Best Special Rates and Terms in Boca Raton, Florida, FL

You are viewing rates from banks across

Below are special Certificate of Deposit special rates and terms from banks in Boca Raton, Florida. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

Boca Raton, FL - November 4, 2026

What is the best special CD rate in Boca Raton, FL?

As of November 4, 2026, the highest special CD rate from a bank in Boca Raton, FL is 4.55% APY from Finworth, a division of InsBank (minimum deposit $50,000). The best rate with a $1,000 minimum or less is 4.20% APY from Bank OZK (minimum deposit $1,000). The table below ranks every special CD listed for this area. Rates change frequently, so check back for the latest numbers.

Bank	APY	MIN	PERIOD
Finworth, a division of InsBank Fort Lauderdale Branch	4.55%	$50,000	22 months	Learn More Reviews (1)
Rate History: 3.50% → 3.20% → 4.35% → 4.45% → 4.55%
Bank OZK Fort Lauderdale Branch	4.20%	$1,000	7 months	Learn More Reviews (11)
Rate History: 5.00% → 4.20%
First-Citizens Bank & Trust Company Fort Lauderdale Branch	4.00%	$5,000	5 months	Learn More Reviews (3)
Rate History: 3.65% → 3.55% → 3.45% → 2.50% → 4.00%
EverBank, National Association North Broward Branch	4.00%	$1,000	7 months	Learn More Reviews (1)
Rate History: 4.00% → 3.90% → 3.80% → 3.70% → 4.00%
Bank OZK Fort Lauderdale Branch	3.80%	$1,000	13 months	Learn More Reviews (11)
Rate History: 5.50% → 3.80%
Fifth Third Bank, National Association Fort Lauderdale Branch	3.75%	$5,000	3 months	Learn More Reviews (5)
Rate History: 3.80% → 4.00% → 3.40% → 3.80% → 3.75%
Popular Bank Sunrise Branch	3.75%	$1,000	7 months	Learn More Reviews (2)
Rate History: 5.05% → 5.15% → 5.30% → 4.95% → 3.75%
First-Citizens Bank & Trust Company Fort Lauderdale Branch	3.75%	$5,000	11 months	Learn More Reviews (3)
Popular Bank Sunrise Branch	3.70%	$1,000	13 months	Learn More Reviews (2)
Rate History: 5.10% → 4.90% → 5.25% → 5.00% → 3.70%
BankUnited, National Association Hollywood Branch	3.65%	$1,000	6 months	Learn More Reviews
Rate History: 4.50% → 4.35% → 4.25% → 4.00% → 3.65%
Third Federal Savings and Loan Association of Cleveland Plantation Branch	3.65%	$500	11 months	Learn More Reviews
Seacoast National Bank Lantana Branch	3.50%	$1,000	7 months	Learn More Reviews (1)
Rate History: 3.90% → 3.50% → 3.25% → 3.00% → 3.50%
Fifth Third Bank, National Association Fort Lauderdale Branch	3.50%	$5,000	7 months	Learn More Reviews (5)
Rate History: 4.50% → 4.20% → 3.50% → 3.20% → 3.50%
PNC Bank, National Association Radius Drive Branch	3.50%	$1,000	13 months	Learn More Reviews (1)
Popular Bank Sunrise Branch	3.40%	$1,000	19 months	Learn More Reviews (2)
Rate History: 4.75% → 4.60% → 4.45% → 4.30% → 3.40%
Popular Bank Sunrise Branch	3.35%	$1,000	4 months	Learn More Reviews (2)
Rate History: 4.80% → 5.00% → 5.35% → 4.90% → 3.35%
Seacoast National Bank Lantana Branch	3.25%	$1,000	3 months	Learn More Reviews (1)
Rate History: 4.10% → 4.00% → 3.75% → 3.50% → 3.25%
U.S. Bank National Association Palm Beach Pcr Branch	3.25%	$1,000	7 months	Learn More Reviews (2)
Rate History: 4.00% → 3.50% → 2.85% → 3.50% → 3.25%
TD Bank, National Association Hollywood Branch	3.25%	$10,000	12 months	Learn More Reviews (1)
Rate History: 4.00% → 3.75% → 3.51% → 3.00% → 3.25%
CIT Bank, a division of First-Citizens Bank and Trust	3.25%	$1,000	13 months	Learn More Reviews (33)
Rate History: 3.50% → 3.35% → 3.25%
Citibank, National Association Dania Branch	3.00%	$0	5 months	Learn More Reviews (11)
Rate History: 2.90% → 2.00% → 4.00% → 3.50% → 3.00%
U.S. Bank National Association Palm Beach Pcr Branch	3.00%	$1,000	13 months	Learn More Reviews (2)
Rate History: 3.20% → 3.67% → 2.75% → 1.71% → 3.00%
Citibank, National Association Dania Branch	2.75%	$0	6 months	Learn More Reviews (11)
Rate History: 3.50% → 4.00% → 2.00% → 2.50% → 2.75%
Fifth Third Bank, National Association Fort Lauderdale Branch	2.75%	$5,000	24 months	Learn More Reviews (5)
Rate History: 2.00% → 3.00% → 2.00% → 2.50% → 2.75%
BMO Bank National Association West Palm Beach Branch	2.75%	$1,000	59 months	Learn More Reviews (9)
Rate History: 2.85% → 2.50% → 2.25% → 2.00% → 2.75%
BMO Bank National Association West Palm Beach Branch	2.65%	$1,000	45 months	Learn More Reviews (9)
Rate History: 2.75% → 2.35% → 2.10% → 2.00% → 2.65%
BMO Bank National Association West Palm Beach Branch	2.60%	$1,000	35 months	Learn More Reviews (9)
Rate History: 3.00% → 2.75% → 2.25% → 2.00% → 2.60%
PNC Bank, National Association Radius Drive Branch	2.60%	$1,000	61 months	Learn More Reviews (1)
BMO Bank National Association West Palm Beach Branch	2.55%	$1,000	25 months	Learn More Reviews (9)
Rate History: 3.00% → 2.75% → 2.25% → 2.00% → 2.55%
BMO Bank National Association West Palm Beach Branch	2.50%	$1,000	13 months	Learn More Reviews (9)
Rate History: 3.25% → 3.00% → 2.75% → 2.60% → 2.50%
U.S. Bank National Association Palm Beach Pcr Branch	2.50%	$1,000	25 months	Learn More Reviews (2)
Rate History: 3.75% → 3.10% → 2.85% → 3.00% → 2.50%
PNC Bank, National Association Radius Drive Branch	2.40%	$1,000	37 months	Learn More Reviews (1)
PNC Bank, National Association Radius Drive Branch	2.20%	$1,000	25 months	Learn More Reviews (1)
PNC Bank, National Association Radius Drive Branch	2.10%	$1,000	19 months	Learn More Reviews (1)
Citibank, National Association Dania Branch	2.00%	$0	4 months	Learn More Reviews (11)
Rate History: 3.75% → 2.25% → 3.00% → 2.00%
TD Bank, National Association Hollywood Branch	2.00%	$10,001	6 months	Learn More Reviews (1)
Rate History: 2.75% → 3.51% → 3.45% → 3.51% → 2.00%
PNC Bank, National Association Radius Drive Branch	1.90%	$1,000	9 months	Learn More Reviews (1)
Rate History: 0.05% → 1.90%
Citibank, National Association Dania Branch	0.05%	$0	3 months	Learn More Reviews (11)
Rate History: 3.00% → 2.25% → 2.25% → 2.00% → 0.05%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Boca Raton, FL - November 4, 2026

Branch	Street	City	State
Finworth, a division of InsBank Fort Lauderdale Branch	600 South Andrews Avenue, Suite 100	Fort Lauderdale	FL
Bank OZK Fort Lauderdale Branch	600 South Andrews Avenue, Suite 100	Fort Lauderdale	FL
First-Citizens Bank & Trust Company Fort Lauderdale Branch	6451 North Federal Highway, Suite 101	Fort Lauderdale	FL
EverBank, National Association North Broward Branch	2521 East Commercial Blvd	Fort Lauderdale	FL
Bank OZK Fort Lauderdale Branch	600 South Andrews Avenue, Suite 100	Fort Lauderdale	FL
Fifth Third Bank, National Association Fort Lauderdale Branch	200 E. Las Olas Blvd	Fort Lauderdale	FL
Popular Bank Sunrise Branch	8401 West Oakland Park Boulevard	Sunrise	FL
First-Citizens Bank & Trust Company Fort Lauderdale Branch	6451 North Federal Highway, Suite 101	Fort Lauderdale	FL
Popular Bank Sunrise Branch	8401 West Oakland Park Boulevard	Sunrise	FL
BankUnited, National Association Hollywood Branch	4919 Sheridan Street	Hollywood	FL
Third Federal Savings and Loan Association of Cleveland Plantation Branch	8500 West Broward Boulevard	Plantation	FL
Seacoast National Bank Lantana Branch	2000 Lantana Road	Lantana	FL
Fifth Third Bank, National Association Fort Lauderdale Branch	200 E. Las Olas Blvd	Fort Lauderdale	FL
PNC Bank, National Association Radius Drive Branch	1800 Radius Drive	Hollywood	FL
Popular Bank Sunrise Branch	8401 West Oakland Park Boulevard	Sunrise	FL
Popular Bank Sunrise Branch	8401 West Oakland Park Boulevard	Sunrise	FL
Seacoast National Bank Lantana Branch	2000 Lantana Road	Lantana	FL
U.S. Bank National Association Palm Beach Pcr Branch	324 Royal Palm Way	Palm Beach	FL
TD Bank, National Association Hollywood Branch	5171 Sheridan Street	Hollywood	FL
Citibank, National Association Dania Branch	255 East Dania Beach Boulevard	Dania	FL
U.S. Bank National Association Palm Beach Pcr Branch	324 Royal Palm Way	Palm Beach	FL
Citibank, National Association Dania Branch	255 East Dania Beach Boulevard	Dania	FL
Fifth Third Bank, National Association Fort Lauderdale Branch	200 E. Las Olas Blvd	Fort Lauderdale	FL
BMO Bank National Association West Palm Beach Branch	777 South Flagler Drive, Suite 140-E	West Palm Beach	FL
BMO Bank National Association West Palm Beach Branch	777 South Flagler Drive, Suite 140-E	West Palm Beach	FL
BMO Bank National Association West Palm Beach Branch	777 South Flagler Drive, Suite 140-E	West Palm Beach	FL
PNC Bank, National Association Radius Drive Branch	1800 Radius Drive	Hollywood	FL
BMO Bank National Association West Palm Beach Branch	777 South Flagler Drive, Suite 140-E	West Palm Beach	FL
BMO Bank National Association West Palm Beach Branch	777 South Flagler Drive, Suite 140-E	West Palm Beach	FL
U.S. Bank National Association Palm Beach Pcr Branch	324 Royal Palm Way	Palm Beach	FL
PNC Bank, National Association Radius Drive Branch	1800 Radius Drive	Hollywood	FL
PNC Bank, National Association Radius Drive Branch	1800 Radius Drive	Hollywood	FL
PNC Bank, National Association Radius Drive Branch	1800 Radius Drive	Hollywood	FL
Citibank, National Association Dania Branch	255 East Dania Beach Boulevard	Dania	FL
TD Bank, National Association Hollywood Branch	5171 Sheridan Street	Hollywood	FL
PNC Bank, National Association Radius Drive Branch	1800 Radius Drive	Hollywood	FL
Citibank, National Association Dania Branch	255 East Dania Beach Boulevard	Dania	FL