Best Special Rates and Terms in Placerville, California, CA

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Below are special Certificate of Deposit special rates and terms from banks in Placerville, California. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

Placerville, CA - December 18, 2025

Bank	APY	MIN	PERIOD
First Foundation Bank Auburn Branch	4.00%	$2,500	4 months	Learn More Reviews (32)
U.S. Bank National Association Iron Point Gateway Office Branch	4.00%	$1,000	5 months	Learn More Reviews (2)
Rate History: 3.00% → 5.00% → 4.00% → 3.60% → 4.00%
First Foundation Bank Auburn Branch	3.70%	$2,500	7 months	Learn More Reviews (32)
Rate History: 3.80% → 3.70%
First-Citizens Bank & Trust Company Folsom Branch	3.55%	$5,000	5 months	Learn More Reviews (3)
Rate History: 4.25% → 4.00% → 3.75% → 3.65% → 3.55%
Bank of America, National Association Empire Ranch Branch	3.51%	$10,000	7 months	Learn More Reviews (7)
Rate History: 4.05% → 3.80% → 4.00% → 3.75% → 3.51%
Wells Fargo Bank, National Association Folsom Branch	3.50%	$5,000	7 months	Learn More Reviews (7)
Rate History: 4.00% → 3.75% → 3.64% → 3.75% → 3.50%
U.S. Bank National Association Iron Point Gateway Office Branch	3.50%	$1,000	9 months	Learn More Reviews (2)
Rate History: 4.00% → 3.70% → 3.40% → 3.10% → 3.50%
Columbia Bank Folsom Branch	3.40%	$1,000	6 months	Learn More Reviews (2)
Wells Fargo Bank, National Association Folsom Branch	3.25%	$5,000	11 months	Learn More Reviews (7)
Rate History: 3.75% → 3.50% → 3.75% → 3.50% → 3.25%
CIT Bank, a division of First-Citizens Bank and Trust	3.25%	$1,000	13 months	Learn More Reviews (33)
Rate History: 3.50% → 3.35% → 3.25%
Bank of America, National Association Empire Ranch Branch	3.20%	$10,000	10 months	Learn More Reviews (7)
Rate History: 4.00% → 3.70% → 3.45% → 3.20%
U.S. Bank National Association Iron Point Gateway Office Branch	3.20%	$1,000	13 months	Learn More Reviews (2)
Rate History: 3.50% → 3.20% → 3.10% → 3.00% → 3.20%
Columbia Bank Folsom Branch	3.00%	$0	7 months	Learn More Reviews (2)
Auto-renewing CDs only Rate History: 4.80% → 4.65% → 3.00%
Columbia Bank Folsom Branch	2.75%	$0	13 months	Learn More Reviews (2)
Auto-renewing CDs only Rate History: 4.25% → 4.00% → 2.75%
Bank of America, National Association Empire Ranch Branch	2.25%	$10,000	13 months	Learn More Reviews (7)
Rate History: 3.25% → 3.00% → 2.75% → 2.50% → 2.25%
Bank of America, National Association Empire Ranch Branch	2.00%	$10,000	25 months	Learn More Reviews (7)
The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. Rate History: 3.20% → 3.00% → 2.00%
JPMorgan Chase Bank, National Association Folsom - Broadstone Branch	0.75%	$100,000	6 months	Learn More Reviews (18)
Rate History: 3.00% → 2.00% → 1.50% → 1.01% → 0.75%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Placerville, CA - December 18, 2025

Branch	Street	City	State
First Foundation Bank Auburn Branch	649 Lincoln Way	Auburn	CA
U.S. Bank National Association Iron Point Gateway Office Branch	2379 Iron Point Rd, Ste 100	Folsom	CA
First Foundation Bank Auburn Branch	649 Lincoln Way	Auburn	CA
First-Citizens Bank & Trust Company Folsom Branch	1320 East Bidwell Street	Folsom	CA
Bank of America, National Association Empire Ranch Branch	25065 Blue Ravine Road, Suite 100	Folsom	CA
Wells Fargo Bank, National Association Folsom Branch	1113 East Bidwell Street	Folsom	CA
U.S. Bank National Association Iron Point Gateway Office Branch	2379 Iron Point Rd, Ste 100	Folsom	CA
Columbia Bank of Rosenburg, Oregon Folsom Branch	2779 East Bidwell Street, Suite 400	Folsom	CA
Wells Fargo Bank, National Association Folsom Branch	1113 East Bidwell Street	Folsom	CA
Bank of America, National Association Empire Ranch Branch	25065 Blue Ravine Road, Suite 100	Folsom	CA
U.S. Bank National Association Iron Point Gateway Office Branch	2379 Iron Point Rd, Ste 100	Folsom	CA
Columbia Bank of Rosenburg, Oregon Folsom Branch	2779 East Bidwell Street, Suite 400	Folsom	CA
Columbia Bank of Rosenburg, Oregon Folsom Branch	2779 East Bidwell Street, Suite 400	Folsom	CA
Bank of America, National Association Empire Ranch Branch	25065 Blue Ravine Road, Suite 100	Folsom	CA
Bank of America, National Association Empire Ranch Branch	25065 Blue Ravine Road, Suite 100	Folsom	CA
JPMorgan Chase Bank, National Association Folsom - Broadstone Branch	2750 E Bidwell Street Ste 400	Folsom	CA