Best Special Rates and Terms in Oak Harbor, Washington, WA

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Below are special Certificate of Deposit special rates and terms from banks in Oak Harbor, Washington. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

Oak Harbor, WA - August 2, 2025

Bank	APY	MIN	PERIOD
Washington Federal Bank Stanwood Branch	4.75%	$1,000	13 months	Learn More Reviews (2)
Rate History: 1.00% → 5.00% → 4.75%
Umpqua Bank Stanwood Branch	4.70% 4.65% 4.65%	$1 $0	7 months	Learn More Reviews (2)
Rate History: 4.85% → 4.70%
Washington Federal Bank Stanwood Branch	4.60%	$1,000	19 months	Learn More Reviews (2)
Rate History: 1.00% → 5.25% → 4.60%
Washington Federal Bank Stanwood Branch	4.45%	$1,000	7 months	Learn More Reviews (2)
Rate History: 1.00% → 4.45%
U.S. Bank National Association Freeland Branch	4.00%	$1,000	5 months	Learn More Reviews (2)
Rate History: 4.60% → 3.75% → 3.00% → 5.00% → 4.00%
KeyBank National Association Stanwood Branch	4.00%	$10,000	7 months	Learn More Reviews (2)
Rate History: 5.00% → 4.75% → 4.00%
Banner Bank Oak Harbor Branch	3.82%	$2,500	7 months	Learn More Reviews (1)
Rate History: 1.00% → 4.34% → 4.08% → 3.82%
Bank of America, National Association Stanwood Branch	3.80%	$10,000	7 months	Learn More Reviews (7)
Rate History: 4.75% → 5.00% → 4.35% → 4.05% → 3.80%
KeyBank National Association Stanwood Branch	3.75%	$10,000	25 months	Learn More Reviews (2)
Banner Bank Oak Harbor Branch	3.56%	$2,500	13 months	Learn More Reviews (1)
Rate History: 1.00% → 3.82% → 3.56% → 3.05% → 3.56%
CIT Bank, a division of First-Citizens Bank and Trust	3.50%	$1,000	13 months	Learn More Reviews (33)
Bank of America, National Association Stanwood Branch	3.45%	$10,000	10 months	Learn More Reviews (7)
Rate History: 4.00% → 3.70% → 3.45%
U.S. Bank National Association Freeland Branch	3.40%	$1,000	9 months	Learn More Reviews (2)
Rate History: 4.75% → 4.50% → 4.00% → 3.70% → 3.40%
U.S. Bank National Association Freeland Branch	3.10%	$1,000	13 months	Learn More Reviews (2)
Rate History: 4.30% → 4.00% → 3.50% → 3.20% → 3.10%
Bank of America, National Association Stanwood Branch	2.75%	$10,000	13 months	Learn More Reviews (7)
Rate History: 4.30% → 4.90% → 3.25% → 3.00% → 2.75%
Bank of America, National Association Stanwood Branch	2.00%	$10,000	25 months	Learn More Reviews (7)
Rate History: 3.20% → 3.00% → 2.00%
JPMorgan Chase Bank, National Association Freeland Branch	1.50%	$100,000	6 months	Learn More Reviews (18)
Rate History: 5.00% → 3.00% → 2.00% → 1.50%
Banner Bank Oak Harbor Branch	1.26%	$2,500	36 months	Learn More Reviews (1)
Rate History: 2.53% → 2.28% → 1.51% → 1.26%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Oak Harbor, WA - August 2, 2025

Branch	Street	City	State
Washington Federal Bank Stanwood Branch	9025 271st N W	Stanwood	WA
Umpqua Bank Stanwood Branch	9818 State Road 532	Stanwood	WA
Umpqua Bank Stanwood Branch	9818 State Road 532	Stanwood	WA
Washington Federal Bank Stanwood Branch	9025 271st N W	Stanwood	WA
Washington Federal Bank Stanwood Branch	9025 271st N W	Stanwood	WA
U.S. Bank National Association Freeland Branch	5560 S. Harbor Avenue	Freeland	WA
KeyBank National Association Stanwood Branch	26606 72nd Avenue Nw	Stanwood	WA
Banner Bank Oak Harbor Branch	570 Ne Midway Boulevard	Oak Harbor	WA
Bank of America, National Association Stanwood Branch	26929 102nd Avenue, N.W.	Stanwood	WA
KeyBank National Association Stanwood Branch	26606 72nd Avenue Nw	Stanwood	WA
Banner Bank Oak Harbor Branch	570 Ne Midway Boulevard	Oak Harbor	WA
Bank of America, National Association Stanwood Branch	26929 102nd Avenue, N.W.	Stanwood	WA
U.S. Bank National Association Freeland Branch	5560 S. Harbor Avenue	Freeland	WA
U.S. Bank National Association Freeland Branch	5560 S. Harbor Avenue	Freeland	WA
Bank of America, National Association Stanwood Branch	26929 102nd Avenue, N.W.	Stanwood	WA
Bank of America, National Association Stanwood Branch	26929 102nd Avenue, N.W.	Stanwood	WA
JPMorgan Chase Bank, National Association Freeland Branch	1561 E Main St	Freeland	WA
Banner Bank Oak Harbor Branch	570 Ne Midway Boulevard	Oak Harbor	WA