Best Special Rates and Terms in Santa Barbara, California, CA

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Below are special Certificate of Deposit special rates and terms from banks in Santa Barbara, California. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

Santa Barbara, CA - December 15, 2025

Bank	APY	MIN	PERIOD
First Bank Santa Barbara Branch	5.05%	$1,000	7 months	Learn More Reviews
Rate History: 1.00% → 5.10% → 5.05%
First Bank Santa Barbara Branch	4.85%	$1,000	13 months	Learn More Reviews
Rate History: 1.00% → 5.00% → 4.85%
U.S. Bank National Association U.S. Bank National Association Branch	4.00%	$1,000	5 months	Learn More Reviews (2)
Rate History: 3.00% → 5.00% → 4.00% → 3.60% → 4.00%
Citibank, National Association Santa Barbara Branch	4.00%	$0	6 months	Learn More Reviews (11)
Rate History: 2.25% → 3.80% → 1.50% → 3.50% → 4.00%
First Bank Santa Barbara Branch	4.00%	$1,000	20 months	Learn More Reviews
Rate History: 1.00% → 4.50% → 4.00%
Wells Fargo Bank, National Association Isla Vista Branch	3.75%	$5,000	7 months	Learn More Reviews (7)
Rate History: 4.25% → 4.00% → 3.75% → 3.64% → 3.75%
Bank of America, National Association Goleta Branch	3.51%	$10,000	7 months	Learn More Reviews (7)
Rate History: 4.05% → 3.80% → 4.00% → 3.75% → 3.51%
U.S. Bank National Association U.S. Bank National Association Branch	3.50%	$1,000	9 months	Learn More Reviews (2)
Rate History: 4.00% → 3.70% → 3.40% → 3.10% → 3.50%
Wells Fargo Bank, National Association Isla Vista Branch	3.50%	$5,000	11 months	Learn More Reviews (7)
Rate History: 3.50% → 3.75% → 3.50% → 3.75% → 3.50%
CIT Bank, a division of First-Citizens Bank and Trust	3.25%	$1,000	13 months	Learn More Reviews (33)
Rate History: 3.50% → 3.35% → 3.25%
Citibank, National Association Santa Barbara Branch	3.20%	$0	9 months	Learn More Reviews (11)
Rate History: 3.00% → 4.25% → 2.50% → 3.25% → 3.20%
Bank of America, National Association Goleta Branch	3.20%	$10,000	10 months	Learn More Reviews (7)
Rate History: 4.00% → 3.70% → 3.45% → 3.20%
U.S. Bank National Association U.S. Bank National Association Branch	3.20%	$1,000	13 months	Learn More Reviews (2)
Rate History: 3.50% → 3.20% → 3.10% → 3.00% → 3.20%
Citibank, National Association Santa Barbara Branch	2.71%	$0	8 months	Learn More Reviews (11)
Rate History: 0.05% → 3.70% → 3.55% → 3.10% → 2.71%
Citibank, National Association Santa Barbara Branch	2.25%	$0	3 months	Learn More Reviews (11)
Rate History: 3.00% → 2.25%
Bank of America, National Association Goleta Branch	2.25%	$10,000	13 months	Learn More Reviews (7)
Rate History: 3.25% → 3.00% → 2.75% → 2.50% → 2.25%
Citibank, National Association Santa Barbara Branch	2.00%	$0	5 months	Learn More Reviews (11)
Rate History: 3.50% → 3.25% → 1.75% → 2.90% → 2.00%
Bank of America, National Association Goleta Branch	2.00%	$10,000	25 months	Learn More Reviews (7)
The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. Rate History: 3.20% → 3.00% → 2.00%
JPMorgan Chase Bank, National Association Isla Vista Branch	0.75%	$100,000	6 months	Learn More Reviews (18)
Rate History: 3.00% → 2.00% → 1.50% → 1.01% → 0.75%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Santa Barbara, CA - December 15, 2025

Branch	Street	City	State
First Bank Santa Barbara Branch	3304 State Street	Santa Barbara	CA
First Bank Santa Barbara Branch	3304 State Street	Santa Barbara	CA
U.S. Bank National Association U.S. Bank National Association Branch	5170 Hollister Ave	Santa Barbara	CA
Citibank, National Association Santa Barbara Branch	3757 State St	Santa Barbara	CA
First Bank Santa Barbara Branch	3304 State Street	Santa Barbara	CA
Wells Fargo Bank, National Association Isla Vista Branch	6530 Pardall Road	Isla Vista	CA
Bank of America, National Association Goleta Branch	5892 Calle Real	Goleta	CA
U.S. Bank National Association U.S. Bank National Association Branch	5170 Hollister Ave	Santa Barbara	CA
Wells Fargo Bank, National Association Isla Vista Branch	6530 Pardall Road	Isla Vista	CA
Citibank, National Association Santa Barbara Branch	3757 State St	Santa Barbara	CA
Bank of America, National Association Goleta Branch	5892 Calle Real	Goleta	CA
U.S. Bank National Association U.S. Bank National Association Branch	5170 Hollister Ave	Santa Barbara	CA
Citibank, National Association Santa Barbara Branch	3757 State St	Santa Barbara	CA
Citibank, National Association Santa Barbara Branch	3757 State St	Santa Barbara	CA
Bank of America, National Association Goleta Branch	5892 Calle Real	Goleta	CA
Citibank, National Association Santa Barbara Branch	3757 State St	Santa Barbara	CA
Bank of America, National Association Goleta Branch	5892 Calle Real	Goleta	CA
JPMorgan Chase Bank, National Association Isla Vista Branch	901 Embarcadero Del Norte	Goleta	CA