South Carolina

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Batesburg-Leesville, South Carolina CD Rates

You are viewing rates from banks across Batesburg-Leesville





Below are the best one-year CD Rates from banks in Batesburg-Leesville, South Carolina. One year CDs are usually the most popular term and offer a decent yield without having to lock-up money for an extended period of time. One year CD Rates are generally comparable to or a little higher than their savings and money market counterparts.

Batesburg-Leesville, SC - August 2, 2025

1 Year CD National Average : 0.55% ?

Banks APY MIN MILES ?

Early Withdrawal Penalty is 6 months interest.
Rate History: 4.35% → 4.55% → 4.35% → 4.20% → 4.46%

| Nov 12, 2023

Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More

Warning: Early Withdrawal Penalty is 270 days interest.
Rate History: 4.50% → 4.40% → 4.30% → 4.25% → 4.40%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 6 months interest.
Rate History: 5.35% → 4.50% → 4.46% → 4.41% → 4.25%

| Mar 21, 2023

Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.90% → 4.75% → 4.50% → 4.40% → 4.25%

| Jun 26, 2020

Rate not current Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.10% → 4.00% → 4.25% → 4.40% → 4.20%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.20% → 4.00% → 4.15% → 4.00% → 3.85%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

Rate History: 3.00% → 3.50% → 4.00% → 3.55% → 3.75%

| Jul 28, 2022

Not at all happy with Truist compared to BB+T. New transaction policy makes them painfully slow. Paying .01 % interest on money market accounts, 13 week T Bill's are around $2.5%.I hope that they are enj... Read More

Rate History: 4.00% → 4.50% → 4.00% → 3.75% → 3.51%

| May 19, 2018

Experience Read More

Rate History: 3.75% → 4.25% → 3.75% → 3.51% → 3.25%

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 3.34% → 3.44% → 3.34% → 4.06% → 3.24%

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.50% → 4.30% → 4.20% → 3.90% → 3.00%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 3.00% → 2.75% → 2.50% → 4.25% → 2.50%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

Rate History: 2.00% → 1.50% → 3.25% → 2.00%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

0.95%

$500

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0.85%

$10,000

-

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| Jun 29, 2021

CD rates are not posted on any advertised sites. Contact Anderson Brothers Bank at 800-345-8081 during normal business hours Monday - Friday 8:30 AM - 5:00 PM EST. Read More

0.75%

$10,000

-

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0.75%

$10,000

-

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0.71%

$10,000

-

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0.60%

$10,000

-

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| Sep 21, 2021

Best bank in town! Read More

| Jun 29, 2021

CD rates are not posted on any advertised sites. Contact Anderson Brothers Bank at 800-345-8081 during normal business hours Monday - Friday 8:30 AM - 5:00 PM EST. Read More

| Apr 21, 2020

Your information is very inaccurate. Interest rates are a fraction of 1%. Call the bank yourself. Read More

| Apr 13, 2019

Shout out to the 2nd Loop branch. These people are the friendliest employees. I have so enjoyed doing business with them. They go way beyond their job descriptions to help you. AND I have never had to wait... Read More

0.45%

$100,000

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0.45%

$10,000

-

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| Nov 10, 2022

Sammi rude I feel she gets mad if she has to do anything Seneca up town bank like she is scholing me no people skills very moody needs to be talked to Read More

0.40%

$10,000

-

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| Nov 6, 2020

First Palmetto Bank lacks access to support representatives after hours. If you get locked out of your account just hope it happens during business hours. Read More

| Mar 27, 2022

Lately, I am constantly being locked out of my account. I have double-checked and triple-checked and everything is correct. It is the weekend of March 26, 2022, and I cannot get help with this...what am I ... Read More

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

0.30%

$10,000

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0.30%

$10,000

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0.30%

$100,000

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0.30%

$10,000

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Early Withdrawal Penalty is 181 days interest.

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.25%

$10,000

-

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0.25%

$10,000

-

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0.25%

$10,000

-

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0.25%

$10,000

-

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| Mar 5, 2019

Pinnacle has not had a 3% CD since Oct of 2018. Read More

0.25%

$1,000

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0.25%

$10,000

-

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| Oct 10, 2020

Great banking experience. Love this bank! Read More

| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

0.20%

$10,000

-

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0.20%

$500

-

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0.20%

$10,000

-

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| May 30, 2022

I HAVE TO AGREE WITH THE OTHER REVIEWERS. THIS BANK HAS THE WORST CUSTOMER SERVICE OF ALL TIME. I HAD NO CHOICE BUT TO GO HERE... IF THERE'S ANY WAY YOU CAN AVOID, IT IS HIGHLY RECOMMENDED. LET ME GIVE ... Read More

0.20%

$100,000

-

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| Aug 8, 2022

DO NOT USE THIS BANK!!!! My brother passed and unfortunately he had a savings account with these thieves. I properly went through probate court and got an Order for the bank to release the funds to me and... Read More

0.20%

$10,000

-

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0.20%

$10,000

-

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0.20%

$10,000

-

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0.15%

$10,000

-

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| May 21, 2018

I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More

| Dec 12, 2019

My debit card stopped working 5 weeks ago and I requested 6 times for a new card with the same number to be issued........never got the card, after I was told during my last call (over an hour of nonsense)... Read More

0.15%

$10,000

-

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0.15%

$10,000

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0.10%

$10,000

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| Dec 30, 2018

Garden14 Read More

| Jun 11, 2015

Synovus no longer offers this rate as of 5/8/2015---I called and asked Read More

0.10%

$10,000

-

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| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10007


Branch Street City State
Finworth, a division of InsBank
Bluffton Branch
3 Clark Summit Drive, Suite 100 Bluffton SC
Truist Bank
Branch Banking And Trust Company
400 Memorial Drive Extension Greer SC
TD Bank, National Association
Marion Branch
307 North Main Street Marion SC
Bank of America, National Association
Tower Branch
1301 Gervais Street Columbia SC
Woodruff Federal Savings and Loan Association
Woodruff Federal Savings And Loan As Branch
247 North Main Street Woodruff SC
Woodforest National Bank
8003 West Columbia South Carolina Wa Branch
2401 Augusta Road West Columbia SC
Wells Fargo Bank, National Association
Edgefield Main Branch
111 Courthouse Square Edgefield SC
Spratt Savings Bank
Spratt Savings And Loan Association Branch
121 Saluda St Chester SC
Bank of Greeleyville
Bank Of Greeleyville Branch
73 Main Street Greeleyville SC
Anderson Brothers Bank
Anderson Brothers Bank Branch
101 North Main Street Mullins SC
First Capital Bank
Bennettsville Branch
207 Highway 15-401 By-Pass East Bennettsville SC
1st Federal Savings Bank of SC, Inc.
First Federal Of South Carolina, Fsb Branch
300 Robertson Boulevard Walterboro SC
ServisFirst Bank
Charleston Branch
701 East Bay Street Charleston SC
CBL State Savings Bank
Citizens Building And Loan, Ssb Branch
229 Trade Street Greer SC
Coastal Carolina National Bank
Aiken Branch
128 Laurens Street, Nw Aiken SC
Anderson Brothers Bank
Anderson Brothers Bank Branch
101 North Main Street Mullins SC
First National Bank of Pennsylvania
Gaffney Branch
217 North Granard Street Gaffney SC
First Reliance Bank
First Reliance Bank Branch
2170 West Palmetto Street Florence SC
The Conway National Bank
The Conway National Bank Branch
1400 Third Avenue Conway SC
Coastal States Bank
Coastalstates Bank Branch
5 Bow Circle Hilton Head Island SC
Oconee Federal Savings and Loan Association
Oconee Federal Savings And Loan Asso Branch
115 East North 2nd Street Seneca SC
The Commercial Bank
The Commercial Bank Branch
4 Church Street Honea Path SC
First Palmetto Bank
First Palmetto Bank Branch
407 Dekalb Street Camden SC
The Bank of Clarendon
The Bank Of Clarendon Branch
106 South Brooks Street Manning SC
The Conway National Bank
The Conway National Bank Branch
1400 Third Avenue Conway SC
Enterprise Bank of South Carolina
Enterprise Bank Of South Carolina Branch
13497 Broxton Bridge Road Ehrhardt SC
Palmetto State Bank
Estill Branch
106 East 3rd Street Estill SC
FSNB, National Association
Fsnb - Parris Island Branch
Boulevard De France Building 292 Parris Island SC
Carolina Bank & Trust Co.
Carolina Bank & Trust Co. Branch
114 South Main Street Lamar SC
Pee Dee Federal Savings Bank
Pee Dee Federal Savings Bank Branch
106 East Court Street Marion SC
Blue Ridge Bank
Blue Ridge Bank Branch
100 East Main Street Walhalla SC
The Peoples Bank
The Peoples Bank Branch
801 East Front Street Iva SC
Pinnacle Bank
Myrtle Beach Grissom Branch
3751 Robert M. Grissom Parkway Suite 100 Myrtle Beach SC
Bank of Travelers Rest
Bank Of Travelers Rest Branch
42 Plaza Drive Travelers Rest SC
The Bank of South Carolina
The Bank Of South Carolina Branch
256 Meeting Street Charleston SC
Bank of the Lowcountry
Bank Of Walterboro Branch
1100 North Jefferies Boulevard Walterboro SC
OPTUS Bank
South Carolina Community Bank Branch
1545 Sumter Street Columbia SC
First National Bank of South Carolina
First National Bank Of South Carolin Branch
801 Gilway Avenue Holly Hill SC
Dedicated Community Bank
Dedicated Community Bank Branch
202 Cashua Street Darlington SC
Ameris Bank
Beaufort Branch
2348 Boundary Street Beaufort SC
First Bank
Latta Branch
100 East Leitner Street Latta SC
Security Federal Bank
Security Federal Bank Branch
238 Richland Avenue, Nw Aiken SC
South Atlantic Bank
South Atlantic Bank Branch
630 29th Ave North Myrtle Beach SC
Farmers and Merchants Bank of South Carolina
Farmers And Merchants Bank Of South Branch
8624 Old State Street Holly Hill SC
Palmetto State Bank
Estill Branch
106 East 3rd Street Estill SC
First Bank
Latta Branch
100 East Leitner Street Latta SC
The Citizens Bank
The Citizens Bank Branch
124 East Main Street Olanta SC
First Community Bank
Newberry Branch
1735 Wilson Road Newberry SC
Bank of York
Bank Of York Branch
13 W Liberty St York SC
Countybank
Countybank Branch
419 Main Street Greenwood SC
First Horizon Bank
Pine St Branch
215 North Pine Street Spartanburg SC
Synovus Bank
Sumter Branch
One Broad Street Sumter SC
Arthur State Bank
Woodruff Main Street Branch
131 S Main Street Woodruff SC
TD Bank, National Association
Marion Branch
307 North Main Street Marion SC
Regions Bank
Greenville Sc Main Branch
290 S. Pleasantburg Drive Greenville SC
PNC Bank, National Association
Five Point Branch
2000 West Palmetto Street Florence SC
Regions Bank
Greenville Sc Main Branch
290 S. Pleasantburg Drive Greenville SC
First-Citizens Bank & Trust Company
Bishopville Branch
144 South Main Street Bishopville SC


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Certificates of Deposit - Branch Banks 2025

A certificate of deposit (CD) is a savings product offered by a bank in which a depositor (someone who has money to put into the bank) agrees to commit a certain amount of money for a set period of time, in return for a fixed rate of interest. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

CD Terms

The time period in which money is held in a certificate of deposit is called the term. Terms can run for any period of time but in general, banks use the following terms: 3 months, 6 months, 12 months, 18 months, 24 months, 36 months, 48 months, and 60 months. Terms can either be described in months or years. The term that is right for each individual depends on their goals, the rate they which to earn, and their future plans for the money. In general, if rates are going up, savers should avoid putting the money into a long-term CD. If rates are going down, then the opposite is true, and savers should try and lock into a good rate for an extended period of time. In stable rate environments, CDs that are over 12 months in length can enable depositors to pick up a slight premium over savings accounts.

CD Risk

Almost all banks provide CDs to their consumers and they have been a mainstay of savers and retirement accounts for years. If FDIC insured, the CD represents a safe place to put money that will generate a predictable return.

Inflation is the main risk of a CD. Inflation can often run higher than the inflation adjusted return on a CD, thus eroding the value of the money stored in the CD over time. This is especially true for longer-term CDs opened in low interest rate environments.

How Interest is Paid

The method of distributing the interest earned on a CD varies by bank. Some banks pay interest monthly, other semi-annually, and others at the maturity of the CD. One advantage of a branch-based bank is that a depositor can walk into the bank and receive their interest that day in the form of a check. Online banks tend to use electronic funds transfer or check via mail.

Interest Rate

Since the financial crisis in 2008, CDs have become less popular because the yields they offer have dropped precipitously, making it difficult for retirees and savers to generate sufficient income. But investors looking for a place to stash some cash might still find CDs an attractive place for some of their savings. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

ADVANTAGES AND DISADVANTAGES

The advantages of a Certificate of Deposit from a branch bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of branch-based CDs are:

  • The deposited money is committed for a certain period of time and can only be withdrawn with substantial penalties.
  • One year CDs from branch banks often pay less interest than from online banks. Please see those rates here.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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