Alabama

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Chickasaw, Alabama CD Rates – 4-Year

You are viewing rates from banks across Chickasaw


Below are four-year CD Rates from banks in Alabama . Four-Year Certificates of Deposit (CD) are not as popular as the three and five year terms which means the rates often aren’t as competitive. The best four year cd rates are often only marginally above the 3 year rates. Nevertheless, for those who want to lock in a rate for a longer period of time, 4 year cds are worth a look.

Chickasaw, AL - May 26, 2024

4 Year CD National Average : 0.95% ?

Banks APY MIN MILES ?

Rate History: 2.25% → 1.51% → 1,000.00%

Rate History: 1.50% → 4.75%

| Jun 26, 2022

ACH transfers are not allowed. Called and was told that I had to set up wire transfers (and pay fees) or I could come in to the bank and get a bank check. Read More

Rate History: 4.82% → 4.80% → 4.54% → 4.59%

| Mar 5, 2021

The best rate on any CD or savings account is .40% Read More

Rate History: 4.00% → 4.40% → 4.35% → 4.40% → 4.55%

Rate History: 4.65% → 4.80% → 4.65% → 4.55%

| Oct 16, 2020

HAVE BEEN CALLING YOUR MORTGAGE DEPARTMENT ON "ITIN" LOANS AND HAVE NOT GOT A HUMAN PERSON TO ANSWER OR RETURN MY PHONE CALLS. WHAT IS HAPPEN? PLEASE ADVISE. THANK YOU, Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.55% → 4.65% → 4.55% → 4.65% → 4.55%

| Nov 21, 2023

A real pain in the *** process to try and get approved! They were unable to match my drivers license photo with my live image after several times trying! Went to limelight bank instead and got approved in ... Read More

Rate History: 0.80% → 1.00% → 4.50%

Rate History: 4.32% → 4.84% → 4.58% → 4.47%

| Aug 20, 2019

Very corrupt, disorganized company. Associated with Dovenmuehle and or the same company. Extremely poor ratings all over the internet. Should be sued and closed down. If I could give it -10 stars, that wo... Read More

Rate History: 2.83% → 4.32%

Rate History: 5.42% → 5.32% → 5.27% → 5.16% → 4.30%

Rate History: 4.63% → 4.75% → 4.27%

| Apr 19, 2023

This bank was honest and I had no problems with them in person. Not everyone was equally competent but they got help. Read More

Rate History: 3.00% → 4.25%

Rate History: 4.47% → 4.25%

| Jan 21, 2020

The people there are very friendly and helpful. They have good rates most of the time. Read More

| Dec 13, 2019

yes good Read More

Rate History: 4.10% → 4.20%

Rate History: 3.50% → 4.00% → 4.15%

| Jun 10, 2021

I bank at this bank and they have the best people working there They all have a lot of knowledge and most all have been there a long time they do a great job and have the highest CD rates around Read More

Rate History: 5.00% → 4.75% → 4.50% → 4.25% → 4.15%

| Oct 29, 2018

I believe you must live in Utica or surrounding area to qualify for opening an account with them - I inquired a few years ago Read More

| Aug 16, 2019

Deceptive Sales Practices: Huge Penalties What an awakening! Without any clear statement, and nothing at all on its website, Avidia charged us 50% of the CD’s FULL TERM interest, including both paid... Read More

Rate History: 2.99% → 4.50% → 4.20% → 4.00%

| May 6, 2023

Fully functional bank account that would be great for my needs, but the quarterly interest payment thing is a real nuisance. I wish they would change it. It isn't market. Read More

| Jan 9, 2021

Used to be a good bank!! Taking money out of my account for something I did not purchase. This is the second time they did this. They do it on Fridays knowing that no one from the Fraud Department isn't th... Read More

Rate History: 3.75% → 4.00%

| Jan 30, 2020

Find branch personnel are genuinely interested in my business. Read More

Rate History: 3.15% → 4.00%

| Oct 12, 2022

Service has always been satisfactory. They have my complete trust and endorsement. Great bank in my opinion. Read More

Rate History: 1.00% → 2.75% → 2.75% → 4.00%

| Aug 30, 2023

Try to open account on line make you use PLAID to xfer money PLAID doesn't connect with many banks, Cannot do over phone. Discover, Penfed all ok this bank is useless. I had acct before still bad. Stay aw... Read More

Rate History: 4.25% → 4.00%

Rate History: 4.00% → 3.70% → 4.00%

| Jun 22, 2023

I have been with The Mint Ntl Bank for going on the 3rd yr. They have always taken care of my CD investment and changes that come after the maturity (yearly) date. I highly recommend them! Read More

Rate History: 1.00% → 2.75% → 4.00%

Rate History: 4.50% → 4.00%

| Feb 9, 2021

The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More

Rate History: 4.05% → 3.95%

| Jan 2, 2024

Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More

3.95%

$1,000

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Rate History: 1.00% → 1.75% → 3.90%

| Apr 9, 2016

The two women, Shawn and Marcie, were very nice to me and accommodated my every transaction. Read More

| Mar 25, 2020

I was told on the phone by a bank rep that my present money market acct interest rate would continue at 2.25% until June 30, 2020 and would be FDIC covered up to $250,000. Please verify if this is true???... Read More

Rate History: 3.65% → 4.00% → 3.75% → 3.85% → 3.75%

| Apr 25, 2022

We would not be having all this trouble with people sealing money out of other people's bank accounts if we were to just stop using fancy banking like onlinebanki Read More

| Mar 16, 2022

by how much? Read More

Rate History: 3.55% → 3.45% → 3.65%

| Dec 3, 2019

Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More

Rate History: 3.80% → 3.70% → 3.65%

| Oct 2, 2015

I have a CD maturing on 11/15 please email your CD Rates and contact info. Read More

Rate History: 3.82% → 3.56%

Rate History: 0.30% → 3.81% → 3.55% → 3.56%

3.50%

$1,000

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3.50%

$1,000

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| Jun 21, 2022

The new rates have eclipsed shat i currently hold with this bank. Read More

Rate History: 2.02% → 3.50%

3.50%

$1,000

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Rate History: 1.00% → 3.49%

| Feb 25, 2016

What's your phone number? Read More

Rate History: 3.25% → 3.50% → 3.26%

| Oct 13, 2020

Been banking with RCB for 20 years now after today this will probably be my last year I was in a car wreck and my car was a total loss insurance set me a check. When up to the bank to try to catch it so I ... Read More

| Mar 27, 2019

Still waiting for a call back from Liz over a long standing,annoying account problem Read More

Rate History: 2.50% → 3.15%

Rate History: 3.70% → 3.65% → 3.10%

Rate History: 3.29% → 3.19% → 3.09%

3.05%

$1,000

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Early Withdrawal Penalty is 12 months interest.
Rate History: 4.00% → 3.00%

Rate History: 2.75% → 3.00%

| Feb 2, 2021

This bank's site shows the 15 mo rate at .45% Read More

Rate History: 4.25% → 3.50% → 3.00%

Rate History: 3.00% → 2.00% → 3.00%

| Jul 11, 2018

cd rates Read More

| Jul 1, 2022

Very easy opening process and wonderful staff. Read More

Rate History: 2.50% → 3.00%

| Apr 18, 2017

Village Bank currently has a 15 mo. CD special at 1.50% Read More

Rate History: 0.90% → 3.00%

Rate History: 3.20% → 3.05% → 3.00% → 2.45% → 3.00%

Rate History: 2.00% → 3.00%

| Feb 13, 2018

Is it legal to bring someone into the branch and shake them down and threaten them when they want to redeem their CD upon maturity (as opposed to allowing it to automatically renew)? If not, these guys an... Read More

| May 15, 2020

Sucks don’t ever get with this bank Read More

Rate History: 2.90% → 2.95% → 3.00% → 2.90%

2.87%

$10,000

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Rate History: 1.26% → 2.52% → 2.78%

| Jun 25, 2019

can I cash my Progressive Insurance claim check Read More

Rate History: 1.60% → 2.75%

| Apr 20, 2023

This is a true blue community bank. When you call you get people that are able to take action and make decisions. Customer service is number 1. Works great for CDs. They have a nice stand alone buildin... Read More

Rate History: 3.05% → 2.53%

Rate History: 2.73% → 2.52%

| Nov 28, 2022

While USAA was at one point a great option for all your banking needs, the service has deteriorated so much that I'm currently in the process of changing banks after more than 2 decades. The final straw w... Read More

| Dec 26, 2021

SJennings Read More

2.50%

$500

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Rate History: 2.00% → 2.50%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

Rate History: 1.57% → 2.59% → 2.48%

Rate History: 1.00% → 2.30%

| Mar 30, 2021

These guys are the best local bank. Very responsive. Read More

| Jan 8, 2018

Another bad bank! Did a hard pull just to open a checking account with no overdraft and denied me. Never even bothered to send a letter or e-mail. Now I have another inquiry on my credit report for nothin... Read More

Rate History: 1.50% → 2.25%

2.15%

$500

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Rate History: 2.27% → 2.12%

Rate History: 2.05% → 2.10% → 2.05%

| Mar 10, 2021

Northpointe -- my most favorite bank -- held their rate when others dropped -- nice people to deal with -- and -- COURAGE + INTEGRITY. Read More

| Dec 8, 2023

We have been banking with Citizen's First for 4 years. Their branches, service, website, and employee attitudes are and always have been excellent. Their branches are warmly personal with free buttered po... Read More

| Feb 18, 2021

Interest rate on 1 year CD is only .40%. Five year term is .80% Read More

Rate History: 0.25% → 2.00%

Rate History: 2.00% → 3.00% → 2.00%

| Dec 6, 2022

Customer service — unreliable, different CS person gets a different answer. LOB readily accepts your incoming funds, out going of funds the bank puts up a barrage of road blocks. A wire out, a letter FR... Read More

| May 8, 2021

Location: 5069 N. Broadway Chicago IL 60640 Read More

Rate History: 1.00% → 2.00%

Warning: Early withdrawal penalty is 3.00%.

| Jan 10, 2024

Applied for the Joint 5.50% Hi Yield Savings special. (Note: some places reference it is guaranteed for 6 months, other parts of website only guarantee rate for 3 months). We applied and surprising denied ... Read More

Rate History: 2.00% → 2.50% → 2.00%

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

2.00%

$2,500

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| Feb 6, 2021

After purchasing more than 6 homes and going through more than a dozen refinancing processes, I must say that this is the worst company I have ever had the misfortune of dealing with. It took these clowns ... Read More

| Jan 16, 2019

12 mo now pays 2.80% apr Read More

| Oct 11, 2020

You probably thought - as did I - that you were looking at a site that belongs to and was the responsibility of Gateway First. After all it includes their headings, selected financial statements, many pag... Read More

| Apr 12, 2019

United Bank in Front Royal does not know how to set up an inherited IRA. It took over two months to transfer it from Merrill Edge. Several mistakes were made. And then they did not title it correctly. T... Read More

| Jun 25, 2020

Ok, GFB's site a bit more compliant today. Unfortunately the rate posted here is not current. 1.05% and look at that minimum! Read More

1.85%

$500

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Rate History: 2.77% → 1.81%

Rate History: 1.80% → 0.65% → 1.80%

1.78%

$10,000

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1.76%

$10,000

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1.75%

$10,000

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1.75%

$10,000

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1.72%

$10,000

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| Jun 28, 2017

showmeonehundredthousanddollars Read More

1.70%

$100,000

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1.70%

$10,000

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Rate History: 2.05% → 1.69%

| Dec 4, 2020

Very easy to do business with, low mortgage interest rates without all the fees that other Banks charge. No games or hidden costs, just good service. Read More

1.61%

$500

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1.56%

$100,000

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1.56%

$10,000

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1.55%

$10,000

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| May 29, 2020

Dua Read More

1.55%

$10,000

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Rate History: 1.76% → 1.51%

1.51%

$1,000

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| Jun 22, 2019

Worst customer service I Haven ever experienced. No one could tell me anything. Kept interrupting when trying to explain my problem . Wanting to wrap it up quickly. Lost my bank card . Was told I would be ... Read More

1.51%

$10,000

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1.51%

$10,000

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1.51%

$10,000

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1.51%

$10,000

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1.51%

$10,000

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1.51%

$100,000

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1.51%

$10,000

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1.51%

$500

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1.51%

$100,000

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1.50%

$500

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1.50%

$10,000

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1.50%

$10,000

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1.50%

$10,000

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1.50%

$10,000

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1.50%

$100,000

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| Mar 19, 2021

This rate is not true call it is only 0.40 lady she would have it changed a week ago Read More

1.46%

$500

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1.46%

$100,000

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1.45%

$100,000

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1.45%

$10,000

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1.43%

$10,000

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1.41%

$10,000

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1.41%

$100,000

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1.41%

$10,000

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1.41%

$500

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1.41%

$10,000

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1.41%

$10,000

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1.41%

$10,000

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1.41%

$10,000

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1.41%

$100,000

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1.41%

$100,000

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1.41%

$10,000

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1.40%

$10,000

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1.40%

$100,000

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1.40%

$10,000

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1.40%

$10,000

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1.40%

$10,000

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1.37%

$10,000

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1.36%

$10,000

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1.36%

$10,000

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1.36%

$500

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1.36%

$1,000

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1.36%

$100,000

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1.36%

$500

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| Feb 2, 2015

Do you accept cd opening deposits from mass. and how. thanks. 100,000 or more if rates can be improved a bit. thanks Read More

1.36%

$10,000

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| Mar 29, 2017

my ira Read More

1.36%

$10,000

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1.36%

$100

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1.36%

$10,000

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1.36%

$10,000

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1.35%

$100,000

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Rate History: 0.15% → 1.35%

| Jan 29, 2024

Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More

| Mar 19, 2021

... Read More

1.35%

$10,000

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1.35%

$500

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1.35%

$100,000

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1.35%

$10,000

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1.35%

$10,000

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1.35%

$10,000

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1.35%

$10,000

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| Jun 28, 2021

They bait and switch. Advertise cds at .40 but offer only .04 when in the office. Sharp business practice. Read More

1.35%

$500

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1.35%

$100,000

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1.34%

$10,000

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| Aug 15, 2019

I DO NOT LIKE THIS BANK, MORE THAN ONCE I HAVE BEEN HUMILIATED BY THIS BANK AND THEIR CARDS. Read More

1.31%

$100,000

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1.31%

$10,000

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1.31%

$10,000

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1.31%

$10,000

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1.31%

$10,000

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1.31%

$500

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1.31%

$100,000

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1.31%

$1,000

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1.31%

$100,000

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1.31%

$10,000

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1.31%

$10,000

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1.31%

$10,000

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1.31%

$100,000

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1.31%

$100,000

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1.31%

$10,000

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1.31%

$500

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1.31%

$10,000

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1.31%

$10,000

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1.31%

$10,000

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1.31%

$10,000

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1.31%

$10,000

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1.31%

$100,000

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1.30%

$10,000

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1.30%

$10,000

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1.30%

$100,000

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1.30%

$10,000

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1.30%

$10,000

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1.30%

$10,000

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1.30%

$10,000

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1.30%

$1,000

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1.30%

$10,000

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1.30%

$10,000

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1.30%

$10,000

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1.30%

$10,000

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1.30%

$500

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1.30%

$100,000

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1.30%

$10,000

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1.30%

$10,000

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1.30%

$10,000

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Rate History: 1.00% → 1.30%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

1.30%

$10,000

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1.30%

$10,000

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1.29%

$10,000

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1.27%

$100,000

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1.27%

$10,000

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1.27%

$1,000

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1.27%

$10,000

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1.27%

$10,000

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1.26%

$10,000

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1.26%

$10,000

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1.26%

$10,000

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1.26%

$10,000

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1.26%

$10,000

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1.26%

$10,000

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1.26%

$10,000

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| Feb 4, 2021

Yes Read More

1.26%

$60,000

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1.26%

$10,000

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1.26%

$25,000

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1.26%

$2,500

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1.26%

$1,000

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1.26%

$1,000

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| Aug 20, 2022

FNB FOLKSTON,GA, Ga. is the BEST bank to do business with, they go above and beyond for their customers, staff Is Great!! Sure miss some of the former employees though!! Read More

1.26%

$10,000

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1.26%

$500

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| Feb 9, 2019

Can I order new checks online? Read More

1.26%

$10,000

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| Sep 13, 2021

On September 13th, 2021. I called “SBOK” to verify if the account number matches the business name that is on the check I’ve received. I spoke with a supervisor named Brenda Jones. Brenda informed me... Read More

1.26%

$10,000

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1.26%

$10,000

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1.26%

$10,000

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1.26%

$10,000

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| Sep 14, 2020

Jamestown KY Read More

1.26%

$10,000

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1.26%

$10,000

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1.26%

$100,000

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1.26%

$10,000

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1.26%

$100,000

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Rate History: 1.25% → 1.26%

1.26%

$10,000

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1.26%

$10,000

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1.26%

$100,000

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1.26%

$10,000

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1.26%

$10,000

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1.26%

$100,000

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1.26%

$10,000

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1.26%

$1,000

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1.26%

$10,000

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1.26%

$10,000

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1.26%

$100,000

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1.26%

$10,000

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1.26%

$10,000

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1.26%

$10,000

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| Sep 21, 2020

I am fed up with how poorly this bank is run. I have made deposit and given a receipt with the wrong amount more than once. I have received other customer's cancelled checks. The online bank site is a mess... Read More

1.25%

$10,000

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1.25%

$10,000

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1.25%

$1,000

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1.25%

$10,000

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1.25%

$10,000

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1.25%

$10,000

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1.25%

$10,000

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1.25%

$100,000

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1.25%

$25,000

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1.25%

$10,000

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1.25%

$10,000

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1.25%

$10,000

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1.25%

$100,000

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1.25%

$500

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1.25%

$10,000

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1.25%

$100,000

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1.25%

$10,000

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1.25%

$10,000

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| Oct 23, 2017

How o purchases the special 10% CD rate? Read More

1.25%

$10,000

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1.25%

$10,000

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1.25%

$100,000

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1.25%

$10,000

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1.25%

$10,000

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1.25%

$10,000

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1.25%

$10,000

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1.25%

$10,000

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1.25%

$10,000

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| Aug 17, 2015

I can only dream about CD rates returning to these levels like the 1970's. Read More

1.25%

$10,000

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1.25%

$10,000

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1.25%

$10,000

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1.25%

$10,000

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1.25%

$10,000

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1.25%

$10,000

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1.25%

$10,000

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1.25%

$10,000

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1.25%

$10,000

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1.25%

$100,000

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1.25%

$10,000

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1.25%

$10,000

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1.25%

$10,000

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1.25%

$100,000

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1.25%

$100,000

-

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1.25%

$100,000

-

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1.25%

$10,000

-

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1.25%

$10,000

-

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1.25%

$1,000

-

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| Jan 30, 2021

Sterling hasn't offered a 1% rate for over a year. Best one can do now is .20%. The rates shown on this site are grossly outdated. Read More

1.25%

$100,000

-

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1.25%

$10,000

-

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1.25%

$10,000

-

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1.24%

$1,000

-

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1.22%

$10,000

-

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1.21%

$10,000

-

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1.21%

$10,000

-

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1.21%

$10,000

-

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1.21%

$10,000

-

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1.21%

$10,000

-

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1.21%

$90,000

-

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1.21%

$10,000

-

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| Dec 8, 2016

Not a handicap friendly bank at main office. Customers must walk long distance to reach teller windows far from entrance. CD rates could be improved. Putman County Bank has 1 percent better on larger... Read More

1.21%

$10,000

-

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1.21%

$500

-

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1.21%

$10,000

-

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| Feb 9, 2019

Can I order new checks online? Read More

1.21%

$10,000

-

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1.21%

$10,000

-

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| Aug 28, 2021

The posted rates for River City Bank are not accurate. I have inquired at the bank more than once. Read More

1.21%

$10,000

-

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1.21%

$100,000

-

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1.21%

$10,000

-

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1.21%

$10,000

-

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1.21%

$1,000

-

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1.21%

$10,000

-

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1.21%

$10,000

-

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1.21%

$10,000

-

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1.21%

$100,000

-

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1.21%

$10,000

-

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1.21%

$10,000

-

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1.21%

$10,000

-

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1.21%

$10,000

-

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1.21%

$100,000

-

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1.21%

$10,000

-

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1.20%

$100,000

-

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1.20%

$5,000

-

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1.20%

$2,500

-

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1.20%

$10,000

-

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1.20%

$100,000

-

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| Sep 26, 2016

I think the specials have ended. can you double check? Read More

1.20%

$500

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1.20%

$100,000

-

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1.20%

$10,000

-

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1.20%

$1,000

-

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1.20%

$10,000

-

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1.20%

$10,000

-

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1.20%

$100,000

-

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1.20%

$100,000

-

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1.20%

$10,000

-

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| Aug 15, 2021

20 Read More

1.20%

$25,000

-

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1.20%

$10,000

-

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1.20%

$10,000

-

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1.20%

$100,000

-

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1.20%

$10,000

-

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1.20%

$10,000

-

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1.20%

$10,000

-

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1.20%

$10,000

-

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1.20%

$10,000

-

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1.20%

$100,000

-

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1.20%

$100,000

-

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1.20%

$10,000

-

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1.20%

$10,000

-

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1.20%

$10,000

-

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1.20%

$10,000

-

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1.20%

$10,000

-

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1.20%

$10,000

-

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1.20%

$10,000

-

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| Oct 11, 2017

Our experience was the worst. Our mortgage loan officer was Kathy Funke. That lady was so messed up. She literally drained my savings account to a negative status that I had to take a personal loan from a ... Read More

1.20%

$10,000

-

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1.20%

$100,000

-

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1.20%

$10,000

-

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1.20%

$100,000

-

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1.20%

$10,000

-

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1.20%

$10,000

-

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1.20%

$10,000

-

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1.20%

$100,000

-

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1.20%

$10,000

-

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1.20%

$10,000

-

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1.20%

$10,000

-

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1.20%

$10,000

-

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1.18%

$100,000

-

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1.18%

$100,000

-

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1.18%

$100,000

-

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1.17%

$10,000

-

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1.16%

$10,000

-

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1.16%

$10,000

-

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1.16%

$10,000

-

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1.16%

$500

-

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| Mar 2, 2021

This is NOT CORRECT. Read More

1.16%

$100,000

-

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1.16%

$100,000

-

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1.16%

$2,500

-

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1.16%

$1,000

-

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1.16%

$100,000

-

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1.16%

$1,000

-

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1.16%

$10,000

-

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| Apr 29, 2019

I called to ask about an auto loan that I only have one payment left on and was told that a loan officer would call me back. When she called me back, I asked 2 questions and was treaded like a criminal. Sh... Read More

1.16%

$100,000

-

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1.16%

$10,000

-

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1.16%

$10,000

-

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1.16%

$10,000

-

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1.16%

$10,000

-

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1.16%

$10,000

-

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1.16%

$10,000

-

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| Dec 1, 2020

This Bank and Bank of Brenham were great to deal with. Just a little drive out to the country and definitely worth it. Read More

| Aug 12, 2021

Will not protect their customers against fraudulent debit card charges. Out hundreds of dollars due to multiple fraudulent charges, and they keep allowing same charges. RUN! Read More

| May 3, 2016

Branchs locations, Houston, Tx. Read More

1.16%

$10,000

-

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| Jun 25, 2016

Recommend this bank and Bank of Brenham! Friendly, helpful, and both have great rates! Read More

| Dec 1, 2020

Worth the drive out to the country! Read More

1.16%

$100,000

-

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1.16%

$10,000

-

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1.16%

$10,000

-

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1.16%

$10,000

-

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1.15%

$1,000

-

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1.15%

$100,000

-

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1.15%

$10,000

-

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1.15%

$10,000

-

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1.15%

$500

-

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1.15%

$10,000

-

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1.15%

$100,000

-

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1.15%

$1,000

-

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1.15%

$10,000

-

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1.15%

$10,000

-

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1.15%

$100,000

-

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| Jan 13, 2023

Disappointed! Wellsfargo is not great but better than Noble. Read More

1.15%

$10,000

-

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1.15%

$10,000

-

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1.15%

$10,000

-

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1.15%

$10,000

-

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1.15%

$10,000

-

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1.15%

$10,000

-

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1.15%

$10,000

-

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1.15%

$10,000

-

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| Mar 21, 2020

Well here comes good old Union Savings the absolute worst bank to deal with in the world again today. We have no money coming in right now so we did not send in the mortgage payment yet because our family ... Read More

1.15%

$10,000

-

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1.15%

$100,000

-

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1.15%

$1,000

-

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1.15%

$100,000

-

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1.15%

$10,000

-

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1.15%

$10,000

-

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1.15%

$10,000

-

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1.15%

$10,000

-

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1.15%

$100,000

-

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| Oct 10, 2023

Horrible. Turned me into collections for a paid off loan that was never late then tried to blame me for paying it online...i actually verified at the drive threw that it was paid in full...also held a lar... Read More

1.15%

$10,000

-

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1.15%

$10,000

-

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1.15%

$10,000

-

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1.15%

$10,000

-

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1.15%

$10,000

-

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1.15%

$10,000

-

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1.15%

$10,000

-

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Rate History: 0.24% → 0.26% → 1.15%

| Nov 2, 2020

Got the account opened after weeks and finally got it funded and then they dropped the rate the next day and it is no longer competitive. Read More

1.15%

$10,000

-

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1.15%

$10,000

-

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1.15%

$10,000

-

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| Aug 14, 2020

At your Rock Hill location, I feel you are not committed to the safety of your customers as you say on your web site. Why aren't your employees wearing masks? Why do they let patrons enter without a mask... Read More

1.15%

$10,000

-

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1.15%

$10,000

-

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1.15%

$10,000

-

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1.15%

$10,000

-

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1.15%

$10,000

-

Learn More

| Jan 1, 2020

00Title1! Read More

1.15%

$10,000

-

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1.15%

$100,000

-

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1.15%

$10,000

-

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| Jun 29, 2021

CD rates are not posted on any advertised sites. Contact Anderson Brothers Bank at 800-345-8081 during normal business hours Monday - Friday 8:30 AM - 5:00 PM EST. Read More

1.15%

$10,000

-

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1.15%

$10,000

-

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1.15%

$1,000

-

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1.15%

$10,000

-

Learn More

1.15%

$10,000

-

Learn More

1.15%

$100,000

-

Learn More

1.15%

$10,000

-

Learn More

1.15%

$10,000

-

Learn More

1.15%

$10,000

-

Learn More

1.15%

$100,000

-

Learn More

1.15%

$10,000

-

Learn More

1.15%

$100,000

-

Learn More

1.15%

$100,000

-

Learn More

1.15%

$10,000

-

Learn More

1.15%

$10,000

-

Learn More
All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Four Year CDs - Branch Banks 2024

Four year CDs are a longer-term CD and offer a fixed rate for 4 years in return for a commitment to keep the money in the bank for this period of time. While savers can withdraw the money (termed "breaking the CD") high penalties make this undesirable. Generally, an individual should not invest in a four year CD unless they are comfortable parting with the money for this period of time.

Safety

Four year CDs from FDIC insured banks are insured up to FDIC limits (generally $250,000 per account holder per bank). If your deposit is over the FDIC limit then you may not receive the uninsured money in case of a bank failure. For this who remain within FDIC limits, the principal threat is inflation. The value of longer-term CDs are especially prone to be eaten away by inflation, especially if the CD is opened in a rising rate environment.

Interest

Four year CDs currently pay between .40-.60 percentage points more in interest than a one year CD. In general, CDs of this duration are best opened as part of a laddered CD portfolio or if the depositor thinks that rates will either stagnate or drop over the next couple of years. To get a sense of rate trends, please visit our BestCashCow rate analysis page.

ADVANTAGES AND DISADVANTAGES OF FOUR YEAR CDs

Advantages of four year CDs

  • 4 year CDs provide a fixed rate for the term of the CD
  • The rate is higher than a savings account or a 1 year CD to compensate for the longer term.
  • Branch-opened CDs can be done quickly in one day.

Disadvantages of four year CDs

  • The saver's money is locked away for four years unless they want to break the CD and pay a penalty.
  • In a rising rate environment, inflation will reduce the value of the money in the CD over time.
  • Branch CDs require the saver to visit a branch and be subjected to cross-sell pitches and other marketing tactics.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

SAVINGS & CD CALCULATOR

Find out how much extra money you can earn by moving your bank money into an account that pays more.

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