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Image Courtesy: www.pixabay.com
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Below are special Certificate of Deposit special rates and terms from banks in Lake Forest, California. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.
Lake Forest, CA - December 14, 2025
| Bank | APY | MIN | PERIOD | |
|---|---|---|---|---|
|
Goldenwest Branch
|
5.05% | $1,000 | 7 months |
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Rate History: 1.00% → 5.10% → 5.05% |
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|
Goldenwest Branch
|
4.85% | $1,000 | 13 months |
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Rate History: 1.00% → 5.00% → 4.85% |
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Cypress Branch
|
4.25% | $2,500 | 2 months |
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|
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Cypress Branch
|
4.15% | $2,500 | 3 months |
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|
|
Cypress Branch
|
4.05% | $2,500 | 4 months |
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|
|
First Foundation Bank Branch
|
4.00% | $2,500 | 4 months |
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|
|
Citibank, National Association Cypress Branch |
4.00% | $0 | 6 months |
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|
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Rate History: 2.25% → 3.80% → 1.50% → 3.50% → 4.00% |
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Goldenwest Branch
|
4.00% | $1,000 | 20 months |
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Rate History: 1.00% → 4.50% → 4.00% |
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|
Cypress Branch
|
3.90% | $2,500 | 6 months |
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|
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Rate History: 5.25% → 5.00% → 4.75% → 3.90% |
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|
La Palma Branch
|
3.87% | $1,000 | 5 months |
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Rate History: 4.75% → 3.87% |
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Wells Fargo Bank, National Association Cerritos Branch |
3.75% | $5,000 | 7 months |
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|
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Rate History: 4.25% → 4.00% → 3.75% → 3.64% → 3.75% |
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|
First Foundation Bank Branch
|
3.70% | $2,500 | 7 months |
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|
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Rate History: 3.80% → 3.70% |
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|
La Palma Branch
|
3.56% | $10,000 | 3 months |
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|
|
Rate History: 4.59% → 4.33% → 4.07% → 3.82% → 3.56% |
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|
First-Citizens Bank & Trust Company Newport Beach Branch |
3.55% | $5,000 | 5 months |
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|
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Rate History: 4.25% → 4.00% → 3.75% → 3.65% → 3.55% |
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|
Bank of America, National Association Huntington-Harbour Branch |
3.51% | $10,000 | 7 months |
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|
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Rate History: 4.05% → 3.80% → 4.00% → 3.75% → 3.51% |
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|
Cypress Branch
|
3.50% | $2,500 | 9 months |
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|
|
Rate History: 4.75% → 4.50% → 3.50% |
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|
Wells Fargo Bank, National Association Cerritos Branch |
3.50% | $5,000 | 11 months |
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|
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Rate History: 3.50% → 3.75% → 3.50% → 3.75% → 3.50% |
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Newport Beach Branch
|
3.40% | $1,000 | 6 months |
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La Palma Branch
|
3.35% | $10,000 | 5 months |
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|
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Rate History: 1.00% → 4.07% → 3.61% → 3.35% |
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Bfg Riverside Branch
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3.30% | $2,500 | 7 months |
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Rate History: 4.34% → 4.08% → 3.82% → 3.56% → 3.30% |
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|
CIT Bank, a division of First-Citizens Bank and Trust |
3.25% | $1,000 | 13 months |
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|
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Rate History: 3.50% → 3.35% → 3.25% |
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Citibank, National Association Cypress Branch |
3.20% | $0 | 9 months |
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|
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Rate History: 3.00% → 4.25% → 2.50% → 3.25% → 3.20% |
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|
Bank of America, National Association Huntington-Harbour Branch |
3.20% | $10,000 | 10 months |
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|
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Rate History: 4.00% → 3.70% → 3.45% → 3.20% |
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Bfg Riverside Branch
|
3.05% | $2,500 | 13 months |
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Rate History: 3.56% → 3.05% → 3.56% → 3.30% → 3.05% |
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Newport Beach Branch
|
3.00% | $0 | 7 months |
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Auto-renewing CDs only |
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Cypress Branch
|
3.00% | $2,500 | 12 months |
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Rate History: 4.25% → 3.00% |
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Newport Beach Branch
|
2.75% | $0 | 13 months |
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Auto-renewing CDs only |
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Citibank, National Association Cypress Branch |
2.71% | $0 | 8 months |
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Rate History: 0.05% → 3.70% → 3.55% → 3.10% → 2.71% |
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Citibank, National Association Cypress Branch |
2.25% | $0 | 3 months |
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|
|
Rate History: 3.00% → 2.25% |
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Bank of America, National Association Huntington-Harbour Branch |
2.25% | $10,000 | 13 months |
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|
|
Rate History: 3.25% → 3.00% → 2.75% → 2.50% → 2.25% |
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|
Citibank, National Association Cypress Branch |
2.00% | $0 | 5 months |
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|
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Rate History: 3.50% → 3.25% → 1.75% → 2.90% → 2.00% |
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|
Bank of America, National Association Huntington-Harbour Branch |
2.00% | $10,000 | 25 months |
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|
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The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. |
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Bfg Riverside Branch
|
1.01% | $2,500 | 36 months |
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|
|
Rate History: 2.53% → 2.28% → 1.51% → 1.26% → 1.01% |
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