Best Special Rates and Terms in San Luis Obispo, California, CA

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Below are special Certificate of Deposit special rates and terms from banks in San Luis Obispo, California. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

San Luis Obispo, CA - August 13, 2025

Bank	APY	MIN	PERIOD
Umpqua Bank Templeton Branch	4.70% 4.65% 4.65%	$1 $0	7 months	Learn More Reviews (2)
Rate History: 4.85% → 4.70%
U.S. Bank National Association Los Osos Ralphs Branch	4.00%	$1,000	5 months	Learn More Reviews (2)
Rate History: 4.60% → 3.75% → 3.00% → 5.00% → 4.00%
Bank of America, National Association Bank Of America, National Association Branch	4.00%	$10,000	7 months	Learn More Reviews (7)
Rate History: 5.00% → 4.35% → 4.05% → 3.80% → 4.00%
Wells Fargo Bank, National Association Albertsons Morro Bay Branch	3.75%	$5,000	7 months	Learn More Reviews (7)
Rate History: 4.75% → 4.25% → 4.00% → 3.75%
CIT Bank, a division of First-Citizens Bank and Trust	3.50%	$1,000	13 months	Learn More Reviews (33)
Wells Fargo Bank, National Association Albertsons Morro Bay Branch	3.50%	$5,000	18 months	Learn More Reviews (7)
Bank of America, National Association Bank Of America, National Association Branch	3.45%	$10,000	10 months	Learn More Reviews (7)
Rate History: 4.00% → 3.70% → 3.45%
U.S. Bank National Association Los Osos Ralphs Branch	3.40%	$1,000	9 months	Learn More Reviews (2)
Rate History: 4.75% → 4.50% → 4.00% → 3.70% → 3.40%
U.S. Bank National Association Los Osos Ralphs Branch	3.10%	$1,000	13 months	Learn More Reviews (2)
Rate History: 4.30% → 4.00% → 3.50% → 3.20% → 3.10%
Bank of America, National Association Bank Of America, National Association Branch	2.75%	$10,000	13 months	Learn More Reviews (7)
Rate History: 4.30% → 4.90% → 3.25% → 3.00% → 2.75%
Bank of America, National Association Bank Of America, National Association Branch	2.00%	$10,000	25 months	Learn More Reviews (7)
Rate History: 3.20% → 3.00% → 2.00%
JPMorgan Chase Bank, National Association Morro Bay Branch	1.01%	$100,000	6 months	Learn More Reviews (18)
Rate History: 5.00% → 3.00% → 2.00% → 1.50% → 1.01%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around San Luis Obispo, CA - August 13, 2025

Branch	Street	City	State
Umpqua Bank Templeton Branch	624 S. Main Street, Suite 101	Templeton	CA
Umpqua Bank Templeton Branch	624 S. Main Street, Suite 101	Templeton	CA
U.S. Bank National Association Los Osos Ralphs Branch	1240 Los Osos Valley Rd	Los Osos	CA
Bank of America, National Association Bank Of America, National Association Branch	390 Morro Bay Boulevard	Morro Bay	CA
Wells Fargo Bank, National Association Albertsons Morro Bay Branch	730 Quintana Road	Morro Bay	CA
Wells Fargo Bank, National Association Albertsons Morro Bay Branch	730 Quintana Road	Morro Bay	CA
Bank of America, National Association Bank Of America, National Association Branch	390 Morro Bay Boulevard	Morro Bay	CA
U.S. Bank National Association Los Osos Ralphs Branch	1240 Los Osos Valley Rd	Los Osos	CA
U.S. Bank National Association Los Osos Ralphs Branch	1240 Los Osos Valley Rd	Los Osos	CA
Bank of America, National Association Bank Of America, National Association Branch	390 Morro Bay Boulevard	Morro Bay	CA
Bank of America, National Association Bank Of America, National Association Branch	390 Morro Bay Boulevard	Morro Bay	CA
JPMorgan Chase Bank, National Association Morro Bay Branch	595 Morro Bay Bavd	Morro Bay	CA