Florida

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Tamarac, Florida Credit Union Savings Rates

You are viewing savings rates from credit unions in Tamarac, Florida

Credit Unions can offer savings and money market rates that are competitive not only with local banks, but also sometimes with the best rates at online savings banks. The table below lists the best rates at credit unions near you. If you click on the credit union’s name, you’ll be taken to more information about its locations and operations.

Tamarac, FL - June 23, 2024

Savings Account National Average Rate: 0.44% ?

Credit Unions APY MIN

Rate History: 2.32% → 4.75%

12 Month Introductory Rate

Lake Michigan


Restrictions

4.15%

4.00%
3.30%
0.40%
0.30%

$1,000,000

$100,000
$25,000
$10,000
$2,500
Learn More

4.00%

0.15%
0.10%

$10,000

$2,500
$5
Learn More

Rate History: 4.00% → 3.50% → 4.00% → 3.50% → 3.25%

Rate History: 2.15% → 3.00%

| Jan 12, 2022

I did a signature loan to pay off two credit cards in December 2021 of $10,000 @ 10.75 % Then 30 days later in January 2022 Suncoast offers its members to pay off your credit cards @ 5.9 % That did not s... Read More

| Nov 30, 2020

I will never do business with grow again. Very dissatisfied as a client. Read More

Radifi


Restrictions

2.35%

2.15%
2.05%
1.85%
1.10%
1.05%
0.85%
0.75%

$1,000,000

$500,000
$250,000
$100,000
$50,000
$25,000
$10,000
$2,500
Learn More

Rate History: 2.27% → 0.04% → 2.27% → 0.04% → 2.27%

| Sep 30, 2016

what the rate on 5 years cd if your a elite member Read More

2.25%

2.05%
1.85%
1.65%
1.50%
1.10%
1.06%
0.95%

$1,000,000

$500,000
$250,000
$100,000
$50,000
$25,000
$10,000
$2,500
Learn More

| Feb 25, 2023

HORRIBLE SERVICE. My son's campus checking account was hacked and over $9000 was stolen. Fraud department was impossible to reach and we waited on phone several days for over 2 hours at a time. They too... Read More

Lake Michigan


Restrictions

2.25%

1.50%
1.25%
1.00%
0.10%

$1,000,000

$500,000
$250,000
$100,000
$100
Learn More

American Airlines


Restrictions

2.22%

$5

Learn More

| Jun 12, 2017

five star......great location...fast service Read More

Ithink Financial


Restrictions

2.02%

1.41%
0.85%
0.70%
0.50%

$250,000

$100,000
$50,000
$25,000
$0
Learn More

| Apr 13, 2021

Please don't use Pen Air Federal Credit Union for a variety of reasons. The security system isn't set up with fraud in mind. The IRS deposited money into my child's account that wasn't intended for the mem... Read More

Florida


Restrictions

2.00%

1.50%
1.25%
1.10%
0.98%
0.25%

$1,000,000

$100,000
$50,000
$25,000
$10,000
$2,500
Learn More

Rate History: 1.75% → 2.00%

Rate History: 1.51% → 1.61% → 1.71%

| Feb 6, 2023

Everyone was very friendly and helpful. Read More

Rate History: 1.31% → 1.61%

Rate History: 1.41% → 1.57%

| Aug 15, 2019

I applied for a jumbo CD account over two weeks ago. They asked me for more documentation than my mortgage company did and then they did a hard credit pull. They advertise fast and simple they are simply n... Read More

121 Financial


Restrictions

1.50%

$250,000

Learn More

| Oct 17, 2018

This was a great credit union when it was Florida Telco. They have lost all their former great customer service. Trying care about their members anymore.... It's just like a bank Read More

Tyndall


Restrictions

1.50%

1.25%
1.00%
0.75%

$50,000

$25,000
$10,000
$1,000
Learn More

| Jan 18, 2022

Need to see form for wiring money from another state to Panama City Florida USA Read More

Vystar


Restrictions

1.50%

1.30%
1.10%
1.00%

$250,000

$100,000
$10,000
$0
Learn More

| Aug 8, 2023

The mobile banking issues happened during a planned conversion to a new platform. VyStar said all funds are secure. The bank is using local banking tech firm Nymbus to launch the new platform electing it a... Read More

Rate History: 1.59% → 1.59% → 1.49%

| Jul 7, 2019

wrong rate! Read More

Rate History: 1.00% → 1.40% → 1.45%

Florida Central


Restrictions

1.25%

$40,000

Learn More

| Oct 17, 2018

This was a great credit union when it was Florida Telco. They have lost all their former great customer service. Trying care about their members anymore.... It's just like a bank Read More

Space Coast


Restrictions

1.21%

1.11%
1.00%

$100,000

$25,000
$2,500
Learn More

| Sep 30, 2016

what the rate on 5 years cd if your a elite member Read More

Radifi


Restrictions

1.00%

0.10%

$5

$100
Learn More

| Feb 6, 2023

Everyone was very friendly and helpful. Read More

Brightstar


Restrictions

0.75%

0.45%
0.30%
0.25%

$95,000

$50,000
$10,000
$2,500
Learn More

| Jun 22, 2023

BrightStar is great with members. The CD rate for 13 months is 4.75%! Read More

Rate History: 0.05% → 0.75%

| Aug 15, 2019

I applied for a jumbo CD account over two weeks ago. They asked me for more documentation than my mortgage company did and then they did a hard credit pull. They advertise fast and simple they are simply n... Read More

0.75%

$10,000

Learn More

Power Financial


Restrictions

0.75%

0.30%
0.20%
0.15%

$100,000

$50,000
$25,000
$2,500
Learn More

Campus Usa


Restrictions

0.65%

0.55%
0.45%
0.35%
0.25%
0.15%

$500,000

$300,000
$200,000
$100,000
$50,000
$10,000
Learn More

Rate History: 0.45% → 0.45%

0.40%

$25,000

Learn More

Trugrocer


Restrictions

0.40%

$25,000

Learn More

0.40%

$10,000

Learn More

City & Police


Restrictions

0.40%

$25,000

Learn More

Jm Associates


Restrictions

0.40%

$2,500

Learn More

Alive


Restrictions

0.36%

$25,000

Learn More

0.35%

$2,500

Learn More

People's Alliance


Restrictions

0.35%

$25,000

Learn More

Tampa Postal


Restrictions

0.35%

$25,000

Learn More

0.35%

$25,000

Learn More

Coastline


Restrictions

0.35%

$25,000

Learn More

Alive


Restrictions

0.31%

$2,500

Learn More

0.30%

$10,000

Learn More

Rate History: 0.30% → 0.50% → 0.30%

People's Alliance


Restrictions

0.30%

$2,500

Learn More

Coral Community


Restrictions

0.30%

$25,000

Learn More

0.30%

$25,000

Learn More

0.30%

$25,000

Learn More

0.30%

$10,000

Learn More

Platinum


Restrictions

0.30%

$10,000

Learn More

0.30%

$10,000

Learn More

My Healthcare


Restrictions

0.30%

$25,000

Learn More

Coastline


Restrictions

0.30%

$10,000

Learn More

City & Police


Restrictions

0.30%

$2,500

Learn More

Together


Restrictions

0.30%

$25,000

Learn More

Harvesters


Restrictions

0.30%

$2,500

Learn More

Sunstate


Restrictions

0.30%

0.20%
0.10%

$100,000

$25,000
$2,500
Learn More

| Apr 13, 2021

Please don't use Pen Air Federal Credit Union for a variety of reasons. The security system isn't set up with fraud in mind. The IRS deposited money into my child's account that wasn't intended for the mem... Read More

Sun


Restrictions

0.27%

$10,000

Learn More

United Police


Restrictions

0.25%

$10,000

Learn More

0.25%

$2,500

Learn More

Star Usa


Restrictions

0.25%

$50,000

Learn More

| Aug 31, 2020

Great rates and fast loans Read More

Bay


Restrictions

0.25%

$2,500

Learn More

0.25%

$10,000

Learn More

0.25%

$2,500

Learn More

0.25%

$10,000

Learn More

Everence


Restrictions

0.25%

$25,000

Learn More

Tampa Postal


Restrictions

0.25%

$10,000

Learn More

Platinum


Restrictions

0.25%

$2,500

Learn More

Adventhealth


Restrictions

0.25%

$10,000

Learn More

0.25%

$2,500

Learn More

Innovations


Restrictions

0.25%

$2,500

Learn More

| Jan 12, 2022

I did a signature loan to pay off two credit cards in December 2021 of $10,000 @ 10.75 % Then 30 days later in January 2022 Suncoast offers its members to pay off your credit cards @ 5.9 % That did not s... Read More

Coral Community


Restrictions

0.25%

$10,000

Learn More

0.25%

$2,500

Learn More

Together


Restrictions

0.25%

$2,500

Learn More

T M H


Restrictions

0.25%

$2,500

Learn More

| Feb 20, 2021

I have had an account here for many years. The company they have servicing their credit cards engages in disreputable business practices regarding chargebacks. They no longer answer their phone, insistin... Read More

Santa Rosa County


Restrictions

0.25%

$2,500

Learn More

Power Financial


Restrictions

0.25%

0.05%

$100,000

$100
Learn More

0.25%

$5

Learn More

| Feb 25, 2023

HORRIBLE SERVICE. My son's campus checking account was hacked and over $9000 was stolen. Fraud department was impossible to reach and we waited on phone several days for over 2 hours at a time. They too... Read More

Wings Financial


Restrictions

0.25%

0.20%

$100,000

$50,000
Learn More

Sun


Restrictions

0.21%

$2,500

Learn More

Adventhealth


Restrictions

0.20%

$2,500

Learn More

Edu


Restrictions

0.20%

$0

Learn More

Dade County


Restrictions

0.20%

$10,000

Learn More

0.20%

$2,500

Learn More

South Florida


Restrictions

0.20%

$2,500

Learn More

0.20%

$2,500

Learn More

Jetstream


Restrictions

0.20%

$25,000

Learn More

0.20%

$25,000

Learn More

My Healthcare


Restrictions

0.20%

$10,000

Learn More

0.20%

$2,500

Learn More

Ficare


Restrictions

0.20%

$25,000

Learn More

Trugrocer


Restrictions

0.20%

$2,500

Learn More

Campus Usa


Restrictions

0.20%

0.10%

$50,000

$2,000
Learn More

Tallahassee-leon


Restrictions

0.20%

$25,000

Learn More

0.20%

$25,000

Learn More

0.20%

$2,500

Learn More

Coastline


Restrictions

0.20%

$2,500

Learn More

0.20%

$2,500

Learn More

Bay


Restrictions

0.20%

$2,500

Learn More

0.20%

$2,500

Learn More

Innovations


Restrictions

0.20%

$2,500

Learn More

| Jul 7, 2019

wrong rate! Read More

0.17%

$25,000

Learn More

| Dec 28, 2022

Commerical branch is terrible. Their overdraft fees are terrible and good luck getting anyone to cut you a break. Read More

Sun


Restrictions

0.17%

$2,500

Learn More

0.16%

$10,000

Learn More

| Dec 28, 2022

Commerical branch is terrible. Their overdraft fees are terrible and good luck getting anyone to cut you a break. Read More

Gulf States


Restrictions

0.16%

$10,000

Learn More

First Choice


Restrictions

0.15%

$2,500

Learn More

Coral Community


Restrictions

0.15%

$2,500

Learn More

Star Usa


Restrictions

0.15%

$2,500

Learn More

| Aug 31, 2020

Great rates and fast loans Read More

Rate History: 0.35% → 0.15%

Rate History: 0.10% → 0.15%

| Nov 30, 2020

I will never do business with grow again. Very dissatisfied as a client. Read More

0.15%

$2,500

Learn More

Jetstream


Restrictions

0.15%

$10,000

Learn More

Dade County


Restrictions

0.15%

$2,500

Learn More

Everence


Restrictions

0.15%

$10,000

Learn More

0.15%

$2,500

Learn More

Tampa Postal


Restrictions

0.15%

$2,500

Learn More

Ficare


Restrictions

0.15%

$10,000

Learn More

Platinum


Restrictions

0.15%

$2,500

Learn More

Adventhealth


Restrictions

0.15%

$2,500

Learn More

Mccoy


Restrictions

0.15%

0.05%

$1,000

$50
Learn More

Ocala Community


Restrictions

0.15%

$2,500

Learn More

My Healthcare


Restrictions

0.15%

$2,500

Learn More

0.15%

$10,000

Learn More

City & Police


Restrictions

0.15%

$2,500

Learn More

Florida


Restrictions

0.15%

$500

Learn More

0.15%

$25,000

Learn More

Tallahassee-leon


Restrictions

0.15%

$10,000

Learn More

0.15%

$2,500

Learn More

Harvesters


Restrictions

0.15%

$2,500

Learn More

0.15%

$2,500

Learn More

Insight


Restrictions

0.15%

0.10%

$50,000

$10,000
Learn More

0.14%

$2,500

Learn More

| Dec 28, 2022

Commerical branch is terrible. Their overdraft fees are terrible and good luck getting anyone to cut you a break. Read More

Guardians


Restrictions

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

Coral Community


Restrictions

0.10%

$2,500

Learn More

Tallahassee-leon


Restrictions

0.10%

$2,500

Learn More

United Police


Restrictions

0.10%

$2,500

Learn More

Star Usa


Restrictions

0.10%

$10

Learn More

| Aug 31, 2020

Great rates and fast loans Read More

Ithink Financial


Restrictions

0.10%

$0

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

Everence


Restrictions

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

People's Alliance


Restrictions

0.10%

$2,500

Learn More

University


Restrictions

0.10%

$2,500

Learn More

Jetstream


Restrictions

0.10%

$2,500

Learn More

Dade County


Restrictions

0.10%

$2,500

Learn More

Geico


Restrictions

0.10%

$25,000

Learn More

Ficare


Restrictions

0.10%

$2,500

Learn More

Trugrocer


Restrictions

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

Ocala Community


Restrictions

0.10%

$25,000

Learn More

| Aug 8, 2023

The mobile banking issues happened during a planned conversion to a new platform. VyStar said all funds are secure. The bank is using local banking tech firm Nymbus to launch the new platform electing it a... Read More

My Healthcare


Restrictions

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

Coastline


Restrictions

0.10%

$2,500

Learn More

121 Financial


Restrictions

0.10%

$100

Learn More

| Oct 17, 2018

This was a great credit union when it was Florida Telco. They have lost all their former great customer service. Trying care about their members anymore.... It's just like a bank Read More

Alive


Restrictions

0.10%

$2,500

Learn More

Together


Restrictions

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

Priority


Restrictions

0.06%

$25,000

Learn More

Gulf States


Restrictions

0.06%

$2,500

Learn More

First Choice


Restrictions

0.05%

$2,500

Learn More

Florida Central


Restrictions

0.05%

$5

Learn More

Star Usa


Restrictions

0.05%

$5

Learn More

| Aug 31, 2020

Great rates and fast loans Read More

| Apr 13, 2020

OMG! The worst. If you want to take your money out it is very difficult. Even though the IRS doesn't require anyone to tell why they are taking money out unless it is more than $10k these people will n... Read More

Trax


Restrictions

0.05%

$5

Learn More

Everence


Restrictions

0.05%

$2,500

Learn More

South Florida


Restrictions

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

University


Restrictions

0.05%

$2,500

Learn More

Jetstream


Restrictions

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

| Dec 28, 2022

Commerical branch is terrible. Their overdraft fees are terrible and good luck getting anyone to cut you a break. Read More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

Guardians


Restrictions

0.05%

$2,500

Learn More

Geico


Restrictions

0.05%

$10,000

Learn More

Tampa Postal


Restrictions

0.05%

$2,500

Learn More

Ficare


Restrictions

0.05%

$2,500

Learn More

Gulf States


Restrictions

0.05%

$2,500

Learn More

Insight


Restrictions

0.05%

$100

Learn More

Ocala Community


Restrictions

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

Tallahassee-leon


Restrictions

0.05%

$2,500

Learn More

Priority


Restrictions

0.04%

$10,000

Learn More

Priority


Restrictions

0.02%

$2,500

Learn More

Brightstar


Restrictions

0.02%

$0

Learn More

| Jun 22, 2023

BrightStar is great with members. The CD rate for 13 months is 4.75%! Read More

| Feb 4, 2020

This is false advertising. The actual apy is 2.5º\º Read More

Edu


Restrictions

0.01%

$1

Learn More

| Jan 18, 2022

Need to see form for wiring money from another state to Panama City Florida USA Read More

Geico


Restrictions

0.01%

$2,500

Learn More
All rates listed are Annual Percentage Yield (APY). The APY rate in a savings account or money market account is a variable rate that is subject to change at any point. The Min listed is the minimum deposit account balance required to obtain the rate listed.


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

FREQUENTLY ASKED QUESTIONS ABOUT CREDIT UNIONS


Why are credit union rates sometimes better than those from local and online banks?

The core difference between banks and credit unions is true regardless of size: Credit unions are nonprofits owned by the members, while banks are for-profit organizations. Credit unions can therefore sometimes pass along their profits in the form of lower rates (or better loan terms). Banks have some flexibility when competition forces it, but have to deliver an expected return on capital to their owners.

Is customer service better at credit unions that local banks or online banks?

Credit unions have long surpassed commercial banks for customer satisfaction. But as membership grows, their lead is shrinking, at least when compared with smaller banks. It’s also worth noting that in recent years, several online-only banks have earned high marks for their customer-friendly service options and their transparent discussions of fees and rates.  You may enjoy the local interaction with a credit union, but unless you are also getting a competitive rate, you may find that you best bet is to also have an online bank where you keep most of you money.

Is there any difference between a share certificate offered by a credit union and a savings or money market account offered by a bank?

The difference is mainly one of terminology, as increasingly is the difference between savings and money market accounts. Be sure to understand how to access you account. Look for no fees so long as certain balances are maintained, easy liquidity and ability to transfer your money to your accounts at other institutions, including ACH transfers to online banks.

Do Credit Unions lack technology that banks have?

As technology becomes a larger part of our everyday lives, customers rely on the ability to bank online or through a mobile device, such as an iPhone. Although credit unions are making the effort to keep pace with new financial technologies, they are still trailing banks (especially the leading online banks) on this front. Several third party platforms for online banking and mobile banking are increasingly being adopted throughout the banking industry, and credit unions will likely begin to adopt these as well, which should narrow or remove the gap between them and banks.

Is my money any less safe?

As long as your credit union is NCUA insured and you stay within the NCUA limits, As long as your credit union is NCUA insured and you stay within the NCUA limits, your money is no less safe than it would be in an FDIC-insured bank.

Should I consider time deposits?

Time deposits are the credit union’s term for certificates of deposit, but, aside from slightly different terminology, are virtually the same product. Time deposits have less liquidity, but if you are unlikely to require access to your cash for some time, you may be able to significantly augment your rate of return and the growth of your capital. Since unforeseen circumstances do arise, it is important to understand the early withdrawal fees that may even eat into your principal, and early withdrawal is often entirely at the credit union’s discretion. BestCashCow compiles all rates of all credit unions near you. Access this information here. You should also familiarize yourself with our Savings Booster Calculator in order to understand the importance of compounding interest at higher rates on your savings over time.

5 POINT CHECKLIST OF THINGS THAT MAKE CREDIT UNIONS GREAT

  • Rates are often better than savings and CD rates at local banks. Borrowing rates are sometimes lower too.
  • Members are Owners of a nonprofit. When you open an account at a credit union, your account is actually a share and provides you voting rights. Since credit unions are run as non-profits, you aren’t going to get appreciation or dividends from your ownership. Instead, these institutions have the ultimate goal of providing their members better rates on loans and financial products. When a credit union makes a profit, it is used to provide better opportunities to the community that it serves.
  • Clerks work with you. Since credit unions are small and serve their owners, they try hard to keep them happy. Many credit unions have fans for life after a clerk stays late to complete loan documents, and giving pointers about avoiding fees.
  • Credit unions provide low-income and financially distressed individuals the chance to qualify for financing.
  • Credit unions often run special programs that enable people to save for the holidays (such as Christmas Clubs) or to help finance the cost of higher education and university.

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