Best CD Rates in Manassas Park, Virginia, VA

You are viewing rates from banks across Manassas Park

Below are the best one-year CD Rates from banks in Manassas Park, Virginia. One year CDs are usually the most popular term and offer a decent yield without having to lock-up money for an extended period of time. One year CD Rates are generally comparable to or a little higher than their savings and money market counterparts.

Manassas Park, VA - August 2, 2025

1 Year CD National Average : 0.55% ^?

Banks	APY	MIN	MILES ^?
Presidential Bank, FSB Rosslyn Branch	5.25%	$1,000	-	Learn More Add Review
Rate History: 4.85% → 5.13% → 5.75% → 5.25%
EagleBank Fairfax Branch	4.45% 4.30%	$1,000 $10,000	-	Learn More Add Review
Rate History: 4.55% → 4.45%
Popular Direct	4.40%	$10,000	-	Learn More Add Review
Warning: Early Withdrawal Penalty is 270 days interest. Rate History: 4.50% → 4.40% → 4.30% → 4.25% → 4.40%
Neil \| Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More
TotalDirect, a division of City National Bank of Florida	4.25%	$25,000	-	Learn More Add Review
Early Withdrawal Penalty is 6 months interest. Rate History: 5.35% → 4.50% → 4.46% → 4.41% → 4.25%
79Thru \| Mar 21, 2023 Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More
Limelight Bank, A division of Capital Community Bank	4.25%	$1,000	-	Learn More Add Review
Early Withdrawal Penalty is 90 days interest. Rate History: 4.90% → 4.75% → 4.50% → 4.40% → 4.25%
Savvysaver \| Jun 26, 2020 Rate not current Read More
The Farmers Bank of Appomattox The Farmers Bank Of Appomattox Branch	4.25% 3.50% 3.25%	$5,000 $100,000 $1,000	-	Learn More Add Review
Rate History: 1.00% → 3.25% → 4.25%
Sallie Mae Bank	4.20%	$2,500	-	Learn More
Early Withdrawal Penalty is 90 days interest. Rate History: 4.10% → 4.00% → 4.25% → 4.40% → 4.20%
HAL1975 \| Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More Reviews (40)
Capital One, National Association Capital One, National Association Branch	4.00%	$0	-	Learn More
Rate History: 5.00% → 4.50% → 4.20% → 4.10% → 4.00%
highstream \| Jan 2, 2024 Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More Reviews (14)
Forbright Bank Herndon Branch	4.00%	$1,000	-	Learn More
Rate History: 5.30% → 5.10% → 5.30% → 4.25% → 4.00%
lrcbob \| Jul 26, 2024 Multiple roadblocks trying to set up a savings account with Forbright and my application was ultimately declined, in spite of my multiple CDs among three banks, stock investments, eleven credit cards, and ... Read More Reviews (2)
HSBC Bank USA, National Association Hsbc Bank Usa, National Association Branch	3.90%	$1,000	-	Learn More
Rate History: 4.40% → 4.30% → 4.10% → 4.00% → 3.90%
john \| Apr 14, 2020 I call HSBC they told me they don't have 1.85 1 year CD. current CD is 0.8 / year Read More Reviews (3)
Vio Bank, A Division of MidFirst Bank	3.85%	$500	-	Learn More Add Review
Rate History: 4.20% → 4.00% → 4.15% → 4.00% → 3.85%
Jim S \| Dec 21, 2023 Very easy to setup 6 month 5.35% CD from cornerstone account Read More
Truist Bank South Hill Main Branch	3.75%	$1,000	-	Learn More
Rate History: 3.00% → 3.50% → 4.00% → 3.55% → 3.75%
Customer \| Jul 28, 2022 Not at all happy with Truist compared to BB+T. New transaction policy makes them painfully slow. Paying .01 % interest on money market accounts, 13 week T Bill's are around $2.5%.I hope that they are enj... Read More Reviews (6)
Benchmark Community Bank Benchmark Community Bank Branch	3.55% 2.25%	$501 $500	-	Learn More Add Review
Rate History: 3.40% → 3.55%
TD Bank, National Association Manassas/Digges Road Branch	3.51% 0.05%	$10,000 $10,001	-	Learn More
Rate History: 4.00% → 4.50% → 4.00% → 3.75% → 3.51%
Turonemckinney17@gmail.com \| May 19, 2018 Experience Read More Reviews (1)
Citizens Glen Allen Colleague Branch	3.50%	$5,000	-	Learn More
Rate History: 4.50% → 4.25% → 4.00% → 4.35% → 3.50%
Dana E. \| Mar 20, 2016 Good solid bank. Read More Reviews (1)
Manufacturers and Traders Trust Company Merrifield Branch	3.35%	$1,000	-	Learn More
Rate History: 3.75% → 4.50% → 4.00% → 3.50% → 3.35%
Claire blankinship \| Aug 5, 2020 I used to go to M&T when it was still Provident Bank. M&T has been very responsive to my needs and I have been pleased with the banking experience. Read More Reviews (3)
Bank of America, National Association Smithfield Branch	3.25%	$100,000	-	Learn More
Rate History: 3.75% → 4.25% → 3.75% → 3.51% → 3.25%
Treasure \| Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More Reviews (7)
Citibank, National Association Reston Branch	3.00%	$0	-	Learn More
Rate History: 2.75% → 2.00% → 4.00% → 2.50% → 3.00%
Azoic \| Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More Reviews (11)
Chesapeake Bank Chesapeake Bank Branch	3.00%	$1,000	-	Learn More
Gripp13 \| Jan 27, 2023 The worst bank I have ever had Read More Reviews (1)
BMO Alto, a division of Bank of Montreal Harris	3.00%	$0	-	Learn More Add Review
Early Withdrawal Penalty is 180 days interest. Rate History: 4.50% → 4.30% → 4.20% → 3.90% → 3.00%
Jenny Kingston \| Jun 10, 2024 I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More
Woodforest National Bank 0957 Richmond Wal-Mart Branch	2.50%	$500	-	Learn More
Rate History: 3.00% → 2.75% → 2.50% → 4.25% → 2.50%
Jabbroadway42 \| Nov 17, 2020 Is notarie services available today at a woodforest on wilkinson blvd Read More Reviews (2)
United Bank Falls Church Branch	2.00%	$500	-	Learn More
Jimleestro \| Apr 12, 2019 United Bank in Front Royal does not know how to set up an inherited IRA. It took over two months to transfer it from Merrill Edge. Several mistakes were made. And then they did not title it correctly. T... Read More Reviews (1)
Wells Fargo Bank, National Association Christiansburg Main Branch	2.00%	$25,000	-	Learn More
Rate History: 2.00% → 1.50% → 3.25% → 2.00%
Thy King \| Feb 6, 2023 after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More Reviews (7)
Atlantic Union Bank Arbor Drive Branch	1.00%	$1,000	-	Learn More
tedd \| Jun 28, 2021 They bait and switch. Advertise cds at .40 but offer only .04 when in the office. Sharp business practice. Read More Reviews (2)
MainStreet Bank Mainstreet Bank Branch	0.80%	$500	-	Learn More Add Review
FVCbank First Virginia Community Bank Branch	0.75%	$10,000	-	Learn More Add Review
Powell Valley National Bank Powell Valley National Bank Branch	0.75%	$10,000	-	Learn More Add Review
Fulton Bank, National Association Bonney Road Branch	0.70%	$1,000	-	Learn More Add Review
John Marshall Bank John Marshall Bank Branch	0.65%	$10,000	-	Learn More Add Review
The Freedom Bank of Virginia The Freedom Bank Of Virginia Branch	0.65%	$10,000	-	Learn More Add Review
Hanmi Bank Springfield Branch	0.65%	$100,000	-	Learn More Add Review
The Old Point National Bank of Phoebus The Old Point National Bank Of Phoeb Branch	0.55%	$100,000	-	Learn More Add Review
Lee Bank and Trust Company Lee Bank And Trust Company Branch	0.55%	$10,000	-	Learn More Add Review
Miners Exchange Bank Miners Exchange Bank Branch	0.50%	$1,000	-	Learn More Add Review
Bank of Charles Town Middleburg Branch	0.50%	$10,000	-	Learn More Add Review
Hanmi Bank Springfield Branch	0.50%	$10,000	-	Learn More Add Review
Highlands Community Bank Highlands Community Bank Branch	0.50%	$10,000	-	Learn More Add Review
New Horizon Bank, National Association New Horizon Bank, National Association Branch	0.50%	$10,000	-	Learn More Add Review
First Sentinel Bank First Sentinel Bank Branch	0.40%	$10,000	-	Learn More Add Review
SKYLINE NATIONAL BANK Skyline National Bank Branch	0.40%	$1,000	-	Learn More Add Review
Oak View National Bank Oak View National Bank Branch	0.40%	$10,000	-	Learn More Add Review
Burke & Herbert Bank & Trust Company Burke & Herbert Bank & Trust Company Branch	0.40%	$10,000	-	Learn More Add Review
The Old Point National Bank of Phoebus The Old Point National Bank Of Phoeb Branch	0.40%	$10,000	-	Learn More Add Review
VCC Bank Vcc Bank Branch	0.40%	$10,000	-	Learn More Add Review
Martinsville First Savings Bank Martinsville First Savings Bank Branch	0.40%	$10,000	-	Learn More Add Review
First National Bank First National Bank Branch	0.35%	$10,000	-	Learn More Add Review
CornerStone Bank, National Association Cornerstone Bank, National Association Branch	0.35%	$10,000	-	Learn More Add Review
Movement Bank Movement Bank Branch	0.35%	$10,000	-	Learn More Add Review
Metro City Bank Centreville Branch	0.33%	$1,000	-	Learn More
thedon \| Mar 29, 2020 have been waiting 8 weeks - yes 8 weeks for a closing date from this bank ..... they keep giving flimsy excuses requesting insignificant and unnecessary paperwork from us ( the seller ) the buyers who know... Read More Reviews (1)
Legacy Bank Grundy National Bank Branch	0.31%	$500	-	Learn More Add Review
CIT Bank, a division of First-Citizens Bank and Trust	0.30%	$1,000	-	Learn More Add Review
RTN1949 \| Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More
Shore United Bank Onley, Va Branch	0.30%	$500	-	Learn More Add Review
Capon Valley Bank Western Frederick Branch	0.30%	$10,000	-	Learn More Add Review
Armed Forces Bank, National Association Fort Myer Branch	0.30%	$10,000	-	Learn More
BENNIE BROOKS \| Mar 25, 2015 OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More Reviews (2)
Carter Bank & Trust New Castle Branch	0.30%	$10,000	-	Learn More
Tom Brandy \| Aug 5, 2020 How Willian Investments Company Brought Happiness To My Home. Hello Everyone out there! My name is Tom Brandy, from USA, I am using this medium to announce to the general public on how Willian Investmen... Read More Reviews (1)
Blue Ridge Bank, National Association Luray Branch	0.30%	$10,000	-	Learn More
Jack \| Jul 20, 2020 This bank is very bad. I am posting my story here now, hoping to make a reference for those friends who want to become their customers. I was very excited when I saw Blue Ridge Bank, N.A. on Google beca... Read More Reviews (1)
The Blue Grass Valley Bank The Blue Grass Valley Bank Branch	0.30%	$10,000	-	Learn More Add Review
The Bank of Charlotte County The Bank Of Charlotte County Branch	0.30%	$10,000	-	Learn More Add Review
Farmers and Miners Bank Farmers And Miners Bank Branch	0.30%	$100,000	-	Learn More Add Review
New Peoples Bank, Inc. New Peoples Bank, Inc. Branch	0.30%	$10,000	-	Learn More Add Review
Purepoint MUFG Union	0.25%	$10,000	-	Learn More Add Review
Early Withdrawal Penalty is 181 days interest.
UtahJazz1 \| Jun 10, 2022 This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More
TruPoint Bank Trupoint Bank Branch	0.25%	$1,000	-	Learn More Add Review
Citizens Bank and Trust Company Citizens Bank And Trust Company Branch	0.25%	$1,000	-	Learn More Add Review
The First Bank and Trust Company The First Bank And Trust Company Branch	0.25%	$10,000	-	Learn More Add Review
Pendleton Community Bank, Inc. Harrisonburg Branch	0.25%	$10,000	-	Learn More Add Review
Citizens and Farmers Bank Citizens And Farmers Bank Branch	0.25%	$10,000	-	Learn More Add Review
Farmers and Miners Bank Farmers And Miners Bank Branch	0.25%	$10,000	-	Learn More Add Review
Pinnacle Bank Valley Bank Branch	0.25%	$10,000	-	Learn More
jchitt@comcast.nrt \| Mar 5, 2019 Pinnacle has not had a 3% CD since Oct of 2018. Read More Reviews (3)
The National Bank of Blacksburg Tazewell Main Street Branch	0.21%	$500	-	Learn More Add Review
Axos Bank, a division of Bofi Federal Bank	0.20%	$1,000	-	Learn More Add Review
wertlkgt \| Mar 28, 2022 Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More
First Bank First Bank Branch	0.20%	$500	-	Learn More Add Review
Bank of the James Bank Of The James Branch	0.20%	$10,000	-	Learn More Add Review
MVB Bank, Inc Reston Branch	0.20%	$10,000	-	Learn More Add Review
Farmers & Merchants Bank Farmers & Merchants Bank Branch	0.20%	$10,000	-	Learn More Add Review
The Bank of Southside Virginia Smithfield Branch	0.20%	$10,000	-	Learn More Add Review
Banco Bilbao Vizcaya Argenteria	0.15%	$500	-	Learn More Add Review
The Duffster \| May 21, 2018 I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More
Bank of Botetourt Bank Of Botetourt Branch	0.15%	$10,000	-	Learn More
GLENN HILL \| Mar 31, 2018 I have banked with Bank of Botetourt since 1960 when it was Bank of Troutville that later merged with Bank of Buchanan before becoming the Bank of Botetourt. An excellent bank with knowledgeable, helpful ... Read More Reviews (1)
Old Dominion National Bank Old Dominion National Bank Branch	0.15%	$10,000	-	Learn More Add Review
The Fidelity Bank Collinsville Branch	0.15%	$100,000	-	Learn More Add Review
The Bank of Marion The Bank Of Marion Branch	0.10%	$10,000	-	Learn More Add Review
First Horizon Bank State Street Branch	0.10%	$1,000	-	Learn More
D R Lineberger \| Dec 30, 2018 Garden14 Read More Reviews (1)
Pioneer Bank Pioneer Bank Branch	0.10%	$10,000	-	Learn More
Charla M \| Jan 12, 2021 We are a commercial customer that have been with Pioneer Bank since 2014 when they were privately held in Dripping Springs. Since they were sold we have been through 3 bank managers and the Manager servic... Read More Reviews (1)
Towne Bank Innsbrook Branch	0.10%	$10,000	-	Learn More Add Review
First Community Bank Hillsville Branch	0.10%	$10,000	-	Learn More Add Review
The Fidelity Bank Collinsville Branch	0.10%	$10,000	-	Learn More Add Review
Southern Bank and Trust Company Norfolk Branch	0.10%	$100,000	-	Learn More Add Review
Chain Bridge Bank, National Association Chain Bridge Bank, National Association Branch	0.05%	$10,000	-	Learn More Add Review
Southern Bank and Trust Company Norfolk Branch	0.05%	$10,000	-	Learn More Add Review
PNC Bank, National Association Fall Hill Branch	0.03%	$25,000	-	Learn More
GAM \| May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More Reviews (1)
First-Citizens Bank & Trust Company Front Royal Branch	0.01%	$500	-	Learn More
MrBond \| Feb 25, 2023 I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More Reviews (3)

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10007

Branch	Street	City	State
Presidential Bank, FSB Rosslyn Branch	1700 North Moore Street	Arlington	VA
EagleBank Fairfax Branch	11166 Fairfax Blvd, Suite 100	Fairfax	VA
EagleBank Fairfax Branch	11166 Fairfax Blvd, Suite 100	Fairfax	VA
The Farmers Bank of Appomattox The Farmers Bank Of Appomattox Branch	223 Main Street	Appomattox	VA
Capital One, National Association Capital One, National Association Branch	1680 Capital One Drive	Mclean	VA
Forbright Bank Herndon Branch	150 Elden Street Suite 170	Herndon	VA
HSBC Bank USA, National Association Hsbc Bank Usa, National Association Branch	1800 Tysons Blvd	Mclean	VA
Truist Bank South Hill Main Branch	212 East Atlantic Street	South Hill	VA
Benchmark Community Bank Benchmark Community Bank Branch	100 South Broad Street	Kenbridge	VA
TD Bank, National Association Manassas/Digges Road Branch	8401 Digges Road	Manassas	VA
The Farmers Bank of Appomattox The Farmers Bank Of Appomattox Branch	223 Main Street	Appomattox	VA
Citizens Glen Allen Colleague Branch	10561 Telegraph Road	Glen Allen	VA
Manufacturers and Traders Trust Company Merrifield Branch	8414 Lee Highway	Fairfax	VA
The Farmers Bank of Appomattox The Farmers Bank Of Appomattox Branch	223 Main Street	Appomattox	VA
Bank of America, National Association Smithfield Branch	303 West Main Street	Smithfield	VA
Citibank, National Association Reston Branch	11800 Spectrum Center	Reston	VA
Chesapeake Bank Chesapeake Bank Branch	97 North Main Street	Kilmarnock	VA
Woodforest National Bank 0957 Richmond Wal-Mart Branch	2501 Sheila Lane	Richmond	VA
Benchmark Community Bank Benchmark Community Bank Branch	100 South Broad Street	Kenbridge	VA
United Bank Falls Church Branch	7787 Leesburg Pike	Falls Church	VA
Wells Fargo Bank, National Association Christiansburg Main Branch	4 East Main Street	Christiansburg	VA
Atlantic Union Bank Arbor Drive Branch	105 Arbor Drive	Christiansburg	VA
MainStreet Bank Mainstreet Bank Branch	10089 Fairfax Blvd	Fairfax	VA
FVCbank First Virginia Community Bank Branch	11325 Random Hills Road	Fairfax	VA
Powell Valley National Bank Powell Valley National Bank Branch	33785 Main Street	Jonesville	VA
Fulton Bank, National Association Bonney Road Branch	4429 Bonney Road	Virginia Beach	VA
John Marshall Bank John Marshall Bank Branch	1943 Isaac Newton Square East, Suite 100	Reston	VA
The Freedom Bank of Virginia The Freedom Bank Of Virginia Branch	10555 Main Street	Fairfax	VA
Hanmi Bank Springfield Branch	6400 Brandon Avenue	Springfield	VA
The Old Point National Bank of Phoebus The Old Point National Bank Of Phoeb Branch	1 West Mellen Street	Hampton	VA
Lee Bank and Trust Company Lee Bank And Trust Company Branch	41371 West Morgan Avenue	Pennington Gap	VA
Miners Exchange Bank Miners Exchange Bank Branch	483 Front Street	Coeburn	VA
Bank of Charles Town Middleburg Branch	115 The Plains Road, Suite 150	Middleburg	VA
Hanmi Bank Springfield Branch	6400 Brandon Avenue	Springfield	VA
Highlands Community Bank Highlands Community Bank Branch	307 Thacker Avenue	Covington	VA
New Horizon Bank, National Association New Horizon Bank, National Association Branch	2501 Anderson Highway	Powhatan	VA
First Sentinel Bank First Sentinel Bank Branch	315 Railroad Avenue	Richlands	VA
SKYLINE NATIONAL BANK Skyline National Bank Branch	113 West Main Street	Independence	VA
Oak View National Bank Oak View National Bank Branch	128 Broadview Avenue	Warrenton	VA
Burke & Herbert Bank & Trust Company Burke & Herbert Bank & Trust Company Branch	100 South Fairfax Street	Alexandria	VA
The Old Point National Bank of Phoebus The Old Point National Bank Of Phoeb Branch	1 West Mellen Street	Hampton	VA
Locus Bank, Inc. Vcc Bank Branch	110 Peppers Ferry Road Nw	Christiansburg	VA
Martinsville First Savings Bank Martinsville First Savings Bank Branch	25 W Church Street	Martinsville	VA
First National Bank First National Bank Branch	622 Broad Street	Altavista	VA
CornerStone Bank Cornerstone Bank, National Association Branch	54 South Main Street	Lexington	VA
Movement Bank Movement Bank Branch	201 N. Union Street	Danville	VA
Metro City Bank Centreville Branch	5900 Centreville Crest Lane, Suite B	Centreville	VA
Legacy Bank Grundy National Bank Branch	20957 Riverside Drive	Grundy	VA
Shore United Bank, National Association Onley, Va Branch	25306 Lankford Hwy	Onley	VA
Capon Valley Bank Western Frederick Branch	6701 Northwestern Pike	Gore	VA
Armed Forces Bank, National Association Fort Myer Branch	108 Mcnair Road, Building 451	Fort Myer	VA
Carter Bank & Trust New Castle Branch	181 Main Street	New Castle	VA
Blue Ridge Bank, National Association Luray Branch	17 West Main Street	Luray	VA
The Blue Grass Valley Bank The Blue Grass Valley Bank Branch	2583 Blue Grass Valley Road	Blue Grass	VA
The Bank of Charlotte County The Bank Of Charlotte County Branch	101 Berkley Street	Phenix	VA
Farmers and Miners Bank Farmers And Miners Bank Branch	41526 West Morgan Avenue	Pennington Gap	VA
New Peoples Bank, Inc. New Peoples Bank, Inc. Branch	53 Commerce Drive	Honaker	VA
TruPoint Bank Trupoint Bank Branch	20089 Riverside Drive	Grundy	VA
Citizens Bank and Trust Company Citizens Bank And Trust Company Branch	126 South Main Street	Blackstone	VA
The First Bank and Trust Company The First Bank And Trust Company Branch	359 West Main Street	Lebanon	VA
Pendleton Community Bank, Inc. Harrisonburg Branch	41 Monte Vista Dr	Harrisonburg	VA
Citizens and Farmers Bank Citizens And Farmers Bank Branch	Eighth And Main Streets	West Point	VA
Farmers and Miners Bank Farmers And Miners Bank Branch	41526 West Morgan Avenue	Pennington Gap	VA
Pinnacle Bank Valley Bank Branch	36 Church Avenue Southwest	Roanoke	VA
The National Bank of Blacksburg Tazewell Main Street Branch	144 Main Street	Tazewell	VA
First Bank First Bank Branch	112 West King Street	Strasburg	VA
Bank of the James Bank Of The James Branch	615 Church Street	Lynchburg	VA
MVB Bank, Inc Reston Branch	1801 Old Reston Avenue, Suite 103	Reston	VA
Farmers & Merchants Bank Farmers & Merchants Bank Branch	205 S. Main St.	Timberville	VA
The Bank of Southside Virginia Smithfield Branch	115 Main Street	Smithfield	VA
Bank of Botetourt Bank Of Botetourt Branch	19747 Main Street	Buchanan	VA
Old Dominion National Bank Old Dominion National Bank Branch	4916 Plank Road, Suite 216	North Garden	VA
The Fidelity Bank Collinsville Branch	3300 Virginia Avenue	Collinsville	VA
The Bank of Marion The Bank Of Marion Branch	102 West Main Street	Marion	VA
First Horizon Bank State Street Branch	901 West State Street	Bristol	VA
Pioneer Bank Pioneer Bank Branch	252 East Main Street	Stanley	VA
TowneBank Innsbrook Branch	4501 Cox Road	Glen Allen	VA
First Community Bank Hillsville Branch	148 North Main Street	Hillsville	VA
The Fidelity Bank Collinsville Branch	3300 Virginia Avenue	Collinsville	VA
Southern Bank and Trust Company Norfolk Branch	403 Boush Street	Norfolk	VA
TD Bank, National Association Manassas/Digges Road Branch	8401 Digges Road	Manassas	VA
Chain Bridge Bank, National Association Chain Bridge Bank, National Association Branch	1445-A Laughlin Avenue	Mclean	VA
Southern Bank and Trust Company Norfolk Branch	403 Boush Street	Norfolk	VA
PNC Bank, National Association Fall Hill Branch	2403 Fall Hill Avenue	Fredericksburg	VA
First-Citizens Bank & Trust Company Front Royal Branch	305-7 East Main Street	Front Royal	VA

See rates for Online Banks →

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BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Certificates of Deposit - Branch Banks 2025

A certificate of deposit (CD) is a savings product offered by a bank in which a depositor (someone who has money to put into the bank) agrees to commit a certain amount of money for a set period of time, in return for a fixed rate of interest. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

CD Terms

The time period in which money is held in a certificate of deposit is called the term. Terms can run for any period of time but in general, banks use the following terms: 3 months, 6 months, 12 months, 18 months, 24 months, 36 months, 48 months, and 60 months. Terms can either be described in months or years. The term that is right for each individual depends on their goals, the rate they which to earn, and their future plans for the money. In general, if rates are going up, savers should avoid putting the money into a long-term CD. If rates are going down, then the opposite is true, and savers should try and lock into a good rate for an extended period of time. In stable rate environments, CDs that are over 12 months in length can enable depositors to pick up a slight premium over savings accounts.

CD Risk

Almost all banks provide CDs to their consumers and they have been a mainstay of savers and retirement accounts for years. If FDIC insured, the CD represents a safe place to put money that will generate a predictable return.

Inflation is the main risk of a CD. Inflation can often run higher than the inflation adjusted return on a CD, thus eroding the value of the money stored in the CD over time. This is especially true for longer-term CDs opened in low interest rate environments.

How Interest is Paid

The method of distributing the interest earned on a CD varies by bank. Some banks pay interest monthly, other semi-annually, and others at the maturity of the CD. One advantage of a branch-based bank is that a depositor can walk into the bank and receive their interest that day in the form of a check. Online banks tend to use electronic funds transfer or check via mail.

Interest Rate

Since the financial crisis in 2008, CDs have become less popular because the yields they offer have dropped precipitously, making it difficult for retirees and savers to generate sufficient income. But investors looking for a place to stash some cash might still find CDs an attractive place for some of their savings. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

ADVANTAGES AND DISADVANTAGES

The advantages of a Certificate of Deposit from a branch bank are:

Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
CDs provide a predictable, set rate of return.
Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of branch-based CDs are:

The deposited money is committed for a certain period of time and can only be withdrawn with substantial penalties.
One year CDs from branch banks often pay less interest than from online banks. Please see those rates here.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

SAVINGS & CD CALCULATOR

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Manassas Park, Virginia CD Rates

Branches Info around zip 10007

PRODUCT INFORMATION

Certificates of Deposit - Branch Banks 2025

CD Terms

CD Risk

How Interest is Paid

Interest Rate

ADVANTAGES AND DISADVANTAGES

The advantages of a Certificate of Deposit from a branch bank are:

The disadvantages of branch-based CDs are:

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