Best Special Rates and Terms in Rancho Santa Margarita, California, CA

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Below are special Certificate of Deposit special rates and terms from banks in Rancho Santa Margarita, California. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

Rancho Santa Margarita, CA - September 1, 2025

Bank	APY	MIN	PERIOD
First Bank Fullerton - South Harbor Branch	5.05%	$1,000	7 months	Learn More Reviews
Rate History: 1.00% → 5.10% → 5.05%
First Bank Fullerton - South Harbor Branch	4.85%	$1,000	13 months	Learn More Reviews
Rate History: 1.00% → 5.00% → 4.85%
Comerica Bank South Huntington Beach Branch	4.75%	$2,500	6 months	Learn More Reviews (1)
Rate History: 5.25% → 5.00% → 4.75%
Umpqua Bank Newport Beach Branch	4.70% 4.65% 4.65%	$1 $0	7 months	Learn More Reviews (2)
Rate History: 4.85% → 4.70%
Comerica Bank South Huntington Beach Branch	4.50%	$2,500	9 months	Learn More Reviews (1)
Rate History: 4.75% → 4.50%
C3bank, National Association First National Bank Of Southern Cali Branch	4.00%	$25,000	3 months	Learn More Reviews
Rate History: 3.00% → 4.75% → 4.25% → 4.00%
HomeStreet Bank Brea Commercial Capital Lending Cent Branch	4.00%	$500	4 months	Learn More Reviews
Rate History: 3.50% → 4.00%
U.S. Bank National Association Westminster - Brookhurst Branch	4.00%	$1,000	5 months	Learn More Reviews (2)
Rate History: 4.60% → 3.75% → 3.00% → 5.00% → 4.00%
Bank of America, National Association Garden Grove Main Branch	4.00%	$10,000	7 months	Learn More Reviews (7)
Rate History: 5.00% → 4.35% → 4.05% → 3.80% → 4.00%
First Bank Fullerton - South Harbor Branch	4.00%	$1,000	20 months	Learn More Reviews
Rate History: 1.00% → 4.50% → 4.00%
City National Bank Anaheim Office Branch	3.82%	$10,000	3 months	Learn More Reviews
Rate History: 5.12% → 4.59% → 4.33% → 4.07% → 3.82%
Banner Bank Bfg Riverside Branch	3.82%	$2,500	7 months	Learn More Reviews (1)
Rate History: 1.00% → 4.34% → 4.08% → 3.82%
C3bank, National Association First National Bank Of Southern Cali Branch	3.75%	$25,000	6 months	Learn More Reviews
Rate History: 4.00% → 4.75% → 4.50% → 4.00% → 3.75%
Wells Fargo Bank, National Association Lincoln & Gilbert Branch	3.75%	$5,000	7 months	Learn More Reviews (7)
Rate History: 4.75% → 4.25% → 4.00% → 3.75%
City National Bank Anaheim Office Branch	3.61%	$10,000	5 months	Learn More Reviews
Rate History: 1.00% → 4.07% → 3.61%
Banner Bank Bfg Riverside Branch	3.56%	$2,500	13 months	Learn More Reviews (1)
Rate History: 1.00% → 3.82% → 3.56% → 3.05% → 3.56%
HomeStreet Bank Brea Commercial Capital Lending Cent Branch	3.50%	$500	11 months	Learn More Reviews
Rate History: 4.65% → 4.25% → 4.15% → 3.50%
C3bank, National Association First National Bank Of Southern Cali Branch	3.50%	$25,000	12 months	Learn More Reviews
Rate History: 4.25% → 4.75% → 4.00% → 3.50%
CIT Bank, a division of First-Citizens Bank and Trust	3.50%	$1,000	13 months	Learn More Reviews (33)
Wells Fargo Bank, National Association Lincoln & Gilbert Branch	3.50%	$5,000	18 months	Learn More Reviews (7)
Bank of America, National Association Garden Grove Main Branch	3.45%	$10,000	10 months	Learn More Reviews (7)
Rate History: 4.00% → 3.70% → 3.45%
U.S. Bank National Association Westminster - Brookhurst Branch	3.40%	$1,000	9 months	Learn More Reviews (2)
Rate History: 4.75% → 4.50% → 4.00% → 3.70% → 3.40%
Citibank, National Association Garden Grove Branch	3.25%	$0	5 months	Learn More Reviews (11)
Rate History: 4.25% → 0.05% → 3.00% → 3.50% → 3.25%
U.S. Bank National Association Westminster - Brookhurst Branch	3.10%	$1,000	13 months	Learn More Reviews (2)
Rate History: 4.30% → 4.00% → 3.50% → 3.20% → 3.10%
Citibank, National Association Garden Grove Branch	3.00%	$0	7 months	Learn More Reviews (11)
Rate History: 0.05% → 4.15% → 4.35% → 3.35% → 3.00%
Comerica Bank South Huntington Beach Branch	3.00%	$2,500	12 months	Learn More Reviews (1)
Rate History: 4.25% → 3.00%
Bank of America, National Association Garden Grove Main Branch	2.75%	$10,000	13 months	Learn More Reviews (7)
Rate History: 4.30% → 4.90% → 3.25% → 3.00% → 2.75%
HomeStreet Bank Brea Commercial Capital Lending Cent Branch	2.75%	$500	18 months	Learn More Reviews
Rate History: 4.65% → 4.25% → 3.50% → 3.00% → 2.75%
Bank of America, National Association Garden Grove Main Branch	2.00%	$10,000	25 months	Learn More Reviews (7)
Rate History: 3.20% → 3.00% → 2.00%
Banner Bank Bfg Riverside Branch	1.26%	$2,500	36 months	Learn More Reviews (1)
Rate History: 2.53% → 2.28% → 1.51% → 1.26%
JPMorgan Chase Bank, National Association Brookhurst And Ball Rd Branch	1.01%	$100,000	6 months	Learn More Reviews (18)
Rate History: 5.00% → 3.00% → 2.00% → 1.50% → 1.01%
Citibank, National Association Garden Grove Branch	0.05%	$0	8 months	Learn More Reviews (11)
Rate History: 4.35% → 0.05%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Rancho Santa Margarita, CA - September 1, 2025

Branch	Street	City	State
First Bank Fullerton - South Harbor Branch	1375 South Harbror Boulevard Suite A	Fullerton	CA
First Bank Fullerton - South Harbor Branch	1375 South Harbror Boulevard Suite A	Fullerton	CA
Comerica Bank South Huntington Beach Branch	10111 Adams Avenue, Suite 101	Huntington Beach	CA
Umpqua Bank Newport Beach Branch	4040 Macarthur Boulevard, Suite 100	Newport Beach	CA
Umpqua Bank Newport Beach Branch	4040 Macarthur Boulevard, Suite 100	Newport Beach	CA
Comerica Bank South Huntington Beach Branch	10111 Adams Avenue, Suite 101	Huntington Beach	CA
C3bank, National Association First National Bank Of Southern Cali Branch	3727 Arlington Avenue	Riverside	CA
HomeStreet Bank Brea Commercial Capital Lending Cent Branch	135 S. State College Blvd., Suite 200	Brea	CA
U.S. Bank National Association Westminster - Brookhurst Branch	15555 Brookhurst Street	Westminster	CA
Bank of America, National Association Garden Grove Main Branch	9591 Chapman Avenue	Garden Grove	CA
First Bank Fullerton - South Harbor Branch	1375 South Harbror Boulevard Suite A	Fullerton	CA
City National Bank Anaheim Office Branch	2401 East Katella Avenue	Anaheim	CA
Banner Bank Bfg Riverside Branch	8200 Arlington Avenue	Riverside	CA
C3bank, National Association First National Bank Of Southern Cali Branch	3727 Arlington Avenue	Riverside	CA
Wells Fargo Bank, National Association Lincoln & Gilbert Branch	2350 Lincoln Avenue	Anaheim	CA
City National Bank Anaheim Office Branch	2401 East Katella Avenue	Anaheim	CA
Banner Bank Bfg Riverside Branch	8200 Arlington Avenue	Riverside	CA
HomeStreet Bank Brea Commercial Capital Lending Cent Branch	135 S. State College Blvd., Suite 200	Brea	CA
C3bank, National Association First National Bank Of Southern Cali Branch	3727 Arlington Avenue	Riverside	CA
Wells Fargo Bank, National Association Lincoln & Gilbert Branch	2350 Lincoln Avenue	Anaheim	CA
Bank of America, National Association Garden Grove Main Branch	9591 Chapman Avenue	Garden Grove	CA
U.S. Bank National Association Westminster - Brookhurst Branch	15555 Brookhurst Street	Westminster	CA
Citibank, National Association Garden Grove Branch	12221 Brookhurst Street	Garden Grove	CA
U.S. Bank National Association Westminster - Brookhurst Branch	15555 Brookhurst Street	Westminster	CA
Citibank, National Association Garden Grove Branch	12221 Brookhurst Street	Garden Grove	CA
Comerica Bank South Huntington Beach Branch	10111 Adams Avenue, Suite 101	Huntington Beach	CA
Bank of America, National Association Garden Grove Main Branch	9591 Chapman Avenue	Garden Grove	CA
HomeStreet Bank Brea Commercial Capital Lending Cent Branch	135 S. State College Blvd., Suite 200	Brea	CA
Bank of America, National Association Garden Grove Main Branch	9591 Chapman Avenue	Garden Grove	CA
Banner Bank Bfg Riverside Branch	8200 Arlington Avenue	Riverside	CA
JPMorgan Chase Bank, National Association Brookhurst And Ball Rd Branch	910 S Brookhurst St	Anaheim	CA
Citibank, National Association Garden Grove Branch	12221 Brookhurst Street	Garden Grove	CA