Ohio

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Ohio Savings Rates

You are viewing savings rates from banks across Ohio

If you have your savings dollars in a big bank or a bank with low savings rates, then you are losing money. We've found FDIC insured banks that will pay you more. Take a few minutes to explore the options below and see how you can boost your savings by more than 6X the national average rate. There is competition for your money. Take advantage of it!

OH - July 15, 2025

Savings Account National Average Rate: 0.45% ?

Banks APY MIN

| Jan 21, 2020

The people there are very friendly and helpful. They have good rates most of the time. Read More

Promotional rate for 3 months up to $11,000. Requires $25,000 in new deposits within 10 days of registration. After 3 month promotional period, rate reverts to between 0.03% and 0.12%.
Rate History: 5.00% → 4.75% → 5.00% → 4.50% → 4.35%

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

| Mar 3, 2025

what a nightmare. I spent over 6 weeks working with [name redacted] from CF banks. She was suppose to be getting me approved for a home mortgage that needed to be closed by march 17th 2025. After about 5... Read More

Rate History: 4.50% → 4.40% → 4.25% → 4.00% → 4.25%

| Dec 27, 2022

They gave a hard time with their cashier's check. They returned my deposited check that was emitted by them. Could you believe? Read More

Rate History: 4.90% → 4.75% → 4.55% → 4.20% → 4.10%

| Feb 15, 2024

I have always had great experiences with short-term CDs from this bank. No delays. Read More

Rate History: 4.75% → 4.00%

Rate History: 1.35% → 5.25% → 4.75% → 4.50% → 4.00%

| Dec 27, 2022

They gave a hard time with their cashier's check. They returned my deposited check that was emitted by them. Could you believe? Read More

Rate History: 4.70% → 4.18% → 3.92%

| Mar 18, 2021

I called Huntington yesterday and the branch manager told me that the rate listed on Best Cash Cow doesn't exist......... Read More

Rate History: 4.25% → 3.75%

Rate History: 4.50% → 4.15% → 3.90% → 3.70%

| Mar 20, 2016

Good solid bank. Read More

Rate History: 4.00% → 3.70%

| May 19, 2018

Experience Read More

Rate History: 4.00% → 3.65% → 3.66%

| Jul 28, 2022

Not at all happy with Truist compared to BB+T. New transaction policy makes them painfully slow. Paying .01 % interest on money market accounts, 13 week T Bill's are around $2.5%.I hope that they are enj... Read More

Rate History: 4.10% → 4.00% → 3.90% → 3.80% → 3.60%

| Jan 2, 2024

Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More

Rate History: 4.00% → 3.50%

Rate History: 4.10% → 3.50%

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

Rate History: 4.00% → 3.80% → 3.00% → 2.63% → 3.50%

| Oct 11, 2020

You probably thought - as did I - that you were looking at a site that belongs to and was the responsibility of Gateway First. After all it includes their headings, selected financial statements, many pag... Read More

Rate History: 4.00% → 3.75% → 3.50% → 3.25%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

Rate History: 1.00% → 3.00%

| Mar 20, 2016

Good solid bank. Read More

2.60%

$250

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| Jan 2, 2024

Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More

| Jul 1, 2022

Very easy opening process and wonderful staff. Read More

Rate History: 2.78% → 2.22% → 1.97% → 1.71%

Rate History: 2.00% → 1.90% → 1.70%

| May 15, 2020

Sucks don’t ever get with this bank Read More

| Oct 11, 2020

You probably thought - as did I - that you were looking at a site that belongs to and was the responsibility of Gateway First. After all it includes their headings, selected financial statements, many pag... Read More

Rate History: 1.50% → 1.45% → 1.10%

| Nov 28, 2022

While USAA was at one point a great option for all your banking needs, the service has deteriorated so much that I'm currently in the process of changing banks after more than 2 decades. The final straw w... Read More

Rate History: 1.01% → 1.02% → 1.01%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

0.75%

$25,000

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0.75%

$10,000

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Rate History: 0.80% → 0.05% → 0.10% → 0.80% → 0.70%

Rate History: 7.00% → 1.25% → 1.06% → 0.85% → 0.65%

0.65%

$2,500

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0.50%

$2,500

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0.50%

$25,000

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0.50%

$2,500

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0.50%

$10,000

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0.49%

$10,000

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0.45%

$25,000

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0.40%

$2,500

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0.40%

$25,000

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Rate History: 1.00% → 0.50% → 0.40%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

0.35%

$25,000

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0.30%

$25,000

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0.30%

$25,000

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0.30%

$20,000

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0.30%

$25,000

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0.30%

$25,000

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0.30%

$25,000

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0.30%

$10,000

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0.25%

$10,000

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0.25%

$10,000

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0.25%

$10,000

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0.25%

$10,000

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0.25%

$25,000

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| Oct 6, 2023

Awful bank. Poor service, rude and some of the lowest rates out there. Avoid Read More

0.25%

$10,000

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0.25%

$10,000

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0.25%

$25,000

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0.25%

$2,500

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0.25%

$25,000

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| Mar 28, 2023

On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More

Rate History: 4.25% → 4.16% → 4.25% → 3.75% → 0.25%

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

0.20%

$2,500

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0.20%

$2,500

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0.20%

$100

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0.20%

$2,500

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0.20%

$0

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0.20%

$10,000

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0.20%

$2,500

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0.20%

$25,000

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0.20%

$2,500

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0.20%

$25,000

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0.20%

$10,000

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0.20%

$2,500

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0.20%

$25,000

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0.20%

$10,000

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0.20%

$25,000

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0.20%

$2,500

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0.20%

$2,500

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0.20%

$25,000

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0.20%

$10,000

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0.20%

$2,500

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0.20%

$2,500

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0.20%

$2,500

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0.20%

$2,500

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0.20%

$10,000

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0.20%

$2,500

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0.20%

$10,000

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*Monthly Qualifications: Make 12 debit card purchases, enroll and receive electronic statements, and set up 1 direct deposit or 1 ACH automatic debit. Minimum Daily Collected Balance required to waive monthly service charges: 0 Monthly Maintenance Charge: $0
Rate History: 0.25% → 0.20% → 0.15%

0.15%

$15,000

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0.15%

$2,500

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0.15%

$1

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0.15%

$2,500

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0.15%

$10,000

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0.15%

$25,000

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0.15%

$2,500

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0.15%

$1,000

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$10,000

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0.15%

$2,500

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0.15%

$25,000

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0.15%

$10,000

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| Jan 21, 2020

The people there are very friendly and helpful. They have good rates most of the time. Read More

0.15%

$25,000

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| May 6, 2015

The BEST BANK for 57years straight. The personel are wonderful to work with. ANYONE that needs Money, Middlefield Bank will be there to help. Read More

| Oct 6, 2023

Awful bank. Poor service, rude and some of the lowest rates out there. Avoid Read More

0.15%

$2,500

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0.15%

$25,000

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0.15%

$25,000

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0.15%

$25,000

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0.15%

$10,000

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0.15%

$25,000

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0.15%

$25,000

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| Mar 21, 2020

Well here comes good old Union Savings the absolute worst bank to deal with in the world again today. We have no money coming in right now so we did not send in the mortgage payment yet because our family ... Read More

0.15%

$2,500

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0.15%

$10,000

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0.15%

$25,000

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$2,500

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| Oct 29, 2017

Excellentr Read More

0.15%

$2,500

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0.15%

$2,500

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0.15%

$10,000

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0.15%

$2,500

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0.11%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$1

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0.10%

$25,000

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0.10%

$2,500

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0.10%

$5

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0.10%

$2,500

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0.10%

$10,000

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0.10%

$1

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| Jul 23, 2019

Oberlen Ave in Lorain Ohio Read More

0.10%

$25

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0.10%

$25,000

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0.10%

$10,000

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| Mar 12, 2023

I have several business loans through VCNB. Anyone considering borrowing money should consider using them for financing. They have the assets and abilities of larger chains, but you get a more personal i... Read More

0.10%

$2,500

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0.10%

$25,000

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0.10%

$2,500

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0.10%

$10,000

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0.10%

$2,500

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0.10%

$2,500

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| May 6, 2015

The BEST BANK for 57years straight. The personel are wonderful to work with. ANYONE that needs Money, Middlefield Bank will be there to help. Read More

| Oct 6, 2023

Awful bank. Poor service, rude and some of the lowest rates out there. Avoid Read More

0.10%

$2,500

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0.10%

$25,000

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0.10%

$2,500

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0.10%

$10,000

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0.10%

$2,500

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| Jul 5, 2022

Do not use this bank , they refuse to work with any other financial company and if they decline your for a loan they won’t allow anyone else to give you a loan or business funding so you are stuck. This ... Read More

0.10%

$2,500

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0.10%

$2,500

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0.10%

$10,000

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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| Mar 3, 2025

what a nightmare. I spent over 6 weeks working with [name redacted] from CF banks. She was suppose to be getting me approved for a home mortgage that needed to be closed by march 17th 2025. After about 5... Read More

0.10%

$10,000

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$10,000

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$10,000

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.09%

$2,500

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0.08%

$2,500

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0.08%

$25,000

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0.08%

$100

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0.08%

$2,500

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0.07%

$2,500

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0.07%

$5

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0.07%

$2,500

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0.07%

$25,000

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0.07%

$2,500

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0.07%

$2,500

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0.07%

$2,500

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| Jul 23, 2019

Oberlen Ave in Lorain Ohio Read More

| Mar 12, 2023

I have several business loans through VCNB. Anyone considering borrowing money should consider using them for financing. They have the assets and abilities of larger chains, but you get a more personal i... Read More

| Mar 18, 2021

I called Huntington yesterday and the branch manager told me that the rate listed on Best Cash Cow doesn't exist......... Read More

0.06%

$2,500

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0.05%

$1

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0.05%

$100

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0.05%

$10,000

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0.05%

$25

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0.05%

$25

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$100

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0.05%

$25

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0.05%

$5

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0.05%

$25,000

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0.05%

$25,000

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0.05%

$10,000

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0.05%

$2,500

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Rate History: 1.00% → 0.05%

0.05%

$2,500

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0.05%

$1

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0.05%

$0

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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| Feb 5, 2020

We used Civista Bank for a mortgage loan because they gave me the best rate of 3.5 for my over 800 credit rating with no points and locked it in for 2 months. Other banks offering the same rate but would n... Read More

0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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| Jun 28, 2017

showmethreethousanddollars Read More

| May 6, 2015

The BEST BANK for 57years straight. The personel are wonderful to work with. ANYONE that needs Money, Middlefield Bank will be there to help. Read More

| Oct 6, 2023

Awful bank. Poor service, rude and some of the lowest rates out there. Avoid Read More

0.05%

$25,000

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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| Jul 18, 2020

how long can i use rabo bank checks? Read More

0.05%

$2,500

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0.05%

$2,500

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| May 15, 2020

Sucks don’t ever get with this bank Read More

0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$25,000

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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| Sep 6, 2022

DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More

0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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0.04%

$1

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0.04%

$25

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0.04%

$25,000

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0.04%

$2,500

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| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

0.03%

$25,000

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0.03%

$1

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0.03%

$200

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0.03%

$1

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0.03%

$1

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0.03%

$10,000

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0.03%

$10,000

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0.03%

$25,000

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0.03%

$2,500

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0.03%

$10,000

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0.03%

$2,500

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| Jun 28, 2017

showmethreethousanddollars Read More

0.03%

$1

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0.03%

$2,500

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| Jul 18, 2020

how long can i use rabo bank checks? Read More

0.03%

$2,500

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0.03%

$2,500

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| Sep 6, 2022

DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More

0.03%

$2,500

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0.02%

$2,500

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0.02%

$2,500

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Rate History: 1.00% → 0.05% → 0.02%

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

0.02%

$2,500

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0.02%

$2,500

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0.02%

$2,500

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0.02%

$2,500

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0.02%

$2,500

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0.02%

$2,500

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| Jun 28, 2017

showmethreethousanddollars Read More

0.02%

$2,500

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0.02%

$2,500

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0.02%

$100

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| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

Rate History: 0.03% → 0.01%

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

| Mar 28, 2023

On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More

0.01%

$1

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| Nov 12, 2018

Helpful w/$ Read More

0.01%

$1

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0.01%

$2,500

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0.01%

$1,000

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0.01%

$1

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0.01%

$1

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0.01%

$2,500

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0.01%

$2,500

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0.01%

$2,500

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0.01%

$2,500

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0.01%

$2,500

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| Apr 21, 2020

Your information is very inaccurate. Interest rates are a fraction of 1%. Call the bank yourself. Read More

0.01%

$1

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0.01%

$2,500

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0.01%

$2,500

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0.01%

$2,500

Learn More

| Sep 6, 2022

DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More

All rates listed are Annual Percentage Yield (APY). The APY rate in a savings account or money market account is a variable rate that is subject to change at any point. The Min listed is the minimum deposit account balance required to obtain the rate listed.


Branches Info across Ohio


Branch Street City State
First Federal Savings and Loan Association of Lakewood
Crile Lake County Branch
7595 Crile Road Painesville OH
CFBank, National Association
Cfbank Branch
7000 N. High Street Columbus OH
The Huntington National Bank
The Huntington National Bank Branch
814 Wheeling Avenue Cambridge OH
Farmers & Merchants Bank
Farmers & Merchants Bank Branch
41 South First Street Miamisburg OH
Monet Bank
Cincinnati Branch
7880 Montgomery Rd Cincinnati OH
Citizens
Boardman Branch
955 Boardman-Poland Road Boardman OH
Truist Bank
Cincinnati 4th & Walnut Branch
100 East Fourth Street Cincinnati OH
Monet Bank
Cincinnati Branch
7880 Montgomery Rd Cincinnati OH
U.S. Bank National Association
Oxford Branch
One Lynn Street Oxford OH
The Community Bank
Cambridge Branch
902 Wheeling Avenue Cambridge OH
Monet Bank
Cincinnati Branch
7880 Montgomery Rd Cincinnati OH
Woodforest National Bank
0426 Heath Wal-Mart Branch
911 Hebron Road Heath OH
The Community Bank
Cambridge Branch
902 Wheeling Avenue Cambridge OH
Citizens
Boardman Branch
955 Boardman-Poland Road Boardman OH
The Community Bank
Cambridge Branch
902 Wheeling Avenue Cambridge OH
Citizens
Boardman Branch
955 Boardman-Poland Road Boardman OH
Woodforest National Bank
0426 Heath Wal-Mart Branch
911 Hebron Road Heath OH
The First National Bank of Pandora
Findlay East Branch
1630 Tiffin Avenue Findlay OH
Consumers National Bank
Malvern Branch
4070 Alliance Road Nw Malvern OH
Woodforest National Bank
0426 Heath Wal-Mart Branch
911 Hebron Road Heath OH
The Union Bank Company
Westerville Branch
468 Polaris Parkway Westerville OH
S&T Bank
Akron Branch
491 North Cleveland-Massillon Road Akron OH
Consumers National Bank
Malvern Branch
4070 Alliance Road Nw Malvern OH
Woodforest National Bank
0426 Heath Wal-Mart Branch
911 Hebron Road Heath OH
The Union Bank Company
Westerville Branch
468 Polaris Parkway Westerville OH
The First National Bank of Pandora
Findlay East Branch
1630 Tiffin Avenue Findlay OH
Wells Fargo Bank, National Association
Van Wert Branch
115 Hospital Drive Van Wert OH
Consumers National Bank
Malvern Branch
4070 Alliance Road Nw Malvern OH
The First National Bank of Pandora
Findlay East Branch
1630 Tiffin Avenue Findlay OH
The First National Bank of Germantown
The First National Bank Of Germantow Branch
17 North Main Street Germantown OH
First Bank of Ohio
Bloomville Branch
22 South Marion Street Bloomville OH
Third Federal Savings and Loan Association of Cleveland
Brecksville Branch
8943 Brecksville Road Brecksville OH
First Federal Community Bank, National Association
Berlin Branch
4737 Us Highway 62 Berlin OH
First Federal Savings and Loan Association
Hebron Road Branch
900 Hebron Road Heath OH
First Federal Community Bank, National Association
Berlin Branch
4737 Us Highway 62 Berlin OH
Westfield Bank, FSB
Westfield Bank, Fsb Branch
Two Park Circle Westfield Center OH
The First National Bank of Germantown
The First National Bank Of Germantow Branch
17 North Main Street Germantown OH
Spring Valley Bank
Spring Valley Bank Branch
1206 Springfield Pike Wyoming OH
The First National Bank of Pandora
Findlay East Branch
1630 Tiffin Avenue Findlay OH
Consumers National Bank
Malvern Branch
4070 Alliance Road Nw Malvern OH
CNB Bank
Mentor Lake Branch
7402 Center Street Mentor OH
First Federal Community Bank, National Association
Berlin Branch
4737 Us Highway 62 Berlin OH
First Federal Savings and Loan Association
Hebron Road Branch
900 Hebron Road Heath OH
First Commonwealth Bank
Main Street Branch
Main And Federal Streets Midway OH
The Ohio Valley Bank Company
Jackson Branch
400 East Main Street Jackson OH
First Commonwealth Bank
Main Street Branch
Main And Federal Streets Midway OH
S&T Bank
Akron Branch
491 North Cleveland-Massillon Road Akron OH
The Wilmington Savings Bank
The Wilmington Savings Bank Branch
184 North South Street Wilmington OH
FCN Bank, National Association
Harrison Branch
590 Ring Road Harrison OH
Dollar Bank, Federal Savings Bank
Mentor Branch
7891 Mentor Avenue Mentor OH
SSB Community Bank
Ssb Community Bank Branch
224 North Bodmer Avenue Strasburg OH
First Commonwealth Bank
Main Street Branch
Main And Federal Streets Midway OH
Woodforest National Bank
0426 Heath Wal-Mart Branch
911 Hebron Road Heath OH
Woodforest National Bank
0426 Heath Wal-Mart Branch
911 Hebron Road Heath OH
Buckeye State Bank
Buckeye State Bank Branch
101 North Main Street De Graff OH
The First National Bank of Bellevue
Sandusky Branch
3410 Venice Road Sandusky OH
Westfield Bank, FSB
Westfield Bank, Fsb Branch
Two Park Circle Westfield Center OH
First National Bank in New Bremen
First National Bank In New Bremen Branch
435 South Washington Street New Bremen OH
Consumers National Bank
Malvern Branch
4070 Alliance Road Nw Malvern OH
Fidelity Federal Savings and Loan Association of Delaware
Fidelity Federal Savings And Loan As Branch
60 North Sandusky St Delaware OH
The First National Bank of McConnelsville
Glouster Branch
Toledo Street Glouster OH
Community Savings
Community Savings Branch
425 Main Street Caldwell OH
The Wilmington Savings Bank
The Wilmington Savings Bank Branch
184 North South Street Wilmington OH
First Commonwealth Bank
Main Street Branch
Main And Federal Streets Midway OH
Woodforest National Bank
0426 Heath Wal-Mart Branch
911 Hebron Road Heath OH
Spring Valley Bank
Spring Valley Bank Branch
1206 Springfield Pike Wyoming OH
The Twin Valley Bank
The Twin Valley Bank Branch
2 East Dayton Street West Alexandria OH
The First National Bank of Pandora
Findlay East Branch
1630 Tiffin Avenue Findlay OH
Buckeye State Bank
Buckeye State Bank Branch
101 North Main Street De Graff OH
The Farmers State Bank
Wagner Avenue Branch
675 Wagner Avenue Greenville OH
The Harrison Building and Loan Association
Hamilton Branch
1380 Millville Avenue Hamilton OH
The Union Bank Company
Westerville Branch
468 Polaris Parkway Westerville OH
Hometown Bank
Brimfield Township Branch
4023 State Route 43 Brimfield Township OH
First Commonwealth Bank
Main Street Branch
Main And Federal Streets Midway OH
The St. Henry Bank
Maria Stein Branch
8111 Ohio 119 Maria Stein OH
SSB Community Bank
Ssb Community Bank Branch
224 North Bodmer Avenue Strasburg OH
Somerville Bank
Hamilton Branch
75 North Brookwood Avenue Hamilton OH
Farmers & Merchants Bank
Farmers & Merchants Bank Branch
41 South First Street Miamisburg OH
The First National Bank of McConnelsville
Glouster Branch
Toledo Street Glouster OH
First Mutual Bank, FSB
Stone Road Branch
Stone Road And Washington Boulevard Belpre OH
KeyBank National Association
Montgomery Branch
9861 Montgomery Road Cincinnati OH
U.S. Bank National Association
Oxford Branch
One Lynn Street Oxford OH
The Twin Valley Bank
The Twin Valley Bank Branch
2 East Dayton Street West Alexandria OH
Buckeye State Bank
Buckeye State Bank Branch
101 North Main Street De Graff OH
Belmont Savings Bank
915 East Main St Branch
915 East Main St Barnesville OH
The Hamler State Bank
The Hamler State Bank Branch
210 Randolph Street Hamler OH
The First National Bank of Bellevue
Sandusky Branch
3410 Venice Road Sandusky OH
The Ottoville Bank Company
The Ottoville Bank Company Branch
161 West Third Street Ottoville OH
Sutton Bank
Mansfield Branch
863 Lexington-Springmill Road Mansfield OH
CNB Bank
Mentor Lake Branch
7402 Center Street Mentor OH
First Commonwealth Bank
Main Street Branch
Main And Federal Streets Midway OH
Portage Community Bank
Kent Office Branch
1532 South Water Street Kent OH
First National Bank in New Bremen
First National Bank In New Bremen Branch
435 South Washington Street New Bremen OH
The Home Savings and Loan Company of Kenton, Ohio, DBA HSLC
The Home Savings And Loan Company Of Kenton, Ohio Branch
116 East Franklin Street Kenton OH
Galion Building and Loan Bank
Bucyrus Road Branch
920 Bucyrus Road Galion OH
First Federal Community Bank of Bucyrus
875 S Sandusky Ave Branch
875 S Sandusky Ave Bucyrus OH
The Killbuck Savings Bank Company
Mount Hope Branch
8115 Ohio State Route 241 Mount Hope OH
First Bank Richmond
Sidney Branch
2140 Michigan Street, Suite A Sidney OH
Fidelity Federal Savings and Loan Association of Delaware
Fidelity Federal Savings And Loan As Branch
60 North Sandusky St Delaware OH
The Citizens National Bank of McConnelsville
Duncan Falls Branch
412 Main Street Duncan Falls OH
Somerville Bank
Hamilton Branch
75 North Brookwood Avenue Hamilton OH
The Brookville Building and Savings Association
721 S. Commerce St Branch
721 S Commerce St Lewisburg OH
Valley Central Bank
Valley Central Bank Branch
6550 Princeton Glendale Road Liberty Township OH
Community Savings
Community Savings Branch
425 Main Street Caldwell OH
FCN Bank, National Association
Harrison Branch
590 Ring Road Harrison OH
The Wilmington Savings Bank
The Wilmington Savings Bank Branch
184 North South Street Wilmington OH
Southern Hills Community Bank
Southern Hills Community Bank Branch
45 East Main Street Leesburg OH
The Citizens Bank Company
The Citizens Bank Company Branch
501 Fifth Street Beverly OH
The Settlers Bank
The Settlers Bank Branch
115-121 Third Street Marietta OH
Westfield Bank, FSB
Westfield Bank, Fsb Branch
Two Park Circle Westfield Center OH
The Richwood Banking Company
Plain City Branch
601 West Main Street Plain City OH
First Federal Bank of Ohio
Bucyrus Road Branch
901 Bucyrus Road Galion OH
First Bank of Ohio
Bloomville Branch
22 South Marion Street Bloomville OH
Spring Valley Bank
Spring Valley Bank Branch
1206 Springfield Pike Wyoming OH
The Harrison Building and Loan Association
Hamilton Branch
1380 Millville Avenue Hamilton OH
The Peoples Bank
Mount Vernon Branch East
11423 Upper Gilchrist Road Mount Vernon OH
The First National Bank of Germantown
The First National Bank Of Germantow Branch
17 North Main Street Germantown OH
Belmont Savings Bank
915 East Main St Branch
915 East Main St Barnesville OH
The Corn City State Bank
The Corn City State Bank Branch
120 West Main Street Deshler OH
The Twin Valley Bank
The Twin Valley Bank Branch
2 East Dayton Street West Alexandria OH
The Apple Creek Banking Company
Manchester Branch
5091 Manchester Rd Akron OH
First National Bank in New Bremen
First National Bank In New Bremen Branch
435 South Washington Street New Bremen OH
Minster Bank
Minster Bank Branch
95 West 4th Street Minster OH
Sutton Bank
Mansfield Branch
863 Lexington-Springmill Road Mansfield OH
First Federal Savings and Loan Association of Lakewood
Crile Lake County Branch
7595 Crile Road Painesville OH
LCNB National Bank
Brookville Nb Branch
225 Upper Lewisburg-Salem Road Brookville OH
The Middlefield Banking Company
Westerville Branch
17 North State St Westerville OH
Hometown Bank
Brimfield Township Branch
4023 State Route 43 Brimfield Township OH
First Commonwealth Bank
Main Street Branch
Main And Federal Streets Midway OH
The St. Henry Bank
Maria Stein Branch
8111 Ohio 119 Maria Stein OH
The Fahey Banking Company
East Side Branch
949 East Center Street Marion OH
Main Street Bank Corp.
North Clay Street Branch
90 North Clay Street Millersburg OH
The Commercial and Savings Bank of Millersburg, Ohio
Winesburg Branch
2225 U.S. Route 62 Winesburg OH
The Killbuck Savings Bank Company
Mount Hope Branch
8115 Ohio State Route 241 Mount Hope OH
The Peoples Savings Bank
618 Scioto Street Branch
618 Scioto Street Urbana OH
Monroe Federal Savings and Loan Association
Dixie Drive Branch
8512 N Dixie Dr Dayton OH
Union Savings Bank
Eastgate Branch
843 Eastgate S. Dr Cincinnati OH
Fidelity Federal Savings and Loan Association of Delaware
Fidelity Federal Savings And Loan As Branch
60 North Sandusky St Delaware OH
The Citizens National Bank of McConnelsville
Duncan Falls Branch
412 Main Street Duncan Falls OH
Somerville Bank
Hamilton Branch
75 North Brookwood Avenue Hamilton OH
The First National Bank of McConnelsville
Glouster Branch
Toledo Street Glouster OH
The Waterford Commercial and Savings Bank
Crooksville Branch
250 West Main Street Crooksville OH
Guardian Savings Bank
West Chester -main Office Branch
6100 West Chester Road West Chester OH
FCN Bank, National Association
Harrison Branch
590 Ring Road Harrison OH
The Wilmington Savings Bank
The Wilmington Savings Bank Branch
184 North South Street Wilmington OH
Southern Hills Community Bank
Southern Hills Community Bank Branch
45 East Main Street Leesburg OH
First Mutual Bank, FSB
Stone Road Branch
Stone Road And Washington Boulevard Belpre OH
The Settlers Bank
The Settlers Bank Branch
115-121 Third Street Marietta OH
First Commonwealth Bank
Main Street Branch
Main And Federal Streets Midway OH
The First National Bank of Blanchester
The First National Bank Of Blanchest Branch
121 East Main Street Blanchester OH
The First National Bank of Sycamore
Mccutchenville Branch
Clay Street Mccutchenville OH
The Savings Bank
501 Long Street Branch
501 Long Street Ashville OH
The Peoples Bank
Mount Vernon Branch East
11423 Upper Gilchrist Road Mount Vernon OH
The North Side Bank and Trust Company
Blue Ash Branch
9407 Kenwood Rd. Cincinnati OH
The Harrison Building and Loan Association
Hamilton Branch
1380 Millville Avenue Hamilton OH
The Corn City State Bank
The Corn City State Bank Branch
120 West Main Street Deshler OH
Buckeye State Bank
Buckeye State Bank Branch
101 North Main Street De Graff OH
Kingston National Bank
Messenger Service Branch
2 North Main Street Kingston OH
The Richwood Banking Company
Plain City Branch
601 West Main Street Plain City OH
First Federal Savings and Loan Association of Lorain
First Federal Savings And Loan Assoc Branch
3721 Oberlin Avenue Lorain OH
The Hamler State Bank
The Hamler State Bank Branch
210 Randolph Street Hamler OH
The Sherwood State Bank
Defiance Branch
400 Third Street Defiance OH
Minster Bank
Minster Bank Branch
95 West 4th Street Minster OH
THE VINTON COUNTY NATIONAL BANK
Ashville Branch
26 East Main Street Ashville OH
Consumers National Bank
Malvern Branch
4070 Alliance Road Nw Malvern OH
FCN Bank, National Association
Harrison Branch
590 Ring Road Harrison OH
The Union Bank Company
Westerville Branch
468 Polaris Parkway Westerville OH
The First National Bank of Bellevue
Sandusky Branch
3410 Venice Road Sandusky OH
First Financial Bank
Worthington (Insight) Branch
150 West Wilson Bridge Road Worthington OH
The Ottoville Bank Company
The Ottoville Bank Company Branch
161 West Third Street Ottoville OH
Northwest Bank
Painesville Branch
70 Richmond Street Painesville OH
Buckeye Community Bank
Buckeye Community Bank Branch
105 Sheffield Center Lorain OH
LCNB National Bank
Brookville Nb Branch
225 Upper Lewisburg-Salem Road Brookville OH
The Middlefield Banking Company
Westerville Branch
17 North State St Westerville OH
Hometown Bank
Brimfield Township Branch
4023 State Route 43 Brimfield Township OH
Portage Community Bank
Kent Office Branch
1532 South Water Street Kent OH
Greenville National Bank
Northtown Branch
480 Wagner Avenue Greenville OH
Mercer Savings Bank
123 East Main Street Branch
123 East Main Street Greenville OH
The Fahey Banking Company
East Side Branch
949 East Center Street Marion OH
Galion Building and Loan Bank
Bucyrus Road Branch
920 Bucyrus Road Galion OH
Peoples Savings and Loan Company
Peoples Savings And Loan Company Branch
300 South Walnut Street Bucyrus OH
First Federal Community Bank of Bucyrus
875 S Sandusky Ave Branch
875 S Sandusky Ave Bucyrus OH
Main Street Bank Corp.
North Clay Street Branch
90 North Clay Street Millersburg OH
Farmers State Bank
Rittman Branch
205 North Main Street Rittman OH
SSB Community Bank
Ssb Community Bank Branch
224 North Bodmer Avenue Strasburg OH
The Peoples Savings and Loan Company
Jackson Center Branch
707 East Pike Street Jackson Center OH
The Peoples Savings Bank
618 Scioto Street Branch
618 Scioto Street Urbana OH
The First Central National Bank of St. Paris
Rosewood Branch
11013 Ohio 29 Rosewood OH
First Commonwealth Bank
Main Street Branch
Main And Federal Streets Midway OH
WesBanco Bank, Inc.
Switzerland Branch
Washington And Ohio Streets Beallsville OH
CFBank, National Association
Cfbank Branch
7000 N. High Street Columbus OH
The Merchants National Bank
City Gate Branch
181 North Coleman Crossing Blvd Marysville OH
THE HOME LOAN SAVINGS BANK
Walnut Branch
590 Walnut Street Coshocton OH
North Valley Bank
Maple Office Branch
3636 Maple Ave. Zanesville OH
The Citizens National Bank of McConnelsville
Duncan Falls Branch
412 Main Street Duncan Falls OH
Woodsfield Savings Bank
Woodsfield Savings Bank Branch
600 Lewisville Road Woodsfield OH
The Brookville Building and Savings Association
721 S. Commerce St Branch
721 S Commerce St Lewisburg OH
The Cincinnatus Savings & Loan Co.
3664 Springdale Rd Branch
3664 Springdale Rd Cincinnati OH
The First National Bank of Waverly
Bristol Village Branch
625 Fifth Street Waverly OH
First Mutual Bank, FSB
Stone Road Branch
Stone Road And Washington Boulevard Belpre OH
The First National Bank of Blanchester
The First National Bank Of Blanchest Branch
121 East Main Street Blanchester OH
The Harrison Building and Loan Association
Hamilton Branch
1380 Millville Avenue Hamilton OH
New Carlisle Federal Savings Bank
Villa Road Branch
833 Villa Road Springfield OH
Liberty Bank
Proctorville Branch
347 County Road 411 Proctorville OH
LCNB National Bank
Brookville Nb Branch
225 Upper Lewisburg-Salem Road Brookville OH
The Farmers National Bank of Canfield
East Liverpool Branch
617 Bradshaw Avenue East Liverpool OH
The Apple Creek Banking Company
Manchester Branch
5091 Manchester Rd Akron OH
The Peoples Savings Bank
Newport Branch
Route 7 Newport OH
The Sherwood State Bank
Defiance Branch
400 Third Street Defiance OH
Greenville Federal
Greenville Federal Branch
690 Wagner Avenue Greenville OH
Citizens Federal Savings and Loan Association
Citizens Federal Savings And Loan As Branch
110 North Main Street Bellefontaine OH
Peoples State Bank
Roseville Branch
55 N Main Street Roseville OH
First State Bank
First State Bank Branch
134 East Court Street Washington Court House OH
First Federal Savings and Loan Association of Lorain
First Federal Savings And Loan Assoc Branch
3721 Oberlin Avenue Lorain OH
THE VINTON COUNTY NATIONAL BANK
Ashville Branch
26 East Main Street Ashville OH
The Huntington National Bank
The Huntington National Bank Branch
814 Wheeling Avenue Cambridge OH
The Antwerp Exchange Bank Company
The Antwerp Exchange Bank Company Branch
305 South Main Street Antwerp OH
The Croghan Colonial Bank
Curtice Branch
7182 North Lucas St. Curtice OH
The Savings Bank
501 Long Street Branch
501 Long Street Ashville OH
The Park National Bank
1501 First-Knox National Bank Branch
One South Main Street Mount Vernon OH
The Farmers State Bank
Wagner Avenue Branch
675 Wagner Avenue Greenville OH
Home National Bank
Syracuse Branch
2405 3rd Street Syracuse OH
The North Side Bank and Trust Company
Blue Ash Branch
9407 Kenwood Rd. Cincinnati OH
First National Bank in New Bremen
First National Bank In New Bremen Branch
435 South Washington Street New Bremen OH
The First National Bank of Sycamore
Mccutchenville Branch
Clay Street Mccutchenville OH
The Republic Banking Company
The Republic Banking Company Branch
202 Washington Street Republic OH
First Federal Bank of Ohio
Bucyrus Road Branch
901 Bucyrus Road Galion OH
Stock Yards Bank & Trust Company
Madeira Branch
7124 Miami Avenue Madeira OH
Minster Bank
Minster Bank Branch
95 West 4th Street Minster OH
New Carlisle Federal Savings Bank
Villa Road Branch
833 Villa Road Springfield OH
The Covington Savings and Loan Association
East Broadway Branch
700 East Broadway Covington OH
Consumers National Bank
Malvern Branch
4070 Alliance Road Nw Malvern OH
Spring Valley Bank
Spring Valley Bank Branch
1206 Springfield Pike Wyoming OH
Kingston National Bank
Messenger Service Branch
2 North Main Street Kingston OH
First Federal Savings and Loan Association
6910 Airport Highway Branch
6910 Airport Highway Holland OH
The Genoa Banking Company
Rossford Branch
9920 Old Us 20 Rossford OH
The First National Bank of Bellevue
Sandusky Branch
3410 Venice Road Sandusky OH
First Financial Bank
Worthington (Insight) Branch
150 West Wilson Bridge Road Worthington OH
Civista Bank
Springboro Pike Branch
9700 Springboro Pike Miamisburg OH
Northwest Bank
Painesville Branch
70 Richmond Street Painesville OH
The Old Fort Banking Company
The Old Fort Banking Company Branch
8034 Main Street Old Fort OH
Sutton Bank
Mansfield Branch
863 Lexington-Springmill Road Mansfield OH
Dollar Bank, Federal Savings Bank
Mentor Branch
7891 Mentor Avenue Mentor OH
Peoples Bank
Beachwood Office Branch
24400 Chagrin Boulevard, Suite 100 Beachwood OH
The Middlefield Banking Company
Westerville Branch
17 North State St Westerville OH
Hometown Bank
Brimfield Township Branch
4023 State Route 43 Brimfield Township OH
The Andover Bank
Austinburg Branch
State Route 45 And College Street Austinburg OH
Osgood Bank
Chickasaw Branch
79 West Franklin St Chickasaw OH
Greenville National Bank
Northtown Branch
480 Wagner Avenue Greenville OH
Greenville Federal
Greenville Federal Branch
690 Wagner Avenue Greenville OH
The Fahey Banking Company
East Side Branch
949 East Center Street Marion OH
The Home Savings and Loan Company of Kenton, Ohio, DBA HSLC
The Home Savings And Loan Company Of Kenton, Ohio Branch
116 East Franklin Street Kenton OH
Galion Building and Loan Bank
Bucyrus Road Branch
920 Bucyrus Road Galion OH
Mechanics Bank
972 Ashland Road Branch
972 Ashland Road Mansfield OH
Farmers State Bank
Rittman Branch
205 North Main Street Rittman OH
The Commercial and Savings Bank of Millersburg, Ohio
Winesburg Branch
2225 U.S. Route 62 Winesburg OH
S&T Bank
Akron Branch
491 North Cleveland-Massillon Road Akron OH
The Peoples Savings and Loan Company
Jackson Center Branch
707 East Pike Street Jackson Center OH
The Peoples Savings Bank
618 Scioto Street Branch
618 Scioto Street Urbana OH
Monroe Federal Savings and Loan Association
Dixie Drive Branch
8512 N Dixie Dr Dayton OH
The Merchants National Bank
City Gate Branch
181 North Coleman Crossing Blvd Marysville OH
THE HOME LOAN SAVINGS BANK
Walnut Branch
590 Walnut Street Coshocton OH
North Valley Bank
Maple Office Branch
3636 Maple Ave. Zanesville OH
The First National Bank of Dennison
Boulevard Branch
824 Boulevard Dover OH
The Citizens National Bank of McConnelsville
Duncan Falls Branch
412 Main Street Duncan Falls OH
The Citizens National Bank of Woodsfield
Sardis Branch
State Route 7 Sardis OH
First Merchants Bank
Reynoldsburg Branch
6950 East Main Street Reynoldsburg OH
The Ohio Valley Bank Company
Jackson Branch
400 East Main Street Jackson OH
Fairfield Federal Savings and Loan Association of Lancaster
Crosscreeks Blvd Branch
1515 Cross Creeks Blvd Pickerington OH
The Farmers and Merchants Bank
The Farmers And Merchants Bank Branch
430 North Street Caldwell OH
The Cincinnatus Savings & Loan Co.
3664 Springdale Rd Branch
3664 Springdale Rd Cincinnati OH
The Farmers Bank and Savings Company
Tuppers Plains Branch
42068 State Route 7 Tuppers Plains OH
The Hocking Valley Bank
Albany Branch
Washington And Clinton Streets Albany OH
First Mutual Bank, FSB
Stone Road Branch
Stone Road And Washington Boulevard Belpre OH
The Farmers National Bank of Canfield
East Liverpool Branch
617 Bradshaw Avenue East Liverpool OH
U.S. Bank National Association
Oxford Branch
One Lynn Street Oxford OH
Minster Bank
Minster Bank Branch
95 West 4th Street Minster OH
First Bank of Ohio
Bloomville Branch
22 South Marion Street Bloomville OH
Community First Bank, National Association
Kenton Branch
438 South Main Street Kenton OH
First Federal Community Bank, National Association
Berlin Branch
4737 Us Highway 62 Berlin OH
The First National Bank of Dennison
Boulevard Branch
824 Boulevard Dover OH
First Bank of Berne
Van Wert, Oh Branch
102 Christopher Crossing Van Wert OH
Minster Bank
Minster Bank Branch
95 West 4th Street Minster OH
The Hicksville Bank
Edgerton Branch
304 North Michigan Avenue Edgerton OH
The Sherwood State Bank
Defiance Branch
400 Third Street Defiance OH
The Apple Creek Banking Company
Manchester Branch
5091 Manchester Rd Akron OH
Consumers National Bank
Malvern Branch
4070 Alliance Road Nw Malvern OH
Stock Yards Bank & Trust Company
Madeira Branch
7124 Miami Avenue Madeira OH
The State Bank and Trust Company
Paulding Banking Center Branch
Main And Caroline Streets Paulding OH
The Metamora State Bank
Sylvania Banking Center Branch
8282 Erie Street Sylvania OH
The Farmers & Merchants State Bank
Custar Banking Center Branch
22973 Defiance Pike Custar OH
The Citizens National Bank of Bluffton
Cnb Operations Center Branch
102 South Main Street Bluffton OH
The First Citizens National Bank of Upper Sandusky
Powell Branch
9595 Sawmill Parkway Powell OH
Peoples Bank
Beachwood Office Branch
24400 Chagrin Boulevard, Suite 100 Beachwood OH
The Andover Bank
Austinburg Branch
State Route 45 And College Street Austinburg OH
The Farmers National Bank of Canfield
East Liverpool Branch
617 Bradshaw Avenue East Liverpool OH
Community First Bank, National Association
Kenton Branch
438 South Main Street Kenton OH
Mechanics Bank
972 Ashland Road Branch
972 Ashland Road Mansfield OH
The Killbuck Savings Bank Company
Mount Hope Branch
8115 Ohio State Route 241 Mount Hope OH
The Bank of Magnolia Company
Canton South Branch
3221 Cleveland Ave Sw Canton OH
First Merchants Bank
Reynoldsburg Branch
6950 East Main Street Reynoldsburg OH
The Farmers and Merchants Bank
The Farmers And Merchants Bank Branch
430 North Street Caldwell OH
New Carlisle Federal Savings Bank
Villa Road Branch
833 Villa Road Springfield OH
Signature Bank, National Association
Signature Bank, National Association Branch
4607 West Sylvania Avenue Toledo OH
PNC Bank, National Association
Seventh And Vine Branch
632 Vine Street Cincinnati OH
The State Bank and Trust Company
Paulding Banking Center Branch
Main And Caroline Streets Paulding OH
The Metamora State Bank
Sylvania Banking Center Branch
8282 Erie Street Sylvania OH
The Genoa Banking Company
Rossford Branch
9920 Old Us 20 Rossford OH
First Federal Savings and Loan Association of Van Wert
First Federal Savings And Loan Assoc Branch
679 Fox Road Van Wert OH
GreenWay Bank
Van Wert Federal Savings Bank Branch
976 South Shannon Street Van Wert OH
Buckeye Community Bank
Buckeye Community Bank Branch
105 Sheffield Center Lorain OH
Peoples Bank
Beachwood Office Branch
24400 Chagrin Boulevard, Suite 100 Beachwood OH
Community First Bank, National Association
Kenton Branch
438 South Main Street Kenton OH
The Bank of Magnolia Company
Canton South Branch
3221 Cleveland Ave Sw Canton OH
First Federal Community Bank, National Association
Berlin Branch
4737 Us Highway 62 Berlin OH
JPMorgan Chase Bank, National Association
Monroe Branch
One East Ave Monroe OH
Wells Fargo Bank, National Association
Van Wert Branch
115 Hospital Drive Van Wert OH
PNC Bank, National Association
Seventh And Vine Branch
632 Vine Street Cincinnati OH
KeyBank National Association
Montgomery Branch
9861 Montgomery Road Cincinnati OH
First Bank of Berne
Van Wert, Oh Branch
102 Christopher Crossing Van Wert OH
Fifth Third Bank, National Association
Brookhaven Retirement Center Branch
One Country Lane Brookville OH
Truist Bank
Cincinnati 4th & Walnut Branch
100 East Fourth Street Cincinnati OH
Stock Yards Bank & Trust Company
Madeira Branch
7124 Miami Avenue Madeira OH
Signature Bank, National Association
Signature Bank, National Association Branch
4607 West Sylvania Avenue Toledo OH
The Park National Bank
1501 First-Knox National Bank Branch
One South Main Street Mount Vernon OH
Home Savings Bank of Wapakoneta
Home Savings Bank Of Wapakoneta Branch
1 South Blackhoof Street Wapakoneta OH
The Croghan Colonial Bank
Curtice Branch
7182 North Lucas St. Curtice OH
Northwest Bank
Painesville Branch
70 Richmond Street Painesville OH
The State Bank and Trust Company
Paulding Banking Center Branch
Main And Caroline Streets Paulding OH
The Fort Jennings State Bank
Columbus Grove Branch
302 Delphos Road Columbus Grove OH
GreenWay Bank
Van Wert Federal Savings Bank Branch
976 South Shannon Street Van Wert OH
The Citizens National Bank of Bluffton
Cnb Operations Center Branch
102 South Main Street Bluffton OH
The First Citizens National Bank of Upper Sandusky
Powell Branch
9595 Sawmill Parkway Powell OH
First National Bank of Pennsylvania
Streetsboro Branch
1190 State Road 303 Streetsboro OH
The Andover Bank
Austinburg Branch
State Route 45 And College Street Austinburg OH
Farmers State Bank
Rittman Branch
205 North Main Street Rittman OH
WesBanco Bank, Inc.
Switzerland Branch
Washington And Ohio Streets Beallsville OH
First Federal Savings and Loan Association
Hebron Road Branch
900 Hebron Road Heath OH
First Merchants Bank
Reynoldsburg Branch
6950 East Main Street Reynoldsburg OH


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

OHIO SAVINGS ACCOUNT ENVIRONMENT


The banking system in Ohio is primarily based in the major cities and towns throughout the state. Some of the major players in the Ohio banking industry include:

1. Fifth Third Bank: Headquartered in Cincinnati, Fifth Third Bank is one of the largest banks operating in Ohio. It offers a wide range of banking services, including retail banking, commercial banking, and investment banking.

2. Huntington Bank: Based in Columbus, Huntington Bank is another significant player in the Ohio banking system. It provides various financial services, including consumer banking, corporate banking, wealth management, and insurance.

3. KeyBank: Headquartered in Cleveland, KeyBank is one of the largest regional banks in Ohio. It offers retail banking, commercial banking, and investment banking services.

4. PNC Bank: Though PNC Bank is headquartered in Pittsburgh, Pennsylvania, it has a significant presence in Ohio. It is one of the largest banks operating in the state, with branches and ATMs throughout Ohio.

5. U.S. Bank: U.S. Bank is one of the largest banks in the United States and has a strong presence in Ohio. It provides a wide range of banking and financial services, including retail, commercial, and investment banking.

These are just a few of the major players in the Ohio banking system, and there are also several regional and community banks that operate throughout the state.

FREQUENTLY ASKED QUESTIONS ABOUT LOCAL SAVINGS RATES


Why do savings rates vary so much?

Even though rates are at levels that are historically very low, there is competition for your money. Like any active marketplace, there are buyers and sellers of goods and services at different prices. Banks have different cost structures and they also have different needs for capital. This leads to different rates.

BestCashCow’s surveys show that online banks offer higher savings and CD rates because they have lower expenses from not having to maintain brick-and-mortar locations. Therefore, we strongly recommend that all depositors consider the rates at online banks as savings and money market accounts online can easy be set up to enable quick transfers to your favorite local bank.

What is the difference between a savings account and a money market account?

The differences between a savings account and a money market account are largely arcane. Some money market accounts offer more ways access deposits by issuing checks and debit cards, but prudent consumers will compare the two interchangeably, focusing primarily on rates and service among FDIC-insured banks (or NCUA-insured, for credit unions). Most savvy consumers who plan their expenses and financial needs ahead find the additional functionality offered by money markets to be of little value and will choose whichever account (savings or money market) has the higher rate.

What does annual percentage yield (APY) mean?

Savings rates are displayed in terms of APY to indicate the effective annual-interest return, including the compounding of interest, of the course of a single year. $100,000 deposited in a savings or CD account with a 1.20% APY will earn $1,200 in the course of the year, but monthly interest in the first few months may be less than $100 a month (this also depends on the number of days in the month). Hence, the APY rate is ordinarily a couple of basis points above the real interest rates. Unlike with a Certificate of Deposit, your actual APY in a savings may vary if the rate changes.

How do I choose the right savings account and should I consider CDs?

Begin your search with the table here on BestCashCow.com that you have found. In addition to checking online savings rates, you should also check local bank rates and local credit union rates. If you are unlikely to require access to your cash for some time, you may also consider certificates of deposit (CDs). While CDs have penalties for early withdrawal that may even eat into your principal, the rates on 2, 3, 4 and 5 year CDs are ordinarily significantly higher than savings rates. Several other sections and articles on BestCashCow can also help you to identify your proper cash allocation between savings and CDs. Access these below. You should also familiarize yourself with our Savings & CD Calculator in order to understand the importance of compounding interest at higher rates on your savings over time.

8 POINT CHECKLIST FOR A GREAT BANKING RELATIONSHIP WITH YOUR LOCAL BANK

  • Find a bank with a location convenient to you. Location counts.
  • Choose a bank with good rates. Rates are important to get continued growth of your capital.
  • Choose a bank with an extensive network of fee-free ATM machines or which reimburses out-of-network ATM fees, if you still need to regularly access cash.
  • Avoid fees. Choose a bank which doesn’t have service fees provided you maintain a certain balance, which doesn’t charge for ACH inbound and outbound transfers, and which has low fees for things like international wire transfers and bounced checks.
  • Choose a healthy bank. If you click on a bank above, you’ll be taken to the bank’s financial detail. A healthy bank has happy employees and provides loyal service to its customers. No matter how healthy your bank is, stay within FDIC insurance limits.
  • Find something of value to offset what may be slightly lower rates than online accounts offer. Develop personal relationship with your bankers. Personal relationships can help you to get appropriate financial advice, and to navigate financial challenges and needs in the future. (Be careful with the financial advice you receive. Inappropriate financial advice is worth a lot less than no financial advice.) They can also put you in touch with others in your community who could be valuable personally and professionally to know. If you don't use your local savings account as an opportunity to build these relationships, you may find that you are better of banking online.
  • Choose a bank that is going to let you access your cash when you need. The great benefit of savings accounts over any other financial product (including CDs) is that you have absolute liquidity. If your bank in creating impediments to accessing your cash (paperwork, fees, etc.), then you need another bank.
  • Be aware that you can have more than one account. Having a great local savings account at a large or small bank near you can be great, but it doesn't need to stop you from opening one or more online savings accounts, or even developing a relationship with another local bank or credit union.

SAVINGS & CD CALCULATOR

Find out how much extra money you can earn by moving your bank money into an account that pays more.