Best Special Rates and Terms in Irvine, California, CA

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Below are special Certificate of Deposit special rates and terms from banks in Irvine, California. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

Irvine, CA - August 2, 2025

Bank	APY	MIN	PERIOD
First Bank Pacific Coast Hwy Branch	5.05%	$1,000	7 months	Learn More Reviews
Rate History: 1.00% → 5.10% → 5.05%
First Bank Pacific Coast Hwy Branch	4.85%	$1,000	13 months	Learn More Reviews
Rate History: 1.00% → 5.00% → 4.85%
Comerica Bank Marketplace Long Beach Banking Cente Branch	4.75%	$2,500	6 months	Learn More Reviews (1)
Rate History: 5.25% → 5.00% → 4.75%
Umpqua Bank Newport Beach Branch	4.70% 4.65% 4.65%	$1 $0	7 months	Learn More Reviews (2)
Rate History: 4.85% → 4.70%
Comerica Bank Marketplace Long Beach Banking Cente Branch	4.50%	$2,500	9 months	Learn More Reviews (1)
Rate History: 4.75% → 4.50%
HomeStreet Bank Downey Branch	4.00%	$500	4 months	Learn More Reviews
Rate History: 3.50% → 4.00%
U.S. Bank National Association Downey Main Branch	4.00%	$1,000	5 months	Learn More Reviews (2)
Rate History: 4.60% → 3.75% → 3.00% → 5.00% → 4.00%
First Bank Pacific Coast Hwy Branch	4.00%	$1,000	20 months	Learn More Reviews
Rate History: 1.00% → 4.50% → 4.00%
City National Bank Long Beach Marina Branch	3.82%	$10,000	3 months	Learn More Reviews
Rate History: 5.12% → 4.59% → 4.33% → 4.07% → 3.82%
Banner Bank Lakewood Branch	3.82%	$2,500	7 months	Learn More Reviews (1)
Rate History: 1.00% → 4.34% → 4.08% → 3.82%
Bank of America, National Association Paramount-Florence Branch	3.80%	$10,000	7 months	Learn More Reviews (7)
Rate History: 4.75% → 5.00% → 4.35% → 4.05% → 3.80%
Wells Fargo Bank, National Association Downtown Downey Branch	3.75%	$5,000	7 months	Learn More Reviews (7)
Rate History: 4.75% → 4.25% → 4.00% → 3.75%
Citibank, National Association Citibank, National Association Branch	3.75%	$0	13 months	Learn More Reviews (11)
Rate History: 4.00% → 3.75%
City National Bank Long Beach Marina Branch	3.61%	$10,000	5 months	Learn More Reviews
Rate History: 1.00% → 4.07% → 3.61%
Banner Bank Lakewood Branch	3.56%	$2,500	13 months	Learn More Reviews (1)
Rate History: 1.00% → 3.82% → 3.56% → 3.05% → 3.56%
HomeStreet Bank Downey Branch	3.50%	$500	11 months	Learn More Reviews
Rate History: 4.65% → 4.25% → 4.15% → 3.50%
CIT Bank, a division of First-Citizens Bank and Trust	3.50%	$1,000	13 months	Learn More Reviews (33)
Wells Fargo Bank, National Association Downtown Downey Branch	3.50%	$5,000	18 months	Learn More Reviews (7)
Bank of America, National Association Paramount-Florence Branch	3.45%	$10,000	10 months	Learn More Reviews (7)
Rate History: 4.00% → 3.70% → 3.45%
U.S. Bank National Association Downey Main Branch	3.40%	$1,000	9 months	Learn More Reviews (2)
Rate History: 4.75% → 4.50% → 4.00% → 3.70% → 3.40%
Citibank, National Association Citibank, National Association Branch	3.25%	$0	5 months	Learn More Reviews (11)
Rate History: 4.25% → 0.05% → 3.00% → 3.50% → 3.25%
U.S. Bank National Association Downey Main Branch	3.10%	$1,000	13 months	Learn More Reviews (2)
Rate History: 4.30% → 4.00% → 3.50% → 3.20% → 3.10%
Citibank, National Association Citibank, National Association Branch	3.00%	$0	7 months	Learn More Reviews (11)
Rate History: 0.05% → 4.15% → 4.35% → 3.35% → 3.00%
Comerica Bank Marketplace Long Beach Banking Cente Branch	3.00%	$2,500	12 months	Learn More Reviews (1)
Rate History: 4.25% → 3.00%
Bank of America, National Association Paramount-Florence Branch	2.75%	$10,000	13 months	Learn More Reviews (7)
Rate History: 4.30% → 4.90% → 3.25% → 3.00% → 2.75%
HomeStreet Bank Downey Branch	2.75%	$500	18 months	Learn More Reviews
Rate History: 4.65% → 4.25% → 3.50% → 3.00% → 2.75%
Bank of America, National Association Paramount-Florence Branch	2.00%	$10,000	25 months	Learn More Reviews (7)
Rate History: 3.20% → 3.00% → 2.00%
Banner Bank Lakewood Branch	1.26%	$2,500	36 months	Learn More Reviews (1)
Rate History: 2.53% → 2.28% → 1.51% → 1.26%
Citibank, National Association Citibank, National Association Branch	0.05%	$0	8 months	Learn More Reviews (11)
Rate History: 4.35% → 0.05%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Irvine, CA - August 2, 2025

Branch	Street	City	State
First Bank Pacific Coast Hwy Branch	6200 East Pacific Coast Highway	Long Beach	CA
First Bank Pacific Coast Hwy Branch	6200 East Pacific Coast Highway	Long Beach	CA
Comerica Bank Marketplace Long Beach Banking Cente Branch	6451 E Pacific Coast Highway #17	Long Beach	CA
Umpqua Bank Newport Beach Branch	4040 Macarthur Boulevard, Suite 100	Newport Beach	CA
Umpqua Bank Newport Beach Branch	4040 Macarthur Boulevard, Suite 100	Newport Beach	CA
Comerica Bank Marketplace Long Beach Banking Cente Branch	6451 E Pacific Coast Highway #17	Long Beach	CA
HomeStreet Bank Downey Branch	8860 Apollo Way, Suite 328	Downey	CA
U.S. Bank National Association Downey Main Branch	10990 Downey Avenue	Downey	CA
First Bank Pacific Coast Hwy Branch	6200 East Pacific Coast Highway	Long Beach	CA
City National Bank Long Beach Marina Branch	6398 East Pacific Coast Highway	Long Beach	CA
Banner Bank Lakewood Branch	4146 Woodruff Avenue	Lakewood	CA
Bank of America, National Association Paramount-Florence Branch	10010 Paramount Boulevard	Downey	CA
Wells Fargo Bank, National Association Downtown Downey Branch	8345 East Firestone Boulevard	Downey	CA
Citibank, National Association Citibank, National Association Branch	5354 E 2nd St.	Long Beach	CA
City National Bank Long Beach Marina Branch	6398 East Pacific Coast Highway	Long Beach	CA
Banner Bank Lakewood Branch	4146 Woodruff Avenue	Lakewood	CA
HomeStreet Bank Downey Branch	8860 Apollo Way, Suite 328	Downey	CA
Wells Fargo Bank, National Association Downtown Downey Branch	8345 East Firestone Boulevard	Downey	CA
Bank of America, National Association Paramount-Florence Branch	10010 Paramount Boulevard	Downey	CA
U.S. Bank National Association Downey Main Branch	10990 Downey Avenue	Downey	CA
Citibank, National Association Citibank, National Association Branch	5354 E 2nd St.	Long Beach	CA
U.S. Bank National Association Downey Main Branch	10990 Downey Avenue	Downey	CA
Citibank, National Association Citibank, National Association Branch	5354 E 2nd St.	Long Beach	CA
Comerica Bank Marketplace Long Beach Banking Cente Branch	6451 E Pacific Coast Highway #17	Long Beach	CA
Bank of America, National Association Paramount-Florence Branch	10010 Paramount Boulevard	Downey	CA
HomeStreet Bank Downey Branch	8860 Apollo Way, Suite 328	Downey	CA
Bank of America, National Association Paramount-Florence Branch	10010 Paramount Boulevard	Downey	CA
Banner Bank Lakewood Branch	4146 Woodruff Avenue	Lakewood	CA
Citibank, National Association Citibank, National Association Branch	5354 E 2nd St.	Long Beach	CA