Best Special Rates and Terms in San Diego, California, CA

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Below are special Certificate of Deposit special rates and terms from banks in San Diego, California. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

San Diego, CA - September 19, 2026

Bank	APY	MIN	PERIOD
First Bank of St.Louis, Missouri Kearny Mesa Branch	5.05%	$1,000	7 months	Learn More Reviews
Rate History: 1.00% → 5.10% → 5.05%
First Bank of St.Louis, Missouri Kearny Mesa Branch	4.85%	$1,000	13 months	Learn More Reviews
Rate History: 1.00% → 5.00% → 4.85%
First-Citizens Bank & Trust Company La Jolla Branch	4.00%	$5,000	5 months	Learn More Reviews (3)
Rate History: 3.65% → 3.55% → 3.45% → 2.50% → 4.00%
City National Bank La Jolla Village Banking Office Branch	4.00%	$10,001	6 months	Learn More Reviews
Rate History: 3.00% → 3.82% → 3.92% → 4.00%
First Bank of St.Louis, Missouri Kearny Mesa Branch	4.00%	$1,000	20 months	Learn More Reviews
Rate History: 1.00% → 4.50% → 4.00%
Bank of America, National Association La Jolla Private Banking Branch	3.80% 3.51% 3.51%	$100,000 $10,000	7 months	Learn More Reviews (7)
Rate History: 3.75% → 3.51% → 3.25% → 3.80% → 3.80%
First-Citizens Bank & Trust Company La Jolla Branch	3.75%	$5,000	11 months	Learn More Reviews (3)
Wells Fargo Bank, National Association La Jolla/Girard Branch	3.74%	$2,500	7 months	Learn More Reviews (7)
Rate History: 3.64% → 3.75% → 3.50% → 3.24% → 3.74%
Wells Fargo Bank, National Association La Jolla/Girard Branch	3.64%	$2,500	15 months	Learn More Reviews (7)
Rate History: 3.74% → 3.64%
Wells Fargo Bank, National Association La Jolla/Girard Branch	3.59%	$2,500	11 months	Learn More Reviews (7)
Rate History: 3.75% → 3.50% → 3.25% → 2.99% → 3.59%
U.S. Bank National Association Encinitas Santa Fe Drive Branch	3.25%	$1,000	7 months	Learn More Reviews (2)
Rate History: 4.00% → 3.50% → 2.85% → 3.50% → 3.25%
CIT Bank, a division of First-Citizens Bank and Trust	3.25%	$1,000	13 months	Learn More Reviews (33)
Rate History: 3.50% → 3.35% → 3.25%
Columbia Bank of Rosenburg, Oregon Bsb Financial Services Center Branch	3.20%	$1,000	6 months	Learn More Reviews (2)
Rate History: 3.40% → 3.20%
Banner Bank Carmel Valley Branch	3.05%	$2,500	7 months	Learn More Reviews (1)
Rate History: 4.08% → 3.82% → 3.56% → 3.30% → 3.05%
Citibank, National Association La Jolla Branch	3.00%	$0	5 months	Learn More Reviews (11)
Rate History: 2.90% → 2.00% → 4.00% → 3.50% → 3.00%
U.S. Bank National Association Encinitas Santa Fe Drive Branch	3.00%	$1,000	13 months	Learn More Reviews (2)
Rate History: 3.20% → 3.67% → 2.75% → 1.71% → 3.00%
Bank of America, National Association La Jolla Private Banking Branch	2.95%	$10,000	10 months	Learn More Reviews (7)
Rate History: 3.70% → 3.45% → 3.20% → 2.95% → 2.95%
Banner Bank Carmel Valley Branch	2.79%	$2,500	13 months	Learn More Reviews (1)
Rate History: 3.05% → 3.56% → 3.30% → 3.05% → 2.79%
City National Bank of Los Angeles. California La Jolla Village Banking Office Branch	2.78%	$10,000	5 months	Learn More Reviews
Rate History: 3.35% → 3.09% → 3.05% → 3.09% → 2.78%
Citibank, National Association La Jolla Branch	2.75%	$0	6 months	Learn More Reviews (11)
Rate History: 3.50% → 4.00% → 2.00% → 2.50% → 2.75%
Columbia Bank of Rosenburg, Oregon Bsb Financial Services Center Branch	2.50%	$1,000	12 months	Learn More Reviews (2)
Rate History: 0.01% → 3.00% → 2.50%
U.S. Bank National Association Encinitas Santa Fe Drive Branch	2.50%	$1,000	25 months	Learn More Reviews (2)
Rate History: 3.75% → 3.10% → 2.85% → 3.00% → 2.50%
Citibank, National Association La Jolla Branch	2.00%	$0	4 months	Learn More Reviews (11)
Rate History: 3.75% → 2.25% → 3.00% → 2.00%
Bank of America, National Association La Jolla Private Banking Branch	2.00%	$10,000	13 months	Learn More Reviews (7)
Rate History: 2.75% → 2.50% → 2.25% → 2.00% → 2.00%
Bank of America, National Association La Jolla Private Banking Branch	1.75%	$10,000	25 months	Learn More Reviews (7)
The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. Rate History: 3.20% → 3.00% → 2.00% → 1.75% → 1.75%
Banner Bank Carmel Valley Branch	0.75%	$2,500	36 months	Learn More Reviews (1)
Rate History: 2.28% → 1.51% → 1.26% → 1.01% → 0.75%
JPMorgan Chase Bank, National Association La Jolla Downtown Branch	0.50%	$100,000	6 months	Learn More Reviews (18)
Rate History: 2.00% → 1.50% → 1.01% → 0.75% → 0.50%
Citibank, National Association La Jolla Branch	0.05%	$0	3 months	Learn More Reviews (11)
Rate History: 3.00% → 2.25% → 2.25% → 2.00% → 0.05%
City National Bank of Los Angeles. California La Jolla Village Banking Office Branch	0.05%	$10,000	3 months	Learn More Reviews
Rate History: 3.30% → 3.25% → 3.30% → 2.78% → 0.05%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around San Diego, CA - September 19, 2026

Branch	Street	City	State
First Bank of St.Louis, Missouri Kearny Mesa Branch	9363 Clairemont Mesa Boulevard, Suite S	San Diego	CA
First Bank of St.Louis, Missouri Kearny Mesa Branch	9363 Clairemont Mesa Boulevard, Suite S	San Diego	CA
First-Citizens Bank & Trust Company La Jolla Branch	835 Pearl Street	La Jolla	CA
City National Bank of Los Angeles. California La Jolla Village Banking Office Branch	800 Silverado Street	La Jolla	CA
First Bank of St.Louis, Missouri Kearny Mesa Branch	9363 Clairemont Mesa Boulevard, Suite S	San Diego	CA
Bank of America, National Association La Jolla Private Banking Branch	7825 Fay Ave	La Jolla	CA
First-Citizens Bank & Trust Company La Jolla Branch	835 Pearl Street	La Jolla	CA
Wells Fargo Bank, National Association La Jolla/Girard Branch	7714 Girard Avenue	La Jolla	CA
Wells Fargo Bank, National Association La Jolla/Girard Branch	7714 Girard Avenue	La Jolla	CA
Wells Fargo Bank, National Association La Jolla/Girard Branch	7714 Girard Avenue	La Jolla	CA
Bank of America, National Association La Jolla Private Banking Branch	7825 Fay Ave	La Jolla	CA
U.S. Bank National Association Encinitas Santa Fe Drive Branch	485 Santa Fe Drive	Encinitas	CA
Columbia Bank of Rosenburg, Oregon Bsb Financial Services Center Branch	7777 Alvarado Road, Suite 515	La Mesa	CA
Banner Bank Carmel Valley Branch	12770 High Bluff Drive	San Diego	CA
Citibank, National Association La Jolla Branch	7900 Herschell Avenue	La Jolla	CA
U.S. Bank National Association Encinitas Santa Fe Drive Branch	485 Santa Fe Drive	Encinitas	CA
Bank of America, National Association La Jolla Private Banking Branch	7825 Fay Ave	La Jolla	CA
Banner Bank Carmel Valley Branch	12770 High Bluff Drive	San Diego	CA
City National Bank of Los Angeles. California La Jolla Village Banking Office Branch	800 Silverado Street	La Jolla	CA
Citibank, National Association La Jolla Branch	7900 Herschell Avenue	La Jolla	CA
Columbia Bank of Rosenburg, Oregon Bsb Financial Services Center Branch	7777 Alvarado Road, Suite 515	La Mesa	CA
U.S. Bank National Association Encinitas Santa Fe Drive Branch	485 Santa Fe Drive	Encinitas	CA
Citibank, National Association La Jolla Branch	7900 Herschell Avenue	La Jolla	CA
Bank of America, National Association La Jolla Private Banking Branch	7825 Fay Ave	La Jolla	CA
Bank of America, National Association La Jolla Private Banking Branch	7825 Fay Ave	La Jolla	CA
Banner Bank Carmel Valley Branch	12770 High Bluff Drive	San Diego	CA
JPMorgan Chase Bank, National Association La Jolla Downtown Branch	7777 Girard Avenue	La Jolla	CA
Citibank, National Association La Jolla Branch	7900 Herschell Avenue	La Jolla	CA
City National Bank of Los Angeles. California La Jolla Village Banking Office Branch	800 Silverado Street	La Jolla	CA

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Branches Info around San Diego, CA - September 19, 2026

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