Best CD Rates in Brentwood, Missouri, MO

You are viewing rates from banks across Brentwood

Below are the best one-year CD Rates from banks in Brentwood, Missouri. One year CDs are usually the most popular term and offer a decent yield without having to lock-up money for an extended period of time. One year CD Rates are generally comparable to or a little higher than their savings and money market counterparts.

Brentwood, MO - July 21, 2025

1 Year CD National Average : 0.55% ^?

Banks	APY	MIN	MILES ^?
The Federal Savings Bank	5.65%	$5,000	-	Learn More Add Review
Rate History: 5.05% → 5.80% → 5.65%
Amerant Bank, Formerly Mercantil Bank	5.25%	$500	-	Learn More
Rate History: 4.75% → 5.25%
Molddave \| Aug 30, 2023 Try to open account on line make you use PLAID to xfer money PLAID doesn't connect with many banks, Cannot do over phone. Discover, Penfed all ok this bank is useless. I had acct before still bad. Stay aw... Read More Reviews (2)
Axiom Bank, National Association	5.25%	$500	-	Learn More
Sara Jennings \| Dec 26, 2021 SJennings Read More Reviews (4)
Presidential Bank, FSB	5.25%	$1,000	-	Learn More Add Review
Rate History: 4.85% → 5.13% → 5.75% → 5.25%
Bankwell Bank	5.15%	$1,000	-	Learn More
Rate History: 5.50% → 5.00% → 5.35% → 4.75% → 5.15%
Jefff \| Mar 25, 2019 Lousy bank with badly trained customer service reps and below average rates. Can't wait until my CD matures to get the funds out of Bankwell Read More Reviews (1)
The MINT National Bank	5.10%	$10,000	-	Learn More
dennisphillipslee@gmail.com \| Jun 22, 2023 I have been with The Mint Ntl Bank for going on the 3rd yr. They have always taken care of my CD investment and changes that come after the maturity (yearly) date. I highly recommend them! Read More Reviews (1)
Farmers & Merchants Bank	5.09% 4.06%	$100,000 $1,000	-	Learn More Add Review
MapleMark Bank	5.05%	$25,000	-	Learn More
Rate History: 5.05% → 5.05% → 5.05%
aprz \| Jul 3, 2019 Just set up an account. Don't know long term yet, however they were (Kelsey) a dream to work with. Read More Reviews (1)
Stearns Bank National Association	5.00%	$2,500	-	Learn More Add Review
First Bank	4.97%	$500	-	Learn More Add Review
Republic Bank of Arizona	4.87%	$1,000	-	Learn More Add Review
Rate History: 4.87% → 4.87%
Merchants Bank of Indiana	4.86% 3.75%	$1,001 $1,000	-	Learn More
Flex index CD. Based on Prime minus 2.75%. Subject to change anytime. Rate History: 5.65% → 5.92% → 5.13% → 4.86%
65JimmyJay \| Dec 12, 2022 Developed buyers remorse after they stopped raising the rate and switched to Brilliant. Read More Reviews (5)
First Bank of the Lake First Bank Of The Lake Branch	4.85%	$5,000	-	Learn More
Rate History: 4.50% → 5.00% → 4.85% → 5.00% → 4.85%
Richard \| Jun 10, 2021 I bank at this bank and they have the best people working there They all have a lot of knowledge and most all have been there a long time they do a great job and have the highest CD rates around Read More Reviews (4)
Profinium, Inc.	4.80%	$500	-	Learn More Add Review
Rate History: 5.20% → 5.00% → 4.80%
Heritage Bank National Association	4.79%	$2,000	-	Learn More
Rate History: 0.18% → 0.24% → 4.79%
WPT \| Nov 2, 2020 Got the account opened after weeks and finally got it funded and then they dropped the rate the next day and it is no longer competitive. Read More Reviews (14)
Midwest Heritage Bank, FSB	4.75%	$5,000	-	Learn More Add Review
Fidelity Bank, National Association	4.75%	$500	-	Learn More Add Review
Rate History: 5.00% → 4.75%
Washington Trust Bank	4.65% 4.34%	$500 $100,000	-	Learn More
Rate History: 3.30% → 4.65%
Tami Phillips \| Aug 15, 2019 I DO NOT LIKE THIS BANK, MORE THAN ONCE I HAVE BEEN HUMILIATED BY THIS BANK AND THEIR CARDS. Read More Reviews (1)
Hiawatha National Bank	4.58%	$500	-	Learn More Add Review
Rate History: 5.10% → 5.35% → 4.58%
Frost Bank	4.55% 4.08%	$100,000 $1,000	-	Learn More Add Review
T Bank, National Association	4.55%	$500	-	Learn More Add Review
Rate History: 3.85% → 4.50% → 4.55%
Community Commerce Bank	4.54%	$10,000	-	Learn More
Rate History: 5.12% → 4.85% → 4.75% → 4.59% → 4.54%
samcasino \| Mar 5, 2021 The best rate on any CD or savings account is .40% Read More Reviews (2)
First Independent Bank	4.51%	$1,000	-	Learn More Add Review
Rate History: 1.51% → 4.51%
Lakeside Bank	4.50%	$2,500	-	Learn More
grudge \| Aug 21, 2019 this bank does not honor rates they publish.. stay away Read More Reviews (2)
North Shore Bank, a Co-operative Bank	4.50%	$1,000	-	Learn More Add Review
EvaBank	4.50%	$1,000	-	Learn More Add Review
Cf Bank, National Association	4.50%	$10,000	-	Learn More
alyssa \| Mar 3, 2025 what a nightmare. I spent over 6 weeks working with [name redacted] from CF banks. She was suppose to be getting me approved for a home mortgage that needed to be closed by march 17th 2025. After about 5... Read More Reviews (4)
Harmony Bank	4.50%	$1,000	-	Learn More Add Review
Salem Five Cents Savings Bank	4.50%	$500	-	Learn More
Rate History: 0.25% → 5.00% → 4.50%
DMuessig \| Jan 8, 2018 Another bad bank! Did a hard pull just to open a checking account with no overdraft and denied me. Never even bothered to send a letter or e-mail. Now I have another inquiry on my credit report for nothin... Read More Reviews (2)
FCN Bank, National Association	4.50%	$1,000	-	Learn More Add Review
Rockland Trust Company	4.50%	$1,000	-	Learn More
Rate History: 5.00% → 4.50% → 5.00% → 4.50%
Sanshir \| Sep 14, 2023 Used them my whole life! Great little bank! Read More Reviews (3)
Dedham Institution for Savings	4.50%	$1,000	-	Learn More Add Review
Northern Bank & Trust Company	4.50%	$500	-	Learn More Add Review
Rate History: 5.30% → 4.50% → 4.75% → 4.50%
Everett Co-operative Bank	4.50%	$501	-	Learn More Add Review
Rate History: 1.00% → 2.25% → 4.50%
Home Loan Investment Bank, F.S.B.	4.50%	$1,000	-	Learn More
Rate History: 0.90% → 2.00% → 4.50%
opal@8 \| Dec 13, 2019 yes good Read More Reviews (4)
Finworth, a division of InsBank	4.46%	$50,000	-	Learn More Add Review
Early Withdrawal Penalty is 6 months interest. Rate History: 4.35% → 4.55% → 4.35% → 4.20% → 4.46%
Geoffrey Christopher 1 \| Nov 12, 2023 Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More
InsBank	4.46%	$50,000	-	Learn More
Rate History: 4.90% → 4.70% → 4.55% → 4.30% → 4.46%
judy \| Jul 7, 2022 Insbank 1 yr is 1.5 % 18month is 1.6% 7-7-2022 Read More Reviews (6)
EagleBank	4.45% 4.30%	$1,000 $10,000	-	Learn More Add Review
Rate History: 4.55% → 4.45%
My e-Banc, a division of Bradesco BAC Florida Bank	4.45% 4.35%	$50,000 $5,000	-	Learn More Add Review
Early Withdrawal Penalty is 3 months interest. Rate History: 4.55% → 4.50% → 4.40% → 4.50% → 4.45%
Matty H \| Sep 22, 2023 Terrible bank. Terrible service. Not equipped to service customers outside Florida. Plays games with your taxes by issuing 1090s whenever. Really shouldn't be on this list or your radar. Avoid. Read More
Spring Bank	4.45% 4.10%	$100,000 $1,000	-	Learn More Add Review
Popular Direct	4.40%	$10,000	-	Learn More Add Review
Warning: Early Withdrawal Penalty is 270 days interest. Rate History: 4.50% → 4.40% → 4.30% → 4.25% → 4.40%
Neil \| Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More
First Internet Bank of Indiana	4.40%	$1,000	-	Learn More
Early Withdrawal Penalty is 180 days interest. Rate History: 5.05% → 4.84% → 4.42% → 4.20% → 4.40%
Beenthere \| Jan 30, 2024 Have an IRA rollover, they don't take IRAs any longer. Read More Reviews (2)
Colorado Federal Savings Bank	4.40%	$5,000	-	Learn More Add Review
Early Withdrawal Penalty is 3 months interest. Rate History: 4.50% → 4.45% → 4.40% → 4.00% → 4.40%
jp2 \| Jul 1, 2022 not really an onllne bank. compare this interface that gives you no information with that of any other bank (I cannot even confirm the rate). cannot switch in and out of cds or np cds. just not an online b... Read More
Commercial State Bank	4.40%	$1,000	-	Learn More Add Review
Rate History: 4.75% → 5.15% → 5.40% → 5.30% → 4.40%
NexBank	4.40% 4.35%	$25,000 $10,000	-	Learn More
Rate History: 5.50% → 5.40% → 4.27% → 4.32% → 4.40%
Ange \| Aug 20, 2019 Very corrupt, disorganized company. Associated with Dovenmuehle and or the same company. Extremely poor ratings all over the internet. Should be sued and closed down. If I could give it -10 stars, that wo... Read More Reviews (2)
State Bank of India	4.38%	$2,500	-	Learn More Add Review
Rate History: 5.01% → 4.59% → 4.40% → 5.06% → 4.38%
State Bank of India	4.37%	$1,000	-	Learn More Add Review
Rate History: 5.41% → 5.15% → 5.04% → 4.58% → 4.37%
Home Savings Bank (Utah)	4.35%	$5,000	-	Learn More Add Review
Early Withdrawal Penalty is 6 months interest. Rate History: 5.10% → 5.00% → 4.75% → 4.50% → 4.35%
Dieterich Bank	4.35%	$500	-	Learn More Add Review
Rate History: 4.65% → 4.55% → 4.45% → 4.35%
Merrick Bank	4.35%	$25,000	-	Learn More
Warning: Early Withdrawal Penalty is 2% of the account balance. Rate History: 4.10% → 4.35% → 4.25% → 4.05% → 4.35%
Frank M \| Jul 3, 2023 A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More Reviews (2)
State Bank of Texas	4.35%	$50,000	-	Learn More
Rate History: 5.55% → 5.60% → 5.40% → 5.05% → 4.35%
Maricia \| Oct 5, 2023 You need to specifically indicate what you are applying your money to when you take out an account here. You could make a mistake and put your money on a lesser rate product than what's advertised. Other... Read More Reviews (11)
First National Bank of America	4.34%	$1,000	-	Learn More
Rate History: 4.40% → 5.00% → 5.15% → 4.51% → 4.34%
VINCEMUNIZ@Q.COM \| Oct 16, 2020 HAVE BEEN CALLING YOUR MORTGAGE DEPARTMENT ON "ITIN" LOANS AND HAVE NOT GOT A HUMAN PERSON TO ANSWER OR RETURN MY PHONE CALLS. WHAT IS HAPPEN? PLEASE ADVISE. THANK YOU, Read More Reviews (1)
1st Colonial Community Bank	4.34%	$500	-	Learn More Add Review
Rate History: 4.60% → 4.34%
Frontier State Bank	4.31%	$1,000	-	Learn More
Rate History: 5.10% → 5.00% → 4.90% → 4.21% → 4.31%
JR \| Jan 16, 2019 12 mo now pays 2.80% apr Read More Reviews (2)
Prime Alliance Bank	4.30%	$500	-	Learn More
Early Withdrawal Penalty is 30 days interest. Rate History: 4.75% → 4.50% → 4.45% → 4.25% → 4.30%
JBaker65 \| May 6, 2023 Fully functional bank account that would be great for my needs, but the quarterly interest payment thing is a real nuisance. I wish they would change it. It isn't market. Read More Reviews (10)
Arvest Bank Blue Ridge Branch	4.30% 4.25%	$95,000 $10,000	-	Learn More Add Review
Rate History: 5.10% → 4.80% → 4.30%
Quaint Oak Bank	4.30%	$500	-	Learn More Add Review
Rate History: 5.25% → 5.00% → 4.30%
Bask Bank, a division of Texas Capital Bank	4.30%	$1,000	-	Learn More Add Review
Early Withdrawal Penalty is 90 days interest. Rate History: 4.50% → 4.40% → 4.25% → 4.40% → 4.30%
smithy1968 \| Apr 20, 2024 Save your tears for another day. Very frustrating. 1-star. Read More
TotalDirect, a division of City National Bank of Florida	4.25%	$25,000	-	Learn More Add Review
Early Withdrawal Penalty is 6 months interest. Rate History: 5.35% → 4.50% → 4.46% → 4.41% → 4.25%
79Thru \| Mar 21, 2023 Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More
Loyal Trust Bank	4.25%	$1,000	-	Learn More Add Review
ableBanking, a division of Northeast Bank	4.25%	$500	-	Learn More Add Review
Rate History: 5.15% → 4.70% → 4.20% → 4.00% → 4.25%
Dudley \| Apr 18, 2018 Worst experience of my life. Did not fund and gave $25 to my own charity. Read More
Farmers National Bank	4.25% 3.95%	$100,000 $500	-	Learn More Add Review
Rate History: 4.00% → 5.00% → 4.50% → 4.25%
Limelight Bank, A division of Capital Community Bank	4.25%	$1,000	-	Learn More Add Review
Early Withdrawal Penalty is 90 days interest. Rate History: 4.90% → 4.75% → 4.50% → 4.40% → 4.25%
Savvysaver \| Jun 26, 2020 Rate not current Read More
Pacific National Bank	4.25%	$1,000	-	Learn More Add Review
Rate History: 5.00% → 4.86% → 4.95% → 4.55% → 4.25%
Middlesex Savings Bank	4.25%	$10	-	Learn More
Rate History: 5.00% → 4.75% → 4.05% → 4.25%
Stephen Clinton \| Jan 9, 2021 Used to be a good bank!! Taking money out of my account for something I did not purchase. This is the second time they did this. They do it on Fridays knowing that no one from the Fraud Department isn't th... Read More Reviews (1)
Walpole Co-operative Bank	4.25%	$0	-	Learn More Add Review
Rate History: 4.25% → 4.00% → 4.35% → 4.30% → 4.25%
Northeast Bank	4.25%	$5,000	-	Learn More Add Review
Rate History: 5.00% → 5.10% → 4.70% → 4.00% → 4.25%
Northpointe Bank	4.25%	$1,000	-	Learn More
Rate History: 1.25% → 5.55% → 5.30% → 5.25% → 4.25%
pagehelen2@gmail.com \| Mar 10, 2021 Northpointe -- my most favorite bank -- held their rate when others dropped -- nice people to deal with -- and -- COURAGE + INTEGRITY. Read More Reviews (4)
Newtek Bank, National Association	4.25%	$2,500	-	Learn More Add Review
Rate History: 4.55% → 4.25%
The Farmers Bank of Appomattox	4.25% 3.50% 3.25%	$5,000 $100,000 $1,000	-	Learn More Add Review
Rate History: 1.00% → 3.25% → 4.25%
Gateway First Bank	4.25%	$500	-	Learn More Add Review
Rate History: 4.50% → 4.30% → 4.15% → 3.90% → 4.25%
Savvysaver \| Jun 25, 2020 Ok, GFB's site a bit more compliant today. Unfortunately the rate posted here is not current. 1.05% and look at that minimum! Read More
Rising Bank, a division of Midwest BankCentre	4.21%	$1,000	-	Learn More Add Review
Early Withdrawal Penalty is 90 days interest. Rate History: 4.25% → 4.15% → 4.25% → 4.45% → 4.21%
Az1 \| Aug 26, 2022 Too slow to raise rates. Read More
Utah Independent Bank	4.21%	$500	-	Learn More Add Review
Rate History: 4.78% → 4.63% → 4.47% → 4.26% → 4.21%
Sallie Mae Bank	4.20%	$2,500	-	Learn More
Early Withdrawal Penalty is 90 days interest. Rate History: 4.10% → 4.00% → 4.25% → 4.40% → 4.20%
HAL1975 \| Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More Reviews (40)
KS StateBank	4.20%	$500	-	Learn More
Rate History: 4.60% → 4.10% → 4.30% → 4.25% → 4.20%
HonestReview \| Apr 19, 2023 This bank was honest and I had no problems with them in person. Not everyone was equally competent but they got help. Read More Reviews (3)
Westfield Bank, FSB	4.17%	$2,500	-	Learn More Add Review
Rate History: 4.25% → 4.12% → 3.93% → 4.03% → 4.17%
Touchmark National Bank	4.15%	$1,000	-	Learn More Add Review
CFG Bank	4.15%	$500	-	Learn More Add Review
Early Withdrawal Penalty is 180 days interest. Rate History: 4.00% → 4.25% → 4.15% → 4.00% → 4.15%
TJK \| Sep 30, 2023 CFG overs very competitive Interest rates on their High Yield Savings account. I did everything ONLINE and have not had any issues with their service. Read More
Salem Five Direct	4.15%	$10,000	-	Learn More Add Review
Warning: Early withdrawal penalty is 4% of principal withdrawn. Rate History: 5.55% → 5.00% → 4.25% → 4.00% → 4.15%
LarryMass \| Dec 8, 2020 Everyone here in Boston raves about Salem Five but it is shithole operation filled with nasty entitled people. As for this online savings product, the fees are ridiculous, the transfer charges are obnoxiou... Read More
CFG Community Bank	4.15%	$500	-	Learn More
Rate History: 4.00% → 4.25% → 4.15% → 4.00% → 4.15%
richardw9 \| Jan 30, 2025 I found CFG Bank while searching for high APYs and went with them since they consistently offers some of the best rates in the country. I’ve had a great experience with my personal money market account. ... Read More Reviews (9)
Bank of Utica	4.15%	$500	-	Learn More
Rate History: 4.75% → 5.00% → 4.50% → 4.25% → 4.15%
adirondackgirl \| Oct 29, 2018 I believe you must live in Utica or surrounding area to qualify for opening an account with them - I inquired a few years ago Read More Reviews (7)
The National Grand Bank of Marblehead	4.13%	$1,000	-	Learn More Add Review
Rate History: 4.00% → 4.50% → 4.00% → 4.13%
Millbury National Bank	4.11%	$501	-	Learn More Add Review
Rate History: 4.58% → 4.59% → 4.32% → 4.22% → 4.11%
Goldman Sachs Bank	4.10%	$500	-	Learn More Add Review
Rate History: 4.30% → 4.20% → 4.10% → 4.25% → 4.10%
A Terkowitz \| Feb 15, 2024 best bank on the list but no longer the most competitive Read More
Live Oak Banking Company	4.10%	$2,500	-	Learn More
Rate History: 5.00% → 4.90% → 4.50% → 4.30% → 4.10%
50Rc2 \| Dec 6, 2022 Customer service — unreliable, different CS person gets a different answer. LOB readily accepts your incoming funds, out going of funds the bank puts up a barrage of road blocks. A wire out, a letter FR... Read More Reviews (46)
Texas Capital Bank	4.10%	$1,000	-	Learn More
Rate History: 5.00% → 4.10%
6CellBattery \| Aug 26, 2023 I have no issues with Bask Bank nor Texas Capital Bank. They provide good apy on savings and CD's, bank to keep funds secured so yes they do have strict security measures but if you don't like it than go ... Read More Reviews (2)
Transportation Alliance Bank, Inc. d/b/a TAB Bank	4.10%	$1,000	-	Learn More
Early Withdrawal Penalty is 180 days interest. Rate History: 5.02% → 4.85% → 4.25% → 4.21% → 4.10%
Yat 1965 \| Mar 19, 2022 Problem with ties to puppy mills. I closed a cct. https://www.americanbanker.com/news/tab-bank-dragged-into-seedy-world-of-puppy-mill-loans-by-fintech-partner Read More Reviews (8)
Mid Penn Bank	4.10%	$500	-	Learn More Add Review
Rate History: 5.10% → 4.10%
First Bank of Central Ohio	4.10%	$500	-	Learn More Add Review
Rate History: 5.25% → 5.00% → 4.75% → 4.70% → 4.10%
Seattle Bank	4.10%	$1,000	-	Learn More
Early Withdrawal Penalty is 180 days interest. Rate History: 5.00% → 5.00% → 4.55% → 4.30% → 4.10%
Rob H. \| Nov 21, 2023 A real pain in the *** process to try and get approved! They were unable to match my drivers license photo with my live image after several times trying! Went to limelight bank instead and got approved in ... Read More Reviews (2)
VALOR BANK	4.10%	$1,000	-	Learn More Add Review
Luana Savings Bank	4.09% 3.94%	$100,000 $2,000	-	Learn More Add Review
Rate History: 4.91% → 4.86% → 4.81% → 4.70% → 4.09%
Northwest Bank	4.09%	$100	-	Learn More Add Review
Rate History: 4.30% → 5.25% → 4.35% → 4.09%
Argentine Federal Savings	4.08%	$1,000	-	Learn More Add Review
Rate History: 1.01% → 2.02% → 4.08%
National Cooperative Bank	4.08%	$2,500	-	Learn More
Early Withdrawal Penalty is 3 months interest. Rate History: 5.18% → 5.02% → 5.18% → 4.30% → 4.08%
JC \| Jun 1, 2021 Update: STAY AWAY FROM THIS BANK! They have no clue how to run an online bank. This bank is not ready for prime time. Nothing but problems. Customer service is dismal at best. Read More Reviews (2)
Elizabethton Federal Savings Bank	4.08%	$500	-	Learn More Add Review
Plains State Bank	4.07%	$1,000	-	Learn More
mdubois77077@yahoo.com \| May 3, 2016 Houston, Tx. Branches Read More Reviews (1)
Greenfield Savings Bank	4.07%	$10	-	Learn More Add Review
Rate History: 0.40% → 3.81% → 3.50% → 3.81% → 4.07%
Hatboro Federal Savings, FA	4.06%	$1,000	-	Learn More Add Review
Bank of Star Valley	4.06%	$250	-	Learn More Add Review
Rate History: 4.37% → 4.47% → 4.06% → 3.80% → 4.06%
Beal Bank USA	4.05%	$1,000	-	Learn More
Rate History: 4.85% → 5.15% → 5.05% → 4.50% → 4.05%
george \| Feb 9, 2021 The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More Reviews (3)
Raymond James Bank	4.05%	$5,000	-	Learn More Add Review
Rate History: 4.20% → 4.25% → 4.20% → 4.25% → 4.05%
Beal Bank Frontenac Branch	4.05%	$1,000	-	Learn More Add Review
Rate History: 4.85% → 5.15% → 5.05% → 4.50% → 4.05%
Winchester Co-operative Bank	4.05%	$500	-	Learn More Add Review
Rate History: 4.25% → 5.10% → 4.75% → 4.50% → 4.05%
Mercantile Bank	4.05%	$500	-	Learn More Add Review
Rate History: 5.00% → 4.70% → 4.18% → 4.05%
Freedom Bank (NJ)	4.05%	$500	-	Learn More Add Review
Rate History: 4.30% → 0.15% → 4.75% → 4.05%
Haddon Savings Bank	4.05%	$500	-	Learn More Add Review
Rate History: 4.75% → 4.50% → 4.25% → 4.10% → 4.05%
Canadian Imperial Bank USA	4.01%	$1,000	-	Learn More Add Review
Early Withdrawal Penalty is 30 days interest. Rate History: 4.56% → 4.43% → 4.31% → 4.21% → 4.01%
ytr0171 \| Jul 23, 2023 easy to work with but the rate isn't competitive. not even the leading savings rate banks are competitive versus short us treasuries. Read More
Capital One 360	4.00%	$0	-	Learn More Add Review
Early Withdrawal Penalty is 3 months interest. Rate History: 4.50% → 4.20% → 4.00% → 4.10% → 4.00%
NS123 \| Mar 15, 2023 Thank you for the reviews above. I was wondering why I was only getting 0.3% when interest rates have gone up. Why CapitalOne360 is putting loyal and long time customers at a disadvantage is beyond me. ... Read More
Discover Bank	4.00%	$2,500	-	Learn More Add Review
Rate History: 4.90% → 4.80% → 4.70% → 4.10% → 4.00%
AVOID_ READ_CAREFULLY \| Jan 10, 2024 AVOID at all costs. We read the addendum to the final page of the LENGTHY account agreement mailed to us after completing the online portion. Guess what? It gives this sweet seeming Discover Bank access to... Read More
MainStreet Bank	4.00%	$500	-	Learn More Add Review
Early Withdrawal Penalty is 6 months interest. Rate History: 5.15% → 5.00% → 4.25% → 4.15% → 4.00%
Capitol Federal Savings Bank Embassy Plaza Branch	4.00%	$1,000	-	Learn More
Rate History: 5.00% → 5.15% → 5.10% → 4.80% → 4.00%
JtAlmond \| Jun 21, 2022 The new rates have eclipsed shat i currently hold with this bank. Read More Reviews (1)
M.Y. Safra Bank	4.00%	$500	-	Learn More
Early Withdrawal Penalty is 90 days interest. Rate History: 5.20% → 3.00% → 4.90% → 4.55% → 4.75%
Richard \| Jul 1, 2022 Very easy opening process and wonderful staff. Read More Reviews (6)
Synchrony Bank	4.00%	$0	-	Learn More Add Review
Early Withdrawal Penalty is 90 days interest. Rate History: 4.60% → 4.50% → 4.40% → 4.20% → 4.00%
mcriss \| Oct 23, 2023 Synchrony Bank recently closed 3 of my accounts with them and this decision was completely unwarranted. I had two Guitar Center cards and one Levin Furniture card. I found out about this through a push not... Read More
Poppy Bank	4.00%	$1,000	-	Learn More
Rate History: 5.00% → 4.00%
denied_soft_credit_pull \| Jan 10, 2024 Applied for the Joint 5.50% Hi Yield Savings special. (Note: some places reference it is guaranteed for 6 months, other parts of website only guarantee rate for 3 months). We applied and surprising denied ... Read More Reviews (1)
VisionBank	4.00%	$1,000	-	Learn More Add Review
CD Special - Call 952-920-8400 for details! Rate History: 4.25% → 4.70%
iGobanking.com, a division of Flushing Bank	4.00%	$1,000	-	Learn More Add Review
Rate History: 5.25% → 5.45% → 4.15% → 4.00%
PJs at bedtime \| Jun 25, 2022 I've been in and out of igo. I usually carry a large balance when they are rate competitive (half the time) and move by money somewhere else when they aren't (the other half). The $3,000 transfer limit is ... Read More
Nicolet National Bank	4.00% 3.75%	$2,500 $2,501	-	Learn More
Rate History: 4.00% → 5.00% → 4.70% → 4.50% → 4.00%
Jim Doe \| Oct 12, 2022 Service has always been satisfactory. They have my complete trust and endorsement. Great bank in my opinion. Read More Reviews (2)
Capital One, National Association	4.00%	$0	-	Learn More
Rate History: 5.00% → 4.50% → 4.20% → 4.10% → 4.00%
highstream \| Jan 2, 2024 Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More Reviews (14)
Green Belt Bank & Trust	4.00%	$500	-	Learn More Add Review
Rate History: 4.96% → 4.81% → 4.65% → 4.45% → 4.00%
Valley National Bank	4.00%	$500	-	Learn More
SadSack \| Dec 2, 2022 No such limits as referred to by Jonathan. Perfectly Happy with service and keep adjusting the rate! Read More Reviews (2)
Santander Bank, N.A.	4.00%	$500	-	Learn More
Rate History: 4.50% → 4.25% → 4.00%
Maggie \| May 11, 2023 They made mistakes twice and would not correct them Read More Reviews (6)
Emprise Bank	4.00%	$1,000	-	Learn More Add Review
Rate History: 5.25% → 5.00% → 4.00%
Ivy Bank	4.00%	$1,000	-	Learn More Add Review
Rate History: 5.00% → 4.60% → 4.20% → 4.35% → 4.00%
lrcbob \| Jul 26, 2024 Multiple roadblocks trying to set up a savings account with Ivy Bank and my application was ultimately declined, in spite of my multiple CDs among three banks, stock investments, eleven credit cards, and c... Read More
Amboy Direct	4.00%	$10,000	-	Learn More Add Review
Haverhill Bank	4.00%	$500	-	Learn More Add Review
Rate History: 3.53% → 4.75% → 4.50% → 4.25% → 4.00%
Charles River Bank	4.00%	$1,000	-	Learn More Add Review
Union Bank and Trust Company	4.00%	$1,000	-	Learn More
Rate History: 1.81% → 4.85% → 4.75% → 4.30% → 4.00%
rick \| Nov 3, 2023 site does not update at all, totally wrong rates listed Read More Reviews (2)
American Bank & Trust Company, Inc.	4.00%	$1,000	-	Learn More Add Review
Rate History: 5.20% → 4.95% → 4.00%
Needham Bank	4.00%	$1,000	-	Learn More
Shawn \| Feb 14, 2022 I had a personal checking account and a business account. All went well until I sent a polite letter pointing out that it is improper, and not good practice, to make online passwords expire. Why should ... Read More Reviews (2)
First Oklahoma Bank	4.00%	$1,000	-	Learn More Add Review
Forbright Bank	4.00%	$1,000	-	Learn More
Rate History: 5.30% → 5.10% → 5.30% → 4.25% → 4.00%
lrcbob \| Jul 26, 2024 Multiple roadblocks trying to set up a savings account with Forbright and my application was ultimately declined, in spite of my multiple CDs among three banks, stock investments, eleven credit cards, and ... Read More Reviews (2)
Pioneer Bank	4.00%	$500	-	Learn More Add Review
Paramount Bank Paramount Bank Branch	4.00%	$1,000	-	Learn More
Rate History: 5.00% → 1.75% → 4.75% → 4.25% → 4.00%
Old Man Bob \| Apr 20, 2023 This is a true blue community bank. When you call you get people that are able to take action and make decisions. Customer service is number 1. Works great for CDs. They have a nice stand alone buildin... Read More Reviews (5)
Empire State Bank	4.00%	$1,000	-	Learn More
Rate History: 4.50% → 4.45% → 4.20% → 4.25% → 4.00%
Papa \| Jul 31, 2020 Reduced savings rate from 1.88% to .75% a day after I deposited a substantial amount of money and no notice given or reduction in rate told to me Read More Reviews (1)
First Central Savings Bank	4.00%	$500	-	Learn More Add Review
Eastbank, National Association	4.00%	$2,500	-	Learn More Add Review
Rate History: 4.75% → 4.50% → 4.00%
New Millennium Bank	4.00%	$500	-	Learn More Add Review
Rate History: 5.00% → 4.70% → 4.20% → 4.25% → 4.00%
Bread Savings, a division of Bread Financial	4.00%	$1,500	-	Learn More Add Review
Early Withdrawal Penalty is 180 days interest. Rate History: 4.90% → 4.40% → 4.30% → 4.10% → 4.00%
m abram \| Jul 4, 2025 Bread's current 6-month CD is 4.45%, not 4.35%. Read More
Spring Bank	4.00%	$250	-	Learn More Add Review
Rate History: 5.00% → 4.50% → 4.00% → 4.25% → 4.00%
BankGloucester	4.00%	$500	-	Learn More Add Review
Rate History: 1.00% → 4.38% → 4.50% → 4.35% → 4.00%
State Bank	3.99%	$1,000	-	Learn More Add Review
Rate History: 4.70% → 3.75% → 3.30% → 3.15% → 3.99%
Bank5 Connect	3.95%	$500	-	Learn More Add Review
BW \| Jul 17, 2021 I've been with this bank for 6 months and have not had any problems. Bill pay works good. The 24 month investing CD is another vechile I use. Rates are above average considering the national rate. I'd reco... Read More
Bank Hometown	3.95%	$1,000	-	Learn More Add Review
Rate History: 4.25% → 4.09% → 4.00% → 3.85% → 3.95%
Ponce Bank	3.95%	$1,000	-	Learn More Add Review
Rate History: 4.25% → 3.95%
HSBC Bank USA, National Association	3.90%	$1,000	-	Learn More
Rate History: 4.40% → 4.30% → 4.10% → 4.00% → 3.90%
john \| Apr 14, 2020 I call HSBC they told me they don't have 1.85 1 year CD. current CD is 0.8 / year Read More Reviews (3)
Valley Direct, a division of Valley National Bank	3.90%	$500	-	Learn More Add Review
Rate History: 5.00% → 5.25% → 5.60% → 4.30% → 3.90%
AEM \| Sep 18, 2023 I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More
Bluestone Bank	3.90%	$2,000	-	Learn More Add Review
Rate History: 4.75% → 4.25% → 4.00% → 3.85% → 3.90%
First Foundation Bank	3.90%	$2,500	-	Learn More
Rate History: 4.85% → 4.60% → 4.25% → 4.00% → 3.90%
james \| Nov 18, 2023 bank delayed 1-2days to credit into your account, pay less interest. Read More Reviews (32)
All America Bank	3.90%	$500	-	Learn More
Rate History: 1.00% → 4.75% → 4.25% → 3.90%
larry \| Feb 25, 2016 What's your phone number? Read More Reviews (1)
Gateway First Bank	3.90%	$500	-	Learn More
Rate History: 4.30% → 3.90%
JohnC \| Oct 11, 2020 You probably thought - as did I - that you were looking at a site that belongs to and was the responsibility of Gateway First. After all it includes their headings, selected financial statements, many pag... Read More Reviews (3)
Phelps County Bank Drive-In Facility Branch	3.89%	$1,000	-	Learn More
Rate History: 3.80% → 4.06% → 4.83% → 4.30% → 3.89%
Theresa \| Jun 25, 2019 can I cash my Progressive Insurance claim check Read More Reviews (1)
Virtualbank, a division of First Horizon Bank	3.87%	$10,000	-	Learn More Add Review
Early Withdrawal Penalty is 1% of principal.
Hello VirtualBank? \| Dec 22, 2018 I know VirtualBank has monitored these comments in the past and answered here. This is important because they do not respond to questions submitted through the website. I am trying to find out the pena... Read More
GSL Savings Bank	3.87%	$500	-	Learn More
Rate History: 4.66% → 3.61% → 3.87% → 3.77% → 3.87%
john \| Apr 29, 2020 I called this banl there is no this rate Read More Reviews (1)
Buffalo Federal Bank	3.87%	$500	-	Learn More Add Review
Rate History: 1.00% → 4.39% → 4.13% → 3.87%
Security Bank & Trust Company	3.85% 2.02%	$10,000 $1	-	Learn More Add Review
Rate History: 4.20% → 3.85%
Ally Bank	3.85%	$0	-	Learn More Add Review
Rate History: 4.25% → 4.10% → 4.00% → 3.90% → 3.85%
Rad \| Aug 13, 2023 Been a customer for a couple of years now with interesting checking, been a happy customer. They give you a $10 reimbursement on atm fees per statement cycle. They pay you to leave your money there curre... Read More
Vio Bank, A Division of MidFirst Bank	3.85%	$500	-	Learn More Add Review
Rate History: 4.20% → 4.00% → 4.15% → 4.00% → 3.85%
Jim S \| Dec 21, 2023 Very easy to setup 6 month 5.35% CD from cornerstone account Read More
Crescent Bank Crescent Bank & Trust Branch	3.85%	$1,000	-	Learn More
Rate History: 5.00% → 4.65% → 4.45% → 4.20% → 3.85%
ltriemer \| Apr 9, 2016 The two women, Shawn and Marcie, were very nice to me and accommodated my every transaction. Read More Reviews (4)
Ridgewood Savings Bank	3.85%	$100	-	Learn More
Rate History: 4.25% → 4.30% → 4.25% → 3.85%
an \| Apr 25, 2022 We would not be having all this trouble with people sealing money out of other people's bank accounts if we were to just stop using fancy banking like onlinebanki Read More Reviews (5)
Hanover Community Bank	3.85%	$500	-	Learn More
Rate History: 4.50% → 5.00% → 4.50% → 4.25% → 3.85%
Douglas H \| Feb 5, 2020 The employees of this bank are helpful but the bank's systems and procedures for obtaining your account information STINK. If you want a bank that provides you quarterly (or even annual) statements by mai... Read More Reviews (2)
Bank of Whittier, National Association	3.82%	$1,000	-	Learn More Add Review
Citizens First Bank	3.82%	$2,500	-	Learn More
Rate History: 4.50% → 4.29% → 4.15% → 4.08% → 3.82%
David Klemann Sr. \| Dec 8, 2023 We have been banking with Citizen's First for 4 years. Their branches, service, website, and employee attitudes are and always have been excellent. Their branches are warmly personal with free buttered po... Read More Reviews (1)
First Northern Bank of Wyoming	3.82%	$100	-	Learn More Add Review
Rate History: 4.33% → 3.82%
TIAA Bank / Everbank	3.80%	$1,000	-	Learn More Add Review
Early withdrawal penalty is one-fourth the amount of interest that would have been earned had CD been held to maturity. Rate History: 4.70% → 4.10% → 4.00% → 3.90% → 3.80%
smithy1968 \| Mar 20, 2025 A non-customer-friendly organization that just switches between two contaminated brands trying to bring back some sort of goodwill that it had before it started selling fake foreign currency CDs in 2006 an... Read More
Banesco USA	3.80%	$1,000	-	Learn More
Early Withdrawal Penalty is 90 days interest. Rate History: 5.15% → 5.15% → 4.50% → 4.20% → 3.80%
Dkplan \| Dec 27, 2022 They gave a hard time with their cashier's check. They returned my deposited check that was emitted by them. Could you believe? Read More Reviews (8)
EverTrust Bank	3.80%	$20,000	-	Learn More
Rate History: 3.05% → 3.30% → 3.80%
Tina \| Aug 16, 2022 good customer service and always give me new information about CD rates. They have 2.3% now. Read More Reviews (3)
Bank of Hope	3.79%	$250,000	-	Learn More
Rate History: 4.70% → 4.65% → 4.50% → 4.20% → 3.79%
NORTY FLATZ \| Dec 3, 2019 Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More Reviews (1)
LendingClub	3.75%	$2,500	-	Learn More
Early Withdrawal Penalty is 90 days interest. Rate History: 4.60% → 4.40% → 4.10% → 4.00% → 3.75%
overdrawn \| Nov 12, 2022 I was shopping for deposit rates in August, and NerdWallet, a site I had previously trusted, had it on their list. I was unaware they took deposits. They are the only bank that ever duplicated a transactio... Read More Reviews (21)
First Shore Federal Savings and Loan Association	3.75%	$500	-	Learn More
Rate History: 4.75% → 5.00% → 3.75% → 3.25% → 3.75%
wwchinski@verizon.net \| Jul 11, 2018 cd rates Read More Reviews (2)
Connecticut Community Bank, National Association	3.75%	$500	-	Learn More Add Review
Truist Bank	3.75%	$1,000	-	Learn More
Rate History: 3.00% → 3.50% → 4.00% → 3.55% → 3.75%
Customer \| Jul 28, 2022 Not at all happy with Truist compared to BB+T. New transaction policy makes them painfully slow. Paying .01 % interest on money market accounts, 13 week T Bill's are around $2.5%.I hope that they are enj... Read More Reviews (6)
Salem Five Direct	3.75%	$500	-	Learn More Add Review
Rate History: 2.95% → 3.75%
LarryMass \| Dec 8, 2020 Everyone here in Boston raves about Salem Five but it is shithole operation filled with nasty entitled people. As for this online savings product, the fees are ridiculous, the transfer charges are obnoxiou... Read More
Amarillo National Bank	3.75%	$1,000	-	Learn More Add Review
Rate History: 3.20% → 3.05% → 3.50% → 4.00% → 3.75%
TrustCo Bank	3.75%	$500	-	Learn More
Rate History: 4.00% → 3.95% → 3.90% → 3.85% → 3.75%
Mark Fitzpatrick \| Apr 4, 2016 I been with trustco for years and it is well run. They really are a home town bank. As a small business person i appreciate the business card stand they have in the branches for there customers. I was w... Read More Reviews (1)
Logansport Savings Bank	3.75%	$1,000	-	Learn More Add Review
Rate History: 3.25% → 4.00% → 3.75%
The Village Bank	3.75%	$20	-	Learn More
Rate History: 4.75% → 4.00% → 3.75% → 4.00% → 3.75%
Andrea \| Apr 18, 2017 Village Bank currently has a 15 mo. CD special at 1.50% Read More Reviews (1)
Leader Bank, National Association	3.75%	$1,000	-	Learn More Add Review
Rate History: 3.25% → 4.96% → 5.00% → 4.40% → 3.75%
Spencer Savings Bank, SLA	3.75%	$1,000	-	Learn More
Rate History: 4.00% → 5.00% → 4.75% → 4.30% → 3.75%
Customer18 \| Mar 26, 2021 Spencer Bank is by far, the ABSOLUTE WORST Banking institution there is. The Bank - and the Headquarters - display a host of shortcomings and clearly are the most substandard bank - dealing with numerou... Read More Reviews (1)
Solvay Bank	3.75%	$500	-	Learn More Add Review
Rate History: 1.50% → 1.75% → 4.00% → 3.85% → 3.75%
Flushing Bank	3.75%	$1,000	-	Learn More
Rate History: 4.50% → 4.25% → 3.85% → 4.00% → 3.75%
Fred Theobald \| Jun 15, 2017 Just a great group of people to interact with at the Mineola branch. Been working with them for years. Everybody at all of the branches has always been a pleasure. Read More Reviews (1)
Northfield Bank	3.75%	$0	-	Learn More Add Review
Rate History: 1.25% → 2.00% → 1.25% → 4.25% → 3.75%
Stella \| Apr 30, 2019 No issues. I feel confident using them. Read More
S&T Bank	3.75%	$500	-	Learn More
Rate History: 4.00% → 3.75% → 4.00% → 3.75%
Haja@gmail.com \| May 15, 2020 Sucks don’t ever get with this bank Read More Reviews (1)
Blue Foundry Bank	3.75%	$1,000	-	Learn More Add Review
Rate History: 4.00% → 4.50% → 4.00% → 3.75%
Peak Bank	3.70%	$500	-	Learn More Add Review
Gary Smith \| Jan 28, 2025 4.75% is an introductory rate and they are not openly clear about that. Don't expect 4.75% to continue. They are otherwise competitive. Read More
The Clay City Banking Co.	3.70%	$1,000	-	Learn More Add Review
Rate History: 4.42% → 4.21% → 4.06% → 3.91% → 3.70%
Cross River Bank	3.70%	$500	-	Learn More
Rate History: 2.00% → 5.40% → 3.70%
Zman111 \| Jun 26, 2022 ACH transfers are not allowed. Called and was told that I had to set up wire transfers (and pay fees) or I could come in to the bank and get a bank check. Read More Reviews (13)
Amalgamated Bank	3.65%	$500	-	Learn More Add Review
Rate History: 3.82% → 4.25% → 1.46% → 3.70% → 3.65%
Amalgamated Bank	3.65%	$500	-	Learn More Add Review
Rate History: 3.50% → 4.25% → 3.95% → 3.70% → 3.65%
Maspeth Federal Savings and Loan Association	3.65%	$1,500	-	Learn More Add Review
Rate History: 4.00% → 3.00% → 3.65%
Bank Five Nine	3.60%	$100	-	Learn More Add Review
Security State Bank	3.56%	$1,000	-	Learn More
Rate History: 3.92% → 3.56%
dionpayne \| Jun 28, 2017 showmeonehundredthousanddollars Read More Reviews (1)
IncredibleBank	3.55%	$1,000	-	Learn More Add Review
• $1,000 minimum deposit to open an account. • A penalty may be imposed for early withdrawal. • Account fees may reduce your earnings. Rate History: 5.17% → 5.00% → 4.08% → 4.06% → 3.55%
nonsense \| May 21, 2021 avoid this Read More
Marquette Savings Bank	3.55%	$500	-	Learn More
beaglemanduke@gmail.com \| Sep 27, 2019 I use Marquette bank in Meadville on park avenue. and I use Marquette bank on rt 322 both of these banks have great mangers Dawn at park avenue and Kelly at rt 322 there tellers are the best Read More Reviews (1)
First Federal Savings Bank	3.55% 2.78%	$500 $5,000	-	Learn More Add Review
Rate History: 4.84% → 4.32% → 4.06% → 3.81% → 3.55%
Cape Ann Savings Bank	3.55%	$500	-	Learn More Add Review
Rate History: 1.00% → 4.33% → 4.07% → 3.55%
IncredibleBank	3.55%	$1,000	-	Learn More Add Review
Rate History: 0.05% → 3.55%
RCB Bank	3.55%	$1,000	-	Learn More
Rate History: 4.60% → 4.25% → 4.05% → 3.80% → 3.55%
Holly cannady \| Oct 13, 2020 Been banking with RCB for 20 years now after today this will probably be my last year I was in a car wreck and my car was a total loss insurance set me a check. When up to the bank to try to catch it so I ... Read More Reviews (1)
Peoples Bank & Trust	3.55%	$500	-	Learn More Add Review
Benchmark Community Bank	3.55% 2.25%	$501 $500	-	Learn More Add Review
Rate History: 3.40% → 3.55%
Hingham Institution for Savings	3.54%	$1,000	-	Learn More Add Review
Rate History: 3.85% → 3.64% → 3.54%
TD Bank, National Association	3.51%	$10,000	-	Learn More
Rate History: 4.00% → 4.50% → 4.00% → 3.75% → 3.51%
Turonemckinney17@gmail.com \| May 19, 2018 Experience Read More Reviews (1)
Northern Bank Direct	3.50%	$500	-	Learn More Add Review
Warning: Early Withdrawal Penalty is 12 Months interest. Rate History: 5.60% → 5.30% → 4.75% → 4.00% → 3.50%
Mike Brown \| Jul 6, 2023 This is an example of a bad bank. Their online process for purchasing a CD is horrible. You fill it out and it rejects it after all of your private information is disclosed. They there customer service is ... Read More
Citizens	3.50%	$5,000	-	Learn More Add Review
Early Withdrawal Penalty is 90 days interest. Rate History: 4.50% → 4.25% → 4.00% → 4.35% → 3.50%
james \| Nov 18, 2023 bad bank hold your deposit over months without credit in your account, no interest, they don’t want pay you interest , they want your money with 0% interest. Read More
WebBank	3.50%	$2,500	-	Learn More
Rate History: 1.10% → 3.50%
dbestway@gmail.com \| Aug 13, 2019 I filled out the application 10 days ago answering all questions and sent a file with a copy of my drivers license to Western Bank. I received an email saying that a banker would call me within one busines... Read More Reviews (2)
Hyperion Bank	3.50%	$500	-	Learn More Add Review
Evergreen Bank Group	3.50%	$500	-	Learn More Add Review
Rate History: 4.60% → 4.05% → 4.00% → 3.70% → 3.50%
Primary Bank	3.50%	$1,000	-	Learn More
Early Withdrawal Penalty is all interest earned. Rate History: 4.00% → 4.25% → 4.00% → 3.50%
Jeffinnh \| Mar 30, 2021 These guys are the best local bank. Very responsive. Read More Reviews (8)
Northwest Bank	3.50%	$500	-	Learn More Add Review
Rate History: 4.55% → 4.50% → 4.40% → 3.75% → 3.50%
Santander Bank, N.A.	3.50%	$501	-	Learn More
Rate History: 4.25% → 4.00% → 3.75% → 3.50%
Maggie \| May 11, 2023 They made mistakes twice and would not correct them Read More Reviews (6)
C3bank, National Association	3.50%	$25,000	-	Learn More Add Review
Rate History: 4.25% → 4.75% → 4.00% → 3.50%
Intrust Bank, National Association	3.50%	$500	-	Learn More Add Review
Rate History: 5.35% → 4.80% → 5.10% → 4.25% → 3.50%
BankUnited, National Association	3.50%	$1,000	-	Learn More Add Review
Rate History: 4.80% → 3.00% → 3.25% → 3.75% → 3.50%
Denali State Bank	3.50%	$500	-	Learn More Add Review
Rate History: 4.00% → 3.75% → 3.50%
Artisans' Bank	3.50%	$1,500	-	Learn More
Rate History: 5.00% → 3.50%
Ralph F Smith \| Jan 25, 2015 Want home equity loan at 443 Pierce Lane, Kennett Square PA, 30M, 10 yrs, excellent credit rating. 610-388-2278. Read More Reviews (1)
Wilmington Savings Fund Society, FSB	3.50%	$2,500	-	Learn More
Rate History: 2.25% → 4.00% → 3.50%
schoolbus2017 \| Nov 8, 2019 farmer Read More Reviews (1)
Seamen's Bank	3.50%	$1,000	-	Learn More Add Review
Rate History: 1.00% → 2.25% → 2.75% → 3.75% → 3.50%
StonehamBank, A Co-operative Bank	3.50%	$1,000	-	Learn More Add Review
Rate History: 0.35% → 4.00% → 0.35% → 3.00% → 3.50%
Methuen Co-operative Bank	3.50%	$1,000	-	Learn More Add Review
Rate History: 4.25% → 3.25% → 3.00% → 2.50% → 3.50%
HarborOne Bank	3.50%	$1,000	-	Learn More
Rate History: 4.35% → 3.25% → 3.90% → 3.80% → 3.50%
Jacob \| Jan 30, 2020 Find branch personnel are genuinely interested in my business. Read More Reviews (2)
BankVista	3.50%	$1,000	-	Learn More Add Review
Rate History: 2.50% → 2.53% → 2.51% → 3.50%
Manasquan Bank	3.50%	$500	-	Learn More
Rate History: 3.00% → 3.75% → 3.50%
George Adams \| Jun 8, 2016 When is your next shred date @Ramtown? Read More Reviews (1)
Apple Bank for Savings	3.50%	$1,000	-	Learn More Add Review
Rate History: 4.00% → 3.50%
Cross County Savings Bank	3.50%	$500	-	Learn More Add Review
Rate History: 3.70% → 3.80% → 4.05% → 4.00% → 3.50%
CTBC Bank Corp. (USA)	3.50%	$5,000	-	Learn More Add Review
Lone Star Bank	3.50%	$1,000	-	Learn More
hi \| May 21, 2021 this bank is pooooooooooooooooooop Read More Reviews (1)
Charter Bank	3.50%	$1,000	-	Learn More Add Review
Rate History: 3.50% → 3.25% → 3.00% → 2.90% → 3.50%
Citizens	3.50%	$5,000	-	Learn More
Rate History: 4.50% → 4.25% → 4.00% → 4.35% → 3.50%
Dana E. \| Mar 20, 2016 Good solid bank. Read More Reviews (1)
Wyoming Community Bank	3.50% 3.10%	$100,000 $1,000	-	Learn More Add Review
Rate History: 4.50% → 3.75% → 3.50%
Fifth Third Bank, National Association	3.49%	$5,000	-	Learn More
Rate History: 4.70% → 4.00% → 4.30% → 3.30% → 3.49%
Juan Ricardo \| Nov 12, 2018 Helpful w/$ Read More Reviews (5)
Massena Savings and Loan	3.49%	$1,000	-	Learn More Add Review
Rate History: 4.12% → 4.39% → 4.01% → 3.49%
AMERIPRISE BANK, FSB	3.45% 3.35%	$100,000 $0	-	Learn More Add Review
Rate History: 3.85% → 3.75% → 3.85% → 3.66% → 3.45%
FirstBank	3.40%	$10,000	-	Learn More
Rate History: 3.75% → 3.40% → 3.75% → 3.60% → 3.40%
Carrandrewb \| Aug 5, 2022 The worst customer service during covid. I lost my wallet they were nit understanding when things were shutting down. I knew covid was going to be bad and did not want to be around people. They did nit eve... Read More Reviews (1)
American Savings Bank, FSB	3.40%	$25,000	-	Learn More Add Review
Rate History: 4.80% → 4.50% → 3.25% → 3.55% → 3.40%
Pentucket Bank	3.40%	$500	-	Learn More Add Review
Rate History: 3.56% → 3.40%
Manufacturers and Traders Trust Company	3.35%	$1,000	-	Learn More
Rate History: 3.75% → 4.50% → 4.00% → 3.50% → 3.35%
Claire blankinship \| Aug 5, 2020 I used to go to M&T when it was still Provident Bank. M&T has been very responsive to my needs and I have been pleased with the banking experience. Read More Reviews (3)
Texas Bank	3.35%	$500	-	Learn More Add Review
Rate History: 4.07% → 3.71% → 3.51% → 3.35%
First Utah Bank	3.35%	$500	-	Learn More Add Review
Rate History: 1.00% → 2.60% → 3.90% → 3.55% → 3.35%
Big Horn Federal Savings Bank	3.30%	$500	-	Learn More
Rate History: 4.21% → 4.13% → 3.69% → 3.38% → 3.30%
yomama200 \| Mar 16, 2022 by how much? Read More Reviews (1)
Hibernia Bank	3.30%	$1,000	-	Learn More
SMOE \| Feb 18, 2021 Interest rate on 1 year CD is only .40%. Five year term is .80% Read More Reviews (1)
Green Dot Bank DBA Bonneville Bank	3.30%	$500	-	Learn More Add Review
State Bank of India (California)	3.29%	$1,000	-	Learn More Add Review
Rate History: 3.44% → 3.29% → 4.00% → 3.29%
The Bank of Missouri Caruthersville Branch	3.29%	$500	-	Learn More Add Review
American Express Bank, FSB	3.25%	$0	-	Learn More Add Review
Rate History: 3.85% → 3.60% → 3.85% → 3.50% → 3.25%
Chris \| Aug 31, 2022 never had a problem moving money in/out. After trying a couple banks with higher rates but less service will be moving my money back here. Read More
Barclays Bank Delaware	3.25%	$0	-	Learn More
Early Withdrawal Penalty is 90 days interest. Rate History: 4.25% → 3.75% → 4.25% → 4.10% → 3.25%
LenaL \| May 2, 2022 Barclays is the worst. Transfer speeds even worse than Synchrony now. Service is worse than anything. Save yourself the trouble of getting sucked into rates that are sometimes competitive and choose anythi... Read More Reviews (33)
Dollar Savings Direct, a division of Emigrant Bank	3.25%	$1,000	-	Learn More Add Review
Early Withdrawal Penalty is 180 days interest. Rate History: 5.00% → 5.00% → 3.50% → 3.25%
J Dally \| Jun 13, 2023 I'll steer clear of Dollar Savings Direct and My Savings Direct until they guarantee users at both online divisions their best rates. Banks have the right to segment their customers yes, but these games w... Read More
Quontic Bank	3.25%	$500	-	Learn More
Warning: Early Withdrawal Penalty equals one year of interest. Rate History: 5.30% → 4.50% → 4.00% → 3.25%
JuanVelasco \| Mar 17, 2023 STAY AWAY ! They closed my accounts with no warning. After multiple successful direct deposits and mobile checks deposits, they claimed one of the three checks I deposited a few days ago was fake. No... Read More Reviews (15)
Newburyport Five Cents Savings Bank	3.25%	$500	-	Learn More
Richard Cushing \| Mar 27, 2019 Still waiting for a call back from Liz over a long standing,annoying account problem Read More Reviews (1)
Memory Bank, a division of Republic Bank & Trust Company	3.25%	$1,000	-	Learn More Add Review
Frank \| Apr 8, 2019 Their online interface is circa 2004. They limit the number of accounts you can set up for ACH. And they sit on ACH transfers.... for days. Not sure if the good rates are worth it. Read More
First Resource Bank	3.25%	$500	-	Learn More Add Review
Rate History: 4.75% → 3.75% → 3.50% → 3.25%
Bank of America, National Association One Kansas City Place Branch	3.25%	$100,000	-	Learn More
Rate History: 3.75% → 4.25% → 3.75% → 3.51% → 3.25%
Treasure \| Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More Reviews (7)
Woodruff Federal Savings and Loan Association	3.24%	$1,000	-	Learn More Add Review
Rate History: 3.34% → 3.44% → 3.34% → 4.06% → 3.24%
Bristol County Savings Bank	3.20%	$1,000	-	Learn More Add Review
Rate History: 3.82% → 3.72% → 3.46% → 3.25% → 3.20%
First Financial Bank, National Association	3.19%	$500	-	Learn More Add Review
Webster Five Cents Savings Bank	3.09%	$10	-	Learn More Add Review
Rate History: 2.31% → 4.14% → 3.61% → 3.35% → 3.09%
Adirondack Bank	3.09%	$1,000	-	Learn More
Rate History: 3.09% → 3.14% → 3.09% → 3.04% → 3.09%
Ed \| Jan 5, 2018 BEWARE of their Home Equity Loan practices. Towards the end of the process, after you've complied with all their requests and are on the hook for lots of fees if you cancel, they demand that all of your cr... Read More Reviews (1)
VeraBank, National Association	3.09% 2.80% 2.57%	$250,000 $10,000 $1,000	-	Learn More Add Review
Bell Bank	3.07% 3.00%	$99,999 $500	-	Learn More Add Review
Rate History: 4.05% → 3.58% → 3.07%
Zions Bank	3.05%	$1,000	-	Learn More Add Review
Rate History: 4.76% → 3.05%
First Robinson Savings Bank, National Association	3.02%	$0	-	Learn More Add Review
Rate History: 2.02% → 2.52% → 3.02%
Bank First, N.A.	3.02%	$1,000	-	Learn More Add Review
Rate History: 3.02% → 2.78% → 3.02%
Bank Independent	3.01%	$1,000	-	Learn More Add Review
Rate History: 4.01% → 4.53% → 4.02% → 3.02% → 3.01%
First Hawaiian Bank	3.00%	$500	-	Learn More
Rate History: 1.00% → 4.60% → 3.00%
me joe \| Apr 25, 2022 broke the machine, braddah Read More Reviews (2)
Citibank, National Association	3.00%	$0	-	Learn More
Rate History: 2.75% → 2.00% → 4.00% → 2.50% → 3.00%
Azoic \| Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More Reviews (11)
Johnson Bank	3.00%	$2,000	-	Learn More Add Review
Rate History: 3.30% → 3.00% → 2.85% → 2.75% → 3.00%
Reading Co-operative Bank	3.00%	$500	-	Learn More Add Review
Rate History: 0.15% → 3.00%
Marblehead Bank	3.00%	$500	-	Learn More Add Review
Rate History: 0.15% → 4.25% → 3.75% → 3.00%
Habib American Bank	3.00%	$1,500	-	Learn More
Rate History: 1.20% → 3.00%
Ryan \| Feb 13, 2018 Is it legal to bring someone into the branch and shake them down and threaten them when they want to redeem their CD upon maturity (as opposed to allowing it to automatically renew)? If not, these guys an... Read More Reviews (2)
Third Federal Savings and Loan Association of Cleveland	3.00%	$500	-	Learn More Add Review
Rate History: 1.50% → 3.00%
Southside Bank	3.00%	$1,000	-	Learn More Add Review
Comerica Bank	3.00%	$2,500	-	Learn More
Rate History: 4.25% → 3.00%
Cory,Baldwin \| Oct 18, 2016 IF the Cd's our that high then way i'm i the last to find out what The apys are. Read More Reviews (1)
Chesapeake Bank	3.00%	$1,000	-	Learn More
Gripp13 \| Jan 27, 2023 The worst bank I have ever had Read More Reviews (1)
BMO Alto, a division of Bank of Montreal Harris	3.00%	$0	-	Learn More Add Review
Early Withdrawal Penalty is 180 days interest. Rate History: 4.50% → 4.30% → 4.20% → 3.90% → 3.00%
Jenny Kingston \| Jun 10, 2024 I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More
Center National Bank	2.99%	$500	-	Learn More Add Review
Rate History: 4.50% → 3.75% → 3.50% → 3.24% → 2.99%
Sound Community Bank	2.98%	$1,000	-	Learn More Add Review
Rate History: 3.56% → 3.25% → 2.94% → 2.63% → 2.98%
Climate First Bank	2.91%	$500	-	Learn More
Rate History: 1.00% → 2.91%
tjgarnett \| Mar 2, 2024 Attracted to the name, but the service had too many steps so I didn't open an account. Read More Reviews (1)
Cowboy State Bank	2.78%	$0	-	Learn More Add Review
Rate History: 4.05% → 3.44% → 2.75% → 2.78%
FCB Banks Tesson Ferry Road Branch	2.75%	$1,000	-	Learn More
Rate History: 2.50% → 2.75%
RS \| Feb 2, 2021 This bank's site shows the 15 mo rate at .45% Read More Reviews (1)
M.Y. Safra Bank	2.75%	$0	-	Learn More
Richard \| Jul 1, 2022 Very easy opening process and wonderful staff. Read More Reviews (6)
Chesapeake Bank	2.75%	$1,000	-	Learn More Add Review
Rate History: 0.75% → 3.00% → 2.85% → 3.00% → 2.75%
ruler009 \| May 26, 2017 Before009 Read More
Morton Community Bank	2.66% 2.60%	$100,000 $0	-	Learn More Add Review
Rate History: 2.87% → 2.66%
Avidia Bank	2.53%	$1,000	-	Learn More
Rate History: 4.29% → 3.82% → 3.67% → 3.05% → 2.53%
sur \| Aug 16, 2019 Deceptive Sales Practices: Huge Penalties What an awakening! Without any clear statement, and nothing at all on its website, Avidia charged us 50% of the CD’s FULL TERM interest, including both paid... Read More Reviews (1)
Woodforest National Bank	2.50%	$500	-	Learn More
Rate History: 3.00% → 2.75% → 2.50% → 4.25% → 2.50%
Jabbroadway42 \| Nov 17, 2020 Is notarie services available today at a woodforest on wilkinson blvd Read More Reviews (2)
American Commerce Bank, National Association	2.50%	$500	-	Learn More Add Review
South Shore Bank	2.50%	$1,000	-	Learn More Add Review
Rate History: 4.75% → 2.50% → 4.25% → 4.00% → 2.50%
New Dominion Direct	2.50%	$1,000	-	Learn More Add Review
Kearny Bank	2.50%	$500	-	Learn More Add Review
Rate History: 4.05% → 2.50%
City National Bank	2.48%	$10,000	-	Learn More Add Review
Rate History: 3.04% → 2.48%
The Fairfield National Bank	2.41%	$10,000	-	Learn More Add Review
Centera Bank	2.31% 2.26%	$100,000 $500	-	Learn More Add Review
Washington Savings Bank	2.27%	$1,000	-	Learn More Add Review
Rate History: 2,500.00% → 4.42% → 2.27% → 1.00% → 2.27%
Farmers and Merchants Bank	2.27%	$1,000	-	Learn More Add Review
Rate History: 1.00% → 1.15% → 2.27%
UniBank for Savings	2.25% 1.00%	$501 $500	-	Learn More Add Review
Rate History: 1.00% → 2.25%
Genesee Regional Bank	2.25%	$500	-	Learn More Add Review
Rate History: 0.75% → 2.25%
Sunnyside Federal Savings and Loan Association of Irvington	2.25%	$500	-	Learn More Add Review
State Savings Bank	2.22% 2.12%	$50,000 $2,000	-	Learn More Add Review
State Bank of Medora	2.22%	$500	-	Learn More Add Review
Rate History: 4.70% → 4.60% → 4.18% → 2.22%
First Bank	2.15% 2.10%	$100,000 $25,000	-	Learn More Add Review
Heritage Bank	2.10%	$0	-	Learn More Add Review
USAA Federal Savings Bank	2.05%	$1,000	-	Learn More
Rate History: 4.85% → 4.40% → 4.25% → 3.00% → 2.05%
RYAN S \| Nov 28, 2022 While USAA was at one point a great option for all your banking needs, the service has deteriorated so much that I'm currently in the process of changing banks after more than 2 decades. The final straw w... Read More Reviews (2)
First Federal Bank of Kansas City 9330 East Gregory Blvd Branch	2.02%	$1,000	-	Learn More Add Review
Bank of Little Rock	2.01%	$500	-	Learn More Add Review
Fremont Bank	2.00%	$2,500	-	Learn More Add Review
Rate History: 4.00% → 3.00% → 2.00%
Bank of Montreal Harris	2.00%	$1,000	-	Learn More Add Review
Rate History: 0.05% → 2.00%
GAM \| Jul 28, 2020 Dropped rates again with restrictive transfer limits and poor service. Better rates and liquidity elsewhere. Beware!!! Read More
JPMorgan Chase Bank, National Association	2.00%	$10,000	-	Learn More
Rate History: 2.00% → 3.50% → 3.25% → 3.00% → 2.00%
Hayley7788d@outlook.com \| Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More Reviews (18)
Centier Bank	2.00%	$1,000	-	Learn More Add Review
Washington Savings Bank	2.00%	$500	-	Learn More Add Review
Rate History: 0.25% → 2.00%
United Bank	2.00%	$500	-	Learn More
Jimleestro \| Apr 12, 2019 United Bank in Front Royal does not know how to set up an inherited IRA. It took over two months to transfer it from Merrill Edge. Several mistakes were made. And then they did not title it correctly. T... Read More Reviews (1)
Wells Fargo Bank South Central, National Association	2.00% 1.50%	$100,000 $0	-	Learn More Add Review
Rate History: 1.00% → 2.00%
The Farmers & Merchants Bank	2.00%	$500	-	Learn More Add Review
Rate History: 1.00% → 2.00%
Wells Fargo Bank, National Association Saint Louis Trust Office Branch	2.00%	$25,000	-	Learn More
Rate History: 2.00% → 1.50% → 3.25% → 2.00%
Thy King \| Feb 6, 2023 after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More Reviews (7)
One American Bank	1.96%	$500	-	Learn More
Jan \| Feb 6, 2021 After purchasing more than 6 homes and going through more than a dozen refinancing processes, I must say that this is the worst company I have ever had the misfortune of dealing with. It took these clowns ... Read More Reviews (2)
Independent Bank	1.92%	$500	-	Learn More Add Review
Rate History: 2.28% → 1.87% → 1.97% → 1.87% → 1.92%
American Plus Bank, N.A.	1.85%	$1,000	-	Learn More Add Review
USAA Federal Savings Bank	1.80%	$1,000	-	Learn More Add Review
Rate History: 4.65% → 3.00% → 1.80%
Azblondie007 \| Feb 24, 2020 I had been with USAA for 20 years. Had my checking, savings, auto and renters insurance and 2 credit cards with them. I work in the service industry and make a good portion of my income in cash tips. For 4... Read More
Cape Cod Co-operative Bank	1.80%	$500	-	Learn More Add Review
Rate History: 4.75% → 2.25% → 2.00% → 1.90% → 1.80%
SSB Bank	1.76%	$500	-	Learn More Add Review
Rate History: 4.85% → 4.93% → 1.76%
International Bank of Chicago	1.75%	$1,000	-	Learn More
Rate History: 2.00% → 1.75%
Mandy \| May 8, 2021 Location: 5069 N. Broadway Chicago IL 60640 Read More Reviews (5)
Lee Bank	1.75%	$500	-	Learn More Add Review
Rate History: 1.75% → 4.00% → 1.75%
Prairie Community Bank	1.65%	$1,000	-	Learn More Add Review
First National Bank of Scotia	1.57%	$500	-	Learn More
Rate History: 0.69% → 0.67% → 0.89% → 1.03% → 1.57%
Zflash4000 \| Oct 1, 2017 Will play games with your account. changing posting dates and times. Will hold direct deposit so you overdraft your account. Read More Reviews (1)
Champlain National Bank	1.51%	$500	-	Learn More Add Review
Rate History: 1.50% → 1.51%
Florence Bank	1.49%	$500	-	Learn More Add Review
Bankers Trust Company	1.30%	$1,000	-	Learn More Add Review
PCB Bank	1.26%	$1,000	-	Learn More Add Review
BMO Bank National Association Crestwood Branch	1.25%	$1,000	-	Learn More
Rate History: 2.00% → 4.65% → 2.00% → 1.50% → 1.25%
Beenthere \| Jan 29, 2024 Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More Reviews (9)
First Arkansas Bank and Trust	1.25%	$500	-	Learn More
Jane Voshell \| Aug 4, 2023 Our Mastercard was transferred to this bank 10 yrs ago. One account--two cards. Fraud on EACH card began occurring in April 2023. Their fraud group cancelled each compromised card and issued new ones each... Read More Reviews (1)
Union State Bank	1.25%	$500	-	Learn More Add Review
Rayne State Bank & Trust Company	1.25%	$1,000	-	Learn More Add Review
Northfield Bank	1.25%	$0	-	Learn More Add Review
Rate History: 1.25% → 2.00% → 1.25%
Putnam County Bank	1.25%	$1,000	-	Learn More
Skamer187 \| Mar 19, 2021 This rate is not true call it is only 0.40 lady she would have it changed a week ago Read More Reviews (1)
Mt. McKinley Bank	1.20%	$10,000	-	Learn More
Josh77 \| Jan 21, 2020 Can someone deposits check via ATM Read More Reviews (1)
Bank of Madison	1.16%	$100,000	-	Learn More Add Review
Bank of Easton	1.15%	$500	-	Learn More Add Review
North Easton Savings Bank	1.15%	$500	-	Learn More
CS \| Sep 3, 2020 Went in to open accounts in Middleboro foy my husband and myself as well as one for my grandson. Without being invited into an office I was asked from across the room if I was opening accounts for the chi... Read More Reviews (2)
Bank of Anguilla	1.11%	$100,000	-	Learn More Add Review
The First National Bank of Pandora	1.11%	$1,000	-	Learn More Add Review
Henderson Federal Savings Bank	1.11%	$100,000	-	Learn More Add Review
Bank of Dixon County	1.10%	$10,000	-	Learn More Add Review
Ipswich State Bank	1.10%	$100,000	-	Learn More Add Review
Texas National Bank of Jacksonville	1.10%	$10,000	-	Learn More Add Review
Industry State Bank	1.06%	$100,000	-	Learn More
Mike Smith \| Dec 1, 2020 This Bank and Bank of Brenham were great to deal with. Just a little drive out to the country and definitely worth it. Read More Reviews (1)
Citizens State Bank	1.06%	$100,000	-	Learn More
mdubois77077@yahoo.com \| May 3, 2016 Branchs locations, Houston, Tx. Read More Reviews (1)
The First National Bank of Bellville	1.06%	$100,000	-	Learn More
Jon Davis \| Jun 25, 2016 Recommend this bank and Bank of Brenham! Friendly, helpful, and both have great rates! Read More Reviews (2)
Bank of Brenham, National Association	1.06%	$100,000	-	Learn More
Bob Collier \| Dec 1, 2020 Worth the drive out to the country! Read More Reviews (4)
Fayetteville Bank	1.06%	$100,000	-	Learn More Add Review
The First National Bank of Shiner	1.06%	$100,000	-	Learn More Add Review
Ashton State Bank	1.05%	$10,000	-	Learn More Add Review
Liberty Bank	1.05%	$500	-	Learn More Add Review
Rate History: 1.00% → 1.05%
Highpoint Community Bank	1.05%	$100,000	-	Learn More Add Review
American National Bank of Minnesota	1.05%	$10,000	-	Learn More Add Review
North American Banking Company	1.05%	$100,000	-	Learn More Add Review
Fayette Savings Bank, SSB	1.05%	$10,000	-	Learn More Add Review
Waldo State Bank	1.05%	$10,000	-	Learn More Add Review
Concorde Bank	1.04%	$500	-	Learn More Add Review
The Fowler State Bank	1.01%	$100,000	-	Learn More Add Review
The Baldwin State Bank	1.01%	$10,000	-	Learn More Add Review
Springfield First Community Bank Springfield First Community Bank Branch	1.01%	$10,000	-	Learn More Add Review
Henderson Federal Savings Bank	1.01%	$10,000	-	Learn More Add Review
TrustTexas Bank, SSB	1.01%	$100,000	-	Learn More
CFO \| Oct 22, 2021 TrustTexas Bank was founded in 1921. Read More Reviews (2)
Hingham Savings	1.01%	$1,000	-	Learn More Add Review
Rate History: 1.65% → 1.01% → 4.15% → 1.01%
Mid-Central Federal Savings Bank	1.00%	$10,000	-	Learn More Add Review
North County Savings Bank	1.00%	$500	-	Learn More Add Review
Western Nebraska Bank	1.00%	$10,000	-	Learn More Add Review
First Bank Warson Woods Branch	1.00%	$1,000	-	Learn More Add Review
Rate History: 3.50% → 1.00%
Heartland Bank and Trust Company	1.00%	$1,500	-	Learn More Add Review
Rate History: 0.10% → 1.00%
The Hometown Bank of Alabama	1.00%	$10,000	-	Learn More
OldCrone \| Mar 16, 2023 The branch manager is unavailable and doesnt care what goes on as long as he is not bothered. The tellers are rude and referr to customers who ask for help as " special needs customers". Read More Reviews (1)
State Street Bank and Trust Company	1.00%	$1,000	-	Learn More Add Review
Bank of England	1.00%	$10,000	-	Learn More Add Review
Security Bank of Crawford	1.00%	$100,000	-	Learn More Add Review
Primebank	1.00%	$10,000	-	Learn More Add Review
Wadena State Bank	1.00%	$10,000	-	Learn More
Jane T \| Dec 4, 2020 Very easy to do business with, low mortgage interest rates without all the fees that other Banks charge. No games or hidden costs, just good service. Read More Reviews (1)
Danville State Savings Bank	1.00%	$10,000	-	Learn More Add Review
Community Bank of Georgia	1.00%	$10,000	-	Learn More Add Review
West Pointe Bank	1.00%	$500	-	Learn More Add Review
BLC Community Bank	1.00%	$10,000	-	Learn More Add Review
The Bank of Canton	1.00%	$1,000	-	Learn More Add Review
Bank of Madison	1.00%	$10,000	-	Learn More Add Review
River City Bank, Inc.	1.00%	$10,000	-	Learn More
BBN \| Aug 28, 2021 The posted rates for River City Bank are not accurate. I have inquired at the bank more than once. Read More Reviews (2)
Sage Capital Bank,	1.00%	$90,000	-	Learn More Add Review
First State Bank	1.00%	$100,000	-	Learn More Add Review
Family Bank	1.00%	$10,000	-	Learn More Add Review
Crossroads Bank	1.00%	$100,000	-	Learn More Add Review
Lake City Bank	1.00%	$1,000	-	Learn More Add Review
The State Bank of Bern	1.00%	$10,000	-	Learn More Add Review
The Bendena State Bank	1.00%	$10,000	-	Learn More Add Review
The First State Bank of Healy	1.00%	$100,000	-	Learn More Add Review
Ford County State Bank	1.00%	$10,000	-	Learn More Add Review
The Farmers State Bank of Bucklin, Kansas	1.00%	$10,000	-	Learn More Add Review
United Community Bank of West Kentucky, Inc.	1.00%	$10,000	-	Learn More
Norval Baird \| Apr 15, 2020 There is room for improvement in any business. And UCB Is at top of list for lack of need for improvement . They have always been at their best in terms of overall management, firm loan management, fr... Read More Reviews (1)
Bank of Erath	1.00%	$10,000	-	Learn More Add Review
Bay State Savings Bank	1.00%	$1,000	-	Learn More Add Review
Dean Co-operative Bank	1.00%	$500	-	Learn More Add Review
Fall River Five Cents Savings Bank	1.00%	$500	-	Learn More Add Review
Rate History: 1.00% → 3.00% → 2.75% → 1.00%
Mechanics Cooperative Bank	1.00%	$500	-	Learn More Add Review
Atlantic Union Bank	1.00%	$1,000	-	Learn More
tedd \| Jun 28, 2021 They bait and switch. Advertise cds at .40 but offer only .04 when in the office. Sharp business practice. Read More Reviews (2)
Highpoint Community Bank	1.00%	$10,000	-	Learn More Add Review
Grand Timber Bank	1.00%	$100,000	-	Learn More Add Review
Security Bank USA	1.00%	$100,000	-	Learn More Add Review
The First National Bank of Osakis	1.00%	$100,000	-	Learn More Add Review
Hometown Community Bank	1.00%	$10,000	-	Learn More Add Review
PrinsBank	1.00%	$10,000	-	Learn More
lloyde mille3r \| Mar 29, 2017 my ira Read More Reviews (1)
Lowry State Bank	1.00%	$10,000	-	Learn More Add Review
Riverland Bank	1.00%	$10,000	-	Learn More Add Review
Exchange Bank of Missouri Fulton Branch	1.00%	$10,000	-	Learn More Add Review
Bloomsdale Bank Center Drive Branch	1.00%	$100,000	-	Learn More Add Review
Alton Bank Alton Bank Branch	1.00%	$100,000	-	Learn More Add Review
First Security Bank of Deer Lodge	1.00%	$10,000	-	Learn More Add Review
The Tri-County Bank	1.00%	$10,000	-	Learn More Add Review
Elkhorn Valley Bank & Trust	1.00%	$10,000	-	Learn More Add Review
United Orient Bank	1.00%	$500	-	Learn More Add Review
Community Bank	1.00%	$10,000	-	Learn More Add Review
Stockmans Bank	1.00%	$100,000	-	Learn More Add Review
Affiliated Bank, National Association	1.00%	$10,000	-	Learn More
Rhepler \| Aug 4, 2022 Great CD rates & service Read More Reviews (1)
First State Bank of Texas	1.00%	$100,000	-	Learn More Add Review
Citizens State Bank	1.00%	$100,000	-	Learn More Add Review
State Bank Financial	1.00%	$100,000	-	Learn More Add Review
California International Bank, N.A.	0.97%	$10,000	-	Learn More Add Review
The Haviland State Bank	0.96%	$10,000	-	Learn More Add Review
Tri Valley Bank	0.96%	$10,000	-	Learn More Add Review
Oregon Coast Bank	0.96%	$10,000	-	Learn More Add Review
Spratt Savings Bank	0.95%	$500	-	Learn More Add Review
Bodcaw Bank	0.95%	$10,000	-	Learn More Add Review
Madison County Community Bank	0.95%	$100,000	-	Learn More Add Review
Impact Bank	0.95%	$10,000	-	Learn More Add Review
First Financial Bank	0.95%	$100,000	-	Learn More Add Review
The First National Bank of Sedan	0.95%	$10,000	-	Learn More Add Review
Mid-America Bank	0.95%	$10,000	-	Learn More Add Review
The Stock Exchange Bank, Caldwell, Kansas	0.95%	$10,000	-	Learn More Add Review
The First National Bank of Bemidji	0.95%	$100,000	-	Learn More Add Review
Alliance Bank	0.95%	$100,000	-	Learn More Add Review
Glenwood State Bank (Incorporated)	0.95%	$100,000	-	Learn More Add Review
Citizens Bank & Trust Co.	0.95%	$10,000	-	Learn More Add Review
Dakota Community Bank & Trust, National Association	0.95%	$100,000	-	Learn More Add Review
State Bank of Scotia	0.95%	$50,001	-	Learn More Add Review
Apex Bank	0.95%	$10,000	-	Learn More
jenningsjerome56@gmail.com \| Aug 26, 2020 JeanJennings6 Read More Reviews (4)
Industry State Bank	0.95%	$10,000	-	Learn More
Mike Smith \| Dec 1, 2020 This Bank and Bank of Brenham were great to deal with. Just a little drive out to the country and definitely worth it. Read More Reviews (1)
Citizens State Bank	0.95%	$10,000	-	Learn More
mdubois77077@yahoo.com \| May 3, 2016 Branchs locations, Houston, Tx. Read More Reviews (1)
Round Top State Bank	0.95%	$10,000	-	Learn More Add Review
The First National Bank of Bellville	0.95%	$10,000	-	Learn More
Jon Davis \| Jun 25, 2016 Recommend this bank and Bank of Brenham! Friendly, helpful, and both have great rates! Read More Reviews (2)
Bank of Brenham, National Association	0.95%	$10,000	-	Learn More
Bob Collier \| Dec 1, 2020 Worth the drive out to the country! Read More Reviews (4)
Austin County State Bank	0.95%	$100,000	-	Learn More Add Review
The First National Bank of Shiner	0.95%	$10,000	-	Learn More Add Review
Pacific Crest Savings Bank	0.95%	$10,000	-	Learn More Add Review
Bank of Cashton	0.95%	$10,000	-	Learn More Add Review
Citizens State Bank	0.95%	$1,000	-	Learn More Add Review
Systematic Savings Bank Systematic Savings Bank Branch	0.92%	$10,000	-	Learn More Add Review
Capital Community Bank	0.91%	$100,000	-	Learn More
bws/esc \| Apr 27, 2023 have had 3 cd accounts. all interactions with instructions for disposition of funds were never exactly enacted as discussed and requests for confirmatory emails never sent with details as terms discussed. ... Read More Reviews (4)
Preferred Bank	0.90%	$10,000	-	Learn More Add Review
The Citizens National Bank of Hillsboro	0.90%	$10,000	-	Learn More Add Review
Summit State Bank	0.90%	$10,000	-	Learn More Add Review
First Commerce Bank	0.90%	$10,000	-	Learn More Add Review
Sterling Bank	0.90%	$10,000	-	Learn More
Al \| Sep 26, 2016 I think the specials have ended. can you double check? Read More Reviews (1)
Citizens Savings Bank	0.90%	$100,000	-	Learn More Add Review
Iowa State Bank	0.90%	$1,000	-	Learn More Add Review
First State Bank	0.90%	$10,000	-	Learn More Add Review
Security State Bank	0.90%	$10,000	-	Learn More Add Review
Raritan State Bank	0.90%	$100,000	-	Learn More Add Review
Gilmer National Bank, Gilmer, Texas	0.90%	$10,000	-	Learn More Add Review
Yampa Valley Bank	0.90%	$10,000	-	Learn More Add Review
Hardin County Savings Bank	0.90%	$100,000	-	Learn More Add Review
United Community Bank	0.90%	$10,000	-	Learn More Add Review
First State Bank	0.90%	$1,000	-	Learn More Add Review
First Financial Bank	0.90%	$10,000	-	Learn More Add Review
Crossroads Bank	0.90%	$10,000	-	Learn More Add Review
SouthStar Bank, S.S.B.	0.90%	$100,000	-	Learn More Add Review
Bedford Federal Savings Bank	0.90%	$100,000	-	Learn More Add Review
The Fowler State Bank	0.90%	$10,000	-	Learn More Add Review
New Century Bank	0.90%	$10,000	-	Learn More Add Review
The First State Bank of Healy	0.90%	$10,000	-	Learn More Add Review
Flint Hills Bank	0.90%	$100,000	-	Learn More Add Review
Kaw Valley State Bank	0.90%	$10,000	-	Learn More Add Review
JD Bank	0.90%	$10,000	-	Learn More Add Review
Bank of Abbeville & Trust Company	0.90%	$10,000	-	Learn More Add Review
Bank of Zachary	0.90%	$10,000	-	Learn More Add Review
Dearborn Federal Savings Bank	0.90%	$10,000	-	Learn More
Braden \| Feb 1, 2023 Absolutely most horrible experience in my life I opened a large CD when I was living in Dearborn and let the interest accrue for about 6 years I knew how much the interest rate was and how much was in the ... Read More Reviews (1)
Harvest Bank	0.90%	$100,000	-	Learn More Add Review
First State Bank of Grove City	0.90%	$10,000	-	Learn More Add Review
Farmers & Merchants State Bank of New York Mills, Incorporated	0.90%	$500	-	Learn More Add Review
Bonanza Valley State Bank	0.90%	$500	-	Learn More Add Review
Commercial Bank of Mott	0.90%	$10,000	-	Learn More Add Review
McIntosh County Bank	0.90%	$100	-	Learn More Add Review
Madison County Bank	0.90%	$10,000	-	Learn More Add Review
Stanton State Bank	0.90%	$10,000	-	Learn More Add Review
The Citizens Bank of Clovis	0.90%	$100,000	-	Learn More Add Review
West Valley National Bank	0.90%	$10,000	-	Learn More Add Review
Ciera Bank	0.90%	$10,000	-	Learn More Add Review
Ennis State Bank	0.90%	$100,000	-	Learn More Add Review
Stockmans Bank	0.90%	$10,000	-	Learn More Add Review
The First National Bank of Sonora	0.90%	$100,000	-	Learn More Add Review
UBank	0.90%	$10,000	-	Learn More Add Review
Citizens State Bank	0.90%	$10,000	-	Learn More Add Review
Austin County State Bank	0.90%	$10,000	-	Learn More Add Review
Schertz Bank & Trust	0.90%	$10,000	-	Learn More Add Review
Marion State Bank	0.90%	$100,000	-	Learn More Add Review
TrustTexas Bank, SSB	0.90%	$10,000	-	Learn More
CFO \| Oct 22, 2021 TrustTexas Bank was founded in 1921. Read More Reviews (2)
Ixonia Bank	0.90%	$10,000	-	Learn More Add Review
Iowa State Bank	0.89%	$1,000	-	Learn More
Roland Dion \| Apr 13, 2015 Does this bank accept deposits from California residents? Read More Reviews (1)
R Bank	0.88%	$100,000	-	Learn More Add Review
Garden Plain State Bank	0.87%	$10,000	-	Learn More Add Review
Bank Plus	0.86%	$1,000	-	Learn More Add Review
Bank of Hindman	0.86%	$10,000	-	Learn More Add Review
Midwest Bank	0.85%	$100,000	-	Learn More Add Review
Freedom Bank	0.85%	$100,000	-	Learn More Add Review
Bank 7	0.85%	$1,000	-	Learn More
Randall Stewart \| Mar 24, 2022 I visited this bank yesterday, 3/23 and this rate 0.85% was NOT offered. Read More Reviews (1)
CLB The Community Bank	0.85%	$100,000	-	Learn More Add Review
The First National Bank of Bemidji	0.85%	$10,000	-	Learn More Add Review
Farmers Bank & Trust	0.85%	$100,000	-	Learn More Add Review
CommerceOne Bank	0.85%	$10,000	-	Learn More Add Review
Grand Rivers Community Bank	0.85%	$10,000	-	Learn More Add Review
Tandem Bank	0.85%	$10,000	-	Learn More Add Review
American Bank, National Association	0.85%	$10,000	-	Learn More Add Review
American State Bank	0.85%	$10,000	-	Learn More
Lindap \| Jun 25, 2020 If you need a simple answer you will have to jump through hoops and talk to people that are not connected to your bank. Plus when you try to return the call the number they call from is not a working numb... Read More Reviews (2)
The Security State Bank	0.85%	$10,000	-	Learn More Add Review
The First National Bank of Manning	0.85%	$100,000	-	Learn More Add Review
Citizens Savings Bank	0.85%	$10,000	-	Learn More Add Review
Texana Bank, National Association	0.85%	$10,000	-	Learn More
Steve \| Mar 19, 2021 ... Read More Reviews (2)
First National Bank North	0.85%	$100	-	Learn More Add Review
Magnolia Bank	0.85%	$500	-	Learn More
fartoomany \| Sep 20, 2019 100 day cd 2.85% Read More Reviews (1)
Montrose Savings Bank Montrose Savings Bank Branch	0.85%	$500	-	Learn More Add Review
Citizens' Bank of Charleston Citizens Bank Branch	0.85%	$100,000	-	Learn More Add Review
22nd State Bank	0.85%	$10,000	-	Learn More Add Review
State Bank of Lake Park	0.85%	$500	-	Learn More Add Review
The First National Bank of Monterey	0.85%	$1,000	-	Learn More Add Review
Bank of Buffalo	0.85%	$10,000	-	Learn More Add Review
Simmesport State Bank	0.85%	$10,000	-	Learn More
ron derfel \| Feb 2, 2015 Do you accept cd opening deposits from mass. and how. thanks. 100,000 or more if rates can be improved a bit. thanks Read More Reviews (1)
Fidelity Co-operative Bank	0.85%	$1,000	-	Learn More
Rate History: 0.80% → 0.85%
burtlaman@verizon.net \| Jun 13, 2016 I'm interested in your special sav send info Read More Reviews (1)
The First National Bank of St. Ignace	0.85%	$100,000	-	Learn More Add Review
Mi Bank	0.85%	$10,000	-	Learn More Add Review
Sherburne State Bank	0.85%	$100,000	-	Learn More Add Review
Security Bank USA	0.85%	$10,000	-	Learn More Add Review
The Citizens National Bank of Park Rapids	0.85%	$10,000	-	Learn More Add Review
Alliance Bank	0.85%	$10,000	-	Learn More Add Review
North American Banking Company	0.85%	$10,000	-	Learn More Add Review
Foresight Bank	0.85%	$100,000	-	Learn More Add Review
The First National Bank of Osakis	0.85%	$10,000	-	Learn More Add Review
Bridgewater Bank	0.85%	$10,000	-	Learn More Add Review
The Wanda State Bank	0.85%	$10,000	-	Learn More Add Review
Peoples State Bank of Plainview	0.85%	$100,000	-	Learn More Add Review
Bank of Monticello Kahoka Branch	0.85%	$100,000	-	Learn More Add Review
Community First Bank Community First Bank Branch	0.85%	$10,000	-	Learn More Add Review
Freedom Bank of Southern Missouri Freedom Bank Of Southern Missouri Branch	0.85%	$10,000	-	Learn More Add Review
First Missouri State Bank Fisk Facility Branch	0.85%	$10,000	-	Learn More Add Review
Bank of Hartington	0.85%	$10,000	-	Learn More Add Review
State Bank of Scotia	0.85%	$1,000	-	Learn More Add Review
Citizens State Bank	0.85%	$10,000	-	Learn More Add Review
Town & Country Bank	0.85%	$100,000	-	Learn More Add Review
The Stock Exchange Bank	0.85%	$100,000	-	Learn More Add Review
The First Security Bank	0.85%	$10,000	-	Learn More Add Review
Exchange Bank and Trust Company	0.85%	$100,000	-	Learn More Add Review
Bank of Commerce	0.85%	$10,000	-	Learn More Add Review
Sooner State Bank	0.85%	$10,000	-	Learn More
Randall Stewart \| Mar 24, 2022 I visited this bank yesterday, 3/23 and this advertised rate was not offered. Read More Reviews (1)
Bank of Greeleyville	0.85%	$10,000	-	Learn More Add Review
First State Bank and Trust Company	0.85%	$100,000	-	Learn More Add Review
Citizens State Bank	0.85%	$100,000	-	Learn More Add Review
Oakwood Bank	0.85%	$10,000	-	Learn More Add Review
The Converse County Bank	0.85%	$10,000	-	Learn More Add Review
First National Bank, Cortez	0.83%	$100,000	-	Learn More Add Review
Madison County Community Bank	0.82%	$10,000	-	Learn More Add Review
The Corner Stone Bank Nw Corner Branch	0.82%	$10,000	-	Learn More Add Review
Champion Bank	0.81%	$10,000	-	Learn More Add Review
Heritage Bank	0.81%	$10,000	-	Learn More Add Review
Capital Community Bank	0.81%	$10,000	-	Learn More
bws/esc \| Apr 27, 2023 have had 3 cd accounts. all interactions with instructions for disposition of funds were never exactly enacted as discussed and requests for confirmatory emails never sent with details as terms discussed. ... Read More Reviews (4)
American Bank of Commerce	0.80%	$10,000	-	Learn More Add Review
St. Louis Bank	0.80%	$100,000	-	Learn More Add Review
State Bank of Cherry	0.80%	$1,000	-	Learn More Add Review
Nano Banc	0.80%	$100,000	-	Learn More Add Review
The Exchange Bank of Alabama	0.80%	$10,000	-	Learn More Add Review
RiverBank	0.80%	$10,000	-	Learn More Add Review
St Landry Homestead Federal Savings Bank	0.80%	$1,000	-	Learn More Add Review
Anderson State Bank	0.80%	$100,000	-	Learn More Add Review
The Citizens State Bank of Cheney, Kansas	0.80%	$10,000	-	Learn More Add Review

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10116

Branch	Street	City	State
First Bank of the Lake First Bank Of The Lake Branch	4558 Osage Beach Parkway Suite 100	Osage Beach	MO
Arvest Bank Blue Ridge Branch	9300 Blue Ridge Boulevard	Kansas City	MO
Arvest Bank Blue Ridge Branch	9300 Blue Ridge Boulevard	Kansas City	MO
Monet Bank Frontenac Branch	903 South Lindbergh Blvd, Suite 110	Frontenac	MO
Capitol Federal Savings Bank Embassy Plaza Branch	5821 Nw Barry Rd	Kansas City	MO
Paramount Bank Paramount Bank Branch	90 Village Square Shopping Center	Hazelwood	MO
Phelps County Bank Drive-In Facility Branch	Highway 72 And Salem Avenue	Rolla	MO
Crescent Bank Crescent Bank & Trust Branch	14400 East 42nd, Suite 210	Independence	MO
The Bank of Missouri Caruthersville Branch	713 Ward Avenue	Caruthersville	MO
Bank of America, National Association One Kansas City Place Branch	1200 Main Street	Kansas City	MO
FCB Banks Tesson Ferry Road Branch	12000 Tesson Ferry Road	Saint Louis	MO
First Federal Bank of Kansas City 9330 East Gregory Blvd Branch	9330 East Gregory Boulevard	Raytown	MO
Wells Fargo Bank, National Association Saint Louis Trust Office Branch	1 North Jefferson Avenue	Saint Louis	MO
BMO Bank National Association Crestwood Branch	9206 Watson Road	Crestwood	MO
Guaranty Bank Springfield First Community Bank Branch	2006 South Glenstone Avenue	Springfield	MO
First Bank Warson Woods Branch	9901 Manchester	Saint Louis	MO
Exchange Bank of Missouri Fulton Branch	601 Court Street	Fulton	MO
Bloomsdale Bank Center Drive Branch	695 Center Drive	Sainte Genevieve	MO
Alton Bank Alton Bank Branch	520 Broadway St	Alton	MO
Arlo Bank Systematic Savings Bank Branch	318 South Ave	Springfield	MO
Montrose Savings Bank Montrose Savings Bank Branch	401 Missouri Avenue	Montrose	MO
Citizens' Bank of Charleston Citizens Bank Branch	722 North Martin Street	East Prairie	MO
Bank of Monticello Kahoka Branch	180 South Johnson Street	Kahoka	MO
Community First Bank Community First Bank Branch	915 West Fort Scott Street	Butler	MO
Freedom Bank of Southern Missouri Freedom Bank Of Southern Missouri Branch	Southeast Corner Of Highway 37 And Doc Meyer Road	Seligman	MO
First Missouri State Bank Fisk Facility Branch	Second And Dale Streets	Fisk	MO
The Corner Stone Bank Nw Corner Branch	Seneca Street And Highway 76	Tiff City	MO

See rates for Online Banks →

See rates for Credit Unions →

BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Certificates of Deposit - Branch Banks 2025

A certificate of deposit (CD) is a savings product offered by a bank in which a depositor (someone who has money to put into the bank) agrees to commit a certain amount of money for a set period of time, in return for a fixed rate of interest. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

CD Terms

The time period in which money is held in a certificate of deposit is called the term. Terms can run for any period of time but in general, banks use the following terms: 3 months, 6 months, 12 months, 18 months, 24 months, 36 months, 48 months, and 60 months. Terms can either be described in months or years. The term that is right for each individual depends on their goals, the rate they which to earn, and their future plans for the money. In general, if rates are going up, savers should avoid putting the money into a long-term CD. If rates are going down, then the opposite is true, and savers should try and lock into a good rate for an extended period of time. In stable rate environments, CDs that are over 12 months in length can enable depositors to pick up a slight premium over savings accounts.

CD Risk

Almost all banks provide CDs to their consumers and they have been a mainstay of savers and retirement accounts for years. If FDIC insured, the CD represents a safe place to put money that will generate a predictable return.

Inflation is the main risk of a CD. Inflation can often run higher than the inflation adjusted return on a CD, thus eroding the value of the money stored in the CD over time. This is especially true for longer-term CDs opened in low interest rate environments.

How Interest is Paid

The method of distributing the interest earned on a CD varies by bank. Some banks pay interest monthly, other semi-annually, and others at the maturity of the CD. One advantage of a branch-based bank is that a depositor can walk into the bank and receive their interest that day in the form of a check. Online banks tend to use electronic funds transfer or check via mail.

Interest Rate

Since the financial crisis in 2008, CDs have become less popular because the yields they offer have dropped precipitously, making it difficult for retirees and savers to generate sufficient income. But investors looking for a place to stash some cash might still find CDs an attractive place for some of their savings. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

ADVANTAGES AND DISADVANTAGES

The advantages of a Certificate of Deposit from a branch bank are:

Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
CDs provide a predictable, set rate of return.
Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of branch-based CDs are:

The deposited money is committed for a certain period of time and can only be withdrawn with substantial penalties.
One year CDs from branch banks often pay less interest than from online banks. Please see those rates here.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

SAVINGS & CD CALCULATOR

Find out how much extra money you can earn by moving your bank money into an account that pays more.

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Brentwood, Missouri CD Rates

Branches Info around zip 10116

PRODUCT INFORMATION

Certificates of Deposit - Branch Banks 2025

CD Terms

CD Risk

How Interest is Paid

Interest Rate

ADVANTAGES AND DISADVANTAGES

The advantages of a Certificate of Deposit from a branch bank are:

The disadvantages of branch-based CDs are:

SAVINGS & CD CALCULATOR

CD Products by State

CD Products by City in Missouri

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