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One Year CD Rates from Online Banks

Certificates of deposit (CD) rates from online banks are often above average if you are willing to open and manage your account using the Internet. Most online banks offer an online application and money can be transferred to fund the CD via an electronic transfer, check, wire, or credit card. You can view a financial snapshot of any online bank by clicking on its name and then the Financial Details tab.

July 30, 2014
1 Year CD National Average: 0.34% ?
Online Banks APY Vs. Nat'l Av. Min Bal
Synchrony Bank 1.10% 3.20x $25,000 +Learn More
Sponsor message; Synchrony Bank was formerly GE Capital Retail Bank. Member FDIC.
GE Capital Bank 1.05% 3.05x $500 +Learn More
Sponsor message: Competitive Rates. Member FDIC. Open Now!
BAC Florida Bank 1.11% 3.23x $100,000
Colorado Federal Savings Bank 1.10% 3.20x $5,000
Nationwide Bank 1.07% 3.11x $100,000
BAC Florida Bank 1.06% 3.08x $500
CIT Bank 1.05% 3.05x $25,000
Virtualbank 1.01% 2.94x $10,000
Bank5 Connect 1.00% 2.91x $500
Discover Bank 1.00% 2.91x $2,500
Salem Five Direct 1.00% 2.91x $10,000
Ally Bank 0.95% 2.76x $0
Doral Direct 0.95% 2.76x $500
E-Loan 0.91% 2.65x $10,000
Sallie Mae Bank 0.90% 2.62x $0
EverBank 0.86% 2.50x $1,500
Navy Federal Credit Union 0.85% 2.47x $100,000
Barclays Bank Delaware 0.80% 2.33x $0
OneWest Bank 0.80% 2.33x $1,000
Pentagon Federal Credit Union 0.80% 2.33x $1,000
USAA Federal Savings Bank 0.76% 2.21x $175,000
CNB Bank Direct 0.66% 1.92x $1,000
ableBanking 0.65% 1.89x $1,000
New Dominion Direct 0.60% 1.74x $1,000
American Express Bank, FSB 0.55% 1.60x $0
Bank of Internet 0.55% 1.60x $1,000
AirBanking 0.50% 1.45x $500
Capital One 360 0.40% 1.16x $10,000

Comments


Frank Fenters, July 03, 2014


Monthly Maintenance Fees.CD (Certificate of Deposit) Rates. And need to Open a new bank account

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Peter Ashton, March 18, 2014


Unlike a savings account, however, a CD does not allow early withdrawal without penalty. For those who want to explore opening a CD, there's always a guide to the best CD options available.

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Michael, February 11, 2014


Teresa, use this savings bond calculator from the US treasury. Also use the Treasury Hunt for lost or deseased relatives.
http://www.treasurydirect.gov/indiv/tools/tools_savingsbondcalc.htm

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Teresa Simmonds, January 18, 2014


I have a 50 dollar savings bond. How much is it worth? Got it in 1984.

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Ray, August 06, 2013


What are the alternatives to a one year CD?

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H. Will, August 02, 2013


CD rates don't look that compelling when compared to online savings. I don't think it makes sense to lock up money when you can get an online savings account at almost the same rate and stay liquid.

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