Image Courtesy: pixabay.com
Image Courtesy: pixabay.com
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Below are special Certificate of Deposit special rates and terms from banks in Ringwood, New Jersey. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.
Ringwood, NJ - December 16, 2025
| Bank | APY | MIN | PERIOD | |
|---|---|---|---|---|
|
Montvale Branch Office
|
5.00% | $1,000 | 10 months |
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Bloomfield Branch
|
5.00% | $1,000 | 13 months |
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Rate History: 5.25% → 5.10% → 4.90% → 5.25% → 5.00% |
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|
Bloomfield Branch
|
4.95% | $1,000 | 7 months |
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|
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Rate History: 4.85% → 5.05% → 5.15% → 5.30% → 4.95% |
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|
Bloomfield Branch
|
4.90% | $1,000 | 4 months |
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Rate History: 4.90% → 4.80% → 5.00% → 5.35% → 4.90% |
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Bloomfield Branch
|
4.30% | $1,000 | 19 months |
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|
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Rate History: 4.00% → 4.75% → 4.60% → 4.45% → 4.30% |
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|
Bloomfield Branch
|
4.15% | $1,000 | 25 months |
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Rate History: 4.00% → 4.30% → 4.40% → 4.30% → 4.15% |
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|
Jefferson Branch
|
4.00% | $500 | 3 months |
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Rate History: 4.50% → 4.00% → 4.00% |
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40 South Main Street Branch
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4.00% | $500 | 6 months |
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Rate History: 5.15% → 5.00% → 4.75% → 4.50% → 4.00% |
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Montville Branch
|
4.00% | $500 | 7 months |
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Rate History: 4.50% → 4.00% |
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Franklin/Route 23 Branch
|
3.70% | $250 | 3 months |
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Rate History: 4.00% → 3.70% |
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|
Town Hall Branch
|
3.65% | $500 | 7 months |
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Early withdrawal penalty is 180 days interest. |
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|
Bank of America, National Association Jefferson Branch |
3.51% | $10,000 | 7 months |
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Rate History: 4.05% → 3.80% → 4.00% → 3.75% → 3.51% |
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Ramsey Branch
|
3.45% | $500 | 6 months |
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Rate History: 3.85% → 3.60% → 3.55% → 3.50% → 3.45% |
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|
Franklin/Route 23 Branch
|
3.45% | $10,001 | 6 months |
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|
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Rate History: 4.00% → 3.00% → 2.75% → 3.51% → 3.45% |
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|
Town Hall Branch
|
3.45% | $500 | 11 months |
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|
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Rate History: 3.75% → 3.50% → 4.00% → 3.75% → 3.45% |
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|
CIT Bank, a division of First-Citizens Bank and Trust |
3.25% | $1,000 | 13 months |
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Rate History: 3.50% → 3.35% → 3.25% |
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Town Hall Branch
|
3.25% | $500 | 17 months |
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Early withdrawal penalty is 180 days interest. |
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|
Bank of America, National Association Jefferson Branch |
3.20% | $10,000 | 10 months |
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Rate History: 4.00% → 3.70% → 3.45% → 3.20% |
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Franklin/Route 23 Branch
|
3.10% | $10,000 | 9 months |
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|
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Rate History: 3.75% → 3.25% → 3.10% |
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Franklin/Route 23 Branch
|
3.00% | $10,000 | 12 months |
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|
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Rate History: 4.50% → 4.00% → 3.75% → 3.51% → 3.00% |
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Town Hall Branch
|
3.00% | $500 | 23 months |
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Early withdrawal penalty is 180 days interest. |
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|
Classic Residence Branch
|
2.75% | $1,000 | 8 months |
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Rate History: 1.00% → 3.50% → 2.75% |
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PNC Bank, National Association Rockaway Town Square Branch |
2.60% | $1,000 | 61 months |
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Classic Residence Branch
|
2.50% | $1,000 | 6 months |
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PNC Bank, National Association Rockaway Town Square Branch |
2.40% | $1,000 | 37 months |
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Bank of America, National Association Jefferson Branch |
2.25% | $10,000 | 13 months |
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Rate History: 3.25% → 3.00% → 2.75% → 2.50% → 2.25% |
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PNC Bank, National Association Rockaway Town Square Branch |
2.20% | $1,000 | 25 months |
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PNC Bank, National Association Rockaway Town Square Branch |
2.00% | $1,000 | 13 months |
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Classic Residence Branch
|
2.00% | $150,000 | 17 months |
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|
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Bank of America, National Association Jefferson Branch |
2.00% | $10,000 | 25 months |
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|
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The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. |
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Classic Residence Branch
|
1.50% | $1,000 | 27 months |
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Rate History: 1.00% → 2.53% → 1.50% |
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Ramsey Branch
|
1.45% | $500 | 12 months |
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|
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Rate History: 3.90% → 3.85% → 3.75% → 1.50% → 1.45% |
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|
JPMorgan Chase Bank, National Association Sussex Branch |
0.75% | $100,000 | 6 months |
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|
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Rate History: 3.00% → 2.00% → 1.50% → 1.01% → 0.75% |
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Ramsey Branch
|
0.45% | $500 | 18 months |
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|
|
Rate History: 4.25% → 1.50% → 0.92% → 0.87% → 0.45% |
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