Best Credit Union 2 Year CD Rates in Texas, TX

You are viewing rates from credit unions across Texas

Below are two year Certificates of Deposit (CD) rates from credit unions located in Texas. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on credit union and bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.

TX - July 31, 2025

2 Year CD National Average : 0.66% ^?

Credit Unions	APY	MIN	MILES ^?
Advancial Advancial Branch Restrictions	4.94% 4.83% 4.73%	$50,000 $25,000 $1,000	-	Learn More Add Review
Rate History: 4.95% → 4.94%
Investex Investex Credit Union Branch Restrictions	4.91% 4.33%	$50,000 $1,000	-	Learn More Add Review
Rate History: 4.13% → 4.60% → 4.85% → 4.59% → 4.91%
Eecu Eecu Branch Restrictions	4.85% 4.75% 4.35%	$50,000 $1,000 $5,000	-	Learn More Add Review
Rate History: 4.84% → 4.85%
Star Of Texas Star Of Texas Credit Union Branch Restrictions	4.75% 4.60%	$100,000 $1,000	-	Learn More
Max Bartlett \| Sep 8, 2022 Great place to bank. Love credit unions and the staff here. Best rates in Austin at Star of Texas! Read More Reviews (1)
Coastlife Coastlife Credit Union Branch Restrictions	4.75%	$1,000	-	Learn More Add Review
Texas People Texas People Branch Restrictions	4.73% 4.24%	$50,000 $1,000	-	Learn More Add Review
Las Colinas Las Colinas Branch Restrictions	4.45% 0.25%	$50,000 $1,000	-	Learn More Add Review
Credit Human San Antonio Branch Restrictions	4.40%	$500	-	Learn More
Rate History: 4.65% → 4.65% → 4.75% → 4.75% → 4.40%
Anavile23 \| Jul 10, 2019 Does credit human use ChexSystems Read More Reviews (1)
Spectrum Spectrum Branch	4.20% 4.15% 4.10%	$250,000 $100,000 $500	-	Learn More Add Review
Rate History: 4.30% → 4.20%
Shell Shell Branch Restrictions	4.15% 4.00%	$50,000 $500	-	Learn More
Rate History: 4.15% → 3.90% → 3.40% → 3.90% → 4.15%
Jamaal D. Robinson \| Aug 17, 2016 Hello, I am the CEO of a small credit union here in Dallas, and we are currently looking for another credit union to deposit a CD into. We are not receiving much of a benefit from our current instituti... Read More Reviews (1)
Member Preferred Member Preferred Branch Restrictions	4.07%	$500	-	Learn More
Rate History: 3.81% → 4.07%
Jamaal Robinson \| Aug 17, 2016 Hello, I am the CEO of a small credit union here in Dallas, and was wondering what the criteria for becoming a member and depositing a CD of around $150k to $200k. We are looking to move a large some... Read More Reviews (1)
Randolph-brooks Randolph-brooks Branch Restrictions	4.05% 3.75%	$75,000 $1,000	-	Learn More Add Review
Eastman Eastman Branch Restrictions	4.05% 4.00%	$100,000 $1,000	-	Learn More Add Review
Rate History: 3.90% → 4.05%
Bayer Heritage Bayer Heritage Branch Restrictions	4.03% 3.98%	$100,000 $100	-	Learn More Add Review
Rate History: 4.81% → 4.55% → 3.87% → 4.03%
Austin Telco University Oaks Branch Restrictions	4.01% 3.91% 3.80%	$225,000 $95,000 $1,000	-	Learn More
Rate History: 4.11% → 4.01% → 4.27% → 4.01%
unsatisfied customer \| Jan 21, 2021 Horrible untrustworthy people and a grifter mentality, stay away! Closed my account and reported them to https://www.ncua.gov/. Read More Reviews (1)
Tarrant County's Credit Union Tarrant County Branch Restrictions	4.00%	$95,000	-	Learn More Add Review
University University Branch Restrictions	4.00%	$1,000	-	Learn More
Rate History: 5.00% → 4.25% → 4.00% → 4.50% → 4.00%
SK.ATX \| Jan 1, 2022 Great Customer Service. Good Interest Rates and a Great Local Bank. - SK Read More Reviews (1)
Rally Mccoll Branch Restrictions	3.93% 3.20%	$1,000 $100,000	-	Learn More Add Review
Rate History: 5.13% → 4.89% → 4.41% → 4.17% → 3.93%
American Airlines Aafcu - Dfwc Branch Restrictions	3.92%	$10,000	-	Learn More
Rate History: 2.99% → 3.92%
jose \| Jun 12, 2017 five star......great location...fast service Read More Reviews (1)
Credit Union Of Texas Credit Union Of Texa Branch Restrictions	3.80%	$1,000	-	Learn More Add Review
Rate History: 4.35% → 4.15% → 3.95% → 3.85% → 3.80%
Velocity Velocity Branch Restrictions	3.80%	$1,000	-	Learn More Add Review
Rate History: 4.07% → 3.92% → 3.85% → 3.75% → 3.80%
Texas Trust Grand Prairie Vought Branch Restrictions	3.76%	$500	-	Learn More Add Review
Premier America Premier America Branch Restrictions	3.75%	$1,000	-	Learn More Add Review
Rate History: 3.00% → 4.00% → 3.75%
Tarrant County's Credit Union Tarrant County Branch Restrictions	3.75%	$1,000	-	Learn More Add Review
Neches Neches Branch Restrictions	3.75% 3.50%	$100,000 $1,000	-	Learn More Add Review
Rate History: 4.85% → 4.25% → 3.75%
City City Branch Restrictions	3.70%	$1,000	-	Learn More Add Review
Rate History: 4.25% → 4.00% → 3.90% → 3.80% → 3.70%
Navy Federal Credit Union Navy Federal Credit Branch Restrictions	3.66%	$100,000	-	Learn More
Rate History: 4.15% → 4.05% → 3.75% → 3.66%
Amanda Frank \| Feb 25, 2023 HORRIBLE SERVICE. My son's campus checking account was hacked and over $9000 was stolen. Fraud department was impossible to reach and we waited on phone several days for over 2 hours at a time. They too... Read More Reviews (19)
Gecu	3.60%	$1,000	-	Learn More Add Review
Rate History: 4.05% → 4.00% → 3.95% → 3.90% → 3.60%
Navy Federal Credit Union Navy Federal Credit Branch Restrictions	3.60%	$1,000	-	Learn More
Rate History: 4.10% → 4.00% → 3.70% → 3.60%
Amanda Frank \| Feb 25, 2023 HORRIBLE SERVICE. My son's campus checking account was hacked and over $9000 was stolen. Fraud department was impossible to reach and we waited on phone several days for over 2 hours at a time. They too... Read More Reviews (19)
A+ A+ Branch Restrictions	3.56%	$1,000	-	Learn More
Rate History: 4.07% → 3.76% → 3.66% → 3.56%
Ali123 \| Dec 19, 2019 Ali123 Read More Reviews (1)
Corporate America Family Corporate America Fa Branch Restrictions	3.52% 3.46%	$1,000 $10,000	-	Learn More Add Review
Rate History: 3.76% → 3.82% → 3.52%
Chevron Chevron Branch Restrictions	3.50% 3.40%	$100,000 $500	-	Learn More Add Review
Rate History: 4.30% → 4.20% → 3.50%
Nusenda Restrictions	3.50%	$1,000	-	Learn More
Rate History: 3.75% → 3.50%
Jessica \| Dec 16, 2020 Nusenda Credit Union are unprofessional and a big waste of time. Read More Reviews (3)
Texas Dow Employees Texas Dow Employees Branch Restrictions	3.40% 3.25%	$100,000 $1,000	-	Learn More
Rate History: 4.10% → 3.40%
tonaroof \| Jan 24, 2020 This rate is not accurate as it is 2.25% Read More Reviews (1)
Delta Community Delta Community Branch Restrictions	3.35%	$1,000	-	Learn More Add Review
Rate History: 5.00% → 4.50% → 4.25% → 3.35%
Southwest Heritage Southwest Heritage Branch Restrictions	3.30%	$1,000	-	Learn More Add Review
Gecu Vds Branch Restrictions	3.25%	$1,000	-	Learn More
Csj \| Jun 14, 2019 This bank gives you the runaround to find simple rates such as Roth rate and traditional ira but when it comes to cd rates it is very easily attainable. And the 1st information when you select rates but to... Read More Reviews (1)
Pentagon Pentagon Branch Restrictions	3.20%	$1,000	-	Learn More
Rate History: 4.20% → 4.00% → 3.60% → 3.55% → 3.20%
Rob \| Dec 25, 2023 I joined in PENFED in Spring Of 2023 after 15 yrs of belonging to one of the banking giants. I found my accounts dwindling fast unexplained decreases. I decided to close the account but had to return a mer... Read More Reviews (15)
Air Force Air Force Branch Restrictions	3.10%	$1,000	-	Learn More Add Review
Rate History: 3.50% → 3.75% → 3.90% → 3.60% → 3.10%
Complex Community Complex Community Branch Restrictions	3.09%	$0	-	Learn More Add Review
Baxter Restrictions	3.00%	$500	-	Learn More Add Review
Rate History: 4.05% → 4.00% → 3.55% → 3.50% → 3.00%
First Technology Addison Avenue Branch Restrictions	3.00% 1.70%	$501 $500	-	Learn More Add Review
Rate History: 3.10% → 3.00%
Members Choice Members Choice Branch Restrictions	3.00%	$500	-	Learn More Add Review
Rate History: 3.00% → 2.00% → 3.00%
Wellby Monument Branch Restrictions	2.99%	$1,000	-	Learn More
LD \| Nov 24, 2020 Earlier this year just before the pandemic I was involved in a vehicular accident that resulted in me losing my car in total loss. Following the trend of how 2020 has gone, my hours for work were cut do to... Read More Reviews (1)
American Airlines Aafcu - Dfwc Branch Restrictions	2.89%	$1,000	-	Learn More
Rate History: 2.99% → 2.89%
jose \| Jun 12, 2017 five star......great location...fast service Read More Reviews (1)
Security First Security First Branch Restrictions	2.84% 2.74% 2.63% 2.58% 1.97%	$1,000 $100,000 $50,000 $25,000 $500	-	Learn More Add Review
First Community First Community Cu O Branch Restrictions	2.75% 2.70%	$100,000 $500	-	Learn More Add Review
Rate History: 3.80% → 3.70% → 3.95% → 2.80% → 2.75%
Farmers Insurance Group Farmers Insurance Gr Branch Restrictions	2.75%	$1,000	-	Learn More Add Review
Rate History: 3.00% → 3.75% → 3.50% → 3.25% → 2.75%
Unify Financial Western Branch Restrictions	2.70% 2.55% 2.40%	$100,000 $40,000 $1,000	-	Learn More
dapatton@pacbell.net \| May 12, 2016 19 what, years or months Read More Reviews (1)
Security Service Security Service Branch Restrictions	2.50% 2.45% 2.40%	$50,000 $25,000 $500	-	Learn More
long time disgruntled \| Nov 5, 2023 I am a 30 year customer at this institution. Recently applied for a CD funded by money already in the system different account. 10 days later has still not been processed. Multiple calls no solution, at t... Read More Reviews (1)
Chartway Chartway Branch Restrictions	2.25%	$500	-	Learn More Add Review
Southwest 66 Southwest 66 Branch Restrictions	1.85%	$1,000	-	Learn More Add Review
Laredo Fire Department Laredo Fire Departme Branch	1.40%	$100,000	-	Learn More Add Review
Fannin Fannin Branch	1.31%	$10,000	-	Learn More
Mark DeMay \| May 20, 2022 Avoid this bank! After almost 20 years as a customer with multiple auto and other loans paid on time, Car Max gave us a better rate which shows they could care less about loyalty. Debit cards constantly ha... Read More Reviews (1)
Chemcel Chemcel Branch Restrictions	1.30%	$100,000	-	Learn More Add Review
Doches Doches Branch Restrictions	1.30%	$10,000	-	Learn More Add Review
Spco Spco Branch Restrictions	1.30%	$50,000	-	Learn More Add Review
Mobility Credit Union Monetary Branch Restrictions	1.26%	$10,000	-	Learn More
Jamaal Robinson \| Aug 17, 2016 Hello, I am the CEO of a small credit union here in Dallas, and we are currently looking for another credit union to deposit a CD into. We are not receiving much of a benefit from our current instituti... Read More Reviews (1)
Houston Texas Fire Fighters Houston Texas Fire F Branch Restrictions	1.26%	$100,000	-	Learn More Add Review
Gulf Coast Gulf Coast Branch Restrictions	1.25%	$500	-	Learn More Add Review
1st University 1st University Branch	1.25%	$10,000	-	Learn More Add Review
Texas Tech Texas Tech Branch Restrictions	1.21%	$10,000	-	Learn More Add Review
Assemblies Of God Assemblies Of God Branch Restrictions	1.21%	$10,000	-	Learn More Add Review
Kelly Community Kelly Community Fcu Branch 2 Restrictions	1.21%	$10,000	-	Learn More Add Review
Chemcel Chemcel Branch Restrictions	1.20%	$10,000	-	Learn More Add Review
Spco Spco Branch Restrictions	1.20%	$1,000	-	Learn More Add Review
White Sands El Paso Branch Restrictions	1.16%	$100,000	-	Learn More Add Review
Bp Bp Branch Restrictions	1.16%	$10,000	-	Learn More Add Review
Firstlight Firstlight Branch Restrictions	1.15%	$100,000	-	Learn More Add Review
Walker County Walker County Branch Restrictions	1.15%	$10,000	-	Learn More Add Review
Laredo Fire Department Laredo Fire Departme Branch	1.15%	$10,000	-	Learn More Add Review
Houston Houston Branch Restrictions	1.12%	$100,000	-	Learn More Add Review
Union Square Burk Office Branch Restrictions	1.11%	$1,000	-	Learn More Add Review
Domino Domino Branch Restrictions	1.11%	$10,000	-	Learn More Add Review
El Paso Area Teachers El Paso Area Teacher Branch Restrictions	1.11%	$100,000	-	Learn More Add Review
Houston Texas Fire Fighters Houston Texas Fire F Branch Restrictions	1.11%	$10,000	-	Learn More Add Review
Greater Texas Greater Texas Branch Restrictions	1.10%	$10,000	-	Learn More Add Review
Brazos Valley Schools Brazos Valley School Branch Restrictions	1.10%	$100,000	-	Learn More Add Review
Westex Westex Branch Restrictions	1.09%	$100,000	-	Learn More Add Review
Wichita Falls Teachers Wichita Falls Teache Branch Restrictions	1.06%	$1,000	-	Learn More Add Review
Fort Worth Community Fort Worth Community Branch Restrictions	1.06%	$100,000	-	Learn More Add Review
White Sands El Paso Branch Restrictions	1.06%	$10,000	-	Learn More Add Review
Synergy Valero Branch Restrictions	1.06%	$100,000	-	Learn More Add Review
Linkage Linkage Credit Union Branch	1.05%	$10,000	-	Learn More Add Review
Living In Fulfillment Everyday Members' Choice Branch Restrictions	1.05%	$26	-	Learn More Add Review
Lifetime Blue Cross Texas Branch Restrictions	1.05%	$10,000	-	Learn More Add Review
Southwest Airlines Southwest Airlines Branch Restrictions	1.05%	$100,000	-	Learn More Add Review
Baptist Baptist Branch Restrictions	1.05%	$10,000	-	Learn More Add Review
Firstlight Firstlight Branch Restrictions	1.05%	$10,000	-	Learn More Add Review
Texell West Adams Branch Restrictions	1.05%	$10,000	-	Learn More Add Review
Datcu Highland Village Branch Restrictions	1.01%	$10,000	-	Learn More Add Review
Fort Worth Community Fort Worth Community Branch Restrictions	1.01%	$10,000	-	Learn More Add Review
El Paso Area Teachers El Paso Area Teacher Branch Restrictions	1.01%	$10,000	-	Learn More Add Review
Texoma Community Texoma Community Branch Restrictions	1.01%	$10,000	-	Learn More Add Review
Rocket Rocket Branch	1.01%	$100,000	-	Learn More Add Review
Gulf Coast Educators Gulf Coast Educators Branch Restrictions	1.00%	$100,000	-	Learn More Add Review
Texar Texar Branch Restrictions	1.00%	$1,000	-	Learn More Add Review
Community Resource Community Resource Branch Restrictions	1.00%	$100	-	Learn More Add Review
Texas Telcom Main Office Branch Restrictions	1.00%	$10,000	-	Learn More Add Review
The People's The People's Branch Restrictions	1.00%	$10,000	-	Learn More Add Review
Prestige Community Prestige Community Branch Restrictions	1.00%	$10,000	-	Learn More Add Review
Fort Worth City Felix Street Micro Branch Restrictions	1.00%	$100,000	-	Learn More Add Review
1st Community 1st Community Branch Restrictions	1.00%	$10,000	-	Learn More
Dana Wadge \| Jun 9, 2016 I have been a member of 1st Community Federal Credit Union since 1977 and no matter where I am stationed or what state or country I'm in I know that I can call them for help. I started my savings account w... Read More Reviews (1)
Members Choice Of Central Texas Members Choice Of Ce Branch Restrictions	1.00%	$10,000	-	Learn More Add Review
Dugood Dupont Goodrich Branch Restrictions	1.00%	$1,000	-	Learn More Add Review
Border Border Branch Restrictions	1.00%	$100,000	-	Learn More Add Review
Brazos Valley Schools Brazos Valley School Branch Restrictions	1.00%	$10,000	-	Learn More Add Review
Golden Triangle Golden Triangle Branch Restrictions	1.00%	$10,000	-	Learn More Add Review
Beacon Beacon Branch Restrictions	1.00%	$100,000	-	Learn More Add Review
Primeway Greenspoint Branch Restrictions	1.00%	$10,000	-	Learn More Add Review
Houston Houston Branch Restrictions	1.00%	$10,000	-	Learn More Add Review
Bcm Bcm Branch	1.00%	$10,000	-	Learn More Add Review
Baycel Main Office Branch Restrictions	1.00%	$10,000	-	Learn More Add Review
San Patricio County Teachers San Patricio County Branch Restrictions	1.00%	$10,000	-	Learn More Add Review
Pampa Teachers Pampa Teachers Branch	0.95%	$100,000	-	Learn More Add Review
Lufkin Lufkin Branch Restrictions	0.95%	$10,000	-	Learn More Add Review
Southwest Airlines Southwest Airlines Branch Restrictions	0.95%	$10,000	-	Learn More Add Review
Educators Educators Branch Restrictions	0.95%	$10,000	-	Learn More Add Review
Genco Genco Branch Restrictions	0.95%	$10,000	-	Learn More Add Review
Fivepoint Fivepoint Credit Union Branch Restrictions	0.95%	$99,000	-	Learn More Add Review
Border Border Branch Restrictions	0.95%	$10,000	-	Learn More Add Review
First Service Spring Cypress Branch Restrictions	0.95%	$100,000	-	Learn More
FrankShonka1 \| Sep 21, 2017 friendly and knowledgeable and fun. what more could you ask for? Read More Reviews (1)
Synergy Valero Branch Restrictions	0.95%	$10,000	-	Learn More Add Review
Southwest Research Center Southwest Research C Branch Restrictions	0.95%	$100,000	-	Learn More Add Review
Generations Community Generations Communit Branch Restrictions	0.95%	$100,000	-	Learn More
Hunter1953 \| Sep 26, 2022 Rec'd called from Monica from Collection and wanted to collect on my Mortgage payment and to make a long story short come to find out payment was taken out on September 23, 2022. She was rude and all she ... Read More Reviews (1)
Cal-com Cal-com Branch Restrictions	0.95%	$100,000	-	Learn More Add Review
Mtcu Midland Teachers Branch Restrictions	0.91%	$100,000	-	Learn More Add Review
Caprock Caprock Branch Restrictions	0.90%	$100,000	-	Learn More Add Review
Pantex Pantex Branch Restrictions	0.90%	$10,000	-	Learn More Add Review
Education 45th Branch Restrictions	0.90%	$10,000	-	Learn More Add Review
Alliance South Branch	0.90%	$10,000	-	Learn More Add Review
Energy One Energy One Branch Restrictions	0.90%	$100,000	-	Learn More Add Review
Together Anheuser-busch Emplo Branch Restrictions	0.90%	$10,000	-	Learn More Add Review
Fort Worth City Felix Street Micro Branch Restrictions	0.90%	$10,000	-	Learn More Add Review
Service 1st Service 1st Branch Restrictions	0.90%	$10,000	-	Learn More Add Review
First Central First Central Branch Restrictions	0.90%	$10,000	-	Learn More Add Review
United Heritage United Heritage Branch Restrictions	0.90%	$10,000	-	Learn More Add Review
East Texas Professional East Texas Professio Branch Restrictions	0.90%	$1,000	-	Learn More Add Review
Mct Mct Branch Restrictions	0.90%	$10,000	-	Learn More Add Review
Gulf Gulf Branch Restrictions	0.90%	$10,000	-	Learn More Add Review
United Texas	0.90%	$10,000	-	Learn More Add Review
Generations Community Generations Communit Branch Restrictions	0.90%	$10,000	-	Learn More
Hunter1953 \| Sep 26, 2022 Rec'd called from Monica from Collection and wanted to collect on my Mortgage payment and to make a long story short come to find out payment was taken out on September 23, 2022. She was rude and all she ... Read More Reviews (1)
Beacon Beacon Branch Restrictions	0.90%	$10,000	-	Learn More Add Review
Barksdale Restrictions	0.90%	$10,000	-	Learn More
John joiner \| Jan 8, 2020 Do y’all use the Chex system Read More Reviews (2)
Riverland Woodlands Branch Restrictions	0.87%	$10,000	-	Learn More Add Review
Santa Fe Santa Fe Branch Restrictions	0.85%	$10,000	-	Learn More Add Review
First Class American 2595 Polaris Branch Restrictions	0.85%	$100,000	-	Learn More Add Review
San Angelo San Angelo Branch	0.85%	$10,000	-	Learn More Add Review
Yantis Yantis Branch	0.85%	$10,000	-	Learn More Add Review
Amarillo Community Amarillo Community Branch Restrictions	0.85%	$10,000	-	Learn More Add Review
Concho Educators Beauregard Office Branch Restrictions	0.85%	$100,000	-	Learn More Add Review
Firstmark Reagan High School Branch Restrictions	0.85%	$100,000	-	Learn More Add Review
First Service Spring Cypress Branch Restrictions	0.85%	$10,000	-	Learn More
FrankShonka1 \| Sep 21, 2017 friendly and knowledgeable and fun. what more could you ask for? Read More Reviews (1)
Associated Credit Union Of Texas Associated Credit Un Branch Restrictions	0.85%	$100,000	-	Learn More Add Review
Southwest Research Center Southwest Research C Branch Restrictions	0.85%	$10,000	-	Learn More Add Review
City Public Service/ibew City Public Service/ Branch	0.85%	$10,000	-	Learn More Add Review
Valley Valley Branch Restrictions	0.85%	$10,000	-	Learn More Add Review
Community Service Community Service Branch Restrictions	0.83%	$10,000	-	Learn More Add Review
North East Texas Lone Star Office Branch Restrictions	0.81%	$10,000	-	Learn More Add Review
Mtcu Midland Teachers Branch Restrictions	0.81%	$10,000	-	Learn More Add Review
Postel Family Postel Family Branch Restrictions	0.80%	$10,000	-	Learn More Add Review
First Class American 2595 Polaris Branch Restrictions	0.80%	$10,000	-	Learn More Add Review
Freestone Freestone Branch	0.80%	$100,000	-	Learn More Add Review
Energy One Energy One Branch Restrictions	0.80%	$10,000	-	Learn More Add Review
Geico Geico Branch Restrictions	0.80%	$10,000	-	Learn More Add Review
Relyon Employees Branch Restrictions	0.80%	$10,000	-	Learn More Add Review
Great Plains Great Plains Branch Restrictions	0.80%	$25,000	-	Learn More Add Review
Capitol Capitol Branch Restrictions	0.80%	$10,000	-	Learn More Add Review
Cal-com Cal-com Branch Restrictions	0.80%	$10,000	-	Learn More Add Review
South Texas Area Resources South Texas Area Res Branch Restrictions	0.80%	$10,000	-	Learn More
Mike Davidson \| Aug 7, 2019 Friendly, professional, tellers who are always willing to help and explain things to us members. They work hard to find ways to give you a loan and at the best rates they can give out. I go my first car ... Read More Reviews (1)
Justice Justice Branch Restrictions	0.79%	$100,000	-	Learn More Add Review
Westex Westex Branch Restrictions	0.78%	$10,000	-	Learn More Add Review
Pampa Teachers Pampa Teachers Branch	0.75%	$10,000	-	Learn More Add Review
Windthorst Windthorst Branch Restrictions	0.75%	$10,000	-	Learn More Add Review
Heart O' Texas Heart O' Texas Branch	0.75%	$1,000	-	Learn More Add Review
Resource One Resource One Branch Restrictions	0.75%	$500	-	Learn More Add Review
Members Members Branch Restrictions	0.75%	$10,000	-	Learn More Add Review
Concho Educators Beauregard Office Branch Restrictions	0.75%	$10,000	-	Learn More Add Review
Trans Texas Southwest Trans Texas Southwes Branch Restrictions	0.75%	$10,000	-	Learn More Add Review
Fivepoint Fivepoint Credit Union Branch Restrictions	0.75%	$1,000	-	Learn More Add Review
Kerr County Kerr County Branch Restrictions	0.75%	$10,000	-	Learn More Add Review
Firstmark Reagan High School Branch Restrictions	0.75%	$10,000	-	Learn More Add Review
Associated Credit Union Of Texas Associated Credit Un Branch Restrictions	0.75%	$10,000	-	Learn More Add Review
Alamo City Texas Workforce Branch Restrictions	0.75%	$10,000	-	Learn More Add Review
Houston Metropolitan Hmfcu Branch Restrictions	0.75%	$100,000	-	Learn More Add Review
Rio Grande Valley Credit Union San Benito Branch Restrictions	0.75%	$10,000	-	Learn More Add Review
Waco Waco Branch	0.75%	$10,000	-	Learn More Add Review
Wellspring Firestone Community Branch Restrictions	0.72%	$10,000	-	Learn More Add Review
Westex Community Winkler County Branch	0.71%	$10,000	-	Learn More Add Review
People's Trust People's Trust Branch Restrictions	0.71%	$100,000	-	Learn More Add Review
Freestone Freestone Branch	0.70%	$10,000	-	Learn More Add Review
Greater Central Texas Greater Central Texa Branch	0.70%	$10,000	-	Learn More Add Review
Intouch Intouch Branch Restrictions	0.70%	$1,000	-	Learn More Add Review
Access Community Access Community Branch Restrictions	0.70%	$10,000	-	Learn More Add Review
Xceed Financial Xceed Financial Branch Restrictions	0.70%	$10,000	-	Learn More Add Review
The Local The Local Branch	0.70%	$10,000	-	Learn More Add Review
Southwest Financial Southwest Financial Branch Restrictions	0.70%	$100,000	-	Learn More Add Review
Unity One Unity One Branch Restrictions	0.70%	$10,000	-	Learn More Add Review
Trugrocer Trugrocer Branch Restrictions	0.70%	$100,000	-	Learn More Add Review
Rocket Rocket Branch	0.70%	$10,000	-	Learn More Add Review
Great Plains Great Plains Branch Restrictions	0.70%	$10,000	-	Learn More Add Review
Truwest Truwest Branch Restrictions	0.70%	$10,000	-	Learn More Add Review
Texas Bay Texas Bay Area Branch Restrictions	0.70%	$100,000	-	Learn More Add Review
Amoco Amoco Branch Restrictions	0.70%	$10,000	-	Learn More Add Review
Justice Justice Branch Restrictions	0.68%	$10,000	-	Learn More Add Review
Texas Health Texas Health Branch Restrictions	0.66%	$10,000	-	Learn More Add Review
Tex Mex Tex Mex Branch	0.66%	$10,000	-	Learn More Add Review
Caprock Caprock Branch Restrictions	0.65%	$10,000	-	Learn More Add Review
Centex Citizens Centex Citizens Branch Restrictions	0.65%	$10,000	-	Learn More Add Review
Texans Texans Branch Restrictions	0.65%	$10,000	-	Learn More Add Review
Trugrocer Trugrocer Branch Restrictions	0.65%	$10,000	-	Learn More Add Review
River City River City Branch Restrictions	0.65%	$10,000	-	Learn More Add Review
United Community United Community Branch Restrictions	0.65%	$10,000	-	Learn More Add Review
People's Trust People's Trust Branch Restrictions	0.65%	$10,000	-	Learn More Add Review
Houston Police Houston Police Branch Restrictions	0.65%	$100,000	-	Learn More Add Review
Houston Police Houston Police Branch Restrictions	0.61%	$1,000	-	Learn More Add Review
Grand Prairie Grand Prairie Branch	0.60%	$10,000	-	Learn More Add Review
America's America's Branch Restrictions	0.60%	$100,000	-	Learn More Add Review
One Source One Source Branch Restrictions	0.60%	$100,000	-	Learn More Add Review
My Community Odessa 42nd Street Branch	0.60%	$100,000	-	Learn More Add Review
Mid-tex Mid-tex Branch	0.60%	$10,000	-	Learn More Add Review
Cooperative Teachers Cooperative Teachers Branch Restrictions	0.60%	$10,000	-	Learn More Add Review
Smart Financial Smart Financial Branch Restrictions	0.60%	$100,000	-	Learn More Add Review
Port Arthur Community Port Arthur Communit Branch Restrictions	0.60%	$10,000	-	Learn More Add Review
Houston Metropolitan Hmfcu Branch Restrictions	0.60%	$10,000	-	Learn More Add Review
Laredo Laredo Branch Restrictions	0.60%	$10,000	-	Learn More Add Review
H E B Financial Service Center Branch Restrictions	0.58%	$10,000	-	Learn More Add Review
Mesquite Mesquite Branch Restrictions	0.55%	$10,000	-	Learn More Add Review
Libertyone Liberty One Branch Restrictions	0.55%	$100,000	-	Learn More Add Review
Southwest Financial Southwest Financial Branch Restrictions	0.55%	$10,000	-	Learn More Add Review
Altra Altra Branch Restrictions	0.55%	$10,000	-	Learn More Add Review
F A A F A A Branch Restrictions	0.53%	$50,000	-	Learn More Add Review
Members First Members First Branch Restrictions	0.50%	$10,000	-	Learn More Add Review
F A A F A A Branch Restrictions	0.50%	$500	-	Learn More Add Review
Ep Engraving And Printi Branch Restrictions	0.50%	$10,000	-	Learn More Add Review
One Source One Source Branch Restrictions	0.50%	$10,000	-	Learn More Add Review
Mountain Star Mountain Star Branch	0.50%	$10,000	-	Learn More Add Review
First Basin First Basin Branch Restrictions	0.50%	$10,000	-	Learn More Add Review
My Community Odessa 42nd Street Branch	0.50%	$10,000	-	Learn More Add Review
First Abilene First Abilene Branch Restrictions	0.50%	$100,000	-	Learn More
JS \| Jul 9, 2022 This is the worst credit union I have ever worked with. I have been a member of several other credit unions over the years and loved them. I moved to Abilene and opened an account with First Abilene FCU ... Read More Reviews (1)
Smart Financial Smart Financial Branch Restrictions	0.50%	$10,000	-	Learn More Add Review
Communities Of Abilene Communities Of Abile Branch Restrictions	0.45%	$10,000	-	Learn More Add Review
4u Nascoga Branch Restrictions	0.45%	$10,000	-	Learn More Add Review
Members Trust Of The Southwest Members Trust Of The Branch Restrictions	0.45%	$100,000	-	Learn More Add Review
Libertyone Liberty One Branch Restrictions	0.45%	$10,000	-	Learn More Add Review
Abilene Teachers Abilene Teachers Branch Restrictions	0.45%	$100,000	-	Learn More Add Review
First Abilene First Abilene Branch Restrictions	0.45%	$10,000	-	Learn More
JS \| Jul 9, 2022 This is the worst credit union I have ever worked with. I have been a member of several other credit unions over the years and loved them. I moved to Abilene and opened an account with First Abilene FCU ... Read More Reviews (1)
Mobiloil Mobiloil Branch Restrictions	0.45%	$10,000	-	Learn More Add Review
Energy Capital Greenspoint Branch Restrictions	0.45%	$10,000	-	Learn More Add Review
Corner Stone Corner Stone Branch	0.40%	$100,000	-	Learn More Add Review
Greenstate Restrictions	0.40%	$500	-	Learn More
Slynyrd \| Nov 11, 2022 It would be great to hear back from someone regarding my bump-up rate currently available, BEFORE 18 days has passed. Still waiting. Read More Reviews (2)
Secured Advantage Secured Advantage Branch Restrictions	0.40%	$10,000	-	Learn More Add Review
America's America's Branch Restrictions	0.40%	$10,000	-	Learn More Add Review
Go Lbj Branch Restrictions	0.40%	$10,000	-	Learn More Add Review
Citizens Citizens Branch Restrictions	0.40%	$100,000	-	Learn More Add Review
United United Branch	0.40%	$10,000	-	Learn More Add Review
Southland Southland Branch Restrictions	0.40%	$10,000	-	Learn More Add Review
Gulf Coast Educators Gulf Coast Educators Branch Restrictions	0.40%	$10,000	-	Learn More Add Review
Texas Bay Texas Bay Area Branch Restrictions	0.40%	$10,000	-	Learn More Add Review
Truity 66 Branch Restrictions	0.40%	$10,000	-	Learn More Add Review
Cosden Cosden Branch Restrictions	0.35%	$100,000	-	Learn More Add Review
Members Trust Of The Southwest Members Trust Of The Branch Restrictions	0.35%	$10,000	-	Learn More Add Review
Education First Education First Branch Restrictions	0.35%	$10,000	-	Learn More Add Review
Allied Green Oaks Branch Restrictions	0.30%	$10,000	-	Learn More Add Review
Corner Stone Corner Stone Branch	0.30%	$10,000	-	Learn More Add Review
West Texas West Texas Educators Branch Restrictions	0.30%	$10,000	-	Learn More Add Review
Hereford Texas Hereford Texas Branch Restrictions	0.30%	$1,000	-	Learn More Add Review
Metro Medical Metro Medical Branch Restrictions	0.30%	$10,000	-	Learn More Add Review
Heritage Usa Heritage Usa Branch Restrictions	0.30%	$10,000	-	Learn More Add Review
Cy-fair Cy-fair Branch Restrictions	0.30%	$100,000	-	Learn More Add Review
My My Branch Restrictions	0.25%	$10,000	-	Learn More Add Review
Cosden Cosden Branch Restrictions	0.25%	$10,000	-	Learn More Add Review
Abilene Teachers Abilene Teachers Branch Restrictions	0.25%	$10,000	-	Learn More Add Review
Cy-fair Cy-fair Branch Restrictions	0.25%	$10,000	-	Learn More Add Review
Citizens Citizens Branch Restrictions	0.20%	$10,000	-	Learn More Add Review
Chocolate Bayou Community Chocolate Bayou Comm Branch Restrictions	0.20%	$10,000	-	Learn More Add Review
Texoma Educators Texoma Educators Branch Restrictions	0.17%	$10,000	-	Learn More Add Review
Texas Texas Branch Restrictions	0.05%	$10,000	-	Learn More Add Review

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10007

Branch	Street	City	State
ADVANCIAL Advancial Advancial Branch	1845 WOODALL RODGERS FWY, SUITE 130	DALLAS	TX
INVESTEX Investex Credit Union Investex Credit Union Branch	5212 Atascocita Rd	Humble	TX
EECU Eecu Eecu Branch	1460 W Southlake Blvd	Southlake	TX
ADVANCIAL Advancial Advancial Branch	1845 WOODALL RODGERS FWY, SUITE 130	DALLAS	TX
STAR OF TEXAS Star Of Texas Credit Union Star Of Texas Credit Union Branch	114 E Huntland Dr.	Austin	TX
EECU Eecu Eecu Branch	1460 W Southlake Blvd	Southlake	TX
COASTLIFE Coastlife Credit Union Coastlife Credit Union Branch	6810 Saratoga Blvd	Corpus Christi	TX
ADVANCIAL Advancial Advancial Branch	1845 WOODALL RODGERS FWY, SUITE 130	DALLAS	TX
TEXAS PEOPLE Texas People Texas People Branch	4613 Wellesley Ave	Fort Worth	TX
STAR OF TEXAS Star Of Texas Credit Union Star Of Texas Credit Union Branch	114 E Huntland Dr.	Austin	TX
LAS COLINAS Las Colinas Las Colinas Branch	555 Cimarron Trail	Irving	TX
CREDIT HUMAN San Antonio San Antonio Branch	6061 IH-10 West	San Antonio	TX
EECU Eecu Eecu Branch	1460 W Southlake Blvd	Southlake	TX
INVESTEX Investex Credit Union Investex Credit Union Branch	5212 Atascocita Rd	Humble	TX
TEXAS PEOPLE Texas People Texas People Branch	4613 Wellesley Ave	Fort Worth	TX
SPECTRUM Spectrum Spectrum Branch	3000 Post Oak Blvd, Suite 150	Houston	TX
SHELL Shell Shell Branch	301 E 13th St	Deer Park	TX
SPECTRUM Spectrum Spectrum Branch	3000 Post Oak Blvd, Suite 150	Houston	TX
SPECTRUM Spectrum Spectrum Branch	3000 Post Oak Blvd, Suite 150	Houston	TX
MEMBER PREFERRED Member Preferred Member Preferred Branch	340 Blue Mound Rd., Ste. 342	Fort Worth	TX
RANDOLPH-BROOKS Randolph-brooks Randolph-brooks Branch	One Randolph Brooks Parkway	Live Oak	TX
EASTMAN Eastman Eastman Branch	149 Kodak Boulevard	Longview	TX
BAYER HERITAGE Bayer Heritage Bayer Heritage Branch	8500 West Bay Rd. # 32	Baytown	TX
AUSTIN TELCO University Oaks University Oaks Branch	121 University Oaks	Round Rock	TX
EASTMAN Eastman Eastman Branch	149 Kodak Boulevard	Longview	TX
TARRANT COUNTY'S CREDIT UNION Tarrant County Tarrant County Branch	100 E. Weatherford Street #205	Fort Worth	TX
UNIVERSITY University University Branch	3305 Steck Ave	Austin	TX
SHELL Shell Shell Branch	301 E 13th St	Deer Park	TX
BAYER HERITAGE Bayer Heritage Bayer Heritage Branch	8500 West Bay Rd. # 32	Baytown	TX
RALLY Mccoll Branch Mccoll Branch	3010 S McColl Rd	Edinburg	TX
AMERICAN AIRLINES Aafcu - Dfwc Aafcu - Dfwc Branch	3200 E Airfield Dr	DFW Airport	TX
AUSTIN TELCO University Oaks University Oaks Branch	121 University Oaks	Round Rock	TX
CREDIT UNION OF TEXAS Credit Union Of Texa Credit Union Of Texa Branch	8131 LBJ FREEWAY, SUITE 550	DALLAS	TX
AUSTIN TELCO University Oaks University Oaks Branch	121 University Oaks	Round Rock	TX
VELOCITY Velocity Velocity Branch	610 East 11th Street	Austin	TX
TEXAS TRUST Grand Prairie Vought Branch Grand Prairie Vought Branch	425 W Jefferson St	Grand Prairie	TX
PREMIER AMERICA Premier America Premier America Branch	Carillon Shopping Center, 10001 Westheimer Rd, #25	Houston	TX
RANDOLPH-BROOKS Randolph-brooks Randolph-brooks Branch	One Randolph Brooks Parkway	Live Oak	TX
TARRANT COUNTY'S CREDIT UNION Tarrant County Tarrant County Branch	100 E. Weatherford Street #205	Fort Worth	TX
NECHES Neches Neches Branch	776 Magnolia Ave	Port Neches	TX
CITY City City Branch	7474 Ferguson Road	Dallas	TX
NAVY FEDERAL CREDIT UNION Navy Federal Credit Navy Federal Credit Branch	Northshore Plaza, 1536 Wildcat Drive	Portland	TX
NAVY FEDERAL CREDIT UNION Navy Federal Credit Navy Federal Credit Branch	Northshore Plaza, 1536 Wildcat Drive	Portland	TX
A+ A+ A+ Branch	6420 E Highway 290	Austin	TX
CORPORATE AMERICA FAMILY Corporate America Fa Corporate America Fa Branch	5910 N. MacArthur Blvd. #140	Irving	TX
CHEVRON Chevron Chevron Branch	1600 Smith Suite 3895	Houston	TX
NECHES Neches Neches Branch	776 Magnolia Ave	Port Neches	TX
CORPORATE AMERICA FAMILY Corporate America Fa Corporate America Fa Branch	5910 N. MacArthur Blvd. #140	Irving	TX
CHEVRON Chevron Chevron Branch	1600 Smith Suite 3895	Houston	TX
TEXAS DOW EMPLOYEES Texas Dow Employees Texas Dow Employees Branch	1001 FM 2004	Lake Jackson	TX
DELTA COMMUNITY Delta Community Delta Community Branch	100 North Kimball Avenue, Suite 103	Southlake	TX
SOUTHWEST HERITAGE Southwest Heritage Southwest Heritage Branch	2809 JBS Parkway	Odessa	TX
TEXAS DOW EMPLOYEES Texas Dow Employees Texas Dow Employees Branch	1001 FM 2004	Lake Jackson	TX
GECU Vds Vds Branch	10435 Vista Del Sol Dr	El Paso	TX
PENTAGON Pentagon Pentagon Branch	761 Tank Battalion Avenue, & 37th Street B	Fort Hood	TX
RALLY Mccoll Branch Mccoll Branch	3010 S McColl Rd	Edinburg	TX
SOARION Air Force Air Force Branch	1560 Cable Ranch Road, Suite 200	San Antonio	TX
COMPLEX COMMUNITY Complex Community Complex Community Branch	3800 E 52nd St, Suite 304	Odessa	TX
FIRST TECHNOLOGY Addison Avenue Addison Avenue Branch	11445 COMPAQ CENTER WEST DR, Bldg. CCA05	Houston	TX
MEMBERS CHOICE Members Choice Members Choice Branch	14960 Park Row Bv	Houston	TX
JSC Monument Branch Monument Branch	2200 E 13th St	Deer Park	TX
AMERICAN AIRLINES Aafcu - Dfwc Aafcu - Dfwc Branch	3200 E Airfield Dr	DFW Airport	TX
SECURITY FIRST Security First Security First Branch	3515 S Jackson Road	EDINBURG	TX
FIRST COMMUNITY First Community Cu O First Community Cu O Branch	15260 FM 529	Houston	TX
FARMERS INSURANCE Farmers Insurance Gr Farmers Insurance Gr Branch	15700 Long Vista Drive	Austin	TX
SECURITY FIRST Security First Security First Branch	3515 S Jackson Road	EDINBURG	TX
UNIFY FINANCIAL Western Western Branch	Toyota Motor Manufacturing, 1 Lone Star Pass, Buil	San Antonio	TX
FIRST COMMUNITY First Community Cu O First Community Cu O Branch	15260 FM 529	Houston	TX
SECURITY FIRST Security First Security First Branch	3515 S Jackson Road	EDINBURG	TX
SECURITY FIRST Security First Security First Branch	3515 S Jackson Road	EDINBURG	TX
UNIFY FINANCIAL Western Western Branch	Toyota Motor Manufacturing, 1 Lone Star Pass, Buil	San Antonio	TX
SECURITY SERVICE Security Service Security Service Branch	16211 La Cantera Pkwy	San Antonio	TX
SECURITY SERVICE Security Service Security Service Branch	16211 La Cantera Pkwy	San Antonio	TX
SECURITY SERVICE Security Service Security Service Branch	16211 La Cantera Pkwy	San Antonio	TX
UNIFY FINANCIAL Western Western Branch	Toyota Motor Manufacturing, 1 Lone Star Pass, Buil	San Antonio	TX
CHARTWAY Chartway Chartway Branch	3200 S Shepherd Drive	Houston	TX
SECURITY FIRST Security First Security First Branch	3515 S Jackson Road	EDINBURG	TX
SOUTHWEST 66 Southwest 66 Southwest 66 Branch	4041 E 52nd Street	Odessa	TX
FIRST TECHNOLOGY Addison Avenue Addison Avenue Branch	11445 COMPAQ CENTER WEST DR, Bldg. CCA05	Houston	TX
LAREDO FIRE DEPARTMENT Laredo Fire Departme Laredo Fire Departme Branch	5002 Tersoro Plaza	Laredo	TX
FANNIN Fannin Fannin Branch	1737 N HWY 121	BONHAM	TX
CHEMCEL Chemcel Chemcel Branch	5740 County Road 4	Bishop	TX
DOCHES Doches Doches Branch	920 NW Stallings Dr	Nacogdoches	TX
SPCO Spco Spco Branch	12755 N HOUSTON ROSSLYN RD	HOUSTON	TX
MOBILITY CREDIT UNION Monetary Monetary Branch	2101 Valwood Pkwy	Farmers Branch	TX
HOUSTON TEXAS FIRE FIGHTERS Houston Texas Fire F Houston Texas Fire F Branch	4200 Kolb Street	Houston	TX
GULF COAST Gulf Coast Gulf Coast Branch	2633 Rodd Field Road	Corpus Christi	TX
1ST UNIVERSITY 1st University 1st University Branch	605 S. University Parks Dr.	Waco	TX
TEXAS TECH Texas Tech Texas Tech Branch	1802 Texas Tech Parkway	Lubbock	TX
ASSEMBLIES OF GOD Assemblies Of God Assemblies Of God Branch	1123 Sycamore St, Suite B (200)	Waxahachie	TX
KELLY COMMUNITY Kelly Community Fcu Branch 2 Kelly Community Fcu Branch 2	1409 E 5th St	Tyler	TX
CHEMCEL Chemcel Chemcel Branch	5740 County Road 4	Bishop	TX
SPCO Spco Spco Branch	12755 N HOUSTON ROSSLYN RD	HOUSTON	TX
WHITE SANDS El Paso El Paso Branch	4545 Hondo Pass Dr	El Paso	TX
BP Bp Bp Branch	580 Westlake Park Blvd., Suite 150	Houston	TX
FIRSTLIGHT Firstlight Firstlight Branch	9983 Kenworthy St	El Paso	TX
WALKER COUNTY Walker County Walker County Branch	1802 Normal Park	Huntsville	TX
LAREDO FIRE DEPARTMENT Laredo Fire Departme Laredo Fire Departme Branch	5002 Tersoro Plaza	Laredo	TX
HOUSTON Houston Houston Branch	16320 Kensington Drive	Sugar Land	TX
UNION SQUARE Burk Office Burk Office Branch	909 W Kramer Rd	Burkburnett	TX
DOMINO Domino Domino Branch	2208 Kennedy Lane	Texarkana	TX
RAIZ El Paso Area Teacher El Paso Area Teacher Branch	12020 ROJAS DRIVE	EL PASO	TX
HOUSTON TEXAS FIRE FIGHTERS Houston Texas Fire F Houston Texas Fire F Branch	4200 Kolb Street	Houston	TX
GREATER TEXAS Greater Texas Greater Texas Branch	6411 N. Lamar	Austin	TX
BRAZOS VALLEY SCHOOLS Brazos Valley School Brazos Valley School Branch	438 FM 1463	Katy	TX
WESTEX Westex Westex Branch	901 Avenue Q	Lubbock	TX
WICHITA FALLS TEACHERS Wichita Falls Teache Wichita Falls Teache Branch	4301 Barnett Rd	Wichita Falls	TX
FORT WORTH COMMUNITY Fort Worth Community Fort Worth Community Branch	1905 Forest Ridge Dr.	Bedford	TX
WHITE SANDS El Paso El Paso Branch	4545 Hondo Pass Dr	El Paso	TX
SYNERGY Valero Valero Branch	One Valero Way	San Antonio	TX
LINKAGE Linkage Credit Union Linkage Credit Union Branch	4527 SPEIGHT AVE	WACO	TX
LIVING IN FULFILLMENT EVERYDAY Members' Choice Members' Choice Branch	1108 Dallas Drive, Suite 315	Denton	TX
LIFETIME Blue Cross Texas Blue Cross Texas Branch	1001 E. Lookout Drive	Richardson	TX
SOUTHWEST AIRLINES Southwest Airlines Southwest Airlines Branch	2430 Shorecrest Dr	Dallas	TX
BAPTIST Baptist Baptist Branch	5815 IH 10 West	San Antonio	TX
FIRSTLIGHT Firstlight Firstlight Branch	9983 Kenworthy St	El Paso	TX
TEXELL West Adams Branch West Adams Branch	6607 W Adams Ave Ste F	Temple	TX
DATCU Highland Village Highland Village Branch	1900 Briarhill BLVD	Highland Village	TX
FORT WORTH COMMUNITY Fort Worth Community Fort Worth Community Branch	1905 Forest Ridge Dr.	Bedford	TX
RAIZ El Paso Area Teacher El Paso Area Teacher Branch	12020 ROJAS DRIVE	EL PASO	TX
TEXOMA COMMUNITY Texoma Community Texoma Community Branch	3800 Sheppard Access Road	Wichita Falls	TX
ROCKET Rocket Rocket Branch	905 W. MCGREGOR DR.	MCGREGOR	TX
GULF COAST EDUCATORS Gulf Coast Educators Gulf Coast Educators Branch	5953 Fairmont Pkwy	Pasadena	TX
TEXAR Texar Texar Branch	2301 RICHMOND RD	TEXARKANA	TX
COMMUNITY RESOURCE Community Resource Community Resource Branch	2900 Decker Drive	Baytown	TX
TEXAS TELCOM Main Office Main Office Branch	8818 Garland Rd	Dallas	TX
THE PEOPLE'S The People's The People's Branch	7200 Hillside	Amarillo	TX
PRESTIGE COMMUNITY Prestige Community Prestige Community Branch	15203 Knoll Trail, Suite 101	Dallas	TX
FORT WORTH CITY Felix Street Micro Branch Felix Street Micro Branch	505 W Felix St	Fort Worth	TX
1ST COMMUNITY 1st Community 1st Community Branch	3505 Wildewood	San Angelo	TX
MEMBERS CHOICE OF CENTRAL TEXAS Members Choice Of Ce Members Choice Of Ce Branch	4631 W Waco Dr	Waco	TX
DUGOOD Dupont Goodrich Dupont Goodrich Branch	7505 Eastex Frwy Ste. B	Beaumont	TX
BORDER Border Border Branch	2211 N BEDELL AVE	Del Rio	TX
BRAZOS VALLEY SCHOOLS Brazos Valley School Brazos Valley School Branch	438 FM 1463	Katy	TX
GOLDEN TRIANGLE Golden Triangle Golden Triangle Branch	5211 E Parkway	Groves	TX
BEACON Beacon Beacon Branch	2901 Sens Rd	La Porte	TX
PRIMEWAY Greenspoint Greenspoint Branch	100 Dominion Park Dr	Houston	TX
HOUSTON Houston Houston Branch	16320 Kensington Drive	Sugar Land	TX
BCM Bcm Bcm Branch	One Baylor Plaza, Suite 059E, Mail	Houston	TX
BAYCEL Main Office Main Office Branch	2320 6TH ST	Bay City	TX
SAN PATRICIO COUNTY TEACHERS San Patricio County San Patricio County Branch	501 W. Merriman	Sinton	TX
PAMPA TEACHERS Pampa Teachers Pampa Teachers Branch	808 W. Francis	Pampa	TX
LUFKIN Lufkin Lufkin Branch	204 Gobblers Knob Rd	Lufkin	TX
SOUTHWEST AIRLINES Southwest Airlines Southwest Airlines Branch	2430 Shorecrest Dr	Dallas	TX
EDUCATORS Educators Educators Branch	501 WEST STATE HWY 6	WACO	TX
GENCO Genco Genco Branch	731 N. VALLEY MILLS DR	WACO	TX
FIVEPOINT Fivepoint Credit Union Fivepoint Credit Union Branch	3700 Skyline Dr	Nederland	TX
BORDER Border Border Branch	2211 N BEDELL AVE	Del Rio	TX
FIRST SERVICE Spring Cypress Spring Cypress Branch	8640 Spring Cypress Rd	Spring	TX
SYNERGY Valero Valero Branch	One Valero Way	San Antonio	TX
SOUTHWEST RESEARCH CENTER Southwest Research C Southwest Research C Branch	7215 Culebra	San Antonio	TX
GENERATIONS COMMUNITY Generations Communit Generations Communit Branch	123 N. Medina St.	San Antonio	TX
CAL-COM Cal-com Cal-com Branch	1401 N Virginia	Port Lavaca	TX
MTCU Midland Teachers Midland Teachers Branch	1505 N MIDLAND DR	MIDLAND	TX
CAPROCK Caprock Caprock Branch	709 N 1ST	LAMESA	TX
PANTEX Pantex Pantex Branch	1300 W. Wilson St.	Borger	TX
EDUCATION 45th Branch 45th Branch	3615 SW 45th Ave	Amarillo	TX
ALLIANCE South Branch South Branch	2404 82nd St	Lubbock	TX
ENERGY ONE Energy One Energy One Branch	1293 Eldridge Pkwy	Houston	TX
TOGETHER Anheuser-busch Emplo Anheuser-busch Emplo Branch	3500 Manor Way	Dallas	TX
FORT WORTH CITY Felix Street Micro Branch Felix Street Micro Branch	505 W Felix St	Fort Worth	TX
SERVICE 1ST Service 1st Service 1st Branch	10001 Jack Finney Blvd.	Greenville	TX
FIRST CENTRAL First Central First Central Branch	6201 Sanger Ave.	Waco	TX
UNITED HERITAGE United Heritage United Heritage Branch	12208 N Mopac Expressway	Austin	TX
EAST TEXAS PROFESSIONAL East Texas Professio East Texas Professio Branch	409 East Loop 281	Longview	TX
MCT Mct Mct Branch	2736 Nall Street	Port Neches	TX
GULF Gulf Gulf Branch	5140 West Parkway	Groves	TX
GENERATIONS COMMUNITY Generations Communit Generations Communit Branch	123 N. Medina St.	San Antonio	TX
BEACON Beacon Beacon Branch	2901 Sens Rd	La Porte	TX
RIVERLAND Woodlands Branch Woodlands Branch	10055 Grogans Mill Rd	The Woodlands	TX
SANTA FE Santa Fe Santa Fe Branch	1422 S HARRISON ST	AMARILLO	TX
FIRST CLASS AMERICAN 2595 Polaris 2595 Polaris Branch	2595 Polaris Dr	Fort Worth	TX
SAN ANGELO San Angelo San Angelo Branch	235 W 1ST ST.	SAN ANGELO	TX
YANTIS Yantis Yantis Branch	110 S Main St	Yantis	TX
ACFCU Amarillo Community Amarillo Community Branch	6100 I-40 West	Amarillo	TX
CONCHO EDUCATORS Beauregard Office Beauregard Office Branch	1967 W Beauregard Ave	San Angelo	TX
FIRSTMARK Reagan High School Branch Reagan High School Branch	19000 Ronald Reagan	San Antonio	TX
FIRST SERVICE Spring Cypress Spring Cypress Branch	8640 Spring Cypress Rd	Spring	TX
ASSOCIATED CREDIT UNION OF TEXAS Associated Credit Un Associated Credit Un Branch	100 Perkins Ave, Ste D	League City	TX
SOUTHWEST RESEARCH CENTER Southwest Research C Southwest Research C Branch	7215 Culebra	San Antonio	TX
CITY PUBLIC SERVICE/IBEW City Public Service/ City Public Service/ Branch	1002 Camden	San Antonio	TX
VALLEY Valley Valley Branch	183 E. Price Road	Brownsville	TX
COMMUNITY SERVICE Community Service Community Service Branch	250 FM 2821 Road West	Huntsville	TX
NORTH EAST TEXAS Lone Star Office Lone Star Office Branch	1115 Lone Star Blvd	Lone Star	TX
MTCU Midland Teachers Midland Teachers Branch	1505 N MIDLAND DR	MIDLAND	TX
POSTEL FAMILY Postel Family Postel Family Branch	1300 Broad Street	Wichita Falls	TX
FIRST CLASS AMERICAN 2595 Polaris 2595 Polaris Branch	2595 Polaris Dr	Fort Worth	TX
FREESTONE Freestone Freestone Branch	613 Main Street	Teague	TX
ENERGY ONE Energy One Energy One Branch	1293 Eldridge Pkwy	Houston	TX
GEICO Geico Geico Branch	4201 SPRING VALLEY ROAD, SUITE 102	DALLAS	TX
RELYON Employees Employees Branch	8989 Harry Hines Blvd.	Dallas	TX
GREAT PLAINS Great Plains Great Plains Branch	5309 FM 1006	ORANGE	TX
CAPITOL Capitol Capitol Branch	8309 Cross Park Dr	Austin	TX
CAL-COM Cal-com Cal-com Branch	1401 N Virginia	Port Lavaca	TX
STAR FINANCIAL South Texas Area Res South Texas Area Res Branch	10429 Leopard	Corpus Christi	TX
JUSTICE Justice Justice Branch	1 Justice Park Drive	Houston	TX
WESTEX Westex Westex Branch	901 Avenue Q	Lubbock	TX
PAMPA TEACHERS Pampa Teachers Pampa Teachers Branch	808 W. Francis	Pampa	TX
WINDTHORST Windthorst Windthorst Branch	14205 West FM 174	WINDTHORST	TX
HEART O' TEXAS Heart O' Texas Heart O' Texas Branch	1711 Lake Success	Waco	TX
RESOURCE ONE Resource One Resource One Branch	1200 Belleview St	Dallas	TX
MEMBERS Members Members Branch	827 N MAIN	CLEBURNE	TX
CONCHO EDUCATORS Beauregard Office Beauregard Office Branch	1967 W Beauregard Ave	San Angelo	TX
TRANS TEXAS SOUTHWEST Trans Texas Southwes Trans Texas Southwes Branch	3401 LOOP 306	SAN ANGELO	TX
FIVEPOINT Fivepoint Credit Union Fivepoint Credit Union Branch	3700 Skyline Dr	Nederland	TX
KERR COUNTY Kerr County Kerr County Branch	3700 Memorial Blvd.	Kerrville	TX
FIRSTMARK Reagan High School Branch Reagan High School Branch	19000 Ronald Reagan	San Antonio	TX
ASSOCIATED CREDIT UNION OF TEXAS Associated Credit Un Associated Credit Un Branch	100 Perkins Ave, Ste D	League City	TX
ALAMO CITY Texas Workforce Texas Workforce Branch	4801 NW Loop 410 #510A	San Antonio	TX
HOUSTON METROPOLITAN Hmfcu Hmfcu Branch	608 E Tidwell Rd	Houston	TX
RIO GRANDE VALLEY CREDIT UNION San Benito Branch San Benito Branch	345 N Williams Rd	San Benito	TX
WACO Waco Waco Branch	826 N 3RD STREET	WACO	TX
WELLSPRING Firestone Community Firestone Community Branch	150 East Roundbunch Road	Bridge City	TX
WESTEX COMMUNITY Winkler County Winkler County Branch	200 East Austin	Kermit	TX
PEOPLE'S TRUST People's Trust People's Trust Branch	777 Walker Street #2400	Houston	TX
FREESTONE Freestone Freestone Branch	613 Main Street	Teague	TX
GREATER CENTRAL TEXAS Greater Central Texa Greater Central Texa Branch	3305 E ELMS RD	KILLEEN	TX
INTOUCH Intouch Intouch Branch	5640 DEMOCRACY DRIVE	PLANO	TX
ACCESS COMMUNITY Access Community Access Community Branch	6401 Bell St	Amarillo	TX
XCEED FINANCIAL Xceed Financial Xceed Financial Branch	1660 South Stemmons Fwy Suite 140	Lewisville	TX
THE LOCAL The Local The Local Branch	8500 N. Stemmons Frwy Ste 1050	Dallas	TX
SOUTHWEST FINANCIAL Southwest Financial Southwest Financial Branch	7610 Stemmons Freeway Ste 110	Dallas	TX
UNITY ONE Unity One Unity One Branch	6701 Burlington Blvd	Fort Worth	TX
TRUGROCER Trugrocer Trugrocer Branch	1327 Brown Trail	Bedford	TX
ROCKET Rocket Rocket Branch	905 W. MCGREGOR DR.	MCGREGOR	TX
GREAT PLAINS Great Plains Great Plains Branch	5309 FM 1006	ORANGE	TX
TRUWEST Truwest Truwest Branch	13609 N. IH-35, Bldg 4	Austin	TX
TEXAS BAY Texas Bay Area Texas Bay Area Branch	12611 Fuqua St	Houston	TX
AMOCO Amoco Amoco Branch	2300 Texas Ave	Texas City	TX
JUSTICE Justice Justice Branch	1 Justice Park Drive	Houston	TX
TEXAS HEALTH Texas Health Texas Health Branch	4800 GROVER AVE	AUSTIN	TX
TEX MEX Tex Mex Tex Mex Branch	1420 Cedar Ave.	Laredo	TX
CAPROCK Caprock Caprock Branch	709 N 1ST	LAMESA	TX
CENTEX CITIZENS Centex Citizens Centex Citizens Branch	Centex Citizens Credit Union, 931 N	Mexia	TX
TEXANS Texans Texans Branch	777 E. CAMPBELL ROAD	RICHARDSON	TX
TRUGROCER Trugrocer Trugrocer Branch	1327 Brown Trail	Bedford	TX
RIVER CITY River City River City Branch	610 Augusta St.	San Antonio	TX
UNITED COMMUNITY United Community United Community Branch	1700 16th St	Galena Park	TX
PEOPLE'S TRUST People's Trust People's Trust Branch	777 Walker Street #2400	Houston	TX
HOUSTON POLICE Houston Police Houston Police Branch	1600 Memorial	Houston	TX
HOUSTON POLICE Houston Police Houston Police Branch	1600 Memorial	Houston	TX
GRAND PRAIRIE Grand Prairie Grand Prairie Branch	209 N. CENTER ST.	GRAND PRAIRIE	TX
AMERICA'S America's America's Branch	2154 FOREST LN	GARLAND	TX
ONE SOURCE One Source One Source Branch	8870 Gazelle	El Paso	TX
MY COMMUNITY Odessa 42nd Street Odessa 42nd Street Branch	4037 E 42nd St	Odessa	TX
MID-TEX Mid-tex Mid-tex Branch	3808 HWY 377 S	BROWNWOOD	TX
COOPERATIVE TEACHERS Cooperative Teachers Cooperative Teachers Branch	1424 WSW Loop 323	Tyler	TX
SMART FINANCIAL Smart Financial Smart Financial Branch	4615 Southwest Freeway, Suite 310	Houston	TX
PORT ARTHUR COMMUNITY Port Arthur Communit Port Arthur Communit Branch	3100 Central Mall Drive	Port Arthur	TX
HOUSTON METROPOLITAN Hmfcu Hmfcu Branch	608 E Tidwell Rd	Houston	TX
LAREDO Laredo Laredo Branch	1119 Corpus Christi	Laredo	TX
H E B Financial Service Center Financial Service Center Branch	1100 NW Loop 410 Ste 100	San Antonio	TX
MESQUITE Mesquite Mesquite Branch	1510 N Galloway Ave	Mesquite	TX
LIBERTYONE Liberty One Liberty One Branch	2221 E Lamar Blvd Ste 110	Arlington	TX
SOUTHWEST FINANCIAL Southwest Financial Southwest Financial Branch	7610 Stemmons Freeway Ste 110	Dallas	TX
ALTRA Altra Altra Branch	5523 Troup Highway	Tyler	TX
F A A F A A F A A Branch	16600 JFK BLVD	Houston	TX
MEMBERS FIRST Members First Members First Branch	5444 S. Staples	Corpus Christi	TX
F A A F A A F A A Branch	16600 JFK BLVD	Houston	TX
EP Engraving And Printi Engraving And Printi Branch	9000 Blue Mound Rd	Fort Worth	TX
ONE SOURCE One Source One Source Branch	8870 Gazelle	El Paso	TX
MOUNTAIN STAR Mountain Star Mountain Star Branch	2229 E Yandell	El Paso	TX
FIRST BASIN First Basin First Basin Branch	2740 North County Road West	Odessa	TX
MY COMMUNITY Odessa 42nd Street Odessa 42nd Street Branch	4037 E 42nd St	Odessa	TX
FIRST WATCH First Abilene First Abilene Branch	1118 PINE	ABILENE	TX
SMART FINANCIAL Smart Financial Smart Financial Branch	4615 Southwest Freeway, Suite 310	Houston	TX
COMMUNITIES OF ABILENE Communities Of Abile Communities Of Abile Branch	3661 N 6th St	Abilene	TX
4U Nascoga Nascoga Branch	1312 Lawrence St	Gainesville	TX
MEMBERS TRUST OF THE SOUTHWEST Members Trust Of The Members Trust Of The Branch	2315 Mangun Rd	Houston	TX
LIBERTYONE Liberty One Liberty One Branch	2221 E Lamar Blvd Ste 110	Arlington	TX
ABILENE TEACHERS Abilene Teachers Abilene Teachers Branch	2801 No 6th	Abilene	TX
FIRST WATCH First Abilene First Abilene Branch	1118 PINE	ABILENE	TX
MOBILOIL Mobiloil Mobiloil Branch	1810 N. Major Drive	Beaumont	TX
ENERGY CAPITAL Greenspoint Branch Greenspoint Branch	233 Benmar Dr Ste 120	Houston	TX
CORNER STONE Corner Stone Corner Stone Branch	130 historic town square	lancaster	TX
SECURED ADVANTAGE Secured Advantage Secured Advantage Branch	1301 W. Magnolia Street	Iowa Park	TX
AMERICA'S America's America's Branch	2154 FOREST LN	GARLAND	TX
GO Lbj Branch Lbj Branch	5429 Lbj Fwy Ste 100	Dallas	TX
CITIZENS Citizens Citizens Branch	701 E FM 700	Big Spring	TX
UNITED United United Branch	4901 Old Jacksonville Hwy	Tyler	TX
SOUTHLAND Southland Southland Branch	2601 S. John Redditt Drive	Lufkin	TX
GULF COAST EDUCATORS Gulf Coast Educators Gulf Coast Educators Branch	5953 Fairmont Pkwy	Pasadena	TX
TEXAS BAY Texas Bay Area Texas Bay Area Branch	12611 Fuqua St	Houston	TX
TRUITY 66 66 Branch	600 N. Dairy Ashford	Houston	TX
COSDEN Cosden Cosden Branch	400 EAST MARCY	BIG SPRING	TX
MEMBERS TRUST OF THE SOUTHWEST Members Trust Of The Members Trust Of The Branch	2315 Mangun Rd	Houston	TX
EDUCATION FIRST Education First Education First Branch	7025 Eastex Freeway	Beaumont	TX
ALLIED Green Oaks Green Oaks Branch	200 SE GREEN OAKS BLVD	ARLINGTON	TX
CORNER STONE Corner Stone Corner Stone Branch	130 historic town square	lancaster	TX
WEST TEXAS West Texas Educators West Texas Educators Branch	1001 N Lee Ave	Odessa	TX
HEREFORD TEXAS Hereford Texas Hereford Texas Branch	330 Schley	Hereford	TX
METRO MEDICAL Metro Medical Metro Medical Branch	8828 Stemmons Freeway, Suite # 113	Dallas	TX
HERITAGE USA Heritage Usa Heritage Usa Branch	5507 W Wadley	Midland	TX
CY-FAIR Cy-fair Cy-fair Branch	9601 Jones Road	Houston	TX
LAS COLINAS Las Colinas Las Colinas Branch	555 Cimarron Trail	Irving	TX
MY My My Branch	5744 Watauga Road	Watauga	TX
COSDEN Cosden Cosden Branch	400 EAST MARCY	BIG SPRING	TX
ABILENE TEACHERS Abilene Teachers Abilene Teachers Branch	2801 No 6th	Abilene	TX
CY-FAIR Cy-fair Cy-fair Branch	9601 Jones Road	Houston	TX
CITIZENS Citizens Citizens Branch	701 E FM 700	Big Spring	TX
CHOCOLATE BAYOU COMMUNITY Chocolate Bayou Comm Chocolate Bayou Comm Branch	1301 North Highway 35 Bypass	Alvin	TX
TEXOMA EDUCATORS Texoma Educators Texoma Educators Branch	506 W. Lamar St.	Sherman	TX
TEXAS Texas Texas Branch	1100 COMMERCE STREET SUITE 745	DALLAS	TX

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PRODUCT INFORMATION

Credit Union Certificates of Deposit 2025

Credit union certificates of deposit (“CDs”, also commonly called “time deposits” at credit unions) are contract-based and time-based savings vehicles that are offered by credit unions. In return for agreeing to keep your money tied up with the credit union for a given time period, you earn a fixed rate or return that cannot change over the course of that period. Should you need your money before the expiration of the contractual period, the penalties for early withdrawal can be severe. Not all credit unions even offer early withdrawal from CDs; many that do offer it maintain the right to deny it in their fine print. It therefore is important to fully understand the terms of any time-based deposit that you enter with a credit union. Read this article for further detail on early withdrawal penalties.

Many Americans enjoy performing their banking transactions with credit unions, citing better rates, non-profit status (owned by its depositors), more helpful employees, and a commitment to the community that is above the level offered by local banks. You will find a map with all credit unions that are close to you here. It is important to note that some credit unions have limited fields of membership, although others are more open ended. Under any circumstance, you must meet the membership requirements in order to become a member and open a CD or time deposit.

Those who are willing to tie up their money for one year will often get a slight premium over the best available savings rates. People who work with credit unions may find that they offer better rates on CDs or time deposits than local banks and online banks. You however should check the local bank rates where you live here and the online rates here.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

NCUA Insurance

Most, but not all, credit unions listed on BestCashCow are insured by the National Credit Union Administration (NCUA). You should confirm that the credit union that you are working with is NCUA-insured by visiting that institution’s BestCashCow page (NCUA coverage is detailed on the overview tab). The NCUA insures each named individual's deposits to $250,000 for all accounts at the credit union within ownership class. The rules are very similar, but not identical, to those for FDIC insurance. You should always stay within NCUA insurance limits.

BestCashCow strongly recommends that you deposit money only in NCUA insured credit unions and that you stay within insured limits. If you are considering depositing over $250,000 at a single NCUA-insured credit union across products (share certificates, time deposits, etc.) or across types of ownership (individual, joint, etc.) you should use the NCUA’s Share Insurance Toolkit in order to be sure that you are not exceeding coverage limits.

FREQUENTLY ASKED QUESTIONS ABOUT CREDIT UNIONS

Is my money any less safe at a credit union?

As long as your credit union is NCUA insured and you stay within the NCUA limits, As long as your credit union is NCUA insured and you stay within the NCUA limits, your money is no less safe than it would be in an FDIC-insured bank.

Is there any difference between a time deposit offered by a credit union and a CD account offered by a bank?

The difference is mainly one of terminology. But, you should always completely understand the terms of a time deposit or CD before you enter it, paying careful attention to the early withdrawal penalties. A reasonable early withdrawal penalty for a 1-year CD or time deposit is 3 months, and a reasonable early withdrawal penalty for a longer term CD is 6 months.

Does the small amount of interest gained on a time deposit make sense given the fact that I am losing access to my capital (liquidity)?

This is a decision that depends on your own specific circumstances, your needs for cash, and other investments that you may wish to pursue over the period of your time deposit or CD. The premium in a one-year CD is very small, with the premium of longer-term CDs being a little wider. A small difference in compounding interest can make a large difference over long period of time. You may wish to familiarize yourself with our Savings Booster Calculator in order to understand the importance of compounding interest at higher rates on your money over time.

SAVINGS & CD CALCULATOR

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PRODUCT INFORMATION

Credit Union Certificates of Deposit 2025

NCUA Insurance

FREQUENTLY ASKED QUESTIONS ABOUT CREDIT UNIONS

Is my money any less safe at a credit union?

Is there any difference between a time deposit offered by a credit union and a CD account offered by a bank?

Does the small amount of interest gained on a time deposit make sense given the fact that I am losing access to my capital (liquidity)?

SAVINGS & CD CALCULATOR

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CD Products by City in Texas

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