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Below are special Certificate of Deposit special rates and terms from banks in Garden City, New York. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.
Garden City, NY - October 30, 2025
| Bank | APY | MIN | PERIOD | |
|---|---|---|---|---|
| Court Street Branch | 5.00% | $1,000 | 13 months | Learn More | 
| Rate History: 5.25% → 5.10% → 4.90% → 5.25% → 5.00% | ||||
| Court Street Branch | 4.95% | $1,000 | 7 months | Learn More | 
| Rate History: 4.85% → 5.05% → 5.15% → 5.30% → 4.95% | ||||
| Court Street Branch | 4.90% | $1,000 | 4 months | Learn More | 
| Rate History: 4.90% → 4.80% → 5.00% → 5.35% → 4.90% | ||||
| Bensonhurst Branch | 4.75% | $1,000 | 7 months | Learn More | 
| Rate History: 4.00% → 4.75% | ||||
| Cobble Hill Branch | 4.50% | $100 | 10 months | Learn More | 
| Rate History: 2.50% → 5.15% → 4.50% | ||||
| Court Street Branch | 4.30% | $1,000 | 19 months | Learn More | 
| Rate History: 4.00% → 4.75% → 4.60% → 4.45% → 4.30% | ||||
| Court Street Branch | 4.15% | $1,000 | 25 months | Learn More | 
| Rate History: 4.00% → 4.30% → 4.40% → 4.30% → 4.15% | ||||
| Broadway Branch | 4.00% | $500 | 3 months | Learn More | 
| Rate History: 4.50% → 4.00% → 4.00% | ||||
| Boro Park Branch | 4.00% | $0 | 5 months | Learn More | 
| Rate History: 1.00% → 5.00% → 4.75% → 4.50% → 4.00% | ||||
| 86th Street Branch | 4.00% | $500 | 6 months | Learn More | 
| Rate History: 5.15% → 5.00% → 4.75% → 4.50% → 4.00% | ||||
| BankUnited, National AssociationBorough Park Brooklyn Branch | 4.00% | $1,000 | 6 months | Learn More | 
| Rate History: 5.25% → 4.50% → 4.35% → 4.25% → 4.00% | ||||
| Brooklyn Branch | 4.00% | $500 | 7 months | Learn More | 
| Rate History: 4.50% → 4.00% | ||||
| Bronxville Branch | 3.95% | $500 | 6 months | Learn More | 
| Rate History: 4.10% → 4.05% → 3.85% → 4.00% → 3.95% | ||||
| Finworth, a division of InsBankNew York Branch | 3.90% | $50,000 | 22 months | Learn More | 
| Rate History: 4.00% → 3.80% → 4.00% → 3.95% → 3.90% | ||||
| Eastbank, National AssociationEastbank, National Association Branch | 3.85% | $2,500 | 3 months | Learn More | 
| Rate History: 4.00% → 3.85% | ||||
| Citibank, National AssociationSoho Financial Center Branch | 3.75% | $0 | 4 months | Learn More | 
| Madison Avenue Branch Office | 3.75% | $500 | 7 months | Learn More | 
| 
                      Early withdrawal penalty is 180 days interest.                           | ||||
| Bank of America, National Association7th And Christopher Branch | 3.75% | $10,000 | 7 months | Learn More | 
| Rate History: 4.35% → 4.05% → 3.80% → 4.00% → 3.75% | ||||
| Greenwich & 8th Avenue Branch | 3.70% | $250 | 3 months | Learn More | 
| Rate History: 4.00% → 3.70% | ||||
| First Central Savings Bank							 						 								 Branch | 3.65% | $500 | 14 months | Learn More | 
| Rate History: 1.00% → 4.15% → 3.95% → 3.65% | ||||
| Wells Fargo Bank, National AssociationBroadway & Grand Branch | 3.64% | $5,000 | 7 months | Learn More | 
| Rate History: 4.75% → 4.25% → 4.00% → 3.75% → 3.64% | ||||
| 6th Avenue Branch | 3.56% | $10,000 | 3 months | Learn More | 
| Rate History: 4.59% → 4.33% → 4.07% → 3.82% → 3.56% | ||||
| Citibank, National AssociationSoho Financial Center Branch | 3.50% | $0 | 6 months | Learn More | 
| Rate History: 3.00% → 2.25% → 3.80% → 1.50% → 3.50% | ||||
| 11 East 22nd Street Branch | 3.50% | $10,000 | 9 months | Learn More | 
| Rate History: 5.00% → 4.75% → 4.00% → 3.50% | ||||
| Citizens Bank, National AssociationYonkers Branch | 3.50% | $25,000 | 10 months | Learn More | 
| Rate History: 5.00% → 5.25% → 5.00% → 4.00% → 3.50% | ||||
| Wells Fargo Bank, National AssociationBroadway & Grand Branch | 3.50% | $5,000 | 11 months | Learn More | 
| Rate History: 3.50% → 3.75% → 3.50% → 3.75% → 3.50% | ||||
| Brooklyn Branch | 3.50% | $5,000 | 12 months | Learn More | 
| Greenwich & 8th Avenue Branch | 3.45% | $10,001 | 6 months | Learn More | 
| Rate History: 4.00% → 3.00% → 2.75% → 3.51% → 3.45% | ||||
| Bank of America, National Association7th And Christopher Branch | 3.45% | $10,000 | 10 months | Learn More | 
| Rate History: 4.00% → 3.70% → 3.45% | ||||
| 6th Avenue Branch | 3.35% | $10,000 | 5 months | Learn More | 
| Rate History: 1.00% → 4.07% → 3.61% → 3.35% | ||||
| CIT Bank, a division of First-Citizens Bank and Trust | 3.35% | $1,000 | 13 months | Learn More | 
| Rate History: 3.50% → 3.35% | ||||
| Boro Park Branch | 3.25% | $0 | 8 months | Learn More | 
| Rate History: 1.25% → 4.50% → 4.25% → 3.75% → 3.25% | ||||
| Citibank, National AssociationSoho Financial Center Branch | 3.25% | $0 | 9 months | Learn More | 
| Rate History: 4.10% → 3.00% → 4.25% → 2.50% → 3.25% | ||||
| Madison Avenue Branch Office | 3.25% | $500 | 17 months | Learn More | 
| 
                      Early withdrawal penalty is 180 days interest.                           | ||||
| Citibank, National AssociationSoho Financial Center Branch | 3.10% | $0 | 8 months | Learn More | 
| Rate History: 4.35% → 0.05% → 3.70% → 3.55% → 3.10% | ||||
| Greenwich & 8th Avenue Branch | 3.10% | $10,000 | 9 months | Learn More | 
| Rate History: 3.75% → 3.25% → 3.10% | ||||
| Citibank, National AssociationSoho Financial Center Branch | 3.00% | $0 | 3 months | Learn More | 
| Greenwich & 8th Avenue Branch | 3.00% | $10,000 | 12 months | Learn More | 
| Rate History: 4.50% → 4.00% → 3.75% → 3.51% → 3.00% | ||||
| 11 East 22nd Street Branch | 3.00% | $10,000 | 23 months | Learn More | 
| Rate History: 3.75% → 3.00% | ||||
| Citibank, National AssociationSoho Financial Center Branch | 2.90% | $0 | 5 months | Learn More | 
| Rate History: 3.00% → 3.50% → 3.25% → 1.75% → 2.90% | ||||
| Madison Avenue Branch Office | 2.75% | $500 | 23 months | Learn More | 
| 
                      Early withdrawal penalty is 180 days interest.                           | ||||
| PNC Bank, National Association11 Penn Plaza Branch | 2.60% | $1,000 | 61 months | Learn More | 
| Bank of America, National Association7th And Christopher Branch | 2.50% | $10,000 | 13 months | Learn More | 
| Rate History: 4.90% → 3.25% → 3.00% → 2.75% → 2.50% | ||||
| PNC Bank, National Association11 Penn Plaza Branch | 2.40% | $1,000 | 37 months | Learn More | 
| PNC Bank, National Association11 Penn Plaza Branch | 2.20% | $1,000 | 25 months | Learn More | 
| Kings Branch | 2.15% | $500 | 7 months | Learn More | 
| Rate History: 2.75% → 2.65% → 2.15% | ||||
| Kings Branch | 2.00% | $500 | 3 months | Learn More | 
| Rate History: 2.45% → 2.40% → 2.00% | ||||
| PNC Bank, National Association11 Penn Plaza Branch | 2.00% | $1,000 | 13 months | Learn More | 
| Bank of America, National Association7th And Christopher Branch | 2.00% | $10,000 | 25 months | Learn More | 
| 
                      The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA.                           | ||||
| Bronxville Branch | 1.45% | $500 | 12 months | Learn More | 
| Rate History: 3.90% → 3.85% → 3.75% → 1.50% → 1.45% | ||||
| JPMorgan Chase Bank, National AssociationSheridan Square Branch | 0.75% | $100,000 | 6 months | Learn More | 
| Rate History: 3.00% → 2.00% → 1.50% → 1.01% → 0.75% | ||||
| Bronxville Branch | 0.45% | $500 | 18 months | Learn More | 
| Rate History: 4.25% → 1.50% → 0.92% → 0.87% → 0.45% | ||||
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