TN
F A A
Centennial Branch Centennial Branch
7974 Centennial Dr Memphis TN
CORNERSTONE FINANCIAL
Main Office Main Office Branch
1701 21st Ave s Nashville TN
TEN
Main Branch Main Branch
1400 8TH Ave S NASHVILLE TN
ORION
Whitehaven Whitehaven Branch
3155 Millbranch Rd Memphis TN
ORNL
Clinton Clinton Branch
1117 N Charles G Seivers Blvd Clinton TN
Y-12
Y-12 Fcu Clinton Branch Y-12 Fcu Clinton Branch
450 N Charles G Seivers Blvd Clinton TN
ENRICHMENT
Main Office Main Office Branch
201 S ILLINOIS AVE OAK RIDGE TN
SCENIC COMMUNITY
Scenic Community Credit Union Scenic Community Credit Union Branch
4503 Hixson Pike Hixson TN
TRUST
Northgate Branch Northgate Branch
2186 Northgate Park Ln Chattanooga TN
TENNESSEE MEMBERS 1ST
Tn Members 1st Fcu Tn Members 1st Fcu Branch
112 Administration Rd Oak Ridge TN
COMTRUST
Towne Center North Towne Center North Branch
5587 Highway 153 Hixson TN
STALEY
Loudon Branch Loudon Branch
198 Blair Bend Dr Loudon TN
ORNL
Clinton Clinton Branch
1117 N Charles G Seivers Blvd Clinton TN
FAMILY ADVANTAGE
Family Advantage F.c.u. Family Advantage F.c.u. Branch
100 Town Center Pkwy Spring Hill TN
FAMILY ADVANTAGE
Family Advantage F.c.u. Family Advantage F.c.u. Branch
100 Town Center Pkwy Spring Hill TN
SHELBY COUNTY
Shelby County Federal Credit Union Shelby County Federal Credit Union Branch
150 Washington Ave Memphis TN
OLD HICKORY
Old Hickory Old Hickory Branch
1000 Industrial Dr Old Hickory TN


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Credit Union One-Year Certificates of Deposit 2025

Credit union certificates of deposit (“CDs”, also commonly called “time deposits” at credit unions) are contract-based and time-based savings vehicles that are offered by credit unions. In return for agreeing to keep your money tied up with the credit union for a given time period (in the case of 1-year CDs, the period is obviously 1-year), you earn a fixed rate or return that cannot change over the course of that period. Should you need your money before the expiration of the contractual period, the penalties for early withdrawal can be severe. Not all credit unions even offer early withdrawal, and many that do maintain the right to deny it in their terms and conditions. It therefore is important to fully understand the terms of any time-based deposit that you enter with a credit union.

Many Americans enjoy performing their banking transactions with credit unions citing better rates, non-profit status (owned by its depositors), more helpful employees, and a commitment to the community that is above the level offered by local banks. You will find a map with all credit unions that are close to you here. It is important to note that some credit unions have limited fields of membership, although others are more open ended. Under any circumstance, you must meet the membership requirements in order to become a member and open a CD or time deposit.

Those who are willing to tie up their money for one year will often get a slight premium over the best available savings rates. People who work with credit unions may find that they offer better rates on 1-year CDs or time deposits than local banks and online banks. You however should check the local bank rates where you live here and the online rates here.

To understand all of the income generating options available to a saver, please view the  Income Generating Investments Comparison Chart.

NCUA Insurance

Most, but not all, credit unions listed on BestCashCow are insured by the National Credit Union Administration (NCUA). You should confirm that the credit union that you are working with is NCUA-insured by visiting that institution’s BestCashCow page (NCUA coverage is detailed on the overview tab). The NCUA insures each named individual's deposits to $250,000 for all accounts at the credit union within ownership class. The rules are very similar, but not identical, to those for FDIC insurance. You should always stay within NCUA insurance limits.

BestCashCow strongly recommends that you deposit money only in NCUA insured credit unions and that you stay within insured limits. If you are considering depositing over $250,000 at a single NCUA-insured credit union across products (share certificates, time deposits, etc.) or across types of ownership (individual, joint, etc.) you should use the NCUA’s  Share Insurance Toolkit in order to be sure that you are not exceeding coverage limits.

FREQUENTLY ASKED QUESTIONS ABOUT CREDIT UNIONS

Is my money any less safe at a credit union?

As long as your credit union is NCUA insured and you stay within the NCUA limits, As long as your credit union is NCUA insured and you stay within the NCUA limits, your money is no less safe than it would be in an FDIC-insured bank.

Is there any difference between a time deposit offered by a credit union and a CD account offered by a bank?

The difference is mainly one of terminology. But, you should always completely understand the terms of a time deposit or CD before you enter it, paying careful attention to the early withdrawal penalties. A reasonable early withdrawal penalty for a 1-year time deposit is 3 months.

Does the small amount of interest gained on a time deposit make sense given the fact that I am losing access to my capital (liquidity)?

This is a decision that depends on your own specific circumstances, your needs for cash, and other investments that you may wish to pursue over the next 12 months (or the period of your time deposit or CD). The premium in a one-year CD is very small, however, a small difference in compounding interest can make a large difference over long period of time. You may wish to familiarize yourself with our Savings Booster Calculator in order to understand the importance of compounding interest at higher rates on your money over time.

SAVINGS & CD CALCULATOR

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