Best Local Bank Savings and Money Market Rates in Brentwood, Pennsylvania, PA July 21, 2025

You are viewing savings rates from banks in Brentwood, Pennsylvania

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If you have your savings dollars in a big bank or a bank with low savings rates, then you are losing money. We've found FDIC insured banks that will pay you more. Take a few minutes to explore the options below and see how you can boost your savings by more than 6X the national average rate. There is competition for your money. Take advantage of it!

Brentwood, PA - July 21, 2025

Savings Account National Average Rate: 0.45% ^?

Banks	APY	MIN
Lee Bank	500.00%	$25,000	Learn More Add Review
Rate History: 0.20% → 500.00%
Washington Savings Bank	50.00% 10.00%	$25,000 $10	Learn More Add Review
Rate History: 0.10% → 50.00%
Millbury National Bank	5.45% 4.06% 2.69%	$502 $501 $500	Learn More Add Review
Rate History: 1.00% → 5.46% → 5.45%
First Us Bank	5.12%	$1	Learn More Add Review
Republic Bank Of Chicago	5.01%	$2,500	Learn More Add Review
Rate History: 5.21% → 5.01%
Susquehanna Community Bank	4.85%	$100,000	Learn More
Seth B Glover \| Aug 10, 2019 I did not appreciate getting pulled into the 2.53% offer on $100k only to have the rate lowered by the time I finally got the money in. Read More Reviews (1)
American National Bank	4.72%	$25,000	Learn More Add Review
Axos Bank	4.66%	$0	Learn More
Last change: ↑ 4.05% on April 28.
wertlkgt \| Mar 28, 2022 Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More Reviews (9)
State Bank Of Texas	4.65%	$100,000	Learn More
High Rate Jumbo Money Market Account. Rate History: 5.22% → 4.65%
Maricia \| Oct 5, 2023 You need to specifically indicate what you are applying your money to when you take out an account here. You could make a mistake and put your money on a lesser rate product than what's advertised. Other... Read More Reviews (11)
Neighbors Bank	4.60%	$25,000	Learn More
Online Savings Account. Account is indicated as not currently available to new customers, but bank accepts new customers who sign up to be notified after 1-2 weeks. Last change: ↓0.15% on March 12. Rate History: 5.15% → 5.00% → 4.85% → 4.75% → 4.60%
redstate jeff \| Oct 29, 2024 Agree with the prior review even though it is 10 years old. It is shady and it doesn't show up on other sites. However, they did pay me 5.30% and although it is recently lowered to 5.15% it is still the b... Read More Reviews (2)
Pibank, A Division Of Intercredit Bank, Na	4.60%	$0	Learn More
Last change: ↓ 0.15% on February 3.
Teresa McGee \| Jan 22, 2025 It wasn't all smooth. I needed to call, long wait times. In the end, I felt like the beta customer which isn't how you want to feel with a bank. Read More Reviews (1)
Sunflower Bank, National Association	4.60% 4.25%	$100,000 $0	Learn More
KNM \| Jul 6, 2021 If there were negative stars for customer service, I would have used it. They don't tell you that their "EPIC" money market also charges epic fees - $20.00 per month - negating the interest rate. Read More Reviews (1)
First Federal Savings And Loan Association Of Lakewood	4.59%	$25,000	Learn More
Pam \| Jan 21, 2020 The people there are very friendly and helpful. They have good rates most of the time. Read More Reviews (2)
Fitnessbank, A Division Of Affinity Bank	4.55%	$100	Learn More
Rate requires download of bank app and recording of over 12,500 average daily steps (or 10,000 if over age of 65). Last change: ↓0.20% on February 3. Rate History: 4.75% → 5.00% → 4.90% → 4.75% → 4.55%
JGothelf \| Oct 11, 2022 Glad to have found this one and thanks to bestcashcow for not hiding the best rates like bankrate does Read More Reviews (26)
Alpine Bank	4.50% 4.35% 3.00%	$1,000,000 $500,000 $0	Learn More
GregW \| Feb 14, 2021 This is the worst bank I’ve ever had the displeasure of using. Horrible customer service after hours or on weekends and they just will not invest the capitol to ensure their customers can speak to a repr... Read More Reviews (1)
Prime Security Bank	4.50%	$5,000	Learn More Add Review
M1 Bank	4.50%	$5,000	Learn More
john \| Dec 15, 2022 Great service great rates at the Des Peres location! Read More Reviews (3)
Climate First Bank	4.46%	$50,000	Learn More
New money only. Requires Direct Deposit. Account carries a $15 monthly service charge. Rate History: 5.34% → 4.72% → 4.46%
tjgarnett \| Mar 2, 2024 Attracted to the name, but the service had too many steps so I didn't open an account. Read More Reviews (1)
Peak Bank	4.44%	$100	Learn More
Last change: ↓ 0.10% on May 3.
Rate History: 4.75% → 4.35% → 4.54% → 4.44%
Gary Smith \| Jan 28, 2025 4.75% is an introductory rate and they are not openly clear about that. Don't expect 4.75% to continue. They are otherwise competitive. Read More Reviews (1)
Totaldirect, A Division Of City National Bank Of Florida	4.41%	$2,500	Learn More
Direct Money Market Account. Rate History: 4.86% → 4.67% → 4.51% → 4.47% → 4.41%
79Thru \| Mar 21, 2023 Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More Reviews (9)
Dundee Bank	4.40%	$100,000	Learn More Add Review
Rate History: 4.15% → 4.40%
Eaglebank	4.40% 2.20%	$0 $100	Learn More Add Review
Presidential Bank, Fsb	4.37%	$25,000	Learn More Add Review
Citibank, National Association	4.35%	$0	Learn More
Promotional rate for 3 months up to $11,000. Requires $25,000 in new deposits within 10 days of registration. After 3 month promotional period, rate reverts to between 0.03% and 0.12%. Rate History: 5.00% → 4.75% → 5.00% → 4.50% → 4.35%
Azoic \| Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More Reviews (22)
Brilliant Bank, A Division Of Equity Bank	4.35%	$2,000	Learn More
Surge Money Market. Bank reports that this rate is available for new accounts only. External transfers are limited to $5,000/day and are not free. Rate History: 4.85% → 4.70% → 4.50% → 4.40% → 4.35%
Jason T \| May 30, 2023 They really do pay this amount, but the account lacks any functionality and they are constantly looking for some sort of add-on fee to enable them to claw back the interest. Any bank with a higher rate an... Read More Reviews (6)
Commerce Bank	4.35%	$25,000	Learn More Add Review
Umpqua Bank	4.35%	$100,000	Learn More
Rate History: 4.55% → 4.35%
Austin \| Aug 25, 2021 I have banked with Umpqua in Gig Harbor since 2013 and although there money market rates are not good didn’t have much problem until I moved to Spokane and started using this branch on south hill. They ... Read More Reviews (2)
Newtek Bank, National Association	4.35%	$0	Learn More Add Review
Rate History: 5.25% → 4.90% → 4.55% → 4.45% → 4.35%
Susquehanna Community Bank	4.33%	$100,000	Learn More
Seth B Glover \| Aug 10, 2019 I did not appreciate getting pulled into the 2.53% offer on $100k only to have the rate lowered by the time I finally got the money in. Read More Reviews (1)
Cfg Bank	4.32%	$1,000	Learn More
High Yield Money Market. External transfers are limited to $30,000 per week. Rate History: 4.80% → 4.65% → 4.52% → 4.37% → 4.32%
TJK \| Sep 30, 2023 CFG overs very competitive Interest rates on their High Yield Savings account. I did everything ONLINE and have not had any issues with their service. Read More Reviews (51)
Cfg Bank	4.32%	$1,000	Learn More
Rate History: 4.80% → 4.65% → 4.52% → 4.37% → 4.32%
richardw9 \| Jan 30, 2025 I found CFG Bank while searching for high APYs and went with them since they consistently offers some of the best rates in the country. I’ve had a great experience with my personal money market account. ... Read More Reviews (9)
Ssb Bank	4.32%	$200	Learn More Add Review
Rate History: 4.06% → 4.58% → 0.50% → 4.32%
Vio Bank, A Division Of Midfirst Bank	4.31%	$100	Learn More
Cornerstone Money Market Account. Bank reports that this account is available to new customers only. Old account holders in the savings product are earning 1.10%. Rate History: 4.56% → 4.46% → 4.41% → 4.36% → 4.31%
Jim S \| Dec 21, 2023 Very easy to setup 6 month 5.35% CD from cornerstone account Read More Reviews (38)
Tiaa Bank / Everbank	4.30%	$0	Learn More
Performance Savings Last change: ↓0.10% on January 18. Rate History: 5.15% → 5.05% → 4.75% → 4.40% → 4.30%
smithy1968 \| Mar 20, 2025 A non-customer-friendly organization that just switches between two contaminated brands trying to bring back some sort of goodwill that it had before it started selling fake foreign currency CDs in 2006 an... Read More Reviews (40)
My Banking Direct, A Division Of New York Community Bank	4.30%	$1	Learn More
Bank was bailed out by Steven Mnuchin in March 2024 but may still fail. External transfers take at least 3 business days and are limited to $50,000/day and $200,000/month. Last change: ↓0.10% on June 21. Rate History: 4.65% → 4.55% → 4.45% → 4.40% → 4.30%
smithy1968 \| Apr 20, 2024 Even staying well within FDIC limits, the frustration isn't worth your time! Dopey bank trying desperately to avoid govt closure. Read More Reviews (34)
Citi Accelerate	4.30%	$0	Learn More
Last change: ↓ 0.05% on August 7, 2024.
Rate History: 4.35% → 4.30%
Michelle \| Jun 30, 2020 I can easily imagine the pain and the trouble Karen went through. I tried and open accounts, too, but when I asked questions on the phone, the customer service person was not very knowledgeable, kind, or p... Read More Reviews (3)
Rising Bank, A Division Of Midwest Bankcentre	4.30%	$1,000	Learn More
External outbound transfers are limited to $25,000 per day. Last change: ↓0.10% on April 18. Rate History: 5.00% → 4.90% → 4.50% → 4.40% → 4.30%
Az1 \| Aug 26, 2022 Too slow to raise rates. Read More Reviews (8)
Capitol Federal Savings Bank	4.30%	$100	Learn More
JtAlmond \| Jun 21, 2022 The new rates have eclipsed shat i currently hold with this bank. Read More Reviews (1)
Cf Bank, National Association	4.30%	$25,000	Learn More
alyssa \| Mar 3, 2025 what a nightmare. I spent over 6 weeks working with [name redacted] from CF banks. She was suppose to be getting me approved for a home mortgage that needed to be closed by march 17th 2025. After about 5... Read More Reviews (4)
Brio Direct, A Division Of Webster Bank	4.30%	$5,000	Learn More
Last change: ↓ 0.05% on May 21.
Rate History: 4.35% → 4.30%
Teresa McGee \| Dec 3, 2024 I could write a long list of things that are wrong with this bank. Any positives (just the rate) are outweighed by too many negatives to list. Just heed this warning - stay away. Read More Reviews (58)
One American Bank	4.27%	$25,000	Learn More
Jan \| Feb 6, 2021 After purchasing more than 6 homes and going through more than a dozen refinancing processes, I must say that this is the worst company I have ever had the misfortune of dealing with. It took these clowns ... Read More Reviews (2)
Bread Savings, A Division Of Bread Financial	4.25%	$100	Learn More
High-Yield Savings Account. Outbound transfers limited to $10,000/day or less. Last change: ↓0.05% on July 13. Rate History: 4.50% → 4.40% → 4.35% → 4.30% → 4.25%
m abram \| Jul 4, 2025 Bread's current 6-month CD is 4.45%, not 4.35%. Read More Reviews (41)
Comerica Bank	4.25%	$1	Learn More
Rate History: 4.50% → 4.25%
Cory,Baldwin \| Oct 18, 2016 IF the Cd's our that high then way i'm i the last to find out what The apys are. Read More Reviews (1)
Evergreen Bank Group	4.25%	$0	Learn More Add Review
Rate History: 5.25% → 4.75% → 4.50% → 4.25%
First Foundation Bank	4.25%	$1,000	Learn More
Online Savings Account Last change: ↓0.15% on May 24. Rate History: 4.90% → 4.75% → 4.50% → 4.40% → 4.25%
james \| Nov 18, 2023 bank delayed 1-2days to credit into your account, pay less interest. Read More Reviews (32)
Quontic Bank	4.25%	$100	Learn More
Quontic Money Market Account. Rate History: 4.00% → 4.75% → 4.50% → 4.25% → 4.25%
JuanVelasco \| Mar 17, 2023 STAY AWAY ! They closed my accounts with no warning. After multiple successful direct deposits and mobile checks deposits, they claimed one of the three checks I deposited a few days ago was fake. No... Read More Reviews (15)
Banesco Usa	4.25%	$300	Learn More
Rate History: 4.50% → 4.40% → 4.25% → 4.00% → 4.25%
Dkplan \| Dec 27, 2022 They gave a hard time with their cashier's check. They returned my deposited check that was emitted by them. Could you believe? Read More Reviews (8)
Ivy Bank, A Division Of Cambridge Savings Bank	4.25%	$2,500	Learn More
Online Savings Account. Last change: ↓0.35% on December 18, 2024. Rate History: 5.00% → 5.30% → 5.00% → 4.60% → 4.25%
lrcbob \| Jul 26, 2024 Multiple roadblocks trying to set up a savings account with Ivy Bank and my application was ultimately declined, in spite of my multiple CDs among three banks, stock investments, eleven credit cards, and c... Read More Reviews (25)
Bankwell Bank	4.25%	$100,000	Learn More
Jefff \| Mar 25, 2019 Lousy bank with badly trained customer service reps and below average rates. Can't wait until my CD matures to get the funds out of Bankwell Read More Reviews (1)
Forbright Bank	4.25%	$0	Learn More
Growth Savings Last change: ↓0.35% on January 8. Rate History: 5.15% → 5.30% → 5.00% → 4.60% → 4.25%
lrcbob \| Jul 26, 2024 Multiple roadblocks trying to set up a savings account with Forbright and my application was ultimately declined, in spite of my multiple CDs among three banks, stock investments, eleven credit cards, and ... Read More Reviews (2)
Merchants Bank Of Indiana	4.25%	$50	Learn More
Money Market Savings. Bank does not offer ACH processing; customers must initiate ACH externally. Rate History: 5.00% → 4.75% → 4.50% → 4.25%
65JimmyJay \| Dec 12, 2022 Developed buyers remorse after they stopped raising the rate and switched to Brilliant. Read More Reviews (5)
My E-banc, A Division Of Bradesco Bac Florida Bank	4.25% 3.40%	$100,000 $0	Learn More
Rate History: 5.01% → 4.81% → 4.40% → 3.90% → 4.25%
Matty H \| Sep 22, 2023 Terrible bank. Terrible service. Not equipped to service customers outside Florida. Plays games with your taxes by issuing 1090s whenever. Really shouldn't be on this list or your radar. Avoid. Read More Reviews (12)
Northern Bank & Trust Company	4.25%	$0	Learn More Add Review
Rate History: 4.25% → 0.10% → 4.25% → 0.10% → 4.25%
Everett Co-operative Bank	4.25%	$100,000	Learn More Add Review
Rate History: 4.50% → 4.25%
Horizon Bank	4.25%	$25,000	Learn More Add Review
Loyal Trust Bank	4.25%	$1,000	Learn More Add Review
Poppy Bank	4.25%	$1,000	Learn More
Rate guaranteed from opening for 180 days. Rate History: 5.50% → 4.50% → 4.25%
denied_soft_credit_pull \| Jan 10, 2024 Applied for the Joint 5.50% Hi Yield Savings special. (Note: some places reference it is guaranteed for 6 months, other parts of website only guarantee rate for 3 months). We applied and surprising denied ... Read More Reviews (1)
Colorado Federal Savings Bank	4.25% 4.20%	$50,000 $1	Learn More
Last change: ↓ 0.20% on February 17.
Rate History: 4.45% → 4.45% → 4.25%
jp2 \| Jul 1, 2022 not really an onllne bank. compare this interface that gives you no information with that of any other bank (I cannot even confirm the rate). cannot switch in and out of cds or np cds. just not an online b... Read More Reviews (16)
Customers Bank	4.23%	$25,000	Learn More
Requires checking account. Rate History: 5.14% → 5.24% → 4.73% → 4.48% → 4.23%
James A. Elder \| Mar 25, 2020 I was told on the phone by a bank rep that my present money market acct interest rate would continue at 2.25% until June 30, 2020 and would be FDIC covered up to $250,000. Please verify if this is true???... Read More Reviews (3)
Lendingclub Bank, National Association	4.20%	$0	Learn More
LevelUp Savings Account. Requires direct deposit of at least $250/month. Bank's standard online savings rate is 3.40% APY. Last change: ↓0.20% on July 15. Rate History: 5.00% → 4.75% → 4.50% → 4.40% → 4.20%
overdrawn \| Nov 12, 2022 I was shopping for deposit rates in August, and NerdWallet, a site I had previously trusted, had it on their list. I was unaware they took deposits. They are the only bank that ever duplicated a transactio... Read More Reviews (21)
Bask Bank, A Division Of Texas Capital Bank	4.20%	$0	Learn More
Last change: ↓ 0.15% on April 18.
Rate History: 4.65% → 4.65% → 4.50% → 4.35% → 4.20%
smithy1968 \| Apr 20, 2024 Save your tears for another day. Very frustrating. 1-star. Read More Reviews (19)
Jenius Bank, A Division Of Sumitomo Mitsui Bank	4.20%	$0	Learn More
Last change: ↓ 0.30% on March 12.
Rate History: 5.25% → 5.05% → 4.80% → 4.50% → 4.20%
lrcbob \| Jul 26, 2024 Multiple roadblocks trying to set up a savings account with Jenius Bank and my application was ultimately declined, in spite of my multiple CDs among three banks, stock investments, eleven credit cards, an... Read More Reviews (2)
Umpqua Bank	4.20%	$10,000	Learn More
Rate History: 4.40% → 4.20%
Austin \| Aug 25, 2021 I have banked with Umpqua in Gig Harbor since 2013 and although there money market rates are not good didn’t have much problem until I moved to Spokane and started using this branch on south hill. They ... Read More Reviews (2)
Primis Bank	4.20%	$1	Learn More
Online Savings Account. Last change: ↓0.15% on July 21. Rate History: 4.75% → 4.70% → 4.35% → 4.20%
American Banker \| Apr 7, 2023 Good luck deploying those high yield savings into profitable investments. It’s always a bad strategy … unbridled growth using volatile deposits forcing them to go out on the risk spectrum to make a dec... Read More Reviews (12)
Transportation Alliance Bank, Inc. D/b/a Tab Bank	4.15%	$1	Learn More
High Yield Savings Account. Last change: ↓0.11% on July 15. Rate History: 5.02% → 4.52% → 4.37% → 4.26% → 4.15%
Yat 1965 \| Mar 19, 2022 Problem with ties to puppy mills. I closed a cct. https://www.americanbanker.com/news/tab-bank-dragged-into-seedy-world-of-puppy-mill-loans-by-fintech-partner Read More Reviews (8)
American Bank & Trust Company, Inc.	4.15% 2.65% 2.35%	$300,000 $50,000 $2,500	Learn More Add Review
M.y. Safra Bank, Fsb	4.15% 2.00%	$5,000 $5,000	Learn More
Rate History: 4.00% → 2.51% → 5.25% → 5.00%
Richard \| Jul 1, 2022 Very easy opening process and wonderful staff. Read More Reviews (6)
Live Oak Banking Company	4.10%	$0	Learn More
Rate History: 4.15% → 4.40% → 4.30% → 4.20% → 4.10%
50Rc2 \| Dec 6, 2022 Customer service — unreliable, different CS person gets a different answer. LOB readily accepts your incoming funds, out going of funds the bank puts up a barrage of road blocks. A wire out, a letter FR... Read More Reviews (46)
North American Savings Bank	4.10%	$10,000	Learn More
Rate History: 4.90% → 4.75% → 4.55% → 4.20% → 4.10%
A Terkowitz \| Feb 15, 2024 I have always had great experiences with short-term CDs from this bank. No delays. Read More Reviews (3)
First Bank Of Central Ohio	4.10%	$100,000	Learn More Add Review
Connectone Bank	4.10% 4.00%	$250,000 $2,500	Learn More
Last change: ↓ 0.30% on December 9, 2024.
Rate History: 4.50% → 4.00% → 3.45% → 4.40% → 4.10%
praveen raj \| Jan 18, 2024 Hi, We've noticed your website is at risk due to spammy comments and contact form submissions, making it susceptible to issues like spammy backlinks and data breaches. Don't worry—there's a simple sol... Read More Reviews (19)
Texas Capital Bank	4.10%	$0	Learn More
Rate History: 5.10% → 4.10%
6CellBattery \| Aug 26, 2023 I have no issues with Bask Bank nor Texas Capital Bank. They provide good apy on savings and CD's, bank to keep funds secured so yes they do have strict security measures but if you don't like it than go ... Read More Reviews (2)
Waterman Bank	4.08%	$0	Learn More Add Review
Rate History: 4.50% → 4.08%
Coulee Bank	4.08% 2.78% 2.28% 1.51%	$500,000 $250,000 $100,000 $25,000	Learn More Add Review
Rate History: 4.25% → 4.08%
Waterman Bank	4.07%	$0	Learn More Add Review
Mutualone Bank	4.07%	$20,000	Learn More
Thomas DeMauro \| Aug 28, 2022 Rates are totally uncompetitive now. Read More Reviews (11)
Popular Direct	4.05%	$100	Learn More
Direct Savings. Bank reports that this rate is available for new accounts only. Last change: ↓0.05% on April 4. Rate History: 4.40% → 4.30% → 4.20% → 4.10% → 4.05%
Neil \| Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More Reviews (30)
Prime Alliance Bank	4.05%	$0	Learn More
Personal Savings Account. Last change: ↓0.10% on June 24. Rate History: 4.50% → 4.15% → 4.05%
JBaker65 \| May 6, 2023 Fully functional bank account that would be great for my needs, but the quarterly interest payment thing is a real nuisance. I wish they would change it. It isn't market. Read More Reviews (10)
Ridgewood Savings Bank	4.05%	$10,000	Learn More
Rate History: 4.65% → 4.75% → 4.25% → 4.05%
an \| Apr 25, 2022 We would not be having all this trouble with people sealing money out of other people's bank accounts if we were to just stop using fancy banking like onlinebanki Read More Reviews (5)
Bank5 Connect	4.05% 1.50%	$25,000 $100	Learn More
Jumbo Savings. Last change: ↓0.10% on April 18. Rate History: 4.60% → 4.50% → 4.25% → 4.15% → 4.05%
BW \| Jul 17, 2021 I've been with this bank for 6 months and have not had any problems. Bill pay works good. The 24 month investing CD is another vechile I use. Rates are above average considering the national rate. I'd reco... Read More Reviews (10)
Gsl Savings Bank	4.03%	$1,500	Learn More
Rate History: 4.29% → 3.87% → 4.29% → 4.08% → 4.03%
john \| Apr 29, 2020 I called this banl there is no this rate Read More Reviews (1)
Canadian Imperial Bank Usa	4.02%	$1,000	Learn More
CIBC Agility Savings Account. Last change: ↓0.09% on July 15. Rate History: 4.38% → 4.28% → 4.21% → 4.11% → 4.02%
ytr0171 \| Jul 23, 2023 easy to work with but the rate isn't competitive. not even the leading savings rate banks are competitive versus short us treasuries. Read More Reviews (22)
Salem Five Direct	4.01%	$0	Learn More
Bank reports that this rate is for new customers only. Bank also charges ACH transfer fees and routinely lowers rates for existing customers below those advertised. Last change: ↓0.24% on January 18. Rate History: 5.01% → 4.41% → 4.50% → 4.25% → 4.01%
LarryMass \| Dec 8, 2020 Everyone here in Boston raves about Salem Five but it is shithole operation filled with nasty entitled people. As for this online savings product, the fees are ridiculous, the transfer charges are obnoxiou... Read More Reviews (7)
Ufb Direct, A Division Of Axos Bank	4.01%	$1	Learn More
UFB High Yield Savings. Bank reports that this rate is for new customers only. Rate History: 4.83% → 4.57% → 4.31% → 4.01% → 4.01%
Miles Jacobsen \| Jul 18, 2023 I got into this one back in early April for the rate. It was the first to hit 5%. I put up with all sorts of annoying thing getting the account funded (including a 5-day wait period during which they had... Read More Reviews (11)
First Resource Bank	4.00% 2.00%	$100,001 $75,000	Learn More Add Review
Rate History: 4.50% → 4.25% → 4.10% → 4.05% → 4.00%
Dollar Savings Direct, A Division Of Emigrant Bank	4.00%	$0	Learn More
Last change: ↓ 0.25% on January 18.
Rate History: 5.00% → 4.85% → 4.25% → 4.00%
J Dally \| Jun 13, 2023 I'll steer clear of Dollar Savings Direct and My Savings Direct until they guarantee users at both online divisions their best rates. Banks have the right to segment their customers yes, but these games w... Read More Reviews (26)
Virtualbank, A Division Of First Horizon Bank	4.00%	$0	Learn More
eMoneyMarket Special. Bank reports that rate is extended for new money only. Rate History: 5.25% → 4.75% → 4.50% → 4.25% → 4.00%
Hello VirtualBank? \| Dec 22, 2018 I know VirtualBank has monitored these comments in the past and answered here. This is important because they do not respond to questions submitted through the website. I am trying to find out the pena... Read More Reviews (12)
Cit Bank, A Division Of First-citizens Bank And Trust	4.00%	$5,000	Learn More
Platinum Savings. Bank reports that this rate is available for new accounts only. Last change: ↓0.10% on July 7. Rate History: 4.55% → 4.35% → 4.30% → 4.10% → 4.00%
RTN1949 \| Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More Reviews (33)
Northern Bank Direct	4.00%	$1	Learn More
Money Market Premier. Bank reports that this rate is for new customers only. Rate History: 4.85% → 4.75% → 4.50% → 4.25% → 4.00%
Mike Brown \| Jul 6, 2023 This is an example of a bad bank. Their online process for purchasing a CD is horrible. You fill it out and it rejects it after all of your private information is disclosed. They there customer service is ... Read More Reviews (9)
Busey Bank	4.00% 3.25%	$100,000 $25,000	Learn More
Rate History: 4.80% → 4.50% → 4.30% → 4.05% → 4.00%
mumsy@grics.net \| Nov 17, 2021 Does Busey Bank cash Series EE Savings Bonds? Read More Reviews (1)
Spring Bank	4.00%	$100	Learn More Add Review
Rate History: 4.25% → 4.00%
First Bank Of Central Ohio	4.00% 2.85%	$2,000,000 $0	Learn More Add Review
Rate History: 4.75% → 4.00%
Byline Bank	4.00%	$25,000	Learn More Add Review
Rate History: 4.85% → 4.00%
Western State Bank	4.00%	$0	Learn More
High Yield Money Market Account. Only available to residents of Arizona, Minnesota and North Dakota. Rate History: 5.15% → 4.85% → 4.50% → 4.15% → 4.00%
Jean-Marc \| Nov 10, 2023 Just found out after submitting all my personal information: "Western also allows one free outgoing wire per month." "External transfers from Western State Bank Online Banking: After 60 days you will h... Read More Reviews (10)
Morgan Stanley Private Bank (offered Through Etrade)	4.00%	$0	Learn More
Last change: ↓ 0.10% on January 2.
Rate History: 4.50% → 4.25% → 4.10% → 4.00%
FROZE-ACCOUNT \| Jan 10, 2024 Account was frozen (over 400K) after they confused our account with another account / person whose name was not even very similar. We were treated like dirt after 12 years and "Guilty until Innocent". I ha... Read More Reviews (3)
Tiaa Bank / Everbank	4.00% 2.02%	$50,000 $0	Learn More
Performance Money Market Rate History: 4.30% → 4.20% → 4.30% → 4.00%
smithy1968 \| Mar 20, 2025 A non-customer-friendly organization that just switches between two contaminated brands trying to bring back some sort of goodwill that it had before it started selling fake foreign currency CDs in 2006 an... Read More Reviews (40)
Connecticut Community Bank, National Association	4.00% 3.50%	$250,000 $10,000	Learn More Add Review
Needham Bank	4.00%	$50,000	Learn More
Rate History: 4.35% → 4.00%
Shawn \| Feb 14, 2022 I had a personal checking account and a business account. All went well until I sent a polite letter pointing out that it is improper, and not good practice, to make online passwords expire. Why should ... Read More Reviews (2)
Wrentham Co-operative Bank	4.00%	$250,000	Learn More Add Review
Certain conditions apply. Rate History: 1.00% → 4.50% → 4.00%
Crescent Bank	4.00%	$100,000	Learn More
Rate History: 4.50% → 4.15% → 4.00%
ltriemer \| Apr 9, 2016 The two women, Shawn and Marcie, were very nice to me and accommodated my every transaction. Read More Reviews (4)
Blue Foundry Bank	4.00%	$50,000	Learn More Add Review
Rate History: 1.80% → 1.75% → 1.70% → 4.00%
Popular Bank	4.00% 3.90% 2.00%	$250,000 $25,000 $0	Learn More
Rate History: 5.00% → 4.40% → 4.25% → 4.15% → 4.00%
Dr. E. F. Ayers; e.f.ayers@outlook.com \| Oct 2, 2015 I have a CD maturing on 11/15 please email your CD Rates and contact info. Read More Reviews (2)
Shoreham Bank	4.00%	$25,000	Learn More
Not accepting new accounts online at this time. Rate History: 5.10% → 4.75% → 4.50% → 4.25% → 4.00%
opal@8 \| Dec 13, 2019 yes good Read More Reviews (4)
Banesco Usa	4.00%	$300	Learn More
Rate History: 1.35% → 5.25% → 4.75% → 4.50% → 4.00%
Dkplan \| Dec 27, 2022 They gave a hard time with their cashier's check. They returned my deposited check that was emitted by them. Could you believe? Read More Reviews (8)
Bank5 Connect	3.96%	$5,000	Learn More
Rate History: 3.98% → 3.96%
BW \| Jul 17, 2021 I've been with this bank for 6 months and have not had any problems. Bill pay works good. The 24 month investing CD is another vechile I use. Rates are above average considering the national rate. I'd reco... Read More Reviews (10)
Pioneer Bank	3.94% 3.45%	$50,000 $500,000	Learn More Add Review
Rate History: 2.27% → 3.94%
The Huntington National Bank	3.92%	$25,000	Learn More
Rate History: 4.70% → 4.18% → 3.92%
Allan \| Mar 18, 2021 I called Huntington yesterday and the branch manager told me that the rate listed on Best Cash Cow doesn't exist......... Read More Reviews (1)
Igobanking.com, A Division Of Flushing Bank	3.90%	$25,000	Learn More
Indexed money market. Bank reports that this product and rate are available for new customers only. Rate History: 4.78% → 4.34% → 4.12% → 3.90%
PJs at bedtime \| Jun 25, 2022 I've been in and out of igo. I usually carry a large balance when they are rate competitive (half the time) and move by money somewhere else when they aren't (the other half). The $3,000 transfer limit is ... Read More Reviews (34)
Barclays Bank Delaware	3.90%	$0	Learn More
Last change: ↓ 0.10% on April 4.
Rate History: 4.20% → 4.10% → 4.25% → 4.00% → 3.90%
LenaL \| May 2, 2022 Barclays is the worst. Transfer speeds even worse than Synchrony now. Service is worse than anything. Save yourself the trouble of getting sucked into rates that are sometimes competitive and choose anythi... Read More Reviews (40)
Byline Bank	3.90%	$5,000	Learn More Add Review
Rate History: 4.75% → 3.90%
Fnbo Direct	3.90% 3.81% 3.70% 3.50%	$1,000,000 $500,000 $100,000 $0	Learn More
Rate History: 4.45% → 4.20% → 4.00% → 3.90%
NRB \| Mar 14, 2018 Poor service. Condescending attitude. Savings application denied without giving reason (Equifax file had a freeze because of hacking history) and not advising customer of need to unfreeze credit file for a... Read More Reviews (4)
Sallie Mae Bank	3.90%	$0	Learn More
Last change: ↓ 0.20% on February 6.
Rate History: 4.00% → 4.25% → 4.10% → 3.90%
HAL1975 \| Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More Reviews (40)
International Bank Of Chicago	3.90% 3.60% 2.35%	$250,000 $100,000 $2,500	Learn More
Rate History: 4.65% → 4.60% → 4.34% → 4.15% → 3.90%
Mandy \| May 8, 2021 Location: 5069 N. Broadway Chicago IL 60640 Read More Reviews (5)
Forbright Bank	3.90%	$2,500	Learn More
Rate History: 4.25% → 4.10% → 3.90%
lrcbob \| Jul 26, 2024 Multiple roadblocks trying to set up a savings account with Forbright and my application was ultimately declined, in spite of my multiple CDs among three banks, stock investments, eleven credit cards, and ... Read More Reviews (2)
Prime Security Bank	3.88%	$25,000	Learn More Add Review
Sallie Mae Bank	3.85%	$0	Learn More
Rate History: 4.20% → 4.10% → 4.10% → 3.90% → 3.85%
HAL1975 \| Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More Reviews (40)
Quontic Bank	3.85%	$0	Learn More
Online Savings Last change: ↓0.15% on January 4. Rate History: 4.25% → 4.50% → 4.25% → 4.00% → 3.85%
JuanVelasco \| Mar 17, 2023 STAY AWAY ! They closed my accounts with no warning. After multiple successful direct deposits and mobile checks deposits, they claimed one of the three checks I deposited a few days ago was fake. No... Read More Reviews (15)
Amboy Direct	3.82%	$1	Learn More Add Review
Farmers & Merchants Bank	3.82%	$100,000	Learn More Add Review
Climate First Bank	3.81%	$50	Learn More
Last change: ↑ 1.81% on February 4.
tjgarnett \| Mar 2, 2024 Attracted to the name, but the service had too many steps so I didn't open an account. Read More Reviews (1)
Cnb Bank Direct	3.80%	$100	Learn More
Last change: ↓ 0.21% on March 24.
Rate History: 4.28% → 4.60% → 4.01% → 3.80%
Yolanda Gilruth \| Jun 12, 2022 I have a small question Read More Reviews (1)
Sofi Bank	3.80%	$0	Learn More
Last change: ↓ 0.20% on January 25.
Rate History: 4.30% → 4.30% → 4.20% → 4.00% → 3.80%
Bait and Swich \| May 17, 2022 Not what it seems. Avoid! Read More Reviews (1)
Synchrony Bank	3.80%	$0	Learn More
External transfers may take up to 3 business days and may be limited to $25,000/day. Last change: ↓0.20% on June 4. Rate History: 4.50% → 4.30% → 4.10% → 4.00% → 3.80%
mcriss \| Oct 23, 2023 Synchrony Bank recently closed 3 of my accounts with them and this decision was completely unwarranted. I had two Guitar Center cards and one Levin Furniture card. I found out about this through a push not... Read More Reviews (71)
Laurel Road, A Division Of Keybank	3.80%	$0	Learn More
High-Yield Savings Account. Last change: ↓0.20% on February 24. Rate History: 4.80% → 4.50% → 4.15% → 4.00% → 3.80%
Yeller \| May 8, 2023 STAY BELOW FDIC limits. This is a desperate product unleashed from a distressed bank! Read More Reviews (1)
Westfield Bank	3.80% 3.00%	$2,000,000 $500,000	Learn More Add Review
Rate History: 3.51% → 4.50% → 4.00% → 3.80%
Ctbc Bank Corp. (usa)	3.80%	$50,000	Learn More Add Review
Harborone Bank	3.77% 3.42% 1.67%	$250,000 $50,000 $25,000	Learn More
Rate History: 4.00% → 3.85% → 3.83% → 3.80% → 3.77%
Jacob \| Jan 30, 2020 Find branch personnel are genuinely interested in my business. Read More Reviews (2)
Sound Community Bank	3.76% 3.20% 1.16%	$1,000,000 $100,000 $25,000	Learn More Add Review
Rate History: 4.65% → 4.54% → 4.07% → 3.82% → 3.76%
My Savings Direct, A Division Of Emigrant Bank	3.75%	$1	Learn More
MySavings Account. Last change: ↓0.35% on May 19. Rate History: 4.35% → 4.10% → 3.75%
not perfect but \| Apr 25, 2023 with all of these online bank, including the well known ones, delaying transfers forever in order to fund these high rates, this one still executes inbound and outbound transfers immediately. Read More Reviews (21)
Beal Bank Usa	3.75%	$500	Learn More
Rate History: 4.25% → 3.75%
george \| Feb 9, 2021 The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More Reviews (3)
Apple Bank	3.75% 2.75%	$50,000 $10,000	Learn More Add Review
Beal Bank	3.75%	$500	Learn More Add Review
Rate History: 4.25% → 3.75%
Valley Direct, A Division Of Valley National Bank	3.75%	$5,000	Learn More
Online transfers limited to $1,500 per day and $10,000 per month. Last change: ↓1.00% on December 19, 2024. Rate History: 4.75% → 4.00% → 4.80% → 4.75% → 3.75%
AEM \| Sep 18, 2023 I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More Reviews (19)
Amarillo National Bank	3.75% 2.50% 2.00% 1.60%	$1,000,000 $100,000 $50,000 $1,000	Learn More Add Review
Rate History: 4.80% → 4.75% → 4.40% → 4.00% → 3.75%
Bankunited, National Association	3.75%	$2,500	Learn More Add Review
The Cooperative Bank	3.75% 2.00%	$50,000 $2,500	Learn More Add Review
Rate History: 1.00% → 0.75% → 3.75%
Winchester Co-operative Bank	3.75% 3.05%	$500,000 $2,500	Learn More Add Review
Rate History: 4.05% → 0.10% → 4.05% → 4.00% → 3.75%
Northeast Bank	3.75% 3.50%	$0 $250,000	Learn More Add Review
Parke Bank	3.75%	$25,000	Learn More
Savvysaver \| Nov 9, 2020 Here's what you will need: To be a resident of New Jersey or select Eastern Pennsylvania counties (the zip code provided in your application will receive an error stating "Zip code is not valid for this ap... Read More Reviews (2)
Spring Bank	3.75%	$500	Learn More Add Review
Citizens	3.70%	$1	Learn More
Last change: ↓ 0.45% on December 23, 2024.
Rate History: 4.15% → 3.70%
james \| Nov 18, 2023 bad bank hold your deposit over months without credit in your account, no interest, they don’t want pay you interest , they want your money with 0% interest. Read More Reviews (37)
Salem Five Cents Savings Bank	3.70%	$50,000	Learn More
Rate History: 0.01% → 3.70%
DMuessig \| Jan 8, 2018 Another bad bank! Did a hard pull just to open a checking account with no overdraft and denied me. Never even bothered to send a letter or e-mail. Now I have another inquiry on my credit report for nothin... Read More Reviews (2)
Citizens Bank, National Association	3.70%	$0	Learn More
Rate History: 4.50% → 4.15% → 3.90% → 3.70%
Dana E. \| Mar 20, 2016 Good solid bank. Read More Reviews (2)
Td Bank, National Association	3.70% 2.25%	$100,000 $50,000	Learn More
Rate History: 4.00% → 3.70%
Turonemckinney17@gmail.com \| May 19, 2018 Experience Read More Reviews (1)
Truist Bank	3.66%	$0	Learn More
Rate History: 4.00% → 3.65% → 3.66%
Customer \| Jul 28, 2022 Not at all happy with Truist compared to BB+T. New transaction policy makes them painfully slow. Paying .01 % interest on money market accounts, 13 week T Bill's are around $2.5%.I hope that they are enj... Read More Reviews (6)
Goldman Sachs Bank	3.65%	$1	Learn More
Last change: ↓ 0.10% on May 29.
Rate History: 4.25% → 4.10% → 3.90% → 3.75% → 3.65%
A Terkowitz \| Feb 15, 2024 best bank on the list but no longer the most competitive Read More Reviews (46)
First Internet Bank Of Indiana	3.61%	$1,000	Learn More
Rate History: 3.76% → 3.77% → 3.77% → 3.61%
Beenthere \| Jan 30, 2024 Have an IRA rollover, they don't take IRAs any longer. Read More Reviews (2)
Washington Trust Bank	3.61% 3.56%	$1,000,000 $500,000	Learn More
Rate History: 1.00% → 3.72% → 3.61%
Tami Phillips \| Aug 15, 2019 I DO NOT LIKE THIS BANK, MORE THAN ONCE I HAVE BEEN HUMILIATED BY THIS BANK AND THEIR CARDS. Read More Reviews (1)
American Express Bank, Fsb	3.60%	$0	Learn More
Last change: ↓ 0.10% on May 8.
Rate History: 4.10% → 4.00% → 3.80% → 3.70% → 3.60%
Chris \| Aug 31, 2022 never had a problem moving money in/out. After trying a couple banks with higher rates but less service will be moving my money back here. Read More Reviews (8)
Discover Bank	3.60%	$0	Learn More
Last change: ↓ 0.10% on May 16.
Rate History: 4.00% → 3.90% → 3.75% → 3.70% → 3.60%
AVOID_ READ_CAREFULLY \| Jan 10, 2024 AVOID at all costs. We read the addendum to the final page of the LENGTHY account agreement mailed to us after completing the online portion. Guess what? It gives this sweet seeming Discover Bank access to... Read More Reviews (13)
Capital One, National Association	3.60%	$1	Learn More
Rate History: 4.10% → 4.00% → 3.90% → 3.80% → 3.60%
highstream \| Jan 2, 2024 Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More Reviews (16)
Hsbc Bank Usa, National Association	3.60%	$1	Learn More
Rate History: 4.00% → 3.85% → 3.75% → 3.70% → 3.60%
john \| Apr 14, 2020 I call HSBC they told me they don't have 1.85 1 year CD. current CD is 0.8 / year Read More Reviews (3)
Bmo Alto, A Division Of Bank Of Montreal Harris	3.60%	$0	Learn More
Last change: ↓ 0.10% on April 25.
Rate History: 4.30% → 4.10% → 4.00% → 3.70% → 3.60%
Jenny Kingston \| Jun 10, 2024 I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More Reviews (6)
Bank Of Montreal Harris	3.56%	$250,000	Learn More
Rate History: 1.50% → 3.56%
GAM \| Jul 28, 2020 Dropped rates again with restrictive transfer limits and poor service. Better rates and liquidity elsewhere. Beware!!! Read More Reviews (2)
Bogota Savings Bank	3.56% 2.79%	$100,000 $50,000	Learn More Add Review
Bank Of Easton	3.56% 3.04%	$50,000 $250,000	Learn More Add Review
Verabank, National Association	3.56% 3.30% 2.78% 1.26%	$15,000,000 $5,000,000 $1,000,000 $250,000	Learn More Add Review
Rate History: 1.00% → 4.59% → 4.07% → 3.82% → 3.56%
Ssb Bank	3.56% 2.43%	$50,000 $2,500	Learn More Add Review
Rate History: 2.43% → 3.56%
Utah Independent Bank	3.53% 2.52%	$5,000 $0	Learn More Add Review
Rate History: 1.00% → 0.30% → 3.84% → 3.53%
Banner Bank	3.51% 2.69% 2.38% 2.02%	$1,000,000 $100,000 $50,000 $25,000	Learn More
Rate History: 1.00% → 3.56% → 3.51%
Unhappy \| Mar 25, 2020 Banner bank is sometimes hard to work with. If you have a construction loan to get a disbursement you fill out a sheet with the line item (not a big deal). Then they schedule an inspection that you pay $... Read More Reviews (1)
Capital One 360	3.50%	$0	Learn More
360 Performance Savings Account. Rate available for new account holders only. Last change: ↓0.10% on July 2. Rate History: 3.90% → 3.80% → 3.70% → 3.60% → 3.50%
NS123 \| Mar 15, 2023 Thank you for the reviews above. I was wondering why I was only getting 0.3% when interest rates have gone up. Why CapitalOne360 is putting loyal and long time customers at a disadvantage is beyond me. ... Read More Reviews (24)
Regions Bank	3.50% 1.50%	$10,000 $0	Learn More Add Review
Ally Bank	3.50%	$0	Learn More
Online Money Market Account. Ally's Online Savings account rate is only 3.75% APY. Rate History: 3.80% → 3.70% → 3.60% → 3.60% → 3.50%
Rad \| Aug 13, 2023 Been a customer for a couple of years now with interesting checking, been a happy customer. They give you a $10 reimbursement on atm fees per statement cycle. They pay you to leave your money there curre... Read More Reviews (53)
Ridgewood Savings Bank	3.50%	$0	Learn More
Last change: ↑ 0.25% on November 21, 2024.
Rate History: 3.45% → 3.50% → 3.00% → 3.25% → 3.50%
an \| Apr 25, 2022 We would not be having all this trouble with people sealing money out of other people's bank accounts if we were to just stop using fancy banking like onlinebanki Read More Reviews (5)
Bay State Savings Bank	3.50% 1.75% 1.25%	$500 $250,000 $125,000	Learn More Add Review
Rate History: 0.20% → 3.50%
Beal Bank Usa	3.50%	$25,000	Learn More
Rate History: 4.00% → 3.50%
george \| Feb 9, 2021 The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More Reviews (3)
Beal Bank	3.50% 3.25%	$25,000 $1,000	Learn More Add Review
Rate History: 4.00% → 3.50%
Liberty Bank	3.50% 2.75%	$0 $0	Learn More Add Review
Rate History: 1.00% → 0.10% → 4.25% → 3.50%
Bankwell Bank	3.50%	$0	Learn More
Jefff \| Mar 25, 2019 Lousy bank with badly trained customer service reps and below average rates. Can't wait until my CD matures to get the funds out of Bankwell Read More Reviews (1)
Pnc Bank	3.50%	$1	Learn More
Not available to residents of states with PNC branch locations. Rate History: 4.65% → 3.50% → 3.50%
JM \| Jun 29, 2023 $10K monthly transfer limit. No thanks Read More Reviews (4)
Institution For Savings In Newburyport And Its Vicinity	3.50% 1.80%	$100,000 $25,000	Learn More
Rate History: 1.00% → 5.03% → 4.50% → 4.00% → 3.50%
Karen nicoli \| Jan 23, 2017 2.50 Read More Reviews (1)
Wilmington Savings Fund Society, Fsb	3.50% 2.50% 2.25% 2.00%	$100,000 $50,000 $25,000 $10,000	Learn More
Rate History: 4.15% → 4.00% → 3.80% → 3.60% → 3.50%
schoolbus2017 \| Nov 8, 2019 farmer Read More Reviews (1)
The Cape Cod Five Cents Savings Bank	3.50%	$10,000	Learn More
Rate History: 1.00% → 3.50%
John Darretta \| Nov 13, 2019 My favorite bank in South Dennis MA. There are always sufficient enough staff so that there is never a long waiting line. And the staff is always pleasant and efficient. Read More Reviews (2)
The Savings Bank	3.50%	$10	Learn More Add Review
Rate History: 4.07% → 3.92% → 3.82% → 3.71% → 3.50%
Mechanics Cooperative Bank	3.50% 3.00% 2.50%	$1,000,000 $100,000 $100,000	Learn More Add Review
Rate History: 1.00% → 3.50%
First National Bank Of America	3.50%	$50,000	Learn More
Rate History: 3.25% → 3.50%
VINCEMUNIZ@Q.COM \| Oct 16, 2020 HAVE BEEN CALLING YOUR MORTGAGE DEPARTMENT ON "ITIN" LOANS AND HAVE NOT GOT A HUMAN PERSON TO ANSWER OR RETURN MY PHONE CALLS. WHAT IS HAPPEN? PLEASE ADVISE. THANK YOU, Read More Reviews (1)
Visionbank	3.50%	$1,000	Learn More Add Review
M1 Bank	3.50%	$50,000	Learn More
john \| Dec 15, 2022 Great service great rates at the Des Peres location! Read More Reviews (3)
Loyal Trust Bank	3.50%	$10,000	Learn More Add Review
U.s. Bank National Association	3.50%	$25,000	Learn More
Rate History: 4.10% → 3.50%
Ugg \| Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More Reviews (6)
First Commerce Bank	3.50% 1.75%	$100,000 $0	Learn More Add Review
Kearny Bank	3.50%	$15,000	Learn More Add Review
The Community Bank	3.50% 3.25% 2.75%	$25,000 $5,000 $0	Learn More Add Review
Rate History: 4.00% → 3.80% → 3.00% → 2.63% → 3.50%
Northern Bank & Trust Company	3.50% 3.35% 3.25%	$250,001 $100,000 $50,001	Learn More Add Review
Rate History: 1.00% → 3.50%
East Cambridge Savings Bank	3.50%	$100,001	Learn More Add Review
Rate History: 1.00% → 0.10% → 3.50%
Centennial Bank	3.50%	$100,000	Learn More Add Review
Texas Brand Bank	3.50% 2.50% 2.40%	$100,000 $25,000 $1,000	Learn More Add Review
Charter Bank	3.50% 3.40% 2.50%	$500,000 $250,000 $100,000	Learn More Add Review
Rate History: 3.75% → 3.60% → 3.50% → 3.40% → 3.50%
Seattle Bank	3.50% 3.40%	$1,000,000 $0	Learn More
Rob H. \| Nov 21, 2023 A real pain in the *** process to try and get approved! They were unable to match my drivers license photo with my live image after several times trying! Went to limelight bank instead and got approved in ... Read More Reviews (2)
Gateway First Bank	3.40%	$1,000	Learn More
JohnC \| Oct 11, 2020 You probably thought - as did I - that you were looking at a site that belongs to and was the responsibility of Gateway First. After all it includes their headings, selected financial statements, many pag... Read More Reviews (3)
Fidelity Co-operative Bank	3.40%	$5,000	Learn More
Rate History: 4.00% → 3.40%
burtlaman@verizon.net \| Jun 13, 2016 I'm interested in your special sav send info Read More Reviews (1)
Fnbo Direct	3.35%	$1	Learn More
Last change: ↓ 0.25% on May 16.
Rate History: 4.25% → 4.25% → 3.90% → 3.60% → 3.35%
NRB \| Mar 14, 2018 Poor service. Condescending attitude. Savings application denied without giving reason (Equifax file had a freeze because of hacking history) and not advising customer of need to unfreeze credit file for a... Read More Reviews (4)
Hanover Community Bank	3.35%	$5,000	Learn More
Rate History: 4.00% → 3.35%
Douglas H \| Feb 5, 2020 The employees of this bank are helpful but the bank's systems and procedures for obtaining your account information STINK. If you want a bank that provides you quarterly (or even annual) statements by mai... Read More Reviews (2)
Community Commerce Bank	3.30%	$50	Learn More
Rate History: 3.57% → 3.56% → 3.30%
samcasino \| Mar 5, 2021 The best rate on any CD or savings account is .40% Read More Reviews (2)
First Hawaiian Bank	3.30% 2.50%	$250,000 $100,000	Learn More
Rate History: 1.00% → 3.95% → 3.30%
me joe \| Apr 25, 2022 broke the machine, braddah Read More Reviews (2)
Axiom Bank, National Association	3.25%	$0	Learn More
Sara Jennings \| Dec 26, 2021 SJennings Read More Reviews (4)
Apple Bank	3.25%	$1	Learn More Add Review
Woodforest National Bank	3.25% 2.25% 1.75% 1.25%	$500,000 $250,000 $100,000 $1	Learn More
Rate History: 4.00% → 3.75% → 3.50% → 3.25%
Jabbroadway42 \| Nov 17, 2020 Is notarie services available today at a woodforest on wilkinson blvd Read More Reviews (2)
Gateway First Bank	3.25% 1.25%	$1,000 $0	Learn More
Rate History: 3.50% → 3.40% → 3.25%
Savvysaver \| Jun 25, 2020 Ok, GFB's site a bit more compliant today. Unfortunately the rate posted here is not current. 1.05% and look at that minimum! Read More Reviews (3)
Institution For Savings In Newburyport And Its Vicinity	3.25% 3.00% 2.00% 1.85% 1.50%	$2,000,000 $250,000 $1,000,000 $500,000 $0	Learn More
Rate History: 5.40% → 4.50% → 3.75% → 3.25%
Karen nicoli \| Jan 23, 2017 2.50 Read More Reviews (1)
Onelocal Bank	3.25% 3.00%	$250,000 $100,000	Learn More Add Review
Rate History: 3.75% → 3.25%
Northpointe Bank	3.25%	$25,000	Learn More
pagehelen2@gmail.com \| Mar 10, 2021 Northpointe -- my most favorite bank -- held their rate when others dropped -- nice people to deal with -- and -- COURAGE + INTEGRITY. Read More Reviews (4)
Chesapeake Bank	3.25%	$250,000	Learn More
Rate History: 3.00% → 3.25%
Gripp13 \| Jan 27, 2023 The worst bank I have ever had Read More Reviews (1)
Spencer Savings Bank, Sla	3.25%	$10,000	Learn More
Customer18 \| Mar 26, 2021 Spencer Bank is by far, the ABSOLUTE WORST Banking institution there is. The Bank - and the Headquarters - display a host of shortcomings and clearly are the most substandard bank - dealing with numerou... Read More Reviews (1)
Parke Bank	3.25%	$25,000	Learn More
Savvysaver \| Nov 9, 2020 Here's what you will need: To be a resident of New Jersey or select Eastern Pennsylvania counties (the zip code provided in your application will receive an error stating "Zip code is not valid for this ap... Read More Reviews (2)
Nexbank	3.25% 2.25%	$100,000 $1,000	Learn More
Ange \| Aug 20, 2019 Very corrupt, disorganized company. Associated with Dovenmuehle and or the same company. Extremely poor ratings all over the internet. Should be sued and closed down. If I could give it -10 stars, that wo... Read More Reviews (2)
Onelocal Bank	3.25% 3.00%	$250,000 $0	Learn More Add Review
Rate History: 3.75% → 3.25%
Stearns Bank National Association	3.20% 2.02%	$500,000 $100,000	Learn More Add Review
Ameriprise Bank, Fsb	3.20% 3.00%	$50,000 $0	Learn More Add Review
Rate History: 3.50% → 3.25% → 3.20% → 3.30% → 3.20%
Valor Bank	3.15% 2.70% 1.85%	$250,000 $100,000 $10,000	Learn More Add Review
Union Bank And Trust Company	3.09% 2.32% 1.41%	$500,000 $100,000 $10,000	Learn More
Rate History: 3.56% → 3.45% → 3.25% → 3.09%
rick \| Nov 3, 2023 site does not update at all, totally wrong rates listed Read More Reviews (2)
Bank First, N.a.	3.09% 2.78% 1.76% 1.51%	$250,000 $150,000 $50,000 $25,000	Learn More Add Review
Rate History: 1.00% → 4.06% → 3.55% → 3.34% → 3.09%
Cape Cod Co-operative Bank	3.05% 2.80% 2.55% 2.45%	$500,000 $250,000 $100,000 $25,000	Learn More Add Review
Rate History: 3.70% → 3.50% → 3.35% → 3.20% → 3.05%
Northwest Bank	3.05% 1.65% 1.55%	$500,000 $100,000 $0	Learn More Add Review
Rate History: 3.70% → 3.05%
Bank Of Hope	3.05%	$1,000	Learn More
NORTY FLATZ \| Dec 3, 2019 Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More Reviews (1)
Country Bank For Savings	3.04%	$2,000,000	Learn More Add Review
Rate History: 1.00% → 3.04%
Ks Statebank	3.04% 2.02%	$100,000 $25,000	Learn More
Rate History: 3.00% → 3.04%
HonestReview \| Apr 19, 2023 This bank was honest and I had no problems with them in person. Not everyone was equally competent but they got help. Read More Reviews (3)
Atlantic Union Bank	3.04% 2.73%	$100,000 $0	Learn More
Rate History: 0.41% → 3.04%
tedd \| Jun 28, 2021 They bait and switch. Advertise cds at .40 but offer only .04 when in the office. Sharp business practice. Read More Reviews (2)
Bankvista	3.04% 1.51%	$100,000 $10,000	Learn More Add Review
Rate History: 2.02% → 3.04%
Southside Bank	3.04% 2.12% 1.11%	$5,000,000 $3,000,000 $500,000	Learn More Add Review
Heritage Bank National Association	3.02%	$230,000	Learn More
Rate History: 3.02% → 2.02% → 3.02% → 4.25% → 3.02%
WPT \| Nov 2, 2020 Got the account opened after weeks and finally got it funded and then they dropped the rate the next day and it is no longer competitive. Read More Reviews (14)
Fall River Five Cents Savings Bank	3.01%	$25,000	Learn More Add Review
Rate History: 3.89% → 3.57% → 3.55% → 3.02% → 3.01%
Luana Savings Bank	3.00% 2.48%	$100,000 $0	Learn More Add Review
The National Grand Bank Of Marblehead	3.00% 2.65% 2.15% 1.65%	$1,000,000 $500,000 $250,000 $100,000	Learn More Add Review
Rate History: 3.25% → 3.15% → 3.00%
Hancock Whitney Bank	3.00% 2.50%	$25,000 $0	Learn More
MLB \| Aug 29, 2019 Since Hancock Bank merged with Whitney Bank, it’s no longer the local bank it once was. Fees, gotcha gimmicks, underhanded surprises... It’s nothing more than another big, ugly, corporate bank looking ... Read More Reviews (1)
Emprise Bank	3.00%	$0	Learn More Add Review
Dedham Institution For Savings	3.00%	$100,000	Learn More Add Review
Avidia Bank	3.00%	$0	Learn More
Rate History: 1.00% → 4.08% → 3.87% → 3.30% → 3.00%
sur \| Aug 16, 2019 Deceptive Sales Practices: Huge Penalties What an awakening! Without any clear statement, and nothing at all on its website, Avidia charged us 50% of the CD’s FULL TERM interest, including both paid... Read More Reviews (1)
The Village Bank	3.00% 1.50%	$500,000 $150,000	Learn More
Andrea \| Apr 18, 2017 Village Bank currently has a 15 mo. CD special at 1.50% Read More Reviews (1)
Incrediblebank	3.00% 2.69% 2.53% 2.22% 1.76% 1.51%	$1,000,000 $500,000 $250,000 $100,000 $50,000 $10,000	Learn More Add Review
Home Savings Bank	3.00% 2.50% 2.00%	$250,000 $100,000 $25,000	Learn More Add Review
First Bank Of The Lake	3.00%	$100,000	Learn More
Rate History: 2.25% → 3.25% → 3.00%
Richard \| Jun 10, 2021 I bank at this bank and they have the best people working there They all have a lot of knowledge and most all have been there a long time they do a great job and have the highest CD rates around Read More Reviews (4)
Security State Bank	3.00%	$21	Learn More
Rate History: 1.00% → 1.75% → 3.00%
dionpayne \| Jun 28, 2017 showmeonehundredthousanddollars Read More Reviews (1)
Citizens Bank, National Association	3.00% 2.75%	$250,000 $25,000	Learn More
Rate History: 1.00% → 3.00%
Dana E. \| Mar 20, 2016 Good solid bank. Read More Reviews (2)
Mainstreet Bank	3.00% 2.25% 1.25%	$100,000 $50,000 $25,000	Learn More Add Review
Rate History: 4.25% → 3.75% → 3.35% → 3.00%
Hills Bank And Trust Company	2.96% 2.23%	$249,999 $25,000	Learn More Add Review
Rate History: 0.55% → 2.96%
Bmo Bank National Association	2.94% 2.22% 1.20%	$250,000 $100,000 $25,000	Learn More
Rate History: 2.00% → 3.56% → 3.30% → 3.09% → 2.94%
Beenthere \| Jan 29, 2024 Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More Reviews (9)
Eaglebank	2.85% 2.65% 2.55%	$500,000 $250,000 $0	Learn More Add Review
Touchmark National Bank	2.80% 2.50% 2.00% 1.25%	$250,000 $100,000 $50,000 $0	Learn More Add Review
North Easton Savings Bank	2.78%	$10	Learn More
Rate History: 3.50% → 3.25% → 3.20% → 3.04% → 2.78%
CS \| Sep 3, 2020 Went in to open accounts in Middleboro foy my husband and myself as well as one for my grandson. Without being invited into an office I was asked from across the room if I was opening accounts for the chi... Read More Reviews (2)
Hiawatha National Bank	2.78% 2.07% 1.97%	$1,000,000 $150,000 $50,000	Learn More Add Review
Rate History: 2.63% → 2.78%
New Millennium Bank	2.75%	$500,000	Learn More Add Review
Emprise Bank	2.75% 2.25% 2.00%	$100,000 $50,000 $0	Learn More Add Review
Winchester Co-operative Bank	2.75%	$10	Learn More Add Review
Rate History: 3.25% → 3.00% → 2.75%
Lake Shore Savings Bank	2.65%	$1	Learn More Add Review
Bank Of Whittier, National Association	2.60%	$250	Learn More Add Review
Amarillo National Bank	2.60%	$100,000	Learn More Add Review
Rate History: 3.70% → 3.50% → 3.00% → 2.70% → 2.60%
Spring Bank	2.55%	$50,000	Learn More Add Review
Bell Bank	2.53% 2.27%	$1,000,000 $500,000	Learn More Add Review
Rate History: 3.04% → 2.78% → 2.53%
Incrediblebank	2.53% 1.76%	$250,000 $50,000	Learn More
Rate History: 2.50% → 3.00% → 2.53%
nonsense \| May 21, 2021 avoid this Read More Reviews (22)
The Farmers & Merchants Bank	2.53%	$500,000	Learn More Add Review
Finworth	2.53%	$250,000	Learn More
Geoffrey Christopher 1 \| Nov 12, 2023 Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More Reviews (1)
First Independent Bank	2.53% 1.51%	$500,000 $250,000	Learn More Add Review
Rate History: 1.00% → 2.53%
National Cooperative Bank, N.a.	2.53%	$5,000	Learn More
JC \| Jun 1, 2021 Update: STAY AWAY FROM THIS BANK! They have no clue how to run an online bank. This bank is not ready for prime time. Nothing but problems. Customer service is dismal at best. Read More Reviews (2)
Altoona First Savings Bank	2.53% 2.02% 1.26%	$100,000 $50,000 $25,000	Learn More Add Review
Insbank	2.53% 2.38%	$250,000 $50,000	Learn More
Rate History: 0.15% → 2.53%
judy \| Jul 7, 2022 Insbank 1 yr is 1.5 % 18month is 1.6% 7-7-2022 Read More Reviews (6)
Bank Of Star Valley	2.53% 2.02% 1.51%	$1,000,000 $500,000 $250,000	Learn More Add Review
Bank Independent	2.51%	$1	Learn More Add Review
Rate History: 3.01% → 2.01% → 2.51%
American Plus Bank, N.a.	2.50% 2.20%	$500,000 $50,000	Learn More Add Review
The Federal Savings Bank	2.50%	$2,000	Learn More Add Review
Artisans' Bank	2.50%	$5,000	Learn More
Ralph F Smith \| Jan 25, 2015 Want home equity loan at 443 Pierce Lane, Kennett Square PA, 30M, 10 yrs, excellent credit rating. 610-388-2278. Read More Reviews (1)
Bankgloucester	2.50%	$250,000	Learn More Add Review
Rate History: 1.00% → 2.50%
Connectone Bank	2.50%	$25,000	Learn More
Rate History: 3.50% → 3.00% → 2.75% → 2.50%
praveen raj \| Jan 18, 2024 Hi, We've noticed your website is at risk due to spammy comments and contact form submissions, making it susceptible to issues like spammy backlinks and data breaches. Don't worry—there's a simple sol... Read More Reviews (19)
Capital One, National Association	2.50%	$1	Learn More
highstream \| Jan 2, 2024 Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More Reviews (16)
Wells Fargo Bank South Central, National Association	2.50% 2.00%	$1,000,000 $500,000	Learn More Add Review
Rate History: 1.00% → 2.50%
Bristol County Savings Bank	2.48% 1.21%	$250,000 $100,000	Learn More Add Review
Rate History: 2.52% → 2.51% → 2.50% → 2.49% → 2.48%
Nicolet National Bank	2.40% 1.60%	$50,000 $10,000	Learn More
Rate History: 3.00% → 2.75% → 2.50% → 2.40%
Jim Doe \| Oct 12, 2022 Service has always been satisfactory. They have my complete trust and endorsement. Great bank in my opinion. Read More Reviews (2)
Seattle Bank	2.40%	$0	Learn More
Rob H. \| Nov 21, 2023 A real pain in the *** process to try and get approved! They were unable to match my drivers license photo with my live image after several times trying! Went to limelight bank instead and got approved in ... Read More Reviews (2)
Independent Bank	2.38% 1.81% 1.26%	$250,000 $100,000 $50,000	Learn More Add Review
Rate History: 3.14% → 2.78% → 2.59% → 2.58% → 2.38%
Texas Bank	2.37%	$10,000	Learn More Add Review
Rate History: 3.04% → 2.72% → 2.52% → 2.37%
Republic Bank Of Arizona	2.34% 2.23% 2.08%	$245,000 $100,000 $10,000	Learn More Add Review
Rate History: 2.34% → 2.34%
Skowhegan Savings Bank	2.33% 1.41%	$1,000,000 $250,000	Learn More Add Review
Rate History: 2.53% → 2.33%
Harborone Bank	2.32% 1.07%	$100,000 $25,000	Learn More
Rate History: 2.50% → 2.48% → 2.45% → 2.42% → 2.32%
Jacob \| Jan 30, 2020 Find branch personnel are genuinely interested in my business. Read More Reviews (2)
Intrust Bank, National Association	2.30% 1.65%	$100,000 $10,000	Learn More Add Review
Rate History: 3.25% → 3.15% → 2.30%
Homestreet Bank	2.30% 1.75%	$500,000 $150,000	Learn More Add Review
North Brookfield Savings Bank	2.28%	$20,000	Learn More
Rate History: 1.00% → 2.28%
Incompetent and dishonest \| Apr 21, 2020 Expect to not have e-mails responded to properly or phone calls returned. this is the type of institution that you will be dealing with if you go here Read More Reviews (1)
Citizens First Bank	2.28% 2.02% 1.97% 1.87% 1.77%	$1,000,000 $250,000 $50,000 $10,000 $0	Learn More
Rate History: 4.08% → 3.98% → 3.87% → 3.77% → 2.28%
David Klemann Sr. \| Dec 8, 2023 We have been banking with Citizen's First for 4 years. Their branches, service, website, and employee attitudes are and always have been excellent. Their branches are warmly personal with free buttered po... Read More Reviews (1)
Heartland Bank And Trust Company	2.27% 1.51%	$500,000 $50,000	Learn More Add Review
Bank Of Colorado	2.27% 2.02%	$300,000 $100,000	Learn More
Rate History: 3.56% → 2.78% → 2.27%
LG \| Feb 7, 2020 I contacted the massage bank and they are not offering 2.02 it’s 1.10 Read More Reviews (4)
Cross River Bank	2.25%	$0	Learn More
Last change: ↓ 0.35% on October 11, 2024.
Rate History: 2.60% → 2.25%
Zman111 \| Jun 26, 2022 ACH transfers are not allowed. Called and was told that I had to set up wire transfers (and pay fees) or I could come in to the bank and get a bank check. Read More Reviews (13)
Amalgamated Bank	2.25%	$1	Learn More Add Review
Last change: ↓ 0.25% on April 9.
Rate History: 2.75% → 2.50% → 2.25%
Capitol Federal Savings Bank	2.25% 1.25%	$200,000 $100,000	Learn More
Rate History: 2.49% → 2.25%
JtAlmond \| Jun 21, 2022 The new rates have eclipsed shat i currently hold with this bank. Read More Reviews (1)
Fulton Bank, National Association	2.25% 1.95% 1.25%	$250,000 $100,000 $50,000	Learn More Add Review
Rate History: 2.75% → 2.55% → 2.40% → 2.25%
New Millennium Bank	2.25% 1.75%	$100,000 $1,000	Learn More Add Review
Amalgamated Bank	2.25% 1.36%	$0 $100,000	Learn More Add Review
Last change: ↓ 0.10% on February 3.
Rate History: 2.00% → 2.75% → 2.50% → 2.35% → 2.25%
The Mint National Bank	2.25%	$1	Learn More
dennisphillipslee@gmail.com \| Jun 22, 2023 I have been with The Mint Ntl Bank for going on the 3rd yr. They have always taken care of my CD investment and changes that come after the maturity (yearly) date. I highly recommend them! Read More Reviews (1)
Harmony Bank	2.25%	$0	Learn More Add Review
Crescent Bank	2.20% 1.70%	$100,000 $100	Learn More
ltriemer \| Apr 9, 2016 The two women, Shawn and Marcie, were very nice to me and accommodated my every transaction. Read More Reviews (4)
Eagle Bank	2.20% 1.75%	$1,000,000 $250,000	Learn More Add Review
Rate History: 3.00% → 3.05% → 2.95% → 2.45% → 2.20%
Frontier State Bank	2.15% 1.95%	$250,000 $500	Learn More
Rate History: 2.17% → 2.15%
JR \| Jan 16, 2019 12 mo now pays 2.80% apr Read More Reviews (2)
American Commerce Bank, National Association	2.12%	$1,000	Learn More Add Review
Rate History: 2.48% → 2.12%
Bankwest	2.12% 1.76%	$750,000 $250,001	Learn More Add Review
Rate History: 1.00% → 2.12%
Ssb Bank	2.12%	$25,000	Learn More Add Review
Rate History: 2.12% → 1.56% → 2.12%
Fcb Banks	2.10% 1.95%	$96,000 $25,000	Learn More
Rate History: 1.80% → 2.10%
RS \| Feb 2, 2021 This bank's site shows the 15 mo rate at .45% Read More Reviews (1)
Pinnacle Bank	2.08% 1.75% 1.34% 1.10%	$250,000 $100,000 $50,000 $25,000	Learn More Add Review
Arvest Bank	2.07% 2.02% 1.92% 1.87%	$5,000,000 $100,000 $10,000 $2,500	Learn More Add Review
Rate History: 2.17% → 2.07%
Security Bank Of Kansas City	2.07% 1.81% 1.56% 1.41% 1.11%	$1,000,000 $500,000 $250,000 $100,000 $25,000	Learn More
Rate History: 2.12% → 2.07%
ccass \| Sep 13, 2021 On September 13th, 2021. I called “SBOK” to verify if the account number matches the business name that is on the check I’ve received. I spoke with a supervisor named Brenda Jones. Brenda informed me... Read More Reviews (1)
Amalgamated Bank	2.07%	$100,000	Learn More Add Review
Rate History: 0.55% → 2.50% → 2.27% → 2.17% → 2.07%
Amalgamated Bank	2.07% 1.71%	$100,000 $50,000	Learn More Add Review
Rate History: 2.27% → 5.25% → 2.27% → 2.17% → 2.07%
The First National Bank Of Pandora	2.07%	$1,000,000	Learn More Add Review
First Utah Bank	2.07%	$100,000	Learn More Add Review
Rate History: 1.00% → 2.07%
Frost Bank	2.05% 2.00%	$50,000 $0	Learn More Add Review
Zions Bancorporation, N.a.	2.02% 1.71% 1.51%	$500,000 $250,000 $100,000	Learn More Add Review
Bankvista	2.02%	$75,000	Learn More Add Review
Rate History: 1.26% → 2.00% → 2.02%
Bank First, N.a.	2.02% 1.26%	$100,000 $10,000	Learn More Add Review
Rate History: 1.00% → 2.02%
Cape Ann Savings Bank	2.02%	$250,000	Learn More Add Review
Rate History: 1.00% → 2.52% → 2.53% → 2.27% → 2.02%
First National Bank Of Scotia	2.01% 1.53%	$1,000,000 $250,000	Learn More
Rate History: 1.00% → 2.01%
Zflash4000 \| Oct 1, 2017 Will play games with your account. changing posting dates and times. Will hold direct deposit so you overdraft your account. Read More Reviews (1)
Washington Federal Bank	2.00% 1.50%	$500,000 $90,000	Learn More
jim \| Sep 28, 2016 After looking around, looks like AlaskaUSA has the better current rate of 2 percent for 5 years. A little more can be obtained at Discover/AAA for a 10 year CD. Read More Reviews (2)
The Clay City Banking Co.	2.00% 1.60% 1.45% 1.36% 1.21% 1.11%	$250,000 $100,000 $25,000 $25,001 $0 $10,000	Learn More Add Review
Rate History: 1.00% → 2.00%
First Shore Federal Savings And Loan Association	2.00%	$250,000	Learn More
wwchinski@verizon.net \| Jul 11, 2018 cd rates Read More Reviews (2)
South Shore Bank	2.00%	$25,000	Learn More Add Review
Westfield Bank	2.00% 1.50%	$200,000 $250,000	Learn More Add Review
Seamen's Bank	2.00%	$50,000	Learn More Add Review
Rate History: 1.00% → 2.00%
Marblehead Bank	2.00% 1.75% 1.50% 1.25%	$1,000,000 $500,000 $250,000 $100,000	Learn More Add Review
Rate History: 1.00% → 2.00%
The Cape Cod Five Cents Savings Bank	2.00% 1.50% 1.25%	$250,000 $100,000 $11	Learn More
Rate History: 1.00% → 2.00%
John Darretta \| Nov 13, 2019 My favorite bank in South Dennis MA. There are always sufficient enough staff so that there is never a long waiting line. And the staff is always pleasant and efficient. Read More Reviews (2)
Fcb Banks	2.00% 1.60%	$96,000 $5,000	Learn More
Rate History: 1.70% → 2.00%
RS \| Feb 2, 2021 This bank's site shows the 15 mo rate at .45% Read More Reviews (1)
Blue Foundry Bank	2.00%	$20,000	Learn More Add Review
Cape Ann Savings Bank	2.00%	$15,000	Learn More Add Review
Rate History: 1.00% → 2.00%
Synchrony Bank	2.00%	$0	Learn More
mcriss \| Oct 23, 2023 Synchrony Bank recently closed 3 of my accounts with them and this decision was completely unwarranted. I had two Guitar Center cards and one Levin Furniture card. I found out about this through a push not... Read More Reviews (71)
Consumers National Bank	2.00% 1.50%	$500,000 $100,000	Learn More Add Review
Quaint Oak Bank	2.00%	$0	Learn More Add Review
Millbury National Bank	2.00%	$0	Learn More Add Review
Rate History: 1.00% → 1.26% → 2.00%
Pinnacle Bank - Wyoming	1.87% 1.36%	$500,000 $250,000	Learn More Add Review
Rate History: 2.53% → 1.97% → 1.87%
American Plus Bank, N.a.	1.85%	$10,000	Learn More Add Review
Commercial State Bank	1.80% 1.70% 1.50%	$25,000 $1,000 $0	Learn More Add Review
Rate History: 1.80% → 1.70% → 1.80%
Johnson Bank	1.75%	$250,000	Learn More Add Review
Rate History: 2.10% → 2.00% → 1.95% → 1.80% → 1.75%
Ballston Spa National Bank	1.75%	$100,000	Learn More Add Review
Rate History: 1.00% → 1.75%
Newburyport Five Cents Savings Bank	1.75% 1.50% 1.25%	$1,000,000 $500,000 $75,000	Learn More
Richard Cushing \| Mar 27, 2019 Still waiting for a call back from Liz over a long standing,annoying account problem Read More Reviews (1)
Center National Bank	1.74%	$100,000	Learn More Add Review
Rate History: 2.52% → 2.25% → 2.00% → 1.74%
The Union Bank Company	1.71% 1.21%	$250,000 $0	Learn More Add Review
Rate History: 2.78% → 2.22% → 1.97% → 1.71%
Big Horn Federal Savings Bank	1.71% 1.51% 1.41% 1.26%	$100,000 $40,001 $25,001 $0	Learn More
Rate History: 1.71% → 1.81% → 1.87% → 1.71%
yomama200 \| Mar 16, 2022 by how much? Read More Reviews (1)
S&t Bank	1.70%	$100,000	Learn More
Rate History: 2.00% → 1.90% → 1.70%
Haja@gmail.com \| May 15, 2020 Sucks don’t ever get with this bank Read More Reviews (1)
Valley National Bank	1.65%	$10,000	Learn More
Rate History: 1.75% → 0.70% → 1.75% → 1.65%
SadSack \| Dec 2, 2022 No such limits as referred to by Jonathan. Perfectly Happy with service and keep adjusting the rate! Read More Reviews (2)
Firstbank	1.65%	$100,000	Learn More
Rate History: 2.50% → 2.40% → 2.00% → 1.85% → 1.65%
Carrandrewb \| Aug 5, 2022 The worst customer service during covid. I lost my wallet they were nit understanding when things were shutting down. I knew covid was going to be bad and did not want to be around people. They did nit eve... Read More Reviews (1)
Middlesex Savings Bank	1.65% 1.50%	$100,000 $50,000	Learn More
Rate History: 1.00% → 1.65%
Stephen Clinton \| Jan 9, 2021 Used to be a good bank!! Taking money out of my account for something I did not purchase. This is the second time they did this. They do it on Fridays knowing that no one from the Fraud Department isn't th... Read More Reviews (1)
Bank Of Utica	1.60%	$100	Learn More
Rate History: 1.60% → 1.70% → 1.60%
adirondackgirl \| Oct 29, 2018 I believe you must live in Utica or surrounding area to qualify for opening an account with them - I inquired a few years ago Read More Reviews (7)
Cit Bank, A Division Of First-citizens Bank And Trust	1.55%	$100	Learn More
RTN1949 \| Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More Reviews (33)
Classic Bank, National Association	1.51%	$2,500	Learn More Add Review
Rate History: 0.50% → 1.51%
Farmers & Merchants Bank	1.51%	$10,000	Learn More Add Review
State Bank Of India	1.50%	$1	Learn More Add Review
Gateway First Bank	1.50%	$10	Learn More
JohnC \| Oct 11, 2020 You probably thought - as did I - that you were looking at a site that belongs to and was the responsibility of Gateway First. After all it includes their headings, selected financial statements, many pag... Read More Reviews (3)
Rockland Trust Company	1.50%	$1,000,000	Learn More
Sanshir \| Sep 14, 2023 Used them my whole life! Great little bank! Read More Reviews (3)
Athol Savings Bank	1.50%	$100,000	Learn More Add Review
Walpole Co-operative Bank	1.50%	$50,000	Learn More Add Review
Spencer Savings Bank, Sla	1.50%	$50,000	Learn More
Customer18 \| Mar 26, 2021 Spencer Bank is by far, the ABSOLUTE WORST Banking institution there is. The Bank - and the Headquarters - display a host of shortcomings and clearly are the most substandard bank - dealing with numerou... Read More Reviews (1)
Nexbank	1.50%	$0	Learn More
Ange \| Aug 20, 2019 Very corrupt, disorganized company. Associated with Dovenmuehle and or the same company. Extremely poor ratings all over the internet. Should be sued and closed down. If I could give it -10 stars, that wo... Read More Reviews (2)
Morgantown Bank & Trust Company, Incorporated	1.49%	$5,000	Learn More Add Review
Rate History: 0.10% → 1.49%
Security Bank & Trust Company	1.48%	$100,000	Learn More Add Review
Rate History: 1.00% → 1.48%
Zions Bancorporation, N.a.	1.46%	$100,000	Learn More Add Review
Rate History: 2.02% → 1.46%
Middlesex Savings Bank	1.45%	$10	Learn More
Stephen Clinton \| Jan 9, 2021 Used to be a good bank!! Taking money out of my account for something I did not purchase. This is the second time they did this. They do it on Fridays knowing that no one from the Fraud Department isn't th... Read More Reviews (1)
State Savings Bank	1.41%	$20,000	Learn More Add Review
Rate History: 1.31% → 1.41%
Security Bank & Trust Company	1.41%	$100,000	Learn More Add Review
Southside Bank	1.41% 1.26%	$250,000 $100,000	Learn More Add Review
Rate History: 1.00% → 1.41%
Wyoming Community Bank	1.41% 1.31% 1.21% 1.11%	$100,000 $50,000 $25,000 $1	Learn More Add Review
Rate History: 1.00% → 1.70% → 1.50% → 1.51% → 1.41%
Fremont Bank	1.40%	$1,000,000	Learn More Add Review
Rate History: 1.65% → 1.60% → 1.50% → 1.45% → 1.40%
Tri Valley Bank	1.36%	$10,000	Learn More Add Review
Amalgamated Bank	1.36%	$199	Learn More Add Review
Rate History: 1.26% → 1.76% → 1.51% → 1.41% → 1.36%
Washington Trust Bank	1.31% 1.26% 1.21%	$1,000,000 $500,000 $100,000	Learn More
Rate History: 1.41% → 1.31%
Tami Phillips \| Aug 15, 2019 I DO NOT LIKE THIS BANK, MORE THAN ONCE I HAVE BEEN HUMILIATED BY THIS BANK AND THEIR CARDS. Read More Reviews (1)
Pentucket Bank	1.31% 1.21%	$500,000 $50,000	Learn More Add Review
Rate History: 1.26% → 1.31%
Champlain National Bank	1.29%	$75,000	Learn More Add Review
Rate History: 0.30% → 1.28% → 1.29%
The Farmers Bank Of Appomattox	1.25%	$50,000	Learn More Add Review
Rate History: 0.25% → 1.25%
United Community Bank	1.25%	$500,000	Learn More
raymond denmark \| Nov 5, 2018 1years Read More Reviews (1)
North Shore Bank, A Co-operative Bank	1.25%	$75,000	Learn More Add Review
Eastern Savings Bank, Fsb	1.25%	$75,000	Learn More Add Review
Haddon Savings Bank	1.25%	$10,000	Learn More Add Review
Rate History: 1.05% → 1.10% → 1.15% → 1.20% → 1.25%
Unibank For Savings	1.25%	$100,000	Learn More Add Review
Rate History: 1.00% → 1.25%
Bokf, National Association	1.25%	$250,000	Learn More
Rate History: 1.00% → 1.50% → 1.25%
Aku \| May 29, 2020 Dua Read More Reviews (1)
Empire State Bank	1.25%	$2,500	Learn More
Papa \| Jul 31, 2020 Reduced savings rate from 1.88% to .75% a day after I deposited a substantial amount of money and no notice given or reduction in rate told to me Read More Reviews (1)
All America Bank	1.25%	$0	Learn More
Rate History: 2.00% → 1.50% → 1.25%
larry \| Feb 25, 2016 What's your phone number? Read More Reviews (1)
Fidelity Bank, National Association	1.25%	$250,000	Learn More Add Review
T Bank, National Association	1.25%	$25,000	Learn More Add Review
Community Financial Services Bank	1.23%	$50,000	Learn More Add Review
Rate History: 1.29% → 1.32% → 1.26% → 1.25% → 1.23%
Prairie Community Bank	1.21% 1.11%	$250,000 $100,000	Learn More Add Review
Rcb Bank	1.20%	$100,000	Learn More
Rate History: 1.25% → 1.20%
Holly cannady \| Oct 13, 2020 Been banking with RCB for 20 years now after today this will probably be my last year I was in a car wreck and my car was a total loss insurance set me a check. When up to the bank to try to catch it so I ... Read More Reviews (1)
Haddon Savings Bank	1.20%	$10,000	Learn More Add Review
Rate History: 0.95% → 1.05% → 1.10% → 1.15% → 1.20%
Nicolet National Bank	1.20%	$1,000	Learn More
Rate History: 1.00% → 1.50% → 1.24% → 1.20%
Jim Doe \| Oct 12, 2022 Service has always been satisfactory. They have my complete trust and endorsement. Great bank in my opinion. Read More Reviews (2)
Pentucket Bank	1.16% 1.13%	$10,000 $1,000	Learn More Add Review
Rate History: 1.11% → 1.16%
Trustco Bank	1.14%	$20,000	Learn More
Rate History: 3.55% → 3.50% → 0.08% → 0.05% → 1.14%
Mark Fitzpatrick \| Apr 4, 2016 I been with trustco for years and it is well run. They really are a home town bank. As a small business person i appreciate the business card stand they have in the branches for there customers. I was w... Read More Reviews (1)
Vio Bank, A Division Of Midfirst Bank	1.10%	$0	Learn More
Last change: ↑ 0.09% on February 13, 2023.
Jim S \| Dec 21, 2023 Very easy to setup 6 month 5.35% CD from cornerstone account Read More Reviews (38)
Usaa Federal Savings Bank	1.10%	$500,000	Learn More
Rate History: 1.50% → 1.45% → 1.10%
RYAN S \| Nov 28, 2022 While USAA was at one point a great option for all your banking needs, the service has deteriorated so much that I'm currently in the process of changing banks after more than 2 decades. The final straw w... Read More Reviews (2)
Lone Star Bank	1.10%	$100,000	Learn More
hi \| May 21, 2021 this bank is pooooooooooooooooooop Read More Reviews (1)

All rates listed are Annual Percentage Yield (APY). The APY rate in a savings account or money market account is a variable rate that is subject to change at any point. The Min listed is the minimum deposit account balance required to obtain the rate listed.

See rates for Credit Unions →

See rates for Online Banks →

BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

FREQUENTLY ASKED QUESTIONS ABOUT LOCAL SAVINGS RATES

Why do savings rates vary so much?

Even though rates are at levels that are historically very low, there is competition for your money. Like any active marketplace, there are buyers and sellers of goods and services at different prices. Banks have different cost structures and they also have different needs for capital. This leads to different rates.

BestCashCow’s surveys show that online banks offer higher savings and CD rates because they have lower expenses from not having to maintain brick-and-mortar locations. Therefore, we strongly recommend that all depositors consider the rates at online banks as savings and money market accounts online can easy be set up to enable quick transfers to your favorite local bank.

What is the difference between a savings account and a money market account?

The differences between a savings account and a money market account are largely arcane. Some money market accounts offer more ways access deposits by issuing checks and debit cards, but prudent consumers will compare the two interchangeably, focusing primarily on rates and service among FDIC-insured banks (or NCUA-insured, for credit unions). Most savvy consumers who plan their expenses and financial needs ahead find the additional functionality offered by money markets to be of little value and will choose whichever account (savings or money market) has the higher rate.

What does annual percentage yield (APY) mean?

Savings rates are displayed in terms of APY to indicate the effective annual-interest return, including the compounding of interest, of the course of a single year. $100,000 deposited in a savings or CD account with a 1.20% APY will earn $1,200 in the course of the year, but monthly interest in the first few months may be less than $100 a month (this also depends on the number of days in the month). Hence, the APY rate is ordinarily a couple of basis points above the real interest rates. Unlike with a Certificate of Deposit, your actual APY in a savings may vary if the rate changes.

How do I choose the right savings account and should I consider CDs?

Begin your search with the table here on BestCashCow.com that you have found. In addition to checking online savings rates, you should also check local bank rates and local credit union rates. If you are unlikely to require access to your cash for some time, you may also consider certificates of deposit (CDs). While CDs have penalties for early withdrawal that may even eat into your principal, the rates on 2, 3, 4 and 5 year CDs are ordinarily significantly higher than savings rates. Several other sections and articles on BestCashCow can also help you to identify your proper cash allocation between savings and CDs. Access these below. You should also familiarize yourself with our Savings & CD Calculator in order to understand the importance of compounding interest at higher rates on your savings over time.

8 POINT CHECKLIST FOR A GREAT BANKING RELATIONSHIP WITH YOUR LOCAL BANK

Find a bank with a location convenient to you. Location counts.
Choose a bank with good rates. Rates are important to get continued growth of your capital.
Choose a bank with an extensive network of fee-free ATM machines or which reimburses out-of-network ATM fees, if you still need to regularly access cash.
Avoid fees. Choose a bank which doesn’t have service fees provided you maintain a certain balance, which doesn’t charge for ACH inbound and outbound transfers, and which has low fees for things like international wire transfers and bounced checks.
Choose a healthy bank. If you click on a bank above, you’ll be taken to the bank’s financial detail. A healthy bank has happy employees and provides loyal service to its customers. No matter how healthy your bank is, stay within FDIC insurance limits.
Find something of value to offset what may be slightly lower rates than online accounts offer. Develop personal relationship with your bankers. Personal relationships can help you to get appropriate financial advice, and to navigate financial challenges and needs in the future. (Be careful with the financial advice you receive. Inappropriate financial advice is worth a lot less than no financial advice.) They can also put you in touch with others in your community who could be valuable personally and professionally to know. If you don't use your local savings account as an opportunity to build these relationships, you may find that you are better of banking online.
Choose a bank that is going to let you access your cash when you need. The great benefit of savings accounts over any other financial product (including CDs) is that you have absolute liquidity. If your bank in creating impediments to accessing your cash (paperwork, fees, etc.), then you need another bank.
Be aware that you can have more than one account. Having a great local savings account at a large or small bank near you can be great, but it doesn't need to stop you from opening one or more online savings accounts, or even developing a relationship with another local bank or credit union.